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Bankers' Bank of Kansas, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$12,025,000	2,591
Total interest expense	$3,247,000	2,513
Net interest income	$8,778,000	2,549
Provision for loan and lease losses	$758,000	994
Total noninterest income	$7,457,000	914
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$360,000	1,996
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,097,000	701
Total noninterest expense	$14,067,000	1,610
Salaries and employee benefits	$5,156,000	2,154
Premises and equipment expense	$500,000	2,959
Additional noninterest expense	$7,097,000	701
Pre-tax net operating income	$1,410,000	3,305
Securities gains (losses)	$41,000	443
Applicable income taxes	$294,000	2,240
Income before extraordinary items	$1,157,000	3,330
Extraordinary gains, net	$0	54
Net income	$1,157,000	3,367
Minority interest net income	$0	88
Net income of bank and minority interests.	$1,157,000	3,332
Net charge-offs	$720,000	627
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$1,124,200	3,379
2023-09-30 (YTD Data)		Rank
Total interest income	$8,752,000	2,611
Total interest expense	$2,217,000	2,529
Net interest income	$6,535,000	2,572
Provision for loan and lease losses	$530,000	968
Total noninterest income	$5,458,000	938
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$200,000	2,351
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,258,000	719
Total noninterest expense	$10,518,000	1,601
Salaries and employee benefits	$3,887,000	2,136
Premises and equipment expense	$347,000	3,075
Additional noninterest expense	$5,258,000	719
Pre-tax net operating income	$945,000	3,476
Securities gains (losses)	$23,000	419
Applicable income taxes	$194,000	2,371
Income before extraordinary items	$774,000	3,512
Extraordinary gains, net	$0	52
Net income	$774,000	3,544
Minority interest net income	$0	81
Net income of bank and minority interests.	$774,000	3,512
Net charge-offs	$490,000	586
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$755,600	3,555
2023-06-30 (YTD Data)		Rank
Total interest income	$5,562,000	2,650
Total interest expense	$1,232,000	2,590
Net interest income	$4,330,000	2,617
Provision for loan and lease losses	$310,000	994
Total noninterest income	$3,560,000	903
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$40,000	3,545
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,520,000	671
Total noninterest expense	$6,963,000	1,596
Salaries and employee benefits	$2,566,000	2,148
Premises and equipment expense	$218,000	3,161
Additional noninterest expense	$3,520,000	671
Pre-tax net operating income	$617,000	3,537
Securities gains (losses)	$15,000	516
Applicable income taxes	$132,000	2,396
Income before extraordinary items	$500,000	3,586
Extraordinary gains, net	$0	51
Net income	$500,000	3,621
Minority interest net income	$0	81
Net income of bank and minority interests.	$500,000	3,585
Net charge-offs	$301,000	554
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$488,150	3,627
2023-03-31 (YTD Data)		Rank
Total interest income	$2,622,000	2,721
Total interest expense	$473,000	2,699
Net interest income	$2,149,000	2,636
Provision for loan and lease losses	$120,000	1,169
Total noninterest income	$1,745,000	917
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$-1,000	4,672
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,746,000	672
Total noninterest expense	$3,409,000	1,653
Salaries and employee benefits	$1,299,000	2,160
Premises and equipment expense	$108,000	3,211
Additional noninterest expense	$1,746,000	672
Pre-tax net operating income	$365,000	3,455
Securities gains (losses)	$11,000	560
Applicable income taxes	$85,000	2,254
Income before extraordinary items	$291,000	3,517
Extraordinary gains, net	$0	4
Net income	$291,000	3,516
Minority interest net income	$0	48
Net income of bank and minority interests.	$291,000	3,517
Net charge-offs	$98,000	605
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$282,310	3,567
2022-12-31 (YTD Data)		Rank
Total interest income	$6,680,000	3,110
Total interest expense	$688,000	2,864
Net interest income	$5,992,000	3,098
Provision for loan and lease losses	$770,000	963
Total noninterest income	$10,036,000	757
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$2,707,000	452
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,329,000	688
Total noninterest expense	$12,909,000	1,674
Salaries and employee benefits	$4,778,000	2,248
Premises and equipment expense	$394,000	3,322
Additional noninterest expense	$7,329,000	688
Pre-tax net operating income	$2,349,000	2,942
Securities gains (losses)	$-75,000	3,834
Applicable income taxes	$508,000	2,010
Income before extraordinary items	$1,766,000	3,080
Extraordinary gains, net	$0	5
Net income	$1,766,000	3,077
Minority interest net income	$0	63
Net income of bank and minority interests.	$1,766,000	3,079
Net charge-offs	$445,000	633
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$1,825,250	3,086
2022-09-30 (YTD Data)		Rank
Total interest income	$4,375,000	3,237
Total interest expense	$390,000	2,972
Net interest income	$3,985,000	3,251
Provision for loan and lease losses	$595,000	879
Total noninterest income	$8,015,000	741
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$2,498,000	390
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,517,000	707
Total noninterest expense	$9,499,000	1,696
Salaries and employee benefits	$3,555,000	2,262
Premises and equipment expense	$309,000	3,263
Additional noninterest expense	$5,517,000	707
Pre-tax net operating income	$1,906,000	2,839
Securities gains (losses)	$-12,000	3,821
Applicable income taxes	$436,000	1,930
Income before extraordinary items	$1,458,000	2,953
Extraordinary gains, net	$0	4
Net income	$1,458,000	2,951
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,458,000	2,952
Net charge-offs	$275,000	602
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,467,480	2,977
2022-06-30 (YTD Data)		Rank
Total interest income	$2,547,000	3,392
Total interest expense	$170,000	3,403
Net interest income	$2,377,000	3,365
Provision for loan and lease losses	$150,000	1,272
Total noninterest income	$4,891,000	771
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$1,872,000	363
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,019,000	821
Total noninterest expense	$6,155,000	1,725
Salaries and employee benefits	$2,324,000	2,279
Premises and equipment expense	$211,000	3,246
Additional noninterest expense	$3,620,000	1,011
Pre-tax net operating income	$963,000	3,055
Securities gains (losses)	$-14,000	4,028
Applicable income taxes	$169,000	2,264
Income before extraordinary items	$780,000	3,102
Extraordinary gains, net	$0	4
Net income	$780,000	3,101
Minority interest net income	$0	60
Net income of bank and minority interests.	$780,000	3,102
Net charge-offs	$176,000	570
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$791,480	3,118
2022-03-31 (YTD Data)		Rank
Total interest income	$1,214,000	3,423
Total interest expense	$58,000	3,794
Net interest income	$1,156,000	3,371
Provision for loan and lease losses	$75,000	1,098
Total noninterest income	$2,331,000	804
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$944,000	357
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,387,000	884
Total noninterest expense	$3,033,000	1,740
Salaries and employee benefits	$1,175,000	2,270
Premises and equipment expense	$117,000	3,110
Additional noninterest expense	$1,741,000	1,029
Pre-tax net operating income	$379,000	3,182
Securities gains (losses)	$-6,000	4,184
Applicable income taxes	$75,000	2,256
Income before extraordinary items	$298,000	3,276
Extraordinary gains, net	$0	4
Net income	$298,000	3,274
Minority interest net income	$0	50
Net income of bank and minority interests.	$298,000	3,276
Net charge-offs	$61,000	616
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$302,800	3,284
2021-12-31 (YTD Data)		Rank
Total interest income	$6,458,000	3,126
Total interest expense	$384,000	3,484
Net interest income	$6,074,000	3,063
Provision for loan and lease losses	$590,000	919
Total noninterest income	$9,869,000	833
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$3,870,000	329
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,999,000	948
Total noninterest expense	$12,147,000	1,729
Salaries and employee benefits	$5,022,000	2,172
Premises and equipment expense	$365,000	3,480
Additional noninterest expense	$6,760,000	1,047
Pre-tax net operating income	$3,206,000	2,603
Securities gains (losses)	$26,000	1,401
Applicable income taxes	$795,000	1,771
Income before extraordinary items	$2,437,000	2,781
Extraordinary gains, net	$0	10
Net income	$2,437,000	2,782
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,437,000	2,782
Net charge-offs	$1,458,000	341
Cash dividends	$700,000	2,552
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,416,460	2,772
2021-09-30 (YTD Data)		Rank
Total interest income	$4,990,000	3,134
Total interest expense	$286,000	3,582
Net interest income	$4,704,000	3,054
Provision for loan and lease losses	$315,000	1,121
Total noninterest income	$6,881,000	913
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$2,900,000	320
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,981,000	1,056
Total noninterest expense	$8,650,000	1,785
Salaries and employee benefits	$3,540,000	2,242
Premises and equipment expense	$270,000	3,535
Additional noninterest expense	$4,840,000	1,084
Pre-tax net operating income	$2,620,000	2,615
Securities gains (losses)	$19,000	1,423
Applicable income taxes	$618,000	1,825
Income before extraordinary items	$2,021,000	2,796
Extraordinary gains, net	$0	8
Net income	$2,021,000	2,795
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,021,000	2,796
Net charge-offs	$194,000	808
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,005,990	2,769
2021-06-30 (YTD Data)		Rank
Total interest income	$3,360,000	3,127
Total interest expense	$190,000	3,671
Net interest income	$3,170,000	3,047
Provision for loan and lease losses	$240,000	1,058
Total noninterest income	$4,499,000	917
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$1,924,000	311
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,575,000	1,086
