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Bankers Trust Company, Income and Expense

2015-12-31 (YTD Data)Rank
Total interest income$18,942,0001,337
Total interest expense$2,809,0001,008
Net interest income$16,133,0001,382
Provision for loan and lease losses$350,0001,745
Total noninterest income$2,916,0001,637
Gross Fiduciary activities income$1,067,000447
Service charges on deposit accounts$634,0001,771
Trading account gains and fees$0159
Additional Noninterest Income$1,215,0002,124
Total noninterest expense$10,820,0001,756
Salaries and employee benefits$5,195,0001,991
Premises and equipment expense$1,442,0001,588
Additional noninterest expense$4,183,0001,468
Pre-tax net operating income$7,879,0001,083
Securities gains (losses)$03,216
Applicable income taxes$2,798,000792
Income before extraordinary items$5,081,0001,336
Extraordinary gains, net$023
Net income$5,081,0001,336
Minority interest net income$081
Net income of bank and minority interests.$5,081,0001,336
Net charge-offs$22,0003,711
Cash dividends$800,0002,367
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,081,0001,315
2015-09-30 (YTD Data)Rank
Total interest income$14,013,0001,360
Total interest expense$2,135,0001,005
Net interest income$11,878,0001,415
Provision for loan and lease losses$260,0001,662
Total noninterest income$2,195,0001,646
Gross Fiduciary activities income$804,000446
Service charges on deposit accounts$466,0001,811
Trading account gains and fees$0153
Additional Noninterest Income$925,0002,127
Total noninterest expense$8,084,0001,769
Salaries and employee benefits$3,914,0001,995
Premises and equipment expense$1,019,0001,695
Additional noninterest expense$3,151,0001,471
Pre-tax net operating income$5,729,0001,136
Securities gains (losses)$03,031
Applicable income taxes$2,037,000831
Income before extraordinary items$3,692,0001,386
Extraordinary gains, net$021
Net income$3,692,0001,387
Minority interest net income$078
Net income of bank and minority interests.$3,692,0001,387
Net charge-offs$04,182
Cash dividends$400,0002,537
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,692,0001,354
2015-06-30 (YTD Data)Rank
Total interest income$9,208,0001,376
Total interest expense$1,471,000962
Net interest income$7,737,0001,451
Provision for loan and lease losses$170,0001,668
Total noninterest income$1,421,0001,671
Gross Fiduciary activities income$522,000462
Service charges on deposit accounts$298,0001,842
Trading account gains and fees$0157
Additional Noninterest Income$601,0002,180
Total noninterest expense$5,324,0001,798
Salaries and employee benefits$2,596,0002,005
Premises and equipment expense$674,0001,722
Additional noninterest expense$2,054,0001,506
Pre-tax net operating income$3,664,0001,158
Securities gains (losses)$02,636
Applicable income taxes$1,301,000847
Income before extraordinary items$2,363,0001,407
Extraordinary gains, net$022
Net income$2,363,0001,407
Minority interest net income$075
Net income of bank and minority interests.$2,363,0001,408
Net charge-offs$1,0003,770
Cash dividends$200,0002,758
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,363,0001,368
2015-03-31 (YTD Data)Rank
Total interest income$4,498,0001,402
Total interest expense$748,000965
Net interest income$3,750,0001,482
Provision for loan and lease losses$80,0001,639
Total noninterest income$606,0001,861
Gross Fiduciary activities income$251,000473
Service charges on deposit accounts$149,0001,836
Trading account gains and fees$0152
Additional Noninterest Income$206,0002,586
Total noninterest expense$2,607,0001,825
Salaries and employee benefits$1,258,0002,071
Premises and equipment expense$328,0001,792
Additional noninterest expense$1,021,0001,502
Pre-tax net operating income$1,669,0001,214
Securities gains (losses)$02,027
Applicable income taxes$593,000907
Income before extraordinary items$1,076,0001,483
Extraordinary gains, net$013
Net income$1,076,0001,485
Minority interest net income$064
Net income of bank and minority interests.$1,076,0001,485
Net charge-offs$03,288
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,076,0001,437
2014-12-31 (YTD Data)Rank
Total interest income$17,489,0001,441
Total interest expense$3,601,000820
Net interest income$13,888,0001,589
Provision for loan and lease losses$500,0001,458
Total noninterest income$2,444,0001,835
Gross Fiduciary activities income$897,000491
Service charges on deposit accounts$594,0001,987
Trading account gains and fees$0180
Additional Noninterest Income$953,0002,389
Total noninterest expense$9,718,0001,949
Salaries and employee benefits$4,684,0002,173
Premises and equipment expense$1,242,0001,862
Additional noninterest expense$3,792,0001,642
Pre-tax net operating income$6,114,0001,283
Securities gains (losses)$03,259
Applicable income taxes$2,078,000958
Income before extraordinary items$4,036,0001,580
Extraordinary gains, net$017
Net income$4,036,0001,578
Minority interest net income$084
Net income of bank and minority interests.$4,036,0001,579
Net charge-offs$-749,0006,429
Cash dividends$600,0002,623
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,036,0001,546
2014-09-30 (YTD Data)Rank
Total interest income$12,961,0001,463
Total interest expense$2,796,000800
Net interest income$10,165,0001,631
Provision for loan and lease losses$393,0001,404
Total noninterest income$1,926,0001,757
Gross Fiduciary activities income$681,000479
Service charges on deposit accounts$438,0002,015
Trading account gains and fees$0174
Additional Noninterest Income$807,0002,250
Total noninterest expense$7,290,0001,950
Salaries and employee benefits$3,560,0002,158
Premises and equipment expense$901,0001,932
Additional noninterest expense$2,829,0001,650
Pre-tax net operating income$4,408,0001,350
Securities gains (losses)$02,980
Applicable income taxes$1,481,0001,011
Income before extraordinary items$2,927,0001,613
Extraordinary gains, net$015
Net income$2,927,0001,613
Minority interest net income$081
Net income of bank and minority interests.$2,927,0001,613
Net charge-offs$-753,0006,518
Cash dividends$300,0002,725
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,927,0001,592
2014-06-30 (YTD Data)Rank
Total interest income$8,575,0001,465
Total interest expense$1,919,000780
Net interest income$6,656,0001,651
Provision for loan and lease losses$280,0001,354
