Home > BankFinancial > Net charge- offs to loans
BankFinancial, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1791% | 598 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0095% | 3,968 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0037% | 4,502 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2131% | 4,552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2716% | 4,562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4313% | 608 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5172% | 207 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5172% | 149 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1748% | 496 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0116% | 4,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0037% | 4,540 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2784% | 4,592 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3554% | 4,601 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4127% | 506 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8055% | 144 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8055% | 140 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1175% | 612 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0067% | 3,917 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0041% | 4,581 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1107% | 4,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1415% | 4,522 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2675% | 567 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7045% | 149 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7045% | 178 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0288% | 1,122 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0058% | 3,944 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0037% | 4,650 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0897% | 4,547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1148% | 4,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0569% | 623 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2830% | 101 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.2830% | 89 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0367% | 1,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0381% | 446 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1696% | 161 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0042% | 4,647 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2455% | 80 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1732% | 19 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0294% | 4,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0263% | 1,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5632% | 174 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5632% | 160 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0500% | 981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0544% | 289 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2308% | 103 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0044% | 4,692 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3368% | 56 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4975% | 13 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0127% | 3,966 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0365% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4464% | 165 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4464% | 149 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0456% | 936 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0620% | 232 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3578% | 74 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0040% | 3,820 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0199% | 810 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1114% | 208 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1114% | 187 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0776% | 608 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1346% | 128 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7576% | 35 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0046% | 3,834 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0274% | 243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0355% | 209 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0008% | 3,251 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1756% | 98 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1756% | 84 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0197% | 3,968 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0404% | 4,325 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0067% | 667 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0075% | 3,913 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5878% | 4,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7573% | 4,705 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0007% | 1,501 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5323% | 265 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5323% | 239 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0210% | 3,985 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0400% | 4,365 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0085% | 3,956 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5342% | 4,762 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6875% | 4,777 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0009% | 3,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1228% | 353 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1228% | 305 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0231% | 4,046 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0442% | 4,449 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0095% | 3,965 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5693% | 4,803 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7332% | 4,816 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0009% | 3,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4539% | 263 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4539% | 226 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0082% | 1,614 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0475% | 4,544 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0098% | 3,968 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5995% | 4,827 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7746% | 4,840 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0803% | 583 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5691% | 277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5691% | 243 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0058% | 4,172 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0175% | 4,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0179% | 4,007 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0573% | 4,574 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0740% | 4,641 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0010% | 3,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2068% | 156 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2068% | 138 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0063% | 4,108 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0173% | 4,363 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0204% | 4,027 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0289% | 4,422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0232% | 289 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0442% | 4,548 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0010% | 3,688 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9874% | 166 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9874% | 141 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0019% | 3,816 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0104% | 4,245 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0099% | 4,025 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0418% | 4,552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0540% | 4,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0015% | 3,673 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9649% | 190 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9649% | 163 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0031% | 3,731 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0108% | 4,263 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0087% | 4,066 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0588% | 4,670 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0757% | 4,724 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0019% | 3,635 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4248% | 284 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4248% | 249 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3689% | 545 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0245% | 1,524 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0575% | 730 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0051% | 4,086 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2308% | 310 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0765% | 49 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0183% | 4,422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9870% | 517 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6300% | 446 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6300% | 388 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4772% | 356 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0239% | 1,281 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0755% | 526 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0052% | 4,150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1807% | 360 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5777% | 71 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0632% | 749 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2934% | 335 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4618% | 484 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4618% | 423 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6908% | 219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0147% | 1,265 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0376% | 499 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0051% | 4,176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1487% | 398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4927% | 68 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0463% | 753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9164% | 218 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7156% | 399 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7156% | 345 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0088% | 2,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0123% | 1,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0744% | 267 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0051% | 4,231 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0349% | 713 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3026% | 3,907 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1362% | 351 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0017% | 3,783 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1817% | 649 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1817% | 580 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0031% | 3,626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0141% | 1,873 |