Total noninterest expense	$5,675,000	1,802
Salaries and employee benefits	$2,305,000	2,285
Premises and equipment expense	$177,000	3,569
Additional noninterest expense	$3,193,000	1,083
Pre-tax net operating income	$1,754,000	2,585
Securities gains (losses)	$13,000	1,320
Applicable income taxes	$414,000	1,820
Income before extraordinary items	$1,353,000	2,773
Extraordinary gains, net	$0	6
Net income	$1,353,000	2,772
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,353,000	2,773
Net charge-offs	$123,000	834
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,342,730	2,765
2021-03-31 (YTD Data)		Rank
Total interest income	$1,677,000	3,130
Total interest expense	$111,000	3,567
Net interest income	$1,566,000	3,044
Provision for loan and lease losses	$120,000	1,135
Total noninterest income	$2,149,000	955
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$948,000	307
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,201,000	1,138
Total noninterest expense	$2,789,000	1,808
Salaries and employee benefits	$1,127,000	2,309
Premises and equipment expense	$87,000	3,613
Additional noninterest expense	$1,575,000	1,077
Pre-tax net operating income	$806,000	2,663
Securities gains (losses)	$13,000	986
Applicable income taxes	$192,000	1,843
Income before extraordinary items	$627,000	2,848
Extraordinary gains, net	$0	3
Net income	$627,000	2,847
Minority interest net income	$0	55
Net income of bank and minority interests.	$627,000	2,848
Net charge-offs	$81,000	682
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$616,730	2,834
2020-12-31 (YTD Data)		Rank
Total interest income	$7,609,000	2,958
Total interest expense	$1,336,000	2,546
Net interest income	$6,273,000	2,986
Provision for loan and lease losses	$825,000	1,802
Total noninterest income	$8,458,000	894
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$3,759,000	311
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,699,000	1,060
Total noninterest expense	$11,480,000	1,756
Salaries and employee benefits	$4,397,000	2,338
Premises and equipment expense	$340,000	3,641
Additional noninterest expense	$6,743,000	1,015
Pre-tax net operating income	$2,426,000	2,713
Securities gains (losses)	$-5,000	4,758
Applicable income taxes	$543,000	1,884
Income before extraordinary items	$1,878,000	2,898
Extraordinary gains, net	$0	4
Net income	$1,878,000	2,896
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,878,000	2,898
Net charge-offs	$396,000	1,127
Cash dividends	$600,000	2,669
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,881,950	2,854
2020-09-30 (YTD Data)		Rank
Total interest income	$5,990,000	2,902
Total interest expense	$1,091,000	2,527
Net interest income	$4,899,000	2,932
Provision for loan and lease losses	$705,000	1,659
Total noninterest income	$6,297,000	874
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$2,791,000	310
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,506,000	1,034
Total noninterest expense	$8,682,000	1,732
Salaries and employee benefits	$3,265,000	2,332
Premises and equipment expense	$263,000	3,626
Additional noninterest expense	$5,154,000	988
Pre-tax net operating income	$1,809,000	2,725
Securities gains (losses)	$-10,000	4,787
Applicable income taxes	$404,000	1,870
Income before extraordinary items	$1,395,000	2,930
Extraordinary gains, net	$0	4
Net income	$1,395,000	2,929
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,395,000	2,930
Net charge-offs	$294,000	1,028
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,402,900	2,877
2020-06-30 (YTD Data)		Rank
Total interest income	$3,525,000	3,124
Total interest expense	$785,000	2,524
Net interest income	$2,740,000	3,230
Provision for loan and lease losses	$585,000	1,502
Total noninterest income	$4,937,000	734
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$1,813,000	321
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,124,000	789
Total noninterest expense	$5,856,000	1,715
Salaries and employee benefits	$2,150,000	2,353
Premises and equipment expense	$179,000	3,584
Additional noninterest expense	$3,527,000	964
Pre-tax net operating income	$1,236,000	2,646
Securities gains (losses)	$-12,000	4,811
Applicable income taxes	$276,000	1,803
Income before extraordinary items	$948,000	2,878
Extraordinary gains, net	$0	4
Net income	$948,000	2,877
Minority interest net income	$0	65
Net income of bank and minority interests.	$948,000	2,878
Net charge-offs	$192,000	1,030
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$957,480	2,822
2020-03-31 (YTD Data)		Rank
Total interest income	$1,838,000	3,068
Total interest expense	$422,000	2,554
Net interest income	$1,416,000	3,163
Provision for loan and lease losses	$115,000	1,862
Total noninterest income	$2,122,000	778
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$833,000	383
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,289,000	816
Total noninterest expense	$2,989,000	1,695
Salaries and employee benefits	$1,129,000	2,290
Premises and equipment expense	$91,000	3,572
Additional noninterest expense	$1,769,000	972
Pre-tax net operating income	$434,000	2,961
Securities gains (losses)	$-15,000	4,851
Applicable income taxes	$92,000	2,006
Income before extraordinary items	$327,000	3,177
Extraordinary gains, net	$0	4
Net income	$327,000	3,177
Minority interest net income	$0	56
Net income of bank and minority interests.	$327,000	3,178
Net charge-offs	$109,000	839
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$338,850	3,107
2019-12-31 (YTD Data)		Rank
Total interest income	$7,958,000	2,966
Total interest expense	$1,921,000	2,403
Net interest income	$6,037,000	3,087
Provision for loan and lease losses	$420,000	1,642
Total noninterest income	$8,301,000	791
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$3,051,000	418
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,250,000	799
Total noninterest expense	$11,369,000	1,721
Salaries and employee benefits	$4,205,000	2,354
Premises and equipment expense	$384,000	3,538
Additional noninterest expense	$6,780,000	994
Pre-tax net operating income	$2,549,000	2,706
Securities gains (losses)	$0	2,379
Applicable income taxes	$615,000	1,814
Income before extraordinary items	$1,934,000	2,949
Extraordinary gains, net	$0	11
Net income	$1,934,000	2,949
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,934,000	2,950
Net charge-offs	$448,000	1,111
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,934,000	2,903
2019-09-30 (YTD Data)		Rank
Total interest income	$6,032,000	2,988
Total interest expense	$1,374,000	2,495
Net interest income	$4,658,000	3,076
Provision for loan and lease losses	$315,000	1,553
Total noninterest income	$6,118,000	796
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$2,245,000	427
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,873,000	807
Total noninterest expense	$8,505,000	1,731
Salaries and employee benefits	$3,164,000	2,371
Premises and equipment expense	$285,000	3,592
Additional noninterest expense	$5,056,000	992
Pre-tax net operating income	$1,956,000	2,764
Securities gains (losses)	$0	2,167
Applicable income taxes	$470,000	1,848
Income before extraordinary items	$1,486,000	2,970
Extraordinary gains, net	$0	11
Net income	$1,486,000	2,971
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,486,000	2,971
Net charge-offs	$330,000	978
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,486,000	2,937
2019-06-30 (YTD Data)		Rank
Total interest income	$4,054,000	2,984
Total interest expense	$910,000	2,473
Net interest income	$3,144,000	3,069
Provision for loan and lease losses	$210,000	1,506
Total noninterest income	$4,011,000	795
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$1,480,000	432
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,531,000	799
Total noninterest expense	$5,686,000	1,739
Salaries and employee benefits	$2,122,000	2,370
Premises and equipment expense	$191,000	3,599
Additional noninterest expense	$3,373,000	997
Pre-tax net operating income	$1,259,000	2,776
Securities gains (losses)	$0	1,702
Applicable income taxes	$301,000	1,856
Income before extraordinary items	$958,000	3,005
Extraordinary gains, net	$0	11
Net income	$958,000	3,004
Minority interest net income	$0	69
Net income of bank and minority interests.	$958,000	3,004
Net charge-offs	$222,000	927
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$958,000	2,978
2019-03-31 (YTD Data)		Rank
Total interest income	$2,021,000	3,005
Total interest expense	$457,000	2,435
Net interest income	$1,564,000	3,104
Provision for loan and lease losses	$105,000	1,424
Total noninterest income	$1,916,000	792
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$730,000	429
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,186,000	804
Total noninterest expense	$2,820,000	1,756
Salaries and employee benefits	$1,079,000	2,349
Premises and equipment expense	$88,000	3,743
Additional noninterest expense	$1,653,000	999
Pre-tax net operating income	$555,000	2,925
Securities gains (losses)	$0	1,087
Applicable income taxes	$130,000	1,956
Income before extraordinary items	$425,000	3,138
Extraordinary gains, net	$0	5
Net income	$425,000	3,135
Minority interest net income	$0	52
Net income of bank and minority interests.	$425,000	3,137
Net charge-offs	$94,000	913
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$425,000	3,122
2018-12-31 (YTD Data)		Rank
Total interest income	$7,329,000	3,087
Total interest expense	$1,390,000	2,452
Net interest income	$5,939,000	3,187
Provision for loan and lease losses	$420,000	1,604
Total noninterest income	$7,992,000	802
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$3,209,000	407
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,783,000	819
Total noninterest expense	$10,560,000	1,818
Salaries and employee benefits	$4,293,000	2,344
Premises and equipment expense	$370,000	3,676
Additional noninterest expense	$5,897,000	1,097
Pre-tax net operating income	$2,951,000	2,522
Securities gains (losses)	$0	1,125
Applicable income taxes	$731,000	1,654
Income before extraordinary items	$2,220,000	2,772
Extraordinary gains, net	$0	6
Net income	$2,220,000	2,770
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,220,000	2,771