Total noninterest income$1,232,0001,804
Gross Fiduciary activities income$451,000481
Service charges on deposit accounts$288,0002,020
Trading account gains and fees$0172
Additional Noninterest Income$493,0002,331
Total noninterest expense$4,814,0001,967
Salaries and employee benefits$2,394,0002,143
Premises and equipment expense$543,0002,115
Additional noninterest expense$1,877,0001,656
Pre-tax net operating income$2,794,0001,364
Securities gains (losses)$02,580
Applicable income taxes$938,0001,019
Income before extraordinary items$1,856,0001,630
Extraordinary gains, net$020
Net income$1,856,0001,633
Minority interest net income$080
Net income of bank and minority interests.$1,856,0001,632
Net charge-offs$-790,0006,598
Cash dividends$150,0002,917
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,856,0001,606
2014-03-31 (YTD Data)Rank
Total interest income$4,278,0001,468
Total interest expense$967,000784
Net interest income$3,311,0001,653
Provision for loan and lease losses$168,0001,122
Total noninterest income$601,0001,796
Gross Fiduciary activities income$205,000515
Service charges on deposit accounts$143,0002,023
Trading account gains and fees$0147
Additional Noninterest Income$253,0002,242
Total noninterest expense$2,450,0001,934
Salaries and employee benefits$1,232,0002,108
Premises and equipment expense$255,0002,272
Additional noninterest expense$963,0001,601
Pre-tax net operating income$1,294,0001,419
Securities gains (losses)$01,715
Applicable income taxes$435,0001,027
Income before extraordinary items$859,0001,701
Extraordinary gains, net$016
Net income$859,0001,705
Minority interest net income$066
Net income of bank and minority interests.$859,0001,704
Net charge-offs$-738,0006,688
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$859,0001,672
2013-12-31 (YTD Data)Rank
Total interest income$17,542,0001,445
Total interest expense$4,038,000841
Net interest income$13,504,0001,610
Provision for loan and lease losses$1,600,000741
Total noninterest income$3,244,0001,537
Gross Fiduciary activities income$875,000481
Service charges on deposit accounts$685,0001,861
Trading account gains and fees$0184
Additional Noninterest Income$1,684,0001,714
Total noninterest expense$9,545,0001,977
Salaries and employee benefits$4,785,0002,135
Premises and equipment expense$1,006,0002,241
Additional noninterest expense$3,754,0001,698
Pre-tax net operating income$5,603,0001,310
Securities gains (losses)$03,182
Applicable income taxes$1,878,000945
Income before extraordinary items$3,725,0001,596
Extraordinary gains, net$029
Net income$3,725,0001,599
Minority interest net income$090
Net income of bank and minority interests.$3,725,0001,600
Net charge-offs$1,376,0001,000
Cash dividends$450,0002,878
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,725,0001,555
2013-09-30 (YTD Data)Rank
Total interest income$12,957,0001,470
Total interest expense$3,037,000867
Net interest income$9,920,0001,636
Provision for loan and lease losses$874,000992
Total noninterest income$2,629,0001,477
Gross Fiduciary activities income$631,000490
Service charges on deposit accounts$534,0001,808
Trading account gains and fees$0180
Additional Noninterest Income$1,464,0001,580
Total noninterest expense$7,458,0001,916
Salaries and employee benefits$3,806,0002,024
Premises and equipment expense$757,0002,259
Additional noninterest expense$2,895,0001,661
Pre-tax net operating income$4,217,0001,331
Securities gains (losses)$03,040
Applicable income taxes$1,418,000971
Income before extraordinary items$2,799,0001,607
Extraordinary gains, net$025
Net income$2,799,0001,610
Minority interest net income$084
Net income of bank and minority interests.$2,799,0001,610
Net charge-offs$-7,0006,043
Cash dividends$225,0002,849
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,799,0001,563
2013-06-30 (YTD Data)Rank
Total interest income$8,633,0001,460
Total interest expense$2,033,000882
Net interest income$6,600,0001,630
Provision for loan and lease losses$548,0001,090
Total noninterest income$1,817,0001,441
Gross Fiduciary activities income$420,000491
Service charges on deposit accounts$369,0001,738
Trading account gains and fees$0157
Additional Noninterest Income$1,028,0001,551
Total noninterest expense$5,044,0001,888
Salaries and employee benefits$2,577,0001,999
Premises and equipment expense$507,0002,257
Additional noninterest expense$1,960,0001,634
Pre-tax net operating income$2,825,0001,305
Securities gains (losses)$02,791
Applicable income taxes$952,000978
Income before extraordinary items$1,873,0001,618
Extraordinary gains, net$022
Net income$1,873,0001,620
Minority interest net income$082
Net income of bank and minority interests.$1,873,0001,623
Net charge-offs$04,909
Cash dividends$113,0002,923
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,873,0001,548
2013-03-31 (YTD Data)Rank
Total interest income$4,322,0001,476
Total interest expense$1,026,000913
Net interest income$3,296,0001,638
Provision for loan and lease losses$223,0001,276
Total noninterest income$883,0001,470
Gross Fiduciary activities income$187,000534
Service charges on deposit accounts$173,0001,823
Trading account gains and fees$0148
Additional Noninterest Income$523,0001,525
Total noninterest expense$2,600,0001,856
Salaries and employee benefits$1,325,0001,962
Premises and equipment expense$254,0002,287
Additional noninterest expense$1,021,0001,586
Pre-tax net operating income$1,356,0001,335
Securities gains (losses)$01,966
Applicable income taxes$460,000984
Income before extraordinary items$896,0001,628
Extraordinary gains, net$010
Net income$896,0001,630
Minority interest net income$076
Net income of bank and minority interests.$896,0001,630
Net charge-offs$19,0003,117
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$896,0001,576
2012-12-31 (YTD Data)Rank
Total interest income$17,759,0001,489
Total interest expense$4,681,000961
Net interest income$13,078,0001,696
Provision for loan and lease losses$1,300,0001,465
Total noninterest income$3,584,0001,435
Gross Fiduciary activities income$757,000511
Service charges on deposit accounts$668,0001,977
Trading account gains and fees$0166
Additional Noninterest Income$2,159,0001,456
Total noninterest expense$10,244,0001,868
Salaries and employee benefits$5,122,0001,968
Premises and equipment expense$1,013,0002,259