| Percentage Net Loans Charged-off:Construction & development | -0.1887% | 4,736 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0589% | 699 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0002% | 125 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0296% | 1,499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4325% | 99 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1001% | 5,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0201% | 4,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1976% | 647 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1976% | 578 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0005% | 3,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0146% | 1,575 |
| Percentage Net Loans Charged-off:Construction & development | -0.2082% | 4,788 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0021% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1272% | 556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6543% | 64 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0441% | 4,878 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0265% | 4,206 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5355% | 1,341 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5355% | 1,235 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0074% | 4,211 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0100% | 1,430 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0059% | 71 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0547% | 903 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6558% | 61 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1422% | 5,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0389% | 4,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0714% | 5,116 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 4,192 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0055% | 4,363 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0126% | 4,556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8779% | 44 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3080% | 5,392 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1955% | 4,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0245% | 5,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0304% | 1,832 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0836% | 774 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0107% | 4,411 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1498% | 783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1747% | 296 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1419% | 816 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1266% | 4,903 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4827% | 1,785 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4827% | 1,653 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0262% | 4,946 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0443% | 1,358 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1155% | 522 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0124% | 4,449 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2025% | 522 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2359% | 207 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1919% | 561 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1562% | 4,962 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4830% | 1,635 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4830% | 1,493 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0323% | 2,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0526% | 1,151 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1835% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0174% | 4,502 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1733% | 600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2566% | 187 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1473% | 672 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0042% | 3,971 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0958% | 1,404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1500% | 478 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3647% | 148 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0058% | 4,512 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5115% | 207 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5278% | 102 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5065% | 212 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0043% | 3,962 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1056% | 2,211 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1868% | 711 |
| Percentage Net Loans Charged-off:Construction & development | -2.4329% | 5,411 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7544% | 206 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0161% | 4,578 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1471% | 1,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4656% | 175 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0454% | 1,877 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0823% | 4,942 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2020% | 737 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2020% | 667 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1785% | 1,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2756% | 407 |
| Percentage Net Loans Charged-off:Construction & development | -3.1700% | 5,466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9806% | 129 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0276% | 4,627 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3674% | 367 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3674% | 53 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0443% | 1,671 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0571% | 4,770 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6045% | 432 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6045% | 391 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2596% | 926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3851% | 309 |
| Percentage Net Loans Charged-off:Construction & development | -4.3006% | 5,517 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4107% | 91 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0374% | 4,674 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4148% | 336 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6463% | 47 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0137% | 1,856 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0597% | 4,809 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8661% | 367 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8661% | 329 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0692% | 5,488 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0686% | 5,546 |
| Percentage Net Loans Charged-off:Construction & development | -8.9917% | 5,542 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0054% | 606 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0721% | 4,736 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0737% | 5,595 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0308% | 4,107 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0878% | 5,645 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0893% | 5,035 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2241% | 191 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2241% | 170 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0765% | 5,701 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0523% | 5,519 |
| Percentage Net Loans Charged-off:Construction & development | -2.9843% | 5,620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0520% | 5,484 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0033% | 278 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1853% | 5,893 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0090% | 4,116 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2472% | 5,930 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1543% | 5,295 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8043% | 1,046 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8043% | 945 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0295% | 5,350 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0363% | 2,268 |
| Percentage Net Loans Charged-off:Construction & development | -3.8732% | 5,695 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1408% | 766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0033% | 234 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0246% | 2,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4039% | 290 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1107% | 5,853 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2365% | 5,471 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7116% | 1,070 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7116% | 985 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0055% | 4,763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0739% | 1,650 |
| Percentage Net Loans Charged-off:Construction & development | -0.7601% | 5,546 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2083% | 564 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0719% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0874% | 5,854 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0724% | 599 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1455% | 5,967 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2588% | 5,554 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7546% | 956 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7546% | 869 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1056% | 5,875 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0212% | 1,789 |