Net charge-offs	$391,000	1,126
Cash dividends	$1,500,000	1,725
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,220,000	2,768
2018-09-30 (YTD Data)		Rank
Total interest income	$5,412,000	3,123
Total interest expense	$1,005,000	2,433
Net interest income	$4,407,000	3,231
Provision for loan and lease losses	$315,000	1,521
Total noninterest income	$5,956,000	815
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$2,445,000	402
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,511,000	842
Total noninterest expense	$7,886,000	1,822
Salaries and employee benefits	$3,185,000	2,361
Premises and equipment expense	$288,000	3,636
Additional noninterest expense	$4,413,000	1,093
Pre-tax net operating income	$2,162,000	2,605
Securities gains (losses)	$0	1,118
Applicable income taxes	$533,000	1,729
Income before extraordinary items	$1,629,000	2,868
Extraordinary gains, net	$0	5
Net income	$1,629,000	2,867
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,629,000	2,867
Net charge-offs	$288,000	1,023
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,629,000	2,855
2018-06-30 (YTD Data)		Rank
Total interest income	$3,534,000	3,148
Total interest expense	$637,000	2,431
Net interest income	$2,897,000	3,256
Provision for loan and lease losses	$210,000	1,458
Total noninterest income	$3,988,000	812
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$1,651,000	395
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,337,000	845
Total noninterest expense	$5,162,000	1,866
Salaries and employee benefits	$2,118,000	2,381
Premises and equipment expense	$199,000	3,598
Additional noninterest expense	$2,845,000	1,119
Pre-tax net operating income	$1,513,000	2,508
Securities gains (losses)	$0	961
Applicable income taxes	$369,000	1,685
Income before extraordinary items	$1,144,000	2,739
Extraordinary gains, net	$0	6
Net income	$1,144,000	2,738
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,144,000	2,738
Net charge-offs	$208,000	916
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,144,000	2,729
2018-03-31 (YTD Data)		Rank
Total interest income	$1,727,000	3,189
Total interest expense	$316,000	2,376
Net interest income	$1,411,000	3,315
Provision for loan and lease losses	$105,000	1,394
Total noninterest income	$1,944,000	803
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$833,000	397
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,111,000	860
Total noninterest expense	$2,404,000	1,983
Salaries and employee benefits	$1,092,000	2,357
Premises and equipment expense	$92,000	3,783
Additional noninterest expense	$1,220,000	1,262
Pre-tax net operating income	$846,000	2,296
Securities gains (losses)	$0	735
Applicable income taxes	$200,000	1,573
Income before extraordinary items	$646,000	2,495
Extraordinary gains, net	$0	7
Net income	$646,000	2,495
Minority interest net income	$0	52
Net income of bank and minority interests.	$646,000	2,495
Net charge-offs	$134,000	730
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$646,000	2,488
2017-12-31 (YTD Data)		Rank
Total interest income	$6,867,000	3,158
Total interest expense	$793,000	2,929
Net interest income	$6,074,000	3,156
Provision for loan and lease losses	$420,000	1,602
Total noninterest income	$8,259,000	791
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$3,601,000	382
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,658,000	861
Total noninterest expense	$10,980,000	1,744
Salaries and employee benefits	$4,068,000	2,446
Premises and equipment expense	$409,000	3,611
Additional noninterest expense	$6,503,000	990
Pre-tax net operating income	$2,933,000	2,510
Securities gains (losses)	$0	2,243
Applicable income taxes	$1,464,000	1,563
Income before extraordinary items	$1,469,000	3,167
Extraordinary gains, net	$0	9
Net income	$1,469,000	3,165
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,469,000	3,167
Net charge-offs	$590,000	989
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,469,000	3,149
2017-09-30 (YTD Data)		Rank
Total interest income	$5,165,000	3,177
Total interest expense	$552,000	3,047
Net interest income	$4,613,000	3,156
Provision for loan and lease losses	$315,000	1,575
Total noninterest income	$6,133,000	807
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$2,719,000	386
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,414,000	892
Total noninterest expense	$8,148,000	1,770
Salaries and employee benefits	$3,037,000	2,460
Premises and equipment expense	$321,000	3,568
Additional noninterest expense	$4,790,000	1,010
Pre-tax net operating income	$2,283,000	2,510
Securities gains (losses)	$0	2,274
Applicable income taxes	$791,000	1,680
Income before extraordinary items	$1,492,000	2,871
Extraordinary gains, net	$0	9
Net income	$1,492,000	2,870
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,492,000	2,871
Net charge-offs	$237,000	1,270
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,492,000	2,853
2017-06-30 (YTD Data)		Rank
Total interest income	$3,012,000	3,412
Total interest expense	$336,000	3,168
Net interest income	$2,676,000	3,425
Provision for loan and lease losses	$210,000	1,505
Total noninterest income	$3,926,000	826
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$1,822,000	382
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,104,000	932
Total noninterest expense	$5,265,000	1,828
Salaries and employee benefits	$2,043,000	2,452
Premises and equipment expense	$225,000	3,505
Additional noninterest expense	$2,997,000	1,092
Pre-tax net operating income	$1,127,000	2,935
Securities gains (losses)	$0	1,906
Applicable income taxes	$379,000	1,948
Income before extraordinary items	$748,000	3,277
Extraordinary gains, net	$0	11
Net income	$748,000	3,276
Minority interest net income	$0	71
Net income of bank and minority interests.	$748,000	3,277
Net charge-offs	$161,000	1,195
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$748,000	3,259
2017-03-31 (YTD Data)		Rank
Total interest income	$1,489,000	3,443
Total interest expense	$163,000	3,206
Net interest income	$1,326,000	3,457
Provision for loan and lease losses	$105,000	1,394
Total noninterest income	$1,986,000	817
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$906,000	384
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,080,000	907
Total noninterest expense	$2,609,000	1,856
Salaries and employee benefits	$1,043,000	2,448
Premises and equipment expense	$110,000	3,584
Additional noninterest expense	$1,456,000	1,097
Pre-tax net operating income	$598,000	2,812
Securities gains (losses)	$0	1,153
Applicable income taxes	$205,000	1,845
Income before extraordinary items	$393,000	3,160
Extraordinary gains, net	$0	8
Net income	$393,000	3,158
Minority interest net income	$0	55
Net income of bank and minority interests.	$393,000	3,160
Net charge-offs	$92,000	978
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$393,000	3,141
2016-12-31 (YTD Data)		Rank
Total interest income	$5,891,000	3,469
Total interest expense	$660,000	3,154
Net interest income	$5,231,000	3,478
Provision for loan and lease losses	$210,000	2,378
Total noninterest income	$7,705,000	839
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$3,790,000	375
Trading account gains and fees	$0	170
Additional Noninterest Income	$3,915,000	999
Total noninterest expense	$10,385,000	1,841
Salaries and employee benefits	$3,963,000	2,518
Premises and equipment expense	$411,000	3,733
Additional noninterest expense	$6,011,000	1,100
Pre-tax net operating income	$2,341,000	2,785
Securities gains (losses)	$0	3,212
Applicable income taxes	$809,000	1,828
Income before extraordinary items	$1,532,000	3,253
Extraordinary gains, net	$0	5
Net income	$1,532,000	3,253
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,532,000	3,253
Net charge-offs	$351,000	1,387
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,532,000	3,201
2016-09-30 (YTD Data)		Rank
Total interest income	$4,403,000	3,494
Total interest expense	$497,000	3,137
Net interest income	$3,906,000	3,505
Provision for loan and lease losses	$105,000	2,676
Total noninterest income	$5,778,000	837
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$2,860,000	374
Trading account gains and fees	$0	169
Additional Noninterest Income	$2,918,000	1,010
Total noninterest expense	$7,810,000	1,829
Salaries and employee benefits	$2,979,000	2,499
Premises and equipment expense	$317,000	3,704
Additional noninterest expense	$4,514,000	1,098
Pre-tax net operating income	$1,769,000	2,817
Securities gains (losses)	$0	3,160
Applicable income taxes	$612,000	1,878
Income before extraordinary items	$1,157,000	3,260
Extraordinary gains, net	$0	5
Net income	$1,157,000	3,259
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,157,000	3,260
Net charge-offs	$282,000	1,193
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,157,000	3,206
2016-06-30 (YTD Data)		Rank
Total interest income	$2,692,000	3,691
Total interest expense	$334,000	3,137
Net interest income	$2,358,000	3,727
Provision for loan and lease losses	$0	4,017
Total noninterest income	$3,813,000	844
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$1,907,000	371
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,906,000	1,001
Total noninterest expense	$5,205,000	1,835
Salaries and employee benefits	$1,978,000	2,526
Premises and equipment expense	$223,000	3,633
Additional noninterest expense	$3,004,000	1,095
Pre-tax net operating income	$966,000	3,140
Securities gains (losses)	$0	2,835
Applicable income taxes	$329,000	2,053
Income before extraordinary items	$637,000	3,575
Extraordinary gains, net	$0	16
Net income	$637,000	3,571
Minority interest net income	$0	71
Net income of bank and minority interests.	$637,000	3,573
Net charge-offs	$203,000	1,115
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$637,000	3,504
2016-03-31 (YTD Data)		Rank
Total interest income	$1,351,000	3,690
Total interest expense	$168,000	3,145
Net interest income	$1,183,000	3,731
Provision for loan and lease losses	$0	3,656
Total noninterest income	$1,909,000	814
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$954,000	363
Trading account gains and fees	$0	142
Additional Noninterest Income	$955,000	963
