Home > Bankers Federal Savings FSB > Income and Expense
Bankers Federal Savings FSB, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $56,329,000 | 668 |
| Total interest expense | $26,715,000 | 670 |
| Net interest income | $29,614,000 | 661 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $3,979,000 | 1,116 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $3,979,000 | 737 |
| Total noninterest expense | $16,535,000 | 920 |
| Salaries and employee benefits | $7,622,000 | 896 |
| Premises and equipment expense | $2,852,000 | 763 |
| Additional noninterest expense | $6,061,000 | 985 |
| Pre-tax net operating income | $17,058,000 | 510 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $7,352,000 | 443 |
| Income before extraordinary items | $9,706,000 | 596 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $9,706,000 | 597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $515,000 | 1,396 |
| Cash dividends | $2,000,000 | 1,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $9,706,000 | 581 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $49,851,000 | 761 |
| Total interest expense | $22,930,000 | 784 |
| Net interest income | $26,921,000 | 735 |
| Provision for loan and lease losses | $868,000 | 1,065 |
| Total noninterest income | $2,645,000 | 1,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,645,000 | 957 |
| Total noninterest expense | $12,811,000 | 1,153 |
| Salaries and employee benefits | $7,079,000 | 968 |
| Premises and equipment expense | $2,541,000 | 866 |
| Additional noninterest expense | $3,191,000 | 1,615 |
| Pre-tax net operating income | $15,887,000 | 563 |
| Securities gains (losses) | $-108,000 | 11,517 |
| Applicable income taxes | $6,758,000 | 499 |
| Income before extraordinary items | $9,021,000 | 651 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $9,021,000 | 651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $422,000 | 1,538 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $9,090,120 | 638 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $38,969,000 | 845 |
| Total interest expense | $16,970,000 | 818 |
| Net interest income | $21,999,000 | 857 |
| Provision for loan and lease losses | $817,000 | 1,069 |
| Total noninterest income | $2,836,000 | 1,428 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,836,000 | 912 |
| Total noninterest expense | $12,561,000 | 1,188 |
| Salaries and employee benefits | $6,396,000 | 1,053 |
| Premises and equipment expense | $2,445,000 | 884 |
| Additional noninterest expense | $3,720,000 | 1,502 |
| Pre-tax net operating income | $11,457,000 | 714 |
| Securities gains (losses) | $-103,000 | 11,548 |
| Applicable income taxes | $4,849,000 | 587 |
| Income before extraordinary items | $6,505,000 | 816 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $6,505,000 | 817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,925 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $6,570,920 | 806 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $36,365,000 | 905 |
| Total interest expense | $18,495,000 | 761 |
| Net interest income | $17,870,000 | 1,028 |
| Provision for loan and lease losses | $432,000 | 2,327 |
| Total noninterest income | $2,503,000 | 1,679 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,503,000 | 1,090 |
| Total noninterest expense | $14,229,000 | 1,106 |
| Salaries and employee benefits | $5,798,000 | 1,168 |
| Premises and equipment expense | $2,201,000 | 995 |
| Additional noninterest expense | $6,230,000 | 1,060 |
| Pre-tax net operating income | $5,712,000 | 1,218 |
| Securities gains (losses) | $734,000 | 684 |
| Applicable income taxes | $2,861,000 | 894 |
| Income before extraordinary items | $3,585,000 | 1,422 |
| Extraordinary gains, net | $1,615,000 | 146 |
| Net income | $5,200,000 | 1,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $387,000 | 2,109 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $1,250,000 | 430 |
| Net operating income | $3,115,240 | 1,541 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $39,274,000 | 961 |
| Total interest expense | $24,590,000 | 765 |
| Net interest income | $14,684,000 | 1,266 |
| Provision for loan and lease losses | $8,754,000 | 412 |
| Total noninterest income | $1,718,000 | 2,152 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,718,000 | 1,382 |
| Total noninterest expense | $10,298,000 | 1,492 |
| Salaries and employee benefits | $4,989,000 | 1,344 |
| Premises and equipment expense | $2,194,000 | 1,030 |
| Additional noninterest expense | $3,115,000 | 1,941 |
| Pre-tax net operating income | $-2,650,000 | 13,697 |
| Securities gains (losses) | $656,000 | 882 |
| Applicable income taxes | $143,000 | 8,814 |
| Income before extraordinary items | $-2,137,000 | 13,682 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-2,137,000 | 13,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-85,000 | 13,671 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $1,546,000 | 348 |
| Net operating income | $-2,793,000 | 13,688 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.