| Percentage Net Loans Charged-off:Construction & development | -1.4581% | 5,668 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0087% | 5,427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0126% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0961% | 1,226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0248% | 458 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1225% | 1,063 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5109% | 5,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6319% | 1,108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6319% | 1,000 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1255% | 2,774 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2851% | 1,095 |
| Percentage Net Loans Charged-off:Construction & development | -10.9974% | 5,951 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5263% | 635 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2582% | 267 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2363% | 1,422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5442% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1140% | 2,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4370% | 5,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3882% | 2,121 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3882% | 1,987 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1330% | 2,462 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3093% | 952 |
| Percentage Net Loans Charged-off:Construction & development | -10.0295% | 5,996 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5633% | 533 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2343% | 242 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3479% | 960 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6041% | 339 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2448% | 1,242 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5049% | 5,982 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3911% | 1,940 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3911% | 1,795 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2029% | 1,812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2579% | 1,147 |
| Percentage Net Loans Charged-off:Construction & development | -12.0009% | 6,017 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3797% | 691 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3179% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2403% | 1,300 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2290% | 580 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2450% | 1,228 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6777% | 1,226 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6777% | 1,114 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1615% | 1,749 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1984% | 1,192 |
| Percentage Net Loans Charged-off:Construction & development | -20.0642% | 6,049 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8700% | 296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0748% | 149 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0900% | 1,628 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0137% | 4,444 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1329% | 1,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0237% | 1,273 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6676% | 1,217 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6676% | 1,108 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3033% | 2,170 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3816% | 1,463 |
| Percentage Net Loans Charged-off:Construction & development | 6.7361% | 180 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0225% | 2,518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4389% | 385 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5093% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4631% | 706 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5304% | 1,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0217% | 5,151 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8564% | 540 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8564% | 484 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3403% | 1,845 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4179% | 1,274 |
| Percentage Net Loans Charged-off:Construction & development | 13.7093% | 73 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0421% | 6,220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4851% | 317 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4066% | 1,301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2510% | 903 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4789% | 1,073 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0047% | 2,719 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3721% | 365 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3721% | 338 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3609% | 1,760 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3981% | 1,340 |
| Percentage Net Loans Charged-off:Construction & development | 24.4963% | 37 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0846% | 1,656 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2261% | 305 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2069% | 1,973 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1181% | 4,861 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3609% | 1,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2143% | 1,685 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6940% | 1,404 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6940% | 1,282 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5033% | 1,199 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6210% | 847 |
| Percentage Net Loans Charged-off:Construction & development | 47.7944% | 13 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0914% | 1,167 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2072% | 223 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2356% | 1,559 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3338% | 4,971 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5064% | 949 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0288% | 1,606 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1551% | 5,802 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1551% | 5,753 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.9156% | 78 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.2819% | 53 |
| Percentage Net Loans Charged-off:Construction & development | 26.4250% | 49 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.0629% | 53 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7068% | 346 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.8457% | 66 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2721% | 272 |
| All other 1-4 family - Percent of loans charged-off, net | 5.9975% | 45 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3073% | 738 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6689% | 444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6689% | 408 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0701% | 336 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0634% | 312 |
| Percentage Net Loans Charged-off:Construction & development | 6.1697% | 454 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4240% | 151 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7857% | 436 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1815% | 310 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0996% | 295 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2176% | 317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1874% | 725 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5624% | 303 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5624% | 284 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5953% | 1,826 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7221% | 1,377 |
| Percentage Net Loans Charged-off:Construction & development | -0.1101% | 6,115 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5160% | 540 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1023% | 533 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8179% | 1,106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8231% | 649 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8155% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0201% | 5,520 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4977% | 865 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4977% | 782 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3510% | 2,249 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3924% | 1,869 |
| Percentage Net Loans Charged-off:Construction & development | -2.8011% | 6,482 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5195% | 954 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1629% | 344 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8345% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5862% | 358 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5122% | 1,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1559% | 1,682 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2847% | 925 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2847% | 827 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0544% | 1,643 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1473% | 1,396 |
| Percentage Net Loans Charged-off:Construction & development | 11.3958% | 370 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2000% | 2,730 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8290% | 649 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8480% | 601 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8235% | 502 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8589% | 632 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0259% | 1,954 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3599% | 420 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3425% | 366 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6827% | 2,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7934% | 1,797 |
| Percentage Net Loans Charged-off:Construction & development | 13.9805% | 255 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0895% | 7,051 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5297% | 621 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0857% | 1,088 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5064% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8980% | 1,283 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2399% | 2,957 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1562% | 322 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1236% | 273 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6552% | 2,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7645% | 1,745 |