Total noninterest expense	$3,269,000	1,498
Salaries and employee benefits	$990,000	2,535
Premises and equipment expense	$121,000	3,498
Additional noninterest expense	$2,158,000	757
Pre-tax net operating income	$-177,000	6,001
Securities gains (losses)	$0	2,077
Applicable income taxes	$-42,000	6,043
Income before extraordinary items	$-135,000	5,988
Extraordinary gains, net	$0	12
Net income	$-135,000	5,987
Minority interest net income	$0	62
Net income of bank and minority interests.	$-135,000	5,987
Net charge-offs	$76,000	1,173
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$-135,000	5,979
2015-12-31 (YTD Data)		Rank
Total interest income	$5,595,000	3,591
Total interest expense	$488,000	3,764
Net interest income	$5,107,000	3,542
Provision for loan and lease losses	$0	4,380
Total noninterest income	$7,919,000	805
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$3,885,000	366
Trading account gains and fees	$0	159
Additional Noninterest Income	$4,034,000	951
Total noninterest expense	$11,724,000	1,633
Salaries and employee benefits	$3,841,000	2,563
Premises and equipment expense	$528,000	3,370
Additional noninterest expense	$7,355,000	888
Pre-tax net operating income	$1,302,000	3,722
Securities gains (losses)	$0	3,216
Applicable income taxes	$439,000	2,345
Income before extraordinary items	$863,000	4,138
Extraordinary gains, net	$0	23
Net income	$863,000	4,138
Minority interest net income	$0	81
Net income of bank and minority interests.	$863,000	4,139
Net charge-offs	$290,000	1,637
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$863,000	4,085
2015-09-30 (YTD Data)		Rank
Total interest income	$4,177,000	3,636
Total interest expense	$351,000	3,907
Net interest income	$3,826,000	3,572
Provision for loan and lease losses	$0	4,232
Total noninterest income	$5,981,000	815
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$2,919,000	369
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,062,000	948
Total noninterest expense	$8,908,000	1,627
Salaries and employee benefits	$2,884,000	2,579
Premises and equipment expense	$423,000	3,276
Additional noninterest expense	$5,601,000	877
Pre-tax net operating income	$899,000	3,907
Securities gains (losses)	$0	3,031
Applicable income taxes	$296,000	2,499
Income before extraordinary items	$603,000	4,326
Extraordinary gains, net	$0	21
Net income	$603,000	4,328
Minority interest net income	$0	78
Net income of bank and minority interests.	$603,000	4,329
Net charge-offs	$218,000	1,471
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$603,000	4,279
2015-06-30 (YTD Data)		Rank
Total interest income	$2,770,000	3,671
Total interest expense	$239,000	3,896
Net interest income	$2,531,000	3,600
Provision for loan and lease losses	$0	4,069
Total noninterest income	$3,932,000	827
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$1,939,000	371
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,993,000	971
Total noninterest expense	$5,722,000	1,689
Salaries and employee benefits	$1,946,000	2,575
Premises and equipment expense	$303,000	3,144
Additional noninterest expense	$3,473,000	940
Pre-tax net operating income	$741,000	3,549
Securities gains (losses)	$0	2,636
Applicable income taxes	$241,000	2,304
Income before extraordinary items	$500,000	3,971
Extraordinary gains, net	$0	22
Net income	$500,000	3,971
Minority interest net income	$0	75
Net income of bank and minority interests.	$500,000	3,973
Net charge-offs	$162,000	1,326
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$500,000	3,906
2015-03-31 (YTD Data)		Rank
Total interest income	$1,397,000	3,664
Total interest expense	$119,000	3,952
Net interest income	$1,278,000	3,583
Provision for loan and lease losses	$0	3,703
Total noninterest income	$1,957,000	802
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$957,000	372
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,000,000	924
Total noninterest expense	$2,740,000	1,752
Salaries and employee benefits	$973,000	2,582
Premises and equipment expense	$173,000	2,918
Additional noninterest expense	$1,594,000	1,018
Pre-tax net operating income	$495,000	3,034
Securities gains (losses)	$0	2,027
Applicable income taxes	$154,000	2,065
Income before extraordinary items	$341,000	3,418
Extraordinary gains, net	$0	13
Net income	$341,000	3,421
Minority interest net income	$0	64
Net income of bank and minority interests.	$341,000	3,421
Net charge-offs	$108,000	1,059
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$341,000	3,338
2014-12-31 (YTD Data)		Rank
Total interest income	$5,145,000	3,900
Total interest expense	$432,000	4,303
Net interest income	$4,713,000	3,806
Provision for loan and lease losses	$75,000	3,450
Total noninterest income	$8,405,000	736
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$3,914,000	378
Trading account gains and fees	$0	180
Additional Noninterest Income	$4,491,000	827
Total noninterest expense	$11,148,000	1,717
Salaries and employee benefits	$3,706,000	2,659
Premises and equipment expense	$511,000	3,581
Additional noninterest expense	$6,931,000	934
Pre-tax net operating income	$1,895,000	3,066
Securities gains (losses)	$0	3,259
Applicable income taxes	$686,000	1,910
Income before extraordinary items	$1,209,000	3,613
Extraordinary gains, net	$0	17
Net income	$1,209,000	3,614
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,209,000	3,615
Net charge-offs	$920,000	969
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,209,000	3,562
2014-09-30 (YTD Data)		Rank
Total interest income	$3,776,000	3,989
Total interest expense	$315,000	4,426
Net interest income	$3,461,000	3,882
Provision for loan and lease losses	$75,000	3,094
Total noninterest income	$6,391,000	726
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$2,939,000	377
Trading account gains and fees	$0	174
Additional Noninterest Income	$3,452,000	811
Total noninterest expense	$8,360,000	1,715
Salaries and employee benefits	$2,704,000	2,718
Premises and equipment expense	$382,000	3,645
Additional noninterest expense	$5,274,000	918
Pre-tax net operating income	$1,417,000	3,141
Securities gains (losses)	$0	2,980
Applicable income taxes	$513,000	1,959
Income before extraordinary items	$904,000	3,674
Extraordinary gains, net	$0	15
Net income	$904,000	3,676
Minority interest net income	$0	81
Net income of bank and minority interests.	$904,000	3,677
Net charge-offs	$747,000	850
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$904,000	3,632
2014-06-30 (YTD Data)		Rank
Total interest income	$2,530,000	3,980
Total interest expense	$210,000	4,464
Net interest income	$2,320,000	3,868
Provision for loan and lease losses	$75,000	2,610
Total noninterest income	$4,027,000	745
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$1,949,000	373
Trading account gains and fees	$0	172
Additional Noninterest Income	$2,078,000	858
Total noninterest expense	$5,596,000	1,701
Salaries and employee benefits	$1,833,000	2,696
Premises and equipment expense	$254,000	3,679
Additional noninterest expense	$3,509,000	915
Pre-tax net operating income	$676,000	3,657
Securities gains (losses)	$0	2,580
Applicable income taxes	$243,000	2,228
Income before extraordinary items	$433,000	4,191
Extraordinary gains, net	$0	20
Net income	$433,000	4,197
Minority interest net income	$0	80
Net income of bank and minority interests.	$433,000	4,196
Net charge-offs	$134,000	1,937
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$433,000	4,126
2014-03-31 (YTD Data)		Rank
Total interest income	$1,275,000	3,978
Total interest expense	$104,000	4,553
Net interest income	$1,171,000	3,855
Provision for loan and lease losses	$75,000	1,807
Total noninterest income	$1,993,000	729
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$956,000	371
Trading account gains and fees	$0	147
Additional Noninterest Income	$1,037,000	820
Total noninterest expense	$2,759,000	1,732
Salaries and employee benefits	$951,000	2,634
Premises and equipment expense	$126,000	3,744
Additional noninterest expense	$1,682,000	950
Pre-tax net operating income	$330,000	3,651
Securities gains (losses)	$0	1,715
Applicable income taxes	$118,000	2,207
Income before extraordinary items	$212,000	4,152
Extraordinary gains, net	$0	16
Net income	$212,000	4,152
Minority interest net income	$0	66
Net income of bank and minority interests.	$212,000	4,154
Net charge-offs	$43,000	1,986
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$212,000	4,100
2013-12-31 (YTD Data)		Rank
Total interest income	$5,415,000	3,865
Total interest expense	$464,000	4,627
Net interest income	$4,951,000	3,721
Provision for loan and lease losses	$375,000	2,178
Total noninterest income	$8,066,000	792
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$3,817,000	387
Trading account gains and fees	$0	184
Additional Noninterest Income	$4,249,000	908
Total noninterest expense	$10,086,000	1,881
Salaries and employee benefits	$3,724,000	2,654
Premises and equipment expense	$511,000	3,690
Additional noninterest expense	$5,851,000	1,156
Pre-tax net operating income	$2,556,000	2,437
Securities gains (losses)	$0	3,182
Applicable income taxes	$912,000	1,557
Income before extraordinary items	$1,644,000	2,990
Extraordinary gains, net	$0	29
Net income	$1,644,000	2,992
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,644,000	2,993
Net charge-offs	$972,000	1,298
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,644,000	2,928
2013-09-30 (YTD Data)		Rank
Total interest income	$4,031,000	3,918
Total interest expense	$351,000	4,697
Net interest income	$3,680,000	3,765
Provision for loan and lease losses	$300,000	2,060
Total noninterest income	$6,147,000	798
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$2,854,000	390
Trading account gains and fees	$0	180
Additional Noninterest Income	$3,293,000	915
Total noninterest expense	$7,471,000	1,911
Salaries and employee benefits	$2,873,000	2,581
Premises and equipment expense	$387,000	3,697
Additional noninterest expense	$4,211,000	1,185
Pre-tax net operating income	$2,056,000	2,368
Securities gains (losses)	$0	3,040
Applicable income taxes	$725,000	1,541
Income before extraordinary items	$1,331,000	2,873
Extraordinary gains, net	$0	25