Additional noninterest expense$4,109,0001,647
Pre-tax net operating income$5,118,0001,344
Securities gains (losses)$03,810
Applicable income taxes$1,747,000971
Income before extraordinary items$3,371,0001,692
Extraordinary gains, net$029
Net income$3,371,0001,693
Minority interest net income$093
Net income of bank and minority interests.$3,371,0001,693
Net charge-offs$1,607,0001,355
Cash dividends$300,0003,272
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,371,0001,594
2012-09-30 (YTD Data)Rank
Total interest income$13,259,0001,526
Total interest expense$3,603,000980
Net interest income$9,656,0001,737
Provision for loan and lease losses$975,0001,466
Total noninterest income$2,606,0001,461
Gross Fiduciary activities income$546,000522
Service charges on deposit accounts$498,0002,005
Trading account gains and fees$0157
Additional Noninterest Income$1,562,0001,481
Total noninterest expense$7,485,0001,918
Salaries and employee benefits$3,740,0002,018
Premises and equipment expense$766,0002,266
Additional noninterest expense$2,979,0001,686
Pre-tax net operating income$3,802,0001,390
Securities gains (losses)$03,575
Applicable income taxes$1,296,0001,011
Income before extraordinary items$2,506,0001,743
Extraordinary gains, net$020
Net income$2,506,0001,742
Minority interest net income$086
Net income of bank and minority interests.$2,506,0001,744
Net charge-offs$-11,0006,627
Cash dividends$150,0003,085
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,506,0001,642
2012-06-30 (YTD Data)Rank
Total interest income$8,913,0001,531
Total interest expense$2,458,000993
Net interest income$6,455,0001,726
Provision for loan and lease losses$650,0001,485
Total noninterest income$1,686,0001,485
Gross Fiduciary activities income$355,000533
Service charges on deposit accounts$323,0002,027
Trading account gains and fees$0153
Additional Noninterest Income$1,008,0001,513
Total noninterest expense$5,001,0001,921
Salaries and employee benefits$2,458,0002,040
Premises and equipment expense$511,0002,251
Additional noninterest expense$2,032,0001,645
Pre-tax net operating income$2,490,0001,398
Securities gains (losses)$03,178
Applicable income taxes$846,0001,019
Income before extraordinary items$1,644,0001,753
Extraordinary gains, net$019
Net income$1,644,0001,751
Minority interest net income$084
Net income of bank and minority interests.$1,644,0001,753
Net charge-offs$-57,0007,006
Cash dividends$75,0003,164
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,644,0001,671
2012-03-31 (YTD Data)Rank
Total interest income$4,561,0001,510
Total interest expense$1,266,000999
Net interest income$3,295,0001,681
Provision for loan and lease losses$325,0001,413
Total noninterest income$719,0001,661
Gross Fiduciary activities income$172,000547
Service charges on deposit accounts$153,0002,103
Trading account gains and fees$0148
Additional Noninterest Income$394,0001,771
Total noninterest expense$2,452,0001,961
Salaries and employee benefits$1,242,0002,022
Premises and equipment expense$252,0002,287
Additional noninterest expense$958,0001,738
Pre-tax net operating income$1,237,0001,410
Securities gains (losses)$02,210
Applicable income taxes$417,0001,034
Income before extraordinary items$820,0001,764
Extraordinary gains, net$019
Net income$820,0001,766
Minority interest net income$078
Net income of bank and minority interests.$820,0001,765
Net charge-offs$5,0004,286
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$820,0001,662
2011-12-31 (YTD Data)Rank
Total interest income$18,713,0001,527
Total interest expense$6,158,000990
Net interest income$12,555,0001,781
Provision for loan and lease losses$1,750,0001,718
Total noninterest income$3,168,0001,442
Gross Fiduciary activities income$661,000505
Service charges on deposit accounts$607,0002,215
Trading account gains and fees$0146
Additional Noninterest Income$1,900,0001,415
Total noninterest expense$9,363,0002,041
Salaries and employee benefits$4,490,0002,162
Premises and equipment expense$977,0002,450
Additional noninterest expense$3,896,0001,740
Pre-tax net operating income$4,610,0001,263
Securities gains (losses)$03,838
Applicable income taxes$1,578,000954
Income before extraordinary items$3,032,0001,596
Extraordinary gains, net$029
Net income$3,032,0001,597
Minority interest net income$096
Net income of bank and minority interests.$3,032,0001,597
Net charge-offs$485,0003,215
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,032,0001,516
2011-09-30 (YTD Data)Rank
Total interest income$13,990,0001,551
Total interest expense$4,756,0001,002
Net interest income$9,234,0001,817
Provision for loan and lease losses$1,185,0001,764
Total noninterest income$2,327,0001,445
Gross Fiduciary activities income$497,000501
Service charges on deposit accounts$452,0002,249
Trading account gains and fees$0145
Additional Noninterest Income$1,378,0001,427
Total noninterest expense$6,826,0002,102
Salaries and employee benefits$3,251,0002,230
Premises and equipment expense$734,0002,471
Additional noninterest expense$2,841,0001,783
Pre-tax net operating income$3,550,0001,277
Securities gains (losses)$03,555
Applicable income taxes$1,209,000937
Income before extraordinary items$2,341,0001,621
Extraordinary gains, net$021
Net income$2,341,0001,621
Minority interest net income$087
Net income of bank and minority interests.$2,341,0001,621
Net charge-offs$327,0003,149
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,341,0001,545
2011-06-30 (YTD Data)Rank
Total interest income$9,494,0001,535
Total interest expense$3,209,0001,031
Net interest income$6,285,0001,781
Provision for loan and lease losses$855,0001,651
Total noninterest income$1,436,0001,524
Gross Fiduciary activities income$325,000508
Service charges on deposit accounts$303,0002,213
Trading account gains and fees$0153
Additional Noninterest Income$808,0001,557
Total noninterest expense$4,463,0002,163
Salaries and employee benefits$2,113,0002,294
Premises and equipment expense$490,0002,492
Additional noninterest expense$1,860,0001,836
Pre-tax net operating income$2,403,0001,240
Securities gains (losses)$02,914
Applicable income taxes$824,000898
Income before extraordinary items$1,579,0001,554
Extraordinary gains, net$015
Net income$1,579,0001,554
Minority interest net income$089
Net income of bank and minority interests.$1,579,0001,554