| Percentage Net Loans Charged-off:Construction & development | 5.3266% | 779 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2982% | 1,828 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0132% | 5,658 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9684% | 542 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6546% | 496 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1108% | 502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4158% | 2,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1761% | 1,277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1617% | 1,028 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6872% | 1,841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8347% | 1,360 |
| Percentage Net Loans Charged-off:Construction & development | 4.1738% | 704 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0079% | 1,871 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1196% | 5,736 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6720% | 365 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2567% | 235 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3987% | 408 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0788% | 6,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3001% | 641 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2397% | 497 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1264% | 1,980 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1453% | 1,685 |
| Percentage Net Loans Charged-off:Construction & development | 5.6673% | 1,100 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7986% | 1,536 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6119% | 574 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6741% | 1,890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7725% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6258% | 1,938 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8204% | 858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6885% | 2,838 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5007% | 3,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4058% | 3,006 |
| Percentage Net Loans Charged-off:Construction & development | 7.5176% | 754 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3503% | 7,499 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2402% | 773 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8316% | 1,446 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0155% | 784 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7418% | 1,548 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1544% | 963 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9040% | 2,178 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6977% | 2,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6032% | 2,246 |
| Percentage Net Loans Charged-off:Construction & development | 10.3076% | 469 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1326% | 7,472 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1670% | 637 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0392% | 1,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8469% | 775 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1307% | 1,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7715% | 769 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1217% | 1,739 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4969% | 2,573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6073% | 1,861 |
| Percentage Net Loans Charged-off:Construction & development | 6.8469% | 622 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2034% | 7,587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1660% | 412 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3403% | 811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2837% | 821 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8282% | 607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2082% | 2,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1938% | 1,578 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5746% | 3,495 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6370% | 2,560 |
| Percentage Net Loans Charged-off:Construction & development | 5.1670% | 1,199 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6458% | 1,529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2681% | 771 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4191% | 2,310 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0214% | 5,793 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6047% | 1,767 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9694% | 2,902 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4884% | 450 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4440% | 3,462 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4759% | 2,507 |
| Percentage Net Loans Charged-off:Construction & development | 5.1348% | 956 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5937% | 1,217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0609% | 669 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1396% | 3,224 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0288% | 5,825 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2083% | 2,629 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9170% | 2,470 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8197% | 390 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5178% | 2,772 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5362% | 2,053 |
| Percentage Net Loans Charged-off:Construction & development | 5.3630% | 786 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7066% | 863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0245% | 511 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1904% | 2,529 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0428% | 5,865 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2847% | 2,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4389% | 1,627 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8536% | 2,594 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2698% | 3,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2622% | 2,205 |
| Percentage Net Loans Charged-off:Construction & development | 2.9901% | 783 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1114% | 1,090 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0038% | 6,094 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2811% | 1,640 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0869% | 5,881 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4252% | 1,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9103% | 1,485 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6781% | 1,373 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2628% | 3,653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2683% | 2,477 |
| Percentage Net Loans Charged-off:Construction & development | 1.9806% | 1,103 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4793% | 889 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0418% | 6,237 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0631% | 3,269 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0437% | 5,979 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0967% | 2,746 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5340% | 2,630 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4072% | 333 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1119% | 4,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1120% | 2,816 |
| Percentage Net Loans Charged-off:Construction & development | 1.4422% | 888 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1089% | 1,207 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0723% | 6,227 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0606% | 2,711 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0921% | 967 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0511% | 2,621 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2305% | 2,736 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2717% | 701 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0499% | 4,701 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0630% | 2,764 |
| Percentage Net Loans Charged-off:Construction & development | 0.7737% | 864 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0934% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1088% | 6,190 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0623% | 2,217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0867% | 788 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0550% | 2,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1586% | 7,512 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3426% | 391 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0149% | 7,262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0151% | 2,482 |
| Percentage Net Loans Charged-off:Construction & development | 0.3475% | 721 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2212% | 6,129 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1728% | 1,129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4468% | 334 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0905% | 1,299 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4024% | 7,759 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1161% | 7,169 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0517% | 4,953 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0090% | 3,887 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0253% | 2,839 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1141% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0033% | 3,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6217% | 1,650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3385% | 3,844 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0548% | 4,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0119% | 2,931 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0330% | 2,120 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1530% | 460 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0043% | 2,426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6345% | 1,285 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2717% | 3,716 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0362% | 4,006 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 2,670 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0051% | 2,067 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0063% | 1,893 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4788% | 1,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2524% | 3,386 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0042% | 4,351 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0037% | 1,800 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0101% | 1,388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0125% | 1,245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4367% | 2,318 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0342% | 