Net income	$1,331,000	2,877
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,331,000	2,877
Net charge-offs	$360,000	1,931
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,331,000	2,800
2013-06-30 (YTD Data)		Rank
Total interest income	$2,685,000	3,934
Total interest expense	$269,000	4,454
Net interest income	$2,416,000	3,805
Provision for loan and lease losses	$225,000	1,972
Total noninterest income	$4,179,000	787
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$1,899,000	387
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,280,000	890
Total noninterest expense	$4,820,000	1,964
Salaries and employee benefits	$1,884,000	2,638
Premises and equipment expense	$258,000	3,709
Additional noninterest expense	$2,678,000	1,241
Pre-tax net operating income	$1,550,000	2,142
Securities gains (losses)	$0	2,791
Applicable income taxes	$536,000	1,445
Income before extraordinary items	$1,014,000	2,620
Extraordinary gains, net	$0	22
Net income	$1,014,000	2,625
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,014,000	2,625
Net charge-offs	$91,000	2,841
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,014,000	2,516
2013-03-31 (YTD Data)		Rank
Total interest income	$1,354,000	3,949
Total interest expense	$135,000	4,535
Net interest income	$1,219,000	3,803
Provision for loan and lease losses	$150,000	1,610
Total noninterest income	$2,078,000	801
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$923,000	383
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,155,000	888
Total noninterest expense	$2,312,000	2,073
Salaries and employee benefits	$940,000	2,663
Premises and equipment expense	$130,000	3,713
Additional noninterest expense	$1,242,000	1,324
Pre-tax net operating income	$835,000	1,982
Securities gains (losses)	$0	1,966
Applicable income taxes	$217,000	1,629
Income before extraordinary items	$618,000	2,207
Extraordinary gains, net	$0	10
Net income	$618,000	2,209
Minority interest net income	$0	76
Net income of bank and minority interests.	$618,000	2,209
Net charge-offs	$39,000	2,600
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$618,000	2,124
2012-12-31 (YTD Data)		Rank
Total interest income	$5,483,000	4,075
Total interest expense	$293,000	6,004
Net interest income	$5,190,000	3,722
Provision for loan and lease losses	$1,200,000	1,554
Total noninterest income	$7,585,000	828
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$3,749,000	397
Trading account gains and fees	$0	166
Additional Noninterest Income	$3,836,000	993
Total noninterest expense	$9,154,000	2,091
Salaries and employee benefits	$3,758,000	2,598
Premises and equipment expense	$503,000	3,810
Additional noninterest expense	$4,893,000	1,387
Pre-tax net operating income	$2,421,000	2,468
Securities gains (losses)	$0	3,810
Applicable income taxes	$801,000	1,695
Income before extraordinary items	$1,620,000	2,972
Extraordinary gains, net	$0	29
Net income	$1,620,000	2,973
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,620,000	2,974
Net charge-offs	$243,000	3,565
Cash dividends	$500,000	2,749
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,620,000	2,848
2012-09-30 (YTD Data)		Rank
Total interest income	$4,115,000	4,148
Total interest expense	$237,000	6,039
Net interest income	$3,878,000	3,786
Provision for loan and lease losses	$900,000	1,552
Total noninterest income	$5,652,000	829
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$2,818,000	400
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,834,000	978
Total noninterest expense	$6,795,000	2,118
Salaries and employee benefits	$2,786,000	2,647
Premises and equipment expense	$322,000	4,213
Additional noninterest expense	$3,687,000	1,379
Pre-tax net operating income	$1,835,000	2,508
Securities gains (losses)	$0	3,575
Applicable income taxes	$597,000	1,752
Income before extraordinary items	$1,238,000	3,000
Extraordinary gains, net	$0	20
Net income	$1,238,000	3,000
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,238,000	2,999
Net charge-offs	$185,000	3,383
Cash dividends	$250,000	2,716
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,238,000	2,857
2012-06-30 (YTD Data)		Rank
Total interest income	$2,747,000	4,173
Total interest expense	$181,000	5,935
Net interest income	$2,566,000	3,823
Provision for loan and lease losses	$600,000	1,572
Total noninterest income	$3,749,000	826
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$1,881,000	404
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,868,000	969
Total noninterest expense	$4,538,000	2,121
Salaries and employee benefits	$1,852,000	2,665
Premises and equipment expense	$211,000	4,258
Additional noninterest expense	$2,475,000	1,374
Pre-tax net operating income	$1,177,000	2,551
Securities gains (losses)	$0	3,178
Applicable income taxes	$358,000	1,852
Income before extraordinary items	$819,000	2,986
Extraordinary gains, net	$0	19
Net income	$819,000	2,986
Minority interest net income	$0	84
Net income of bank and minority interests.	$819,000	2,986
Net charge-offs	$120,000	3,241
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$819,000	2,845
2012-03-31 (YTD Data)		Rank
Total interest income	$1,396,000	4,183
Total interest expense	$92,000	6,011
Net interest income	$1,304,000	3,798
Provision for loan and lease losses	$300,000	1,500
Total noninterest income	$1,802,000	837
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$934,000	401
Trading account gains and fees	$0	148
Additional Noninterest Income	$868,000	1,012
Total noninterest expense	$2,279,000	2,104
Salaries and employee benefits	$942,000	2,627
Premises and equipment expense	$100,000	4,398
Additional noninterest expense	$1,237,000	1,363
Pre-tax net operating income	$527,000	2,779
Securities gains (losses)	$0	2,210
Applicable income taxes	$121,000	2,248
Income before extraordinary items	$406,000	3,025
Extraordinary gains, net	$0	19
Net income	$406,000	3,028
Minority interest net income	$0	78
Net income of bank and minority interests.	$406,000	3,029
Net charge-offs	$59,000	2,895
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$406,000	2,872
2011-12-31 (YTD Data)		Rank
Total interest income	$5,557,000	4,281
Total interest expense	$389,000	6,243
Net interest income	$5,168,000	3,823
Provision for loan and lease losses	$1,350,000	2,017
Total noninterest income	$6,948,000	802
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$3,797,000	405
Trading account gains and fees	$0	146
Additional Noninterest Income	$3,151,000	1,003
Total noninterest expense	$8,807,000	2,170
Salaries and employee benefits	$3,459,000	2,774
Premises and equipment expense	$411,000	4,498
Additional noninterest expense	$4,937,000	1,399
Pre-tax net operating income	$1,959,000	2,554
Securities gains (losses)	$0	3,838
Applicable income taxes	$704,000	1,674
Income before extraordinary items	$1,255,000	3,122
Extraordinary gains, net	$0	29
Net income	$1,255,000	3,125
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,255,000	3,125
Net charge-offs	$494,000	3,183
Cash dividends	$200,000	3,331
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,255,000	3,017
2011-09-30 (YTD Data)		Rank
Total interest income	$4,150,000	4,343
Total interest expense	$289,000	6,367
Net interest income	$3,861,000	3,854
Provision for loan and lease losses	$1,050,000	1,902
Total noninterest income	$5,123,000	824
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$2,850,000	409
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,273,000	1,023
Total noninterest expense	$6,663,000	2,162
Salaries and employee benefits	$2,577,000	2,783
Premises and equipment expense	$313,000	4,514
Additional noninterest expense	$3,773,000	1,370
Pre-tax net operating income	$1,271,000	2,890
Securities gains (losses)	$0	3,555
Applicable income taxes	$453,000	1,816
Income before extraordinary items	$818,000	3,476
Extraordinary gains, net	$0	21
Net income	$818,000	3,478
Minority interest net income	$0	87
Net income of bank and minority interests.	$818,000	3,478
Net charge-offs	$153,000	3,992
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$818,000	3,353
2011-06-30 (YTD Data)		Rank
Total interest income	$2,775,000	4,372
Total interest expense	$189,000	6,493
Net interest income	$2,586,000	3,856
Provision for loan and lease losses	$750,000	1,800
Total noninterest income	$3,370,000	834
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$1,892,000	409
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,478,000	1,027
Total noninterest expense	$4,387,000	2,200
Salaries and employee benefits	$1,737,000	2,776
Premises and equipment expense	$203,000	4,625
Additional noninterest expense	$2,447,000	1,436
Pre-tax net operating income	$819,000	2,898
Securities gains (losses)	$0	2,914
Applicable income taxes	$291,000	1,834
Income before extraordinary items	$528,000	3,468
Extraordinary gains, net	$0	15
Net income	$528,000	3,470
Minority interest net income	$0	89
Net income of bank and minority interests.	$528,000	3,470
Net charge-offs	$103,000	3,807
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$528,000	3,366
2011-03-31 (YTD Data)		Rank
Total interest income	$1,325,000	4,518
Total interest expense	$89,000	6,660
Net interest income	$1,236,000	3,968
Provision for loan and lease losses	$375,000	1,701
Total noninterest income	$1,670,000	833
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$940,000	406
Trading account gains and fees	$0	158
Additional Noninterest Income	$730,000	1,036
Total noninterest expense	$2,204,000	2,187
Salaries and employee benefits	$881,000	2,760
Premises and equipment expense	$104,000	4,611
Additional noninterest expense	$1,219,000	1,434
Pre-tax net operating income	$327,000	3,363
Securities gains (losses)	$0	1,772
Applicable income taxes	$115,000	2,038
Income before extraordinary items	$212,000	3,885
Extraordinary gains, net	$0	9
Net income	$212,000	3,884
Minority interest net income	$0	86
Net income of bank and minority interests.	$212,000	3,885
Net charge-offs	$69,000	3,084
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$212,000	3,834
2010-12-31 (YTD Data)		Rank
Total interest income	$5,546,000	4,536
Total interest expense	$401,000	6,793
Net interest income	$5,145,000	3,882
Provision for loan and lease losses	$1,675,000	2,310
Total noninterest income	$6,842,000	846
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$3,715,000	413
Trading account gains and fees	$0	175
Additional Noninterest Income	$3,127,000	1,030
Total noninterest expense	$8,921,000	2,179
Salaries and employee benefits	$3,365,000	2,824
Premises and equipment expense	$376,000	4,896
Additional noninterest expense	$5,180,000	1,406
Pre-tax net operating income	$1,391,000	2,837
Securities gains (losses)	$0	3,793
Applicable income taxes	$495,000	1,900
Income before extraordinary items	$896,000	3,429
Extraordinary gains, net	$0	29
Net income	$896,000	3,426
Minority interest net income	$0	111
Net income of bank and minority interests.	$896,000	3,429
Net charge-offs	$784,000	3,020
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$896,000	3,309
2010-09-30 (YTD Data)		Rank
Total interest income	$4,191,000	4,598
Total interest expense	$312,000	6,894
Net interest income	$3,879,000	3,920
Provision for loan and lease losses	$1,300,000	2,172
Total noninterest income	$5,068,000	836
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$2,773,000	411
Trading account gains and fees	$0	165
Additional Noninterest Income	$2,295,000	1,003
Total noninterest expense	$6,543,000	2,213
Salaries and employee benefits	$2,364,000	3,004
Premises and equipment expense	$278,000	5,016
Additional noninterest expense	$3,901,000	1,362
Pre-tax net operating income	$1,104,000	2,920
Securities gains (losses)	$0	3,651
Applicable income taxes	$393,000	1,892
Income before extraordinary items	$711,000	3,479
Extraordinary gains, net	$0	23
Net income	$711,000	3,477
Minority interest net income	$0	110
Net income of bank and minority interests.	$711,000	3,479
Net charge-offs	$638,000	2,739
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$711,000	3,351
2010-06-30 (YTD Data)		Rank
Total interest income	$2,824,000	4,613
Total interest expense	$214,000	6,947
Net interest income	$2,610,000	3,898
Provision for loan and lease losses	$925,000	2,019
Total noninterest income	$3,255,000	843
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$1,813,000	419
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,442,000	1,002
Total noninterest expense	$4,341,000	2,225
Salaries and employee benefits	$1,554,000	3,057
Premises and equipment expense	$175,000	5,174
Additional noninterest expense	$2,612,000	1,366
Pre-tax net operating income	$599,000	3,303
Securities gains (losses)	$0	3,184
Applicable income taxes	$210,000	2,076
Income before extraordinary items	$389,000	3,834
Extraordinary gains, net	$0	19
Net income	$389,000	3,832
Minority interest net income	$0	105
Net income of bank and minority interests.	$389,000	3,833
Net charge-offs	$427,000	2,623
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$389,000	3,727
2010-03-31 (YTD Data)		Rank
Total interest income	$1,431,000	4,629
Total interest expense	$117,000	6,964
Net interest income	$1,314,000	3,901
Provision for loan and lease losses	$600,000	1,610
Total noninterest income	$1,535,000	865
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$882,000	429
Trading account gains and fees	$0	175
Additional Noninterest Income	$653,000	1,064
Total noninterest expense	$2,039,000	2,406
Salaries and employee benefits	$774,000	3,100
Premises and equipment expense	$88,000	5,241
Additional noninterest expense	$1,177,000	1,502
Pre-tax net operating income	$210,000	3,979
Securities gains (losses)	$0	2,284
Applicable income taxes	$69,000	2,480
Income before extraordinary items	$141,000	4,492
Extraordinary gains, net	$0	16
Net income	$141,000	4,492
Minority interest net income	$0	91
Net income of bank and minority interests.	$141,000	4,491
Net charge-offs	$346,000	1,898
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$141,000	4,383
2009-12-31 (YTD Data)		Rank
Total interest income	$5,678,000	4,783
Total interest expense	$510,000	7,104
Net interest income	$5,168,000	3,859
Provision for loan and lease losses	$1,115,000	3,324
Total noninterest income	$7,041,000	839
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$3,776,000	437
Trading account gains and fees	$0	211
Additional Noninterest Income	$3,265,000	987
Total noninterest expense	$8,870,000	2,234
Salaries and employee benefits	$3,349,000	2,908
Premises and equipment expense	$413,000	4,908
Additional noninterest expense	$5,108,000	1,464
Pre-tax net operating income	$2,224,000	1,746
Securities gains (losses)	$0	3,754
Applicable income taxes	$813,000	1,121
Income before extraordinary items	$1,411,000	2,218
Extraordinary gains, net	$0	34
Net income	$1,411,000	2,216
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,411,000	2,217
Net charge-offs	$794,000	3,185
Cash dividends	$150,000	3,873
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,411,000	2,183
2009-09-30 (YTD Data)		Rank
Total interest income	$4,237,000	4,854
Total interest expense	$391,000	7,198
Net interest income	$3,846,000	3,889
Provision for loan and lease losses	$740,000	3,211
Total noninterest income	$5,403,000	820
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$2,916,000	427
Trading account gains and fees	$0	212
Additional Noninterest Income	$2,487,000	994
Total noninterest expense	$6,632,000	2,246
Salaries and employee benefits	$2,511,000	2,934
Premises and equipment expense	$313,000	4,922
Additional noninterest expense	$3,808,000	1,423
Pre-tax net operating income	$1,877,000	1,716
Securities gains (losses)	$0	3,497
Applicable income taxes	$688,000	1,104
Income before extraordinary items	$1,189,000	2,194
Extraordinary gains, net	$0	27
Net income	$1,189,000	2,191
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,189,000	2,194
Net charge-offs	$515,000	3,005
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,189,000	2,145
2009-06-30 (YTD Data)		Rank
Total interest income	$2,733,000	4,985
Total interest expense	$273,000	7,255
Net interest income	$2,460,000	3,980
Provision for loan and lease losses	$420,000	3,197
Total noninterest income	$3,650,000	820
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$1,992,000	420
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,658,000	1,021
Total noninterest expense	$4,461,000	2,254
Salaries and employee benefits	$1,690,000	2,941
Premises and equipment expense	$208,000	4,971
Additional noninterest expense	$2,563,000	1,447
Pre-tax net operating income	$1,229,000	1,795
Securities gains (losses)	$0	3,136
Applicable income taxes	$448,000	1,176
Income before extraordinary items	$781,000	2,273
Extraordinary gains, net	$0	21
Net income	$781,000	2,270
Minority interest net income	$0	112
Net income of bank and minority interests.	$781,000	2,272
Net charge-offs	$393,000	2,630
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$781,000	2,211
2009-03-31 (YTD Data)		Rank
Total interest income	$1,332,000	5,084
Total interest expense	$160,000	7,143
Net interest income	$1,172,000	4,091
Provision for loan and lease losses	$210,000	2,775
Total noninterest income	$1,862,000	781
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$1,037,000	388
Trading account gains and fees	$0	171
Additional Noninterest Income	$825,000	987
Total noninterest expense	$2,206,000	2,219
Salaries and employee benefits	$845,000	2,964
Premises and equipment expense	$98,000	5,166
Additional noninterest expense	$1,263,000	1,301
Pre-tax net operating income	$618,000	2,006
Securities gains (losses)	$0	2,434
Applicable income taxes	$223,000	1,340
Income before extraordinary items	$395,000	2,593
Extraordinary gains, net	$0	15
Net income	$395,000	2,592
Minority interest net income	$0	102
Net income of bank and minority interests.	$395,000	2,594
Net charge-offs	$74,000	3,184
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$395,000	2,452
2008-12-31 (YTD Data)		Rank
Total interest income	$6,115,000	4,876
Total interest expense	$1,513,000	5,963
Net interest income	$4,602,000	4,171
Provision for loan and lease losses	$765,000	3,121
Total noninterest income	$8,194,000	696
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$4,194,000	414
Trading account gains and fees	$0	154
Additional Noninterest Income	$4,000,000	770
Total noninterest expense	$9,232,000	2,084
Salaries and employee benefits	$3,298,000	2,989
Premises and equipment expense	$396,000	5,110
Additional noninterest expense	$5,538,000	1,157
Pre-tax net operating income	$2,799,000	1,914
Securities gains (losses)	$0	3,220
Applicable income taxes	$964,000	1,231
Income before extraordinary items	$1,835,000	2,162
Extraordinary gains, net	$0	39
Net income	$1,835,000	2,164
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$801,000	2,194
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,835,000	2,279
2008-09-30 (YTD Data)		Rank
Total interest income	$4,697,000	4,895
Total interest expense	$1,253,000	5,859
Net interest income	$3,444,000	4,202
Provision for loan and lease losses	$555,000	2,576
Total noninterest income	$6,361,000	711
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$3,148,000	420
Trading account gains and fees	$0	148
Additional Noninterest Income	$3,213,000	790
Total noninterest expense	$6,861,000	2,099
Salaries and employee benefits	$2,414,000	3,083
Premises and equipment expense	$299,000	5,120
Additional noninterest expense	$4,148,000	1,103
Pre-tax net operating income	$2,389,000	2,005
Securities gains (losses)	$0	3,106
Applicable income taxes	$821,000	1,347
Income before extraordinary items	$1,568,000	2,241
Extraordinary gains, net	$0	31
Net income	$1,568,000	2,239
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$416,000	2,174
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,568,000	2,353
2008-06-30 (YTD Data)		Rank
Total interest income	$3,231,000	4,856
Total interest expense	$888,000	5,858
Net interest income	$2,343,000	4,143
Provision for loan and lease losses	$350,000	2,323
Total noninterest income	$4,158,000	743
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$2,059,000	415
Trading account gains and fees	$0	149
Additional Noninterest Income	$2,099,000	815
Total noninterest expense	$4,517,000	2,125
Salaries and employee benefits	$1,592,000	3,160
Premises and equipment expense	$196,000	5,207
Additional noninterest expense	$2,729,000	1,104
Pre-tax net operating income	$1,634,000	2,030
Securities gains (losses)	$0	3,233
Applicable income taxes	$547,000	1,491
Income before extraordinary items	$1,087,000	2,404
Extraordinary gains, net	$0	21
Net income	$1,087,000	2,404
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$373,000	1,575
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,087,000	2,354
2008-03-31 (YTD Data)		Rank
Total interest income	$1,724,000	4,760
Total interest expense	$513,000	5,687
Net interest income	$1,211,000	4,081
Provision for loan and lease losses	$180,000	1,928
Total noninterest income	$2,237,000	690
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$1,016,000	416
Trading account gains and fees	$0	158
Additional Noninterest Income	$1,221,000	728
Total noninterest expense	$2,259,000	2,122
Salaries and employee benefits	$792,000	3,192
Premises and equipment expense	$96,000	5,276
Additional noninterest expense	$1,371,000	1,058
Pre-tax net operating income	$1,009,000	1,767
Securities gains (losses)	$0	2,688
Applicable income taxes	$320,000	1,411
Income before extraordinary items	$689,000	2,059
Extraordinary gains, net	$0	15
Net income	$689,000	2,062
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$113,000	1,694
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$689,000	1,993
2007-12-31 (YTD Data)		Rank
Total interest income	$7,451,000	4,572
Total interest expense	$2,671,000	5,087
Net interest income	$4,780,000	4,134
Provision for loan and lease losses	$450,000	2,497
Total noninterest income	$7,683,000	769
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$4,056,000	428
Trading account gains and fees	$0	178
Additional Noninterest Income	$3,627,000	883
Total noninterest expense	$9,264,000	1,991
Salaries and employee benefits	$2,960,000	3,256
Premises and equipment expense	$370,000	5,246
Additional noninterest expense	$5,934,000	951
Pre-tax net operating income	$2,749,000	2,621
Securities gains (losses)	$0	2,146
Applicable income taxes	$954,000	1,921
Income before extraordinary items	$1,795,000	3,053
Extraordinary gains, net	$0	39
Net income	$1,795,000	3,052
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$160,000	3,137
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,795,000	3,048
2007-09-30 (YTD Data)		Rank
Total interest income	$5,530,000	4,609
Total interest expense	$1,980,000	5,135
Net interest income	$3,550,000	4,175
Provision for loan and lease losses	$360,000	2,007
Total noninterest income	$5,835,000	763
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$3,099,000	411
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,736,000	886
Total noninterest expense	$6,941,000	1,979
Salaries and employee benefits	$2,126,000	3,364
Premises and equipment expense	$278,000	5,235
Additional noninterest expense	$4,537,000	897
Pre-tax net operating income	$2,084,000	2,756
Securities gains (losses)	$0	1,655
Applicable income taxes	$717,000	2,051
Income before extraordinary items	$1,367,000	3,162
Extraordinary gains, net	$0	33
Net income	$1,367,000	3,161
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$113,000	2,678
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,367,000	3,147
2007-06-30 (YTD Data)		Rank
Total interest income	$3,646,000	4,651
Total interest expense	$1,295,000	5,194
Net interest income	$2,351,000	4,237
Provision for loan and lease losses	$240,000	1,865
Total noninterest income	$3,923,000	788
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$2,106,000	415
Trading account gains and fees	$0	168
Additional Noninterest Income	$1,817,000	918
Total noninterest expense	$4,673,000	1,979
Salaries and employee benefits	$1,397,000	3,426
Premises and equipment expense	$186,000	5,247
Additional noninterest expense	$3,090,000	903
Pre-tax net operating income	$1,361,000	2,860
Securities gains (losses)	$0	1,444
Applicable income taxes	$458,000	2,191
Income before extraordinary items	$903,000	3,236
Extraordinary gains, net	$0	29
Net income	$903,000	3,235
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$95,000	2,130
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$903,000	3,219
2007-03-31 (YTD Data)		Rank
Total interest income	$1,839,000	4,642
Total interest expense	$659,000	5,135
Net interest income	$1,180,000	4,214
Provision for loan and lease losses	$120,000	1,752
Total noninterest income	$1,857,000	805
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$1,030,000	410
Trading account gains and fees	$0	195
Additional Noninterest Income	$827,000	975
Total noninterest expense	$2,322,000	1,991
Salaries and employee benefits	$700,000	3,455
Premises and equipment expense	$95,000	5,198
Additional noninterest expense	$1,527,000	894
Pre-tax net operating income	$595,000	3,137
Securities gains (losses)	$0	1,187
Applicable income taxes	$184,000	2,518
Income before extraordinary items	$411,000	3,429
Extraordinary gains, net	$0	22
Net income	$411,000	3,429
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$59,000	1,597
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$411,000	3,404
2006-12-31 (YTD Data)		Rank
Total interest income	$6,723,000	4,673
Total interest expense	$2,241,000	5,108
Net interest income	$4,482,000	4,350
Provision for loan and lease losses	$480,000	1,962
Total noninterest income	$6,961,000	841
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$3,791,000	461
Trading account gains and fees	$0	130
Additional Noninterest Income	$3,170,000	956
Total noninterest expense	$8,743,000	2,016
Salaries and employee benefits	$2,659,000	3,456
Premises and equipment expense	$349,000	5,333
Additional noninterest expense	$5,735,000	928
Pre-tax net operating income	$2,220,000	3,409
Securities gains (losses)	$0	1,687
Applicable income taxes	$806,000	2,465
Income before extraordinary items	$1,414,000	3,912
Extraordinary gains, net	$0	51
Net income	$1,414,000	3,911
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$138,000	2,703
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,414,000	3,892
2006-09-30 (YTD Data)		Rank
Total interest income	$5,004,000	4,689
Total interest expense	$1,671,000	5,045
Net interest income	$3,333,000	4,411
Provision for loan and lease losses	$360,000	1,848
Total noninterest income	$5,100,000	866
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$2,822,000	466
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,278,000	999
Total noninterest expense	$6,431,000	2,052
Salaries and employee benefits	$1,968,000	3,494
Premises and equipment expense	$257,000	5,393
Additional noninterest expense	$4,206,000	947
Pre-tax net operating income	$1,642,000	3,574
Securities gains (losses)	$0	1,388
Applicable income taxes	$591,000	2,619
Income before extraordinary items	$1,051,000	4,055
Extraordinary gains, net	$0	45
Net income	$1,051,000	4,058
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$96,000	2,383
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,051,000	4,043
2006-06-30 (YTD Data)		Rank
Total interest income	$3,185,000	4,776
Total interest expense	$1,025,000	5,165
Net interest income	$2,160,000	4,500
Provision for loan and lease losses	$240,000	1,809
Total noninterest income	$3,326,000	871
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$1,810,000	473
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,516,000	1,006
Total noninterest expense	$4,193,000	2,101
Salaries and employee benefits	$1,299,000	3,525
Premises and equipment expense	$165,000	5,518
Additional noninterest expense	$2,729,000	989
Pre-tax net operating income	$1,053,000	3,685
Securities gains (losses)	$0	1,185
Applicable income taxes	$371,000	2,733
Income before extraordinary items	$682,000	4,137
Extraordinary gains, net	$0	39
Net income	$682,000	4,141
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	2,282
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$682,000	4,126
2006-03-31 (YTD Data)		Rank
Total interest income	$1,566,000	4,770
Total interest expense	$486,000	5,202
Net interest income	$1,080,000	4,480
Provision for loan and lease losses	$120,000	1,730
Total noninterest income	$1,485,000	944
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$837,000	490
Trading account gains and fees	$0	115
Additional Noninterest Income	$648,000	1,104
Total noninterest expense	$2,011,000	2,203
Salaries and employee benefits	$646,000	3,560
Premises and equipment expense	$82,000	5,576
Additional noninterest expense	$1,283,000	1,040
Pre-tax net operating income	$434,000	4,086
Securities gains (losses)	$0	955
Applicable income taxes	$140,000	3,140
Income before extraordinary items	$294,000	4,473
Extraordinary gains, net	$0	21
Net income	$294,000	4,473
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	2,300
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$294,000	4,459
2005-12-31 (YTD Data)		Rank
Total interest income	$4,795,000	5,293
Total interest expense	$935,000	6,449
Net interest income	$3,860,000	4,730
Provision for loan and lease losses	$480,000	1,951
Total noninterest income	$5,541,000	1,010
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$2,739,000	624
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,802,000	1,069
Total noninterest expense	$7,044,000	2,383
Salaries and employee benefits	$2,341,000	3,667
Premises and equipment expense	$292,000	5,802
Additional noninterest expense	$4,411,000	1,155
Pre-tax net operating income	$1,877,000	3,836
Securities gains (losses)	$0	2,296
Applicable income taxes	$699,000	2,819
Income before extraordinary items	$1,178,000	4,394
Extraordinary gains, net	$0	46
Net income	$1,178,000	4,395
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$280,000	1,825
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,178,000	4,358
2005-09-30 (YTD Data)		Rank
Total interest income	$3,417,000	5,411
Total interest expense	$591,000	6,751
Net interest income	$2,826,000	4,813
Provision for loan and lease losses	$360,000	1,866
Total noninterest income	$4,027,000	1,040
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$2,009,000	640
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,018,000	1,112
Total noninterest expense	$5,042,000	2,454
Salaries and employee benefits	$1,641,000	3,839