Net charge-offs$293,0002,710
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,579,0001,487
2011-03-31 (YTD Data)Rank
Total interest income$4,805,0001,526
Total interest expense$1,609,0001,060
Net interest income$3,196,0001,748
Provision for loan and lease losses$475,0001,469
Total noninterest income$846,0001,366
Gross Fiduciary activities income$158,000517
Service charges on deposit accounts$141,0002,313
Trading account gains and fees$0158
Additional Noninterest Income$547,0001,276
Total noninterest expense$2,332,0002,080
Salaries and employee benefits$1,095,0002,239
Premises and equipment expense$245,0002,534
Additional noninterest expense$992,0001,724
Pre-tax net operating income$1,235,0001,188
Securities gains (losses)$01,772
Applicable income taxes$428,000840
Income before extraordinary items$807,0001,475
Extraordinary gains, net$09
Net income$807,0001,475
Minority interest net income$086
Net income of bank and minority interests.$807,0001,475
Net charge-offs$82,0002,935
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$807,0001,429
2010-12-31 (YTD Data)Rank
Total interest income$18,905,0001,614
Total interest expense$6,871,0001,193
Net interest income$12,034,0001,827
Provision for loan and lease losses$3,000,0001,611
Total noninterest income$3,117,0001,511
Gross Fiduciary activities income$657,000497
Service charges on deposit accounts$577,0002,362
Trading account gains and fees$0175
Additional Noninterest Income$1,883,0001,460
Total noninterest expense$8,527,0002,270
Salaries and employee benefits$4,334,0002,227
Premises and equipment expense$802,0002,986
Additional noninterest expense$3,391,0002,055
Pre-tax net operating income$3,624,0001,375
Securities gains (losses)$6,0003,427
Applicable income taxes$1,218,0001,052
Income before extraordinary items$2,412,0001,708
Extraordinary gains, net$029
Net income$2,412,0001,708
Minority interest net income$0111
Net income of bank and minority interests.$2,412,0001,710
Net charge-offs$1,828,0001,964
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,408,0401,648
2010-09-30 (YTD Data)Rank
Total interest income$14,072,0001,655
Total interest expense$5,150,0001,239
Net interest income$8,922,0001,882
Provision for loan and lease losses$2,106,0001,600
Total noninterest income$2,029,0001,670
Gross Fiduciary activities income$447,000517
Service charges on deposit accounts$436,0002,410
Trading account gains and fees$0165
Additional Noninterest Income$1,146,0001,650
Total noninterest expense$6,336,0002,287
Salaries and employee benefits$3,160,0002,301
Premises and equipment expense$612,0002,983
Additional noninterest expense$2,564,0002,020
Pre-tax net operating income$2,509,0001,572
Securities gains (losses)$6,0003,242
Applicable income taxes$832,0001,163
Income before extraordinary items$1,683,0001,956
Extraordinary gains, net$023
Net income$1,683,0001,957
Minority interest net income$0110
Net income of bank and minority interests.$1,683,0001,958
Net charge-offs$1,305,0001,909
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,678,9801,863
2010-06-30 (YTD Data)Rank
Total interest income$9,355,0001,683
Total interest expense$3,436,0001,303
Net interest income$5,919,0001,891
Provision for loan and lease losses$1,504,0001,512
Total noninterest income$1,013,0002,033
Gross Fiduciary activities income$310,000508
Service charges on deposit accounts$299,0002,364
Trading account gains and fees$0152
Additional Noninterest Income$404,0002,404
Total noninterest expense$4,167,0002,321
Salaries and employee benefits$2,019,0002,412
Premises and equipment expense$403,0003,042
Additional noninterest expense$1,745,0001,983
Pre-tax net operating income$1,261,0001,976
Securities gains (losses)$6,0002,744
Applicable income taxes$400,0001,446
Income before extraordinary items$867,0002,360
Extraordinary gains, net$019
Net income$867,0002,355
Minority interest net income$0105
Net income of bank and minority interests.$867,0002,358
Net charge-offs$1,015,0001,708
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$862,9202,276
2010-03-31 (YTD Data)Rank
Total interest income$4,735,0001,709
Total interest expense$1,729,0001,362
Net interest income$3,006,0001,892
Provision for loan and lease losses$627,0001,574
Total noninterest income$337,0002,645
Gross Fiduciary activities income$153,000525
Service charges on deposit accounts$143,0002,431
Trading account gains and fees$0175
Additional Noninterest Income$41,0005,010
Total noninterest expense$2,060,0002,376
Salaries and employee benefits$1,001,0002,468
Premises and equipment expense$201,0003,102
Additional noninterest expense$858,0001,979
Pre-tax net operating income$656,0001,945
Securities gains (losses)$02,284
Applicable income taxes$208,0001,387
Income before extraordinary items$448,0002,352
Extraordinary gains, net$016
Net income$448,0002,351
Minority interest net income$091
Net income of bank and minority interests.$448,0002,352
Net charge-offs$72,0003,409
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$448,0002,260
2009-12-31 (YTD Data)Rank
Total interest income$18,604,0001,831
Total interest expense$8,306,0001,445
Net interest income$10,298,0002,131
Provision for loan and lease losses$3,570,0001,776
Total noninterest income$3,086,0001,577
Gross Fiduciary activities income$617,000503
Service charges on deposit accounts$531,0002,761
Trading account gains and fees$0211
Additional Noninterest Income$1,938,0001,403
Total noninterest expense$7,650,0002,575
Salaries and employee benefits$3,973,0002,460
Premises and equipment expense$518,0004,280
Additional noninterest expense$3,159,0002,247
Pre-tax net operating income$2,164,0001,799
Securities gains (losses)$66,0002,441
Applicable income taxes$710,0001,231
Income before extraordinary items$1,520,0002,095
Extraordinary gains, net$034
Net income$1,520,0002,092
Minority interest net income$0115
Net income of bank and minority interests.$1,520,0002,094
Net charge-offs$2,049,0002,004
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$1,492,000379
Net operating income$1,475,1202,118
2009-09-30 (YTD Data)Rank
Total interest income$13,909,0001,868
Total interest expense$6,410,0001,470
Net interest income$7,499,0002,192
Provision for loan and lease losses$2,663,0001,597
Total noninterest income$2,437,0001,544
Gross Fiduciary activities income$444,000507
Service charges on deposit accounts$374,0002,901
Trading account gains and fees$0212
Additional Noninterest Income$1,619,0001,321
Total noninterest expense$6,070,0002,437
Salaries and employee benefits$3,030,0002,456
Premises and equipment expense$498,0003,640
Additional noninterest expense$2,542,0002,076
Pre-tax net operating income$1,203,0002,434
Securities gains (losses)$66,0002,120
Applicable income taxes$382,0001,677
Income before extraordinary items$887,0002,679
Extraordinary gains, net$027
Net income$887,0002,676
Minority interest net income$0118
Net income of bank and minority interests.$887,0002,679
Net charge-offs$1,040,0002,163
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$1,499,000310
Net operating income$840,8002,728
2009-06-30 (YTD Data)Rank
Total interest income$9,182,0001,926
Total interest expense$4,308,0001,530
Net interest income$4,874,0002,238
Provision for loan and lease losses$1,750,0001,527
Total noninterest income$1,734,0001,483
Gross Fiduciary activities income$267,000536
Service charges on deposit accounts$243,0002,915
Trading account gains and fees$0193
Additional Noninterest Income$1,224,0001,247
Total noninterest expense$4,129,0002,422
Salaries and employee benefits$2,126,0002,381
Premises and equipment expense$313,0003,822
Additional noninterest expense$1,690,0002,090
Pre-tax net operating income$729,0002,688
Securities gains (losses)$66,0001,737
Applicable income taxes$237,0001,785
Income before extraordinary items$558,0002,895
Extraordinary gains, net$021
Net income$558,0002,894
Minority interest net income$0112
Net income of bank and minority interests.$558,0002,895
Net charge-offs$100,0004,241
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$1,499,000246
Net operating income$511,8002,946
2009-03-31 (YTD Data)Rank
Total interest income$4,453,0001,994
Total interest expense$2,188,0001,555
Net interest income$2,265,0002,392
Provision for loan and lease losses$488,0001,796
Total noninterest income$821,0001,523
Gross Fiduciary activities income$126,000552
Service charges on deposit accounts$117,0002,942
Trading account gains and fees$0171
Additional Noninterest Income$578,0001,267
Total noninterest expense$1,950,0002,483
Salaries and employee benefits$1,046,0002,446
Premises and equipment expense$156,0003,869
Additional noninterest expense$748,0002,105
Pre-tax net operating income$648,0001,928
Securities gains (losses)$02,434
Applicable income taxes$209,0001,406
Income before extraordinary items$439,0002,384
Extraordinary gains, net$015
Net income$439,0002,384
Minority interest net income$0102
Net income of bank and minority interests.$439,0002,386
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$500,000199
Net operating income$439,0002,244
2008-12-31 (YTD Data)Rank
Total interest income$17,974,0002,117
Total interest expense$9,674,0001,682
Net interest income$8,300,0002,619
Provision for loan and lease losses$1,940,0001,831
Total noninterest income$1,904,0002,222
Gross Fiduciary activities income$551,000548
Service charges on deposit accounts$392,0003,494
Trading account gains and fees$0154
Additional Noninterest Income$961,0002,173
Total noninterest expense$6,478,0002,874
Salaries and employee benefits$3,267,0003,019
Premises and equipment expense$656,0003,667
Additional noninterest expense$2,555,0002,299
Pre-tax net operating income$1,786,0002,691
Securities gains (losses)$03,220
Applicable income taxes$557,0001,740
Income before extraordinary items$1,229,0002,865
Extraordinary gains, net$039
Net income$1,229,0002,864
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,149,0001,811
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$3,501,000252
Net operating income$1,229,0003,012
2008-09-30 (YTD Data)Rank
Total interest income$13,556,0002,153
Total interest expense$7,375,0001,721
Net interest income$6,181,0002,661
Provision for loan and lease losses$1,090,0001,738
Total noninterest income$1,187,0002,606
Gross Fiduciary activities income$419,000555
Service charges on deposit accounts$273,0003,668
Trading account gains and fees$0148
Additional Noninterest Income$495,0002,834
Total noninterest expense$4,867,0002,834
Salaries and employee benefits$2,479,0003,011
Premises and equipment expense$510,0003,585
Additional noninterest expense$1,878,0002,274
Pre-tax net operating income$1,411,0002,960
Securities gains (losses)$03,106
Applicable income taxes$453,0002,025
Income before extraordinary items$958,0003,195
Extraordinary gains, net$031
Net income$958,0003,192
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$377,0002,294
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$3,501,000174
Net operating income$958,0003,340
2008-06-30 (YTD Data)Rank
Total interest income$8,943,0002,200
Total interest expense$4,960,0001,781
Net interest income$3,983,0002,713
Provision for loan and lease losses$590,0001,727
Total noninterest income$793,0002,623
Gross Fiduciary activities income$279,000569
Service charges on deposit accounts$178,0003,715
Trading account gains and fees$0149
Additional Noninterest Income$336,0002,855
Total noninterest expense$3,241,0002,844
Salaries and employee benefits$1,673,0003,001
Premises and equipment expense$348,0003,566
Additional noninterest expense$1,220,0002,301
Pre-tax net operating income$945,0003,065
Securities gains (losses)$03,233
Applicable income taxes$305,0002,200
Income before extraordinary items$640,0003,491
Extraordinary gains, net$021
Net income$640,0003,491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$327,0001,707
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$2,501,000143
Net operating income$640,0003,444
2008-03-31 (YTD Data)Rank
Total interest income$4,513,0002,234
Total interest expense$2,572,0001,825
Net interest income$1,941,0002,773
Provision for loan and lease losses$160,0002,060
Total noninterest income$380,0002,692
Gross Fiduciary activities income$133,000595
Service charges on deposit accounts$90,0003,657
Trading account gains and fees$0158
Additional Noninterest Income$157,0002,962
Total noninterest expense$1,601,0002,883
Salaries and employee benefits$839,0003,033
Premises and equipment expense$172,0003,617
Additional noninterest expense$590,0002,352
Pre-tax net operating income$560,0002,849
Securities gains (losses)$02,688
Applicable income taxes$187,0002,059