8,098 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0697% | 8,340 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2530% | 8,297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3405% | 2,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7727% | 1,979 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0234% | 7,796 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0936% | 8,395 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3443% | 8,366 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8429% | 906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8254% | 1,632 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0195% | 4,356 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 7,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0175% | 8,068 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3370% | 1,401 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3827% | 869 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0095% | 6,846 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0095% | 7,870 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0362% | 8,193 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0478% | 7,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7656% | 1,595 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0193% | 8,057 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0224% | 8,145 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0427% | 8,190 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0627% | 6,360 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0128% | 2,717 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0507% | 524 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0219% | 7,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5490% | 3,366 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5791% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0202% | 7,824 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0329% | 8,214 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0663% | 8,261 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0865% | 6,334 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0174% | 2,249 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0669% | 397 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0811% | 2,874 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4375% | 3,376 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3765% | 1,249 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0516% | 7,999 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0673% | 8,364 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1648% | 8,398 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1303% | 6,280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0266% | 1,756 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0999% | 290 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0427% | 2,655 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3854% | 3,308 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8322% | 992 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0481% | 7,817 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0937% | 8,498 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2501% | 8,506 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1036% | 6,243 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3236% | 1,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2967% | 3,205 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0168% | 6,229 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0926% | 8,629 |
| Percentage Net Loans Charged-off:Construction & development | -0.1113% | 7,957 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3651% | 8,615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0659% | 152 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 7,945 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0141% | 5,980 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0972% | 1,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3659% | 1,386 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1320% | 1,622 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0216% | 8,044 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1726% | 8,745 |
| Percentage Net Loans Charged-off:Construction & development | -0.1477% | 7,959 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6112% | 8,671 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0340% | 133 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0051% | 7,953 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0187% | 5,965 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4922% | 807 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8876% | 2,146 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1756% | 1,495 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0408% | 8,145 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1101% | 8,676 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3854% | 8,693 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0078% | 8,056 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0281% | 5,962 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6235% | 1,432 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0989% | 1,660 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0640% | 8,131 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1886% | 8,781 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6808% | 8,759 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0011% | 1,583 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0040% | 287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1668% | 746 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0758% | 805 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0714% | 5,393 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0127% | 8,311 |
| Percentage Net Loans Charged-off:Construction & development | -0.0511% | 8,031 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0818% | 8,656 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0293% | 2,720 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0387% | 2,449 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0872% | 1,575 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7033% | 3,342 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0150% | 6,335 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0200% | 8,435 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1456% | 8,756 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0451% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0592% | 1,788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4348% | 2,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2991% | 4,840 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1295% | 8,843 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2028% | 8,974 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7649% | 8,894 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0101% | 2,221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0132% | 2,072 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6212% | 1,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2763% | 4,570 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1641% | 2,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0817% | 1,179 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3096% | 324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1247% | 952 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2252% | 3,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1419% | 1,457 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6886% | 385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0180% | 171 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0333% | 8,750 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0396% | 8,768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1161% | 1,736 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5802% | 3,932 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0025% | 7,691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0023% | 7,937 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5688% | 3,824 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7587% | 1,836 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1507% | 3,770 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0373% | 499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0399% | 500 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6127% | 43 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0321% | 506 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8168% | 36 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2731% | 310 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8889% | 210 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0426% | 6,278 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0389% | 523 |
| Percentage Net Loans Charged-off:Construction & development | 7.4108% | 6 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0108% | 849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0109% | 795 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0566% | 874 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1295% | 380 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0014% | 8,108 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 1,200 |
| Percentage Net Loans Charged-off:Construction & development | -0.3822% | 1,371 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8225% | 592 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0039% | 8,396 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0018% | 971 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0018% | 922 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4598% | 933 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,371 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0036% | 8,739 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7098% | 575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0119% | 8,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0119% | 953 |
| Percentage Net Loans Charged-off:Construction & development | 1.7568% | 105 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,287 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0025% | 9,864 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0025% | 1,194 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0026% | 1,082 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0026% | 1,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,311 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0064% | 11,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 1,282 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0066% | 1,105 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0031% | 1,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |