Home > Bankers First Savings Bank, FSB > Income and Expense
Bankers First Savings Bank, FSB, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $83,052,000 | 519 |
| Total interest expense | $47,951,000 | 468 |
| Net interest income | $35,101,000 | 586 |
| Provision for loan and lease losses | $2,875,000 | 459 |
| Total noninterest income | $5,398,000 | 910 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $5,398,000 | 634 |
| Total noninterest expense | $22,974,000 | 711 |
| Salaries and employee benefits | $9,047,000 | 777 |
| Premises and equipment expense | $3,762,000 | 623 |
| Additional noninterest expense | $10,165,000 | 677 |
| Pre-tax net operating income | $14,650,000 | 610 |
| Securities gains (losses) | $404,000 | 411 |
| Applicable income taxes | $9,430,000 | 389 |
| Income before extraordinary items | $5,624,000 | 953 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $5,624,000 | 953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,880,000 | 592 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $5,365,440 | 985 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $70,764,000 | 523 |
| Total interest expense | $38,107,000 | 445 |
| Net interest income | $32,657,000 | 629 |
| Provision for loan and lease losses | $1,769,000 | 637 |
| Total noninterest income | $3,939,000 | 1,093 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $3,939,000 | 744 |
| Total noninterest expense | $20,530,000 | 791 |
| Salaries and employee benefits | $8,189,000 | 834 |
| Premises and equipment expense | $3,828,000 | 604 |
| Additional noninterest expense | $8,513,000 | 787 |
| Pre-tax net operating income | $14,297,000 | 599 |
| Securities gains (losses) | $-716,000 | 12,330 |
| Applicable income taxes | $4,369,000 | 634 |
| Income before extraordinary items | $9,212,000 | 610 |
| Extraordinary gains, net | $-908,000 | 12,588 |
| Net income | $8,304,000 | 664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,021,000 | 418 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $3,500,000 | 219 |
| Net operating income | $9,698,880 | 580 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $64,399,000 | 557 |
| Total interest expense | $36,933,000 | 449 |
| Net interest income | $27,466,000 | 711 |
| Provision for loan and lease losses | $3,932,000 | 516 |
| Total noninterest income | $5,085,000 | 970 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $5,085,000 | 660 |
| Total noninterest expense | $20,895,000 | 808 |
| Salaries and employee benefits | $6,956,000 | 980 |
| Premises and equipment expense | $5,773,000 | 448 |
| Additional noninterest expense | $8,166,000 | 884 |
| Pre-tax net operating income | $7,724,000 | 938 |
| Securities gains (losses) | $336,000 | 1,197 |
| Applicable income taxes | $2,527,000 | 993 |
| Income before extraordinary items | $5,533,000 | 939 |
| Extraordinary gains, net | $-688,000 | 13,186 |
| Net income | $4,845,000 | 1,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,007,000 | 728 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $2,001,000 | 346 |
| Net operating income | $5,301,160 | 920 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $68,801,000 | 596 |
| Total interest expense | $45,467,000 | 472 |
| Net interest income | $23,334,000 | 830 |
| Provision for loan and lease losses | $4,580,000 | 627 |
| Total noninterest income | $5,258,000 | 940 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $5,258,000 | 656 |
| Total noninterest expense | $22,198,000 | 780 |
| Salaries and employee benefits | $8,187,000 | 830 |
| Premises and equipment expense | $6,434,000 | 418 |
| Additional noninterest expense | $7,577,000 | 960 |
| Pre-tax net operating income | $1,814,000 | 3,402 |
| Securities gains (losses) | $766,000 | 787 |
| Applicable income taxes | $581,000 | 3,526 |
| Income before extraordinary items | $1,999,000 | 2,300 |
| Extraordinary gains, net | $2,372,000 | 66 |
| Net income | $4,371,000 | 1,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,836,000 | 1,014 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,409,180 | 3,027 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.