Income before extraordinary items$373,0003,338
Extraordinary gains, net$015
Net income$373,0003,340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0001,834
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$2,000,00076
Net operating income$373,0003,240
2007-12-31 (YTD Data)Rank
Total interest income$16,028,0002,533
Total interest expense$10,112,0001,933
Net interest income$5,916,0003,536
Provision for loan and lease losses$435,0002,561
Total noninterest income$1,266,0003,032
Gross Fiduciary activities income$454,000615
Service charges on deposit accounts$221,0004,701
Trading account gains and fees$0178
Additional Noninterest Income$591,0003,020
Total noninterest expense$5,723,0003,096
Salaries and employee benefits$2,909,0003,310
Premises and equipment expense$614,0003,778
Additional noninterest expense$2,200,0002,448
Pre-tax net operating income$1,024,0004,698
Securities gains (losses)$02,146
Applicable income taxes$308,0003,355
Income before extraordinary items$716,0005,005
Extraordinary gains, net$039
Net income$716,0005,007
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0003,868
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$4,000,000288
Net operating income$716,0004,986
2007-09-30 (YTD Data)Rank
Total interest income$11,676,0002,597
Total interest expense$7,387,0001,970
Net interest income$4,289,0003,651
Provision for loan and lease losses$320,0002,205
Total noninterest income$888,0003,159
Gross Fiduciary activities income$309,000634
Service charges on deposit accounts$156,0004,839
Trading account gains and fees$0184
Additional Noninterest Income$423,0003,104
Total noninterest expense$4,091,0003,190
Salaries and employee benefits$2,090,0003,406
Premises and equipment expense$447,0003,850
Additional noninterest expense$1,554,0002,533
Pre-tax net operating income$766,0004,930
Securities gains (losses)$01,655
Applicable income taxes$230,0003,536
Income before extraordinary items$536,0005,240
Extraordinary gains, net$033
Net income$536,0005,241
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0003,750
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$3,000,000233
Net operating income$536,0005,222
2007-06-30 (YTD Data)Rank
Total interest income$7,373,0002,739
Total interest expense$4,692,0002,046
Net interest income$2,681,0003,839
Provision for loan and lease losses$200,0002,152
Total noninterest income$578,0003,242
Gross Fiduciary activities income$195,000650
Service charges on deposit accounts$103,0004,880
Trading account gains and fees$0168
Additional Noninterest Income$280,0003,130
Total noninterest expense$2,629,0003,315
Salaries and employee benefits$1,370,0003,484
Premises and equipment expense$278,0004,068
Additional noninterest expense$981,0002,676
Pre-tax net operating income$430,0005,360
Securities gains (losses)$01,444
Applicable income taxes$122,0003,901
Income before extraordinary items$308,0005,600
Extraordinary gains, net$029
Net income$308,0005,599
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,510
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$2,000,000202
Net operating income$308,0005,575
2007-03-31 (YTD Data)Rank
Total interest income$3,598,0002,793
Total interest expense$2,300,0002,069
Net interest income$1,298,0003,913
Provision for loan and lease losses$100,0002,001
Total noninterest income$260,0003,434
Gross Fiduciary activities income$98,000663
Service charges on deposit accounts$49,0004,927
Trading account gains and fees$0195
Additional Noninterest Income$113,0003,538
Total noninterest expense$1,261,0003,435
Salaries and employee benefits$663,0003,606
Premises and equipment expense$133,0004,204
Additional noninterest expense$465,0002,767
Pre-tax net operating income$197,0005,552
Securities gains (losses)$01,187
Applicable income taxes$54,0004,042
Income before extraordinary items$143,0005,743
Extraordinary gains, net$022
Net income$143,0005,742
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,465
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$1,000,000136
Net operating income$143,0005,726
2006-12-31 (YTD Data)Rank
Total interest income$12,151,0003,053
Total interest expense$7,316,0002,203
Net interest income$4,835,0004,107
Provision for loan and lease losses$535,0001,803
Total noninterest income$896,0003,785
Gross Fiduciary activities income$341,000680
Service charges on deposit accounts$149,0005,542
Trading account gains and fees$0130
Additional Noninterest Income$406,0003,706
Total noninterest expense$4,377,0003,705
Salaries and employee benefits$2,351,0003,781
Premises and equipment expense$417,0004,790
Additional noninterest expense$1,609,0003,103
Pre-tax net operating income$819,0005,608
Securities gains (losses)$01,687
Applicable income taxes$243,0004,066
Income before extraordinary items$576,0005,901
Extraordinary gains, net$051
Net income$576,0005,902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0005,001
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$2,000,000407
Net operating income$576,0005,899
2006-09-30 (YTD Data)Rank
Total interest income$8,771,0003,131
Total interest expense$5,177,0002,251
Net interest income$3,594,0004,163
Provision for loan and lease losses$380,0001,770
Total noninterest income$647,0003,883
Gross Fiduciary activities income$248,000685
Service charges on deposit accounts$101,0005,777
Trading account gains and fees$0126
Additional Noninterest Income$298,0003,741
Total noninterest expense$3,233,0003,755
Salaries and employee benefits$1,746,0003,811
Premises and equipment expense$295,0005,003
Additional noninterest expense$1,192,0003,157
Pre-tax net operating income$628,0005,759
Securities gains (losses)$01,388
Applicable income taxes$180,0004,273
Income before extraordinary items$448,0006,005
Extraordinary gains, net$045
Net income$448,0006,005
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$1,000,000372
Net operating income$448,0006,005
2006-06-30 (YTD Data)Rank
Total interest income$5,517,0003,254
Total interest expense$3,164,0002,318
Net interest income$2,353,0004,224
Provision for loan and lease losses$240,0001,809
Total noninterest income$405,0004,023
Gross Fiduciary activities income$162,000692
Service charges on deposit accounts$61,0005,942
Trading account gains and fees$0126
Additional Noninterest Income$182,0003,923
Total noninterest expense$2,138,0003,785
Salaries and employee benefits$1,138,0003,896
Premises and equipment expense$198,0004,966
Additional noninterest expense$802,0003,127
Pre-tax net operating income$380,0006,002
Securities gains (losses)$01,185
Applicable income taxes$107,0004,431
Income before extraordinary items$273,0006,203
Extraordinary gains, net$039
Net income$273,0006,203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$500,000325
Net operating income$273,0006,210
2006-03-31 (YTD Data)Rank
Total interest income$2,596,0003,341
Total interest expense$1,427,0002,421
Net interest income$1,169,0004,232
Provision for loan and lease losses$120,0001,730
Total noninterest income$185,0004,144
Gross Fiduciary activities income$82,000696
Service charges on deposit accounts$25,0006,215
Trading account gains and fees$0115
Additional Noninterest Income$78,0004,205
Total noninterest expense$1,048,0003,870
Salaries and employee benefits$554,0003,984
Premises and equipment expense$98,0005,028
Additional noninterest expense$396,0003,153
Pre-tax net operating income$186,0005,979
Securities gains (losses)$0955
Applicable income taxes$52,0004,445
Income before extraordinary items$134,0006,186
Extraordinary gains, net$021
Net income$134,0006,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$134,0006,188
2005-12-31 (YTD Data)Rank
Total interest income$7,860,0003,806
Total interest expense$3,745,0002,792
Net interest income$4,115,0004,536
Provision for loan and lease losses$487,0001,936
Total noninterest income$1,017,0003,522
Gross Fiduciary activities income$304,000703
Service charges on deposit accounts$106,0006,202
Trading account gains and fees$0138
Additional Noninterest Income$607,0003,032
Total noninterest expense$3,869,0003,965
Salaries and employee benefits$2,168,0003,890
Premises and equipment expense$361,0005,186
Additional noninterest expense$1,340,0003,532
Pre-tax net operating income$776,0005,945
Securities gains (losses)$1,0002,117
Applicable income taxes$269,0004,271
Income before extraordinary items$508,0006,333
Extraordinary gains, net$046
Net income$508,0006,338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$2,700,000366
Net operating income$507,3506,314
2005-09-30 (YTD Data)Rank
Total interest income$5,467,0003,985
Total interest expense$2,468,0002,955
Net interest income$2,999,0004,642
Provision for loan and lease losses$385,0001,776
Total noninterest income$769,0003,497
Gross Fiduciary activities income$224,000695
Service charges on deposit accounts$74,0006,349
Trading account gains and fees$0126
Additional Noninterest Income$471,0002,991
Total noninterest expense$2,830,0004,009
Salaries and employee benefits$1,597,0003,910
Premises and equipment expense$269,0005,188
Additional noninterest expense$964,0003,601
Pre-tax net operating income$553,0006,193
Securities gains (losses)$1,0002,135
Applicable income taxes$194,0004,461
Income before extraordinary items$360,0006,594
Extraordinary gains, net$035
Net income$360,0006,594
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$2,300,000284
Net operating income$359,3506,561
2005-06-30 (YTD Data)Rank
Total interest income$3,386,0004,129
Total interest expense$1,450,0003,130
Net interest income$1,936,0004,723
Provision for loan and lease losses$250,0001,767
Total noninterest income$471,0003,669
Gross Fiduciary activities income$141,000713
Service charges on deposit accounts$48,0006,369
Trading account gains and fees$0116
Additional Noninterest Income$282,0003,180
Total noninterest expense$1,815,0004,112
Salaries and employee benefits$1,042,0003,950
Premises and equipment expense$176,0005,238
Additional noninterest expense$597,0003,822
Pre-tax net operating income$342,0006,330
Securities gains (losses)$02,146
Applicable income taxes$120,0004,564
Income before extraordinary items$222,0006,744
Extraordinary gains, net$030
Net income$222,0006,745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$1,500,000218
Net operating income$222,0006,695
2005-03-31 (YTD Data)Rank
Total interest income$1,567,0004,342
Total interest expense$635,0003,360
Net interest income$932,0004,855
Provision for loan and lease losses$130,0001,632
Total noninterest income$208,0003,873
Gross Fiduciary activities income$77,000698
Service charges on deposit accounts$24,0006,339
Trading account gains and fees$0115
Additional Noninterest Income$107,0003,603
Total noninterest expense$889,0004,213
Salaries and employee benefits$530,0003,911
Premises and equipment expense$89,0005,250
Additional noninterest expense$270,0004,122
Pre-tax net operating income$121,0006,938
Securities gains (losses)$01,685
Applicable income taxes$43,0004,951
Income before extraordinary items$78,0007,274
Extraordinary gains, net$024
Net income$78,0007,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$500,000154
Net operating income$78,0007,245
2004-12-31 (YTD Data)Rank
Total interest income$4,341,0005,308
Total interest expense$1,278,0004,938
Net interest income$3,063,0005,351
Provision for loan and lease losses$475,0002,052
Total noninterest income$614,0004,757
Gross Fiduciary activities income$213,000769
Service charges on deposit accounts$77,0006,812
Trading account gains and fees$0138
Additional Noninterest Income$324,0004,120
Total noninterest expense$2,990,0004,666
Salaries and employee benefits$1,656,0004,616
Premises and equipment expense$293,0005,741
Additional noninterest expense$1,041,0004,200
Pre-tax net operating income$212,0007,744
Securities gains (losses)$03,819
Applicable income taxes$64,0005,876
Income before extraordinary items$148,0007,889
Extraordinary gains, net$034
Net income$148,0007,889
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$5,500,000214
Net operating income$148,0007,842
2004-09-30 (YTD Data)Rank
Total interest income$2,992,0005,561
Total interest expense$823,0005,373
Net interest income$2,169,0005,519
Provision for loan and lease losses$349,0002,024
Total noninterest income$445,0004,870
Gross Fiduciary activities income$140,000801
Service charges on deposit accounts$57,0006,887
Trading account gains and fees$0134
Additional Noninterest Income$248,0004,076
Total noninterest expense$2,166,0004,740
Salaries and employee benefits$1,249,0004,552
Premises and equipment expense$200,0005,981
Additional noninterest expense$717,0004,441
Pre-tax net operating income$99,0008,126
Securities gains (losses)$03,710
Applicable income taxes$26,0006,375
Income before extraordinary items$73,0008,213
Extraordinary gains, net$026
Net income$73,0008,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$4,000,000185
Net operating income$73,0008,168
2004-06-30 (YTD Data)Rank
Total interest income$1,805,0005,881
Total interest expense$481,0005,758
Net interest income$1,324,0005,809
Provision for loan and lease losses$207,0002,150
Total noninterest income$288,0004,921
Gross Fiduciary activities income$91,000814
Service charges on deposit accounts$37,0006,947
Trading account gains and fees$0130
Additional Noninterest Income$160,0004,180
Total noninterest expense$1,417,0004,833
Salaries and employee benefits$838,0004,553
Premises and equipment expense$123,0006,248
Additional noninterest expense$456,0004,639
Pre-tax net operating income$-12,0008,557
Securities gains (losses)$03,413
Applicable income taxes$-10,0008,794
Income before extraordinary items$-2,0008,577
Extraordinary gains, net$021
Net income$-2,0008,578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$3,000,000133
Net operating income$-2,0008,529
2004-03-31 (YTD Data)Rank
Total interest income$799,0006,270
Total interest expense$210,0006,211
Net interest income$589,0006,214
Provision for loan and lease losses$115,0001,912
Total noninterest income$120,0005,339
Gross Fiduciary activities income$43,000840
Service charges on deposit accounts$18,0006,945
Trading account gains and fees$0121
Additional Noninterest Income$59,0004,776
Total noninterest expense$685,0004,989
Salaries and employee benefits$402,0004,720
Premises and equipment expense$63,0006,196
Additional noninterest expense$220,0004,725
Pre-tax net operating income$-91,0008,788
Securities gains (losses)$02,934
Applicable income taxes$-38,0008,948
Income before extraordinary items$-53,0008,761
Extraordinary gains, net$016
Net income$-53,0008,762
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$2,000,00087
Net operating income$-53,0008,725
2003-12-31 (YTD Data)Rank
Total interest income$1,831,0007,721
Total interest expense$466,0007,864
Net interest income$1,365,0007,558
Provision for loan and lease losses$419,0002,506
Total noninterest income$534,0005,258
Gross Fiduciary activities income$123,000919
Service charges on deposit accounts$23,0007,801
Trading account gains and fees$0160
Additional Noninterest Income$388,0004,034
Total noninterest expense$2,650,0005,006
Salaries and employee benefits$1,432,0005,012
Premises and equipment expense$235,0006,370
Additional noninterest expense$983,0004,341
Pre-tax net operating income$-1,170,0009,004
Securities gains (losses)$04,500
Applicable income taxes$-448,0009,080
Income before extraordinary items$-722,0008,974
Extraordinary gains, net$054
Net income$-722,0008,973
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$2,000858
Net operating income$-722,0008,917
2003-09-30 (YTD Data)Rank
Total interest income$1,164,0008,121
Total interest expense$296,0008,260
Net interest income$868,0007,941
Provision for loan and lease losses$292,0002,566
Total noninterest income$428,0005,136
Gross Fiduciary activities income$80,000953
Service charges on deposit accounts$15,0007,903
Trading account gains and fees$0153
Additional Noninterest Income$333,0003,866
Total noninterest expense$2,010,0004,966
Salaries and employee benefits$1,093,0004,931
Premises and equipment expense$187,0006,172
Additional noninterest expense$730,0004,344
Pre-tax net operating income$-1,006,0009,086
Securities gains (losses)$04,204
Applicable income taxes$-383,0009,156
Income before extraordinary items$-623,0009,063
Extraordinary gains, net$040
Net income$-623,0009,061
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$-623,0009,008
2003-06-30 (YTD Data)Rank
Total interest income$622,0008,490
Total interest expense$151,0008,637
Net interest income$471,0008,298
Provision for loan and lease losses$192,0002,587
Total noninterest income$229,0005,680
Gross Fiduciary activities income$48,000976
Service charges on deposit accounts$7,0007,984
Trading account gains and fees$0150
Additional Noninterest Income$174,0004,295
Total noninterest expense$1,345,0004,944
Salaries and employee benefits$729,0004,930
Premises and equipment expense$123,0006,193
Additional noninterest expense$493,0004,293
Pre-tax net operating income$-837,0009,137
Securities gains (losses)$03,782
Applicable income taxes$-320,0009,204
Income before extraordinary items$-517,0009,135
Extraordinary gains, net$030
Net income$-517,0009,133
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$-517,0009,076
2003-03-31 (YTD Data)Rank
Total interest income$238,0008,821
Total interest expense$47,0009,000
Net interest income$191,0008,626
Provision for loan and lease losses$102,0002,339
Total noninterest income$95,0006,020
Gross Fiduciary activities income$20,0001,017
Service charges on deposit accounts$3,0008,021
Trading account gains and fees$0134
Additional Noninterest Income$72,0004,544
Total noninterest expense$714,0004,736
Salaries and employee benefits$386,0004,735
Premises and equipment expense$58,0006,382
Additional noninterest expense$270,0003,973
Pre-tax net operating income$-530,0009,203
Securities gains (losses)$02,891
Applicable income taxes$-201,0009,255
Income before extraordinary items$-329,0009,197
Extraordinary gains, net$021
Net income$-329,0009,193
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-329,0009,145
2002-12-31 (YTD Data)Rank
Total interest income$17,0009,346
Total interest expense$2,0009,331
Net interest income$15,0009,338
Provision for loan and lease losses$91,0005,867
Total noninterest income$09,294
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$08,205
Trading account gains and fees$0153
Additional Noninterest Income$09,201
Total noninterest expense$131,0009,327
Salaries and employee benefits$37,0009,320
Premises and equipment expense$8,0009,300
Additional noninterest expense$86,0009,214
Pre-tax net operating income$-207,0008,837
Securities gains (losses)$04,537
Applicable income taxes$-74,0009,035
Income before extraordinary items$-133,0008,866
Extraordinary gains, net$070
Net income$-133,0008,866
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$5,505,000140
Net operating income$-133,0008,805

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.