Premises and equipment expense	$210,000	5,925
Additional noninterest expense	$3,191,000	1,193
Pre-tax net operating income	$1,451,000	3,848
Securities gains (losses)	$0	2,317
Applicable income taxes	$540,000	2,815
Income before extraordinary items	$911,000	4,426
Extraordinary gains, net	$0	35
Net income	$911,000	4,426
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$195,000	1,705
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$911,000	4,387
2005-06-30 (YTD Data)		Rank
Total interest income	$2,193,000	5,469
Total interest expense	$331,000	7,005
Net interest income	$1,862,000	4,837
Provision for loan and lease losses	$240,000	1,839
Total noninterest income	$2,446,000	1,095
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$1,273,000	660
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,173,000	1,198
Total noninterest expense	$3,241,000	2,505
Salaries and employee benefits	$1,066,000	3,888
Premises and equipment expense	$138,000	5,954
Additional noninterest expense	$2,037,000	1,231
Pre-tax net operating income	$827,000	4,209
Securities gains (losses)	$0	2,146
Applicable income taxes	$307,000	3,063
Income before extraordinary items	$520,000	4,800
Extraordinary gains, net	$0	30
Net income	$520,000	4,802
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$121,000	1,698
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$520,000	4,744
2005-03-31 (YTD Data)		Rank
Total interest income	$1,025,000	5,661
Total interest expense	$110,000	7,710
Net interest income	$915,000	4,903
Provision for loan and lease losses	$120,000	1,733
Total noninterest income	$1,195,000	1,091
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$606,000	668
Trading account gains and fees	$0	115
Additional Noninterest Income	$589,000	1,182
Total noninterest expense	$1,562,000	2,610
Salaries and employee benefits	$525,000	3,945
Premises and equipment expense	$69,000	5,998
Additional noninterest expense	$968,000	1,279
Pre-tax net operating income	$428,000	4,088
Securities gains (losses)	$0	1,685
Applicable income taxes	$160,000	2,993
Income before extraordinary items	$268,000	4,682
Extraordinary gains, net	$0	24
Net income	$268,000	4,683
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	1,841
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$268,000	4,641
2004-12-31 (YTD Data)		Rank
Total interest income	$3,608,000	5,881
Total interest expense	$227,000	8,376
Net interest income	$3,381,000	5,020
Provision for loan and lease losses	$480,000	2,016
Total noninterest income	$4,139,000	1,240
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$2,438,000	720
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,701,000	1,491
Total noninterest expense	$5,732,000	2,766
Salaries and employee benefits	$2,027,000	3,956
Premises and equipment expense	$228,000	6,420
Additional noninterest expense	$3,477,000	1,428
Pre-tax net operating income	$1,308,000	4,578
Securities gains (losses)	$0	3,819
Applicable income taxes	$455,000	3,494
Income before extraordinary items	$853,000	5,112
Extraordinary gains, net	$0	34
Net income	$853,000	5,113
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$340,000	1,807
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$853,000	5,040
2004-09-30 (YTD Data)		Rank
Total interest income	$2,639,000	5,955
Total interest expense	$144,000	8,542
Net interest income	$2,495,000	5,070
Provision for loan and lease losses	$360,000	1,934
Total noninterest income	$3,110,000	1,266
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$1,848,000	716
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,262,000	1,504
Total noninterest expense	$4,227,000	2,775
Salaries and employee benefits	$1,466,000	4,025
Premises and equipment expense	$171,000	6,414
Additional noninterest expense	$2,590,000	1,426
Pre-tax net operating income	$1,018,000	4,563
Securities gains (losses)	$0	3,710
Applicable income taxes	$350,000	3,519
Income before extraordinary items	$668,000	5,079
Extraordinary gains, net	$0	26
Net income	$668,000	5,079
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$284,000	1,500
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$668,000	4,984
2004-06-30 (YTD Data)		Rank
Total interest income	$1,712,000	6,048
Total interest expense	$78,000	8,707
Net interest income	$1,634,000	5,124
Provision for loan and lease losses	$240,000	1,886
Total noninterest income	$2,006,000	1,282
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$1,206,000	720
Trading account gains and fees	$0	130
Additional Noninterest Income	$800,000	1,552
Total noninterest expense	$2,776,000	2,815
Salaries and employee benefits	$973,000	4,071
Premises and equipment expense	$109,000	6,576
Additional noninterest expense	$1,694,000	1,431
Pre-tax net operating income	$624,000	4,729
Securities gains (losses)	$0	3,413
Applicable income taxes	$209,000	3,691
Income before extraordinary items	$415,000	5,227
Extraordinary gains, net	$0	21
Net income	$415,000	5,227
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$111,000	2,030
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$415,000	5,138
2004-03-31 (YTD Data)		Rank
Total interest income	$853,000	6,080
Total interest expense	$40,000	8,747
Net interest income	$813,000	5,148
Provision for loan and lease losses	$120,000	1,785
Total noninterest income	$1,023,000	1,234
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$574,000	740
Trading account gains and fees	$0	121
Additional Noninterest Income	$449,000	1,397
Total noninterest expense	$1,343,000	2,904
Salaries and employee benefits	$478,000	4,155
Premises and equipment expense	$53,000	6,646
Additional noninterest expense	$812,000	1,481
Pre-tax net operating income	$373,000	4,266
Securities gains (losses)	$0	2,934
Applicable income taxes	$121,000	3,475
Income before extraordinary items	$252,000	4,728
Extraordinary gains, net	$0	16
Net income	$252,000	4,727
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	1,833
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$252,000	4,607
2003-12-31 (YTD Data)		Rank
Total interest income	$3,282,000	6,221
Total interest expense	$112,000	8,934
Net interest income	$3,170,000	5,132
Provision for loan and lease losses	$440,000	2,407
Total noninterest income	$3,520,000	1,484
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$1,986,000	861
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,534,000	1,789
Total noninterest expense	$5,074,000	3,014
Salaries and employee benefits	$1,799,000	4,266
Premises and equipment expense	$216,000	6,595
Additional noninterest expense	$3,059,000	1,607
Pre-tax net operating income	$1,176,000	4,744
Securities gains (losses)	$0	4,500
Applicable income taxes	$350,000	4,037
Income before extraordinary items	$826,000	5,160
Extraordinary gains, net	$0	54
Net income	$826,000	5,160
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$232,000	2,629
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$826,000	4,999
2003-09-30 (YTD Data)		Rank
Total interest income	$2,434,000	6,336
Total interest expense	$73,000	9,052
Net interest income	$2,361,000	5,179
Provision for loan and lease losses	$320,000	2,381
Total noninterest income	$2,639,000	1,519
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$1,453,000	897
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,186,000	1,827
Total noninterest expense	$3,706,000	3,069
Salaries and employee benefits	$1,271,000	4,435
Premises and equipment expense	$161,000	6,612
Additional noninterest expense	$2,274,000	1,608
Pre-tax net operating income	$974,000	4,618
Securities gains (losses)	$0	4,204
Applicable income taxes	$344,000	3,673
Income before extraordinary items	$630,000	5,273
Extraordinary gains, net	$0	40
Net income	$630,000	5,272
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$178,000	2,351
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$630,000	5,092
2003-06-30 (YTD Data)		Rank
Total interest income	$1,617,000	6,388
Total interest expense	$46,000	9,109
Net interest income	$1,571,000	5,186
Provision for loan and lease losses	$200,000	2,502
Total noninterest income	$1,731,000	1,535
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$924,000	927
Trading account gains and fees	$0	150
Additional Noninterest Income	$807,000	1,767
Total noninterest expense	$2,411,000	3,144
Salaries and employee benefits	$826,000	4,514
Premises and equipment expense	$104,000	6,670
Additional noninterest expense	$1,481,000	1,638
Pre-tax net operating income	$691,000	4,463
Securities gains (losses)	$0	3,782
Applicable income taxes	$245,000	3,585
Income before extraordinary items	$446,000	5,110
Extraordinary gains, net	$0	30
Net income	$446,000	5,110
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$115,000	2,301
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$446,000	4,911
2003-03-31 (YTD Data)		Rank
Total interest income	$809,000	6,421
Total interest expense	$26,000	9,136
Net interest income	$783,000	5,164
Provision for loan and lease losses	$90,000	2,494
Total noninterest income	$791,000	1,591
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$442,000	944
Trading account gains and fees	$0	134
Additional Noninterest Income	$349,000	1,902
Total noninterest expense	$1,184,000	3,192
Salaries and employee benefits	$413,000	4,525
Premises and equipment expense	$51,000	6,736
Additional noninterest expense	$720,000	1,632
Pre-tax net operating income	$300,000	4,784
Securities gains (losses)	$0	2,891
Applicable income taxes	$106,000	3,831
Income before extraordinary items	$194,000	5,408
Extraordinary gains, net	$0	21
Net income	$194,000	5,406
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	2,045
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$194,000	5,215
2002-12-31 (YTD Data)		Rank
Total interest income	$3,146,000	6,707
Total interest expense	$213,000	9,048
Net interest income	$2,933,000	5,358
Provision for loan and lease losses	$615,000	2,016
Total noninterest income	$2,873,000	1,614
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$1,399,000	1,153
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,474,000	1,671
Total noninterest expense	$4,348,000	3,321
Salaries and employee benefits	$1,490,000	4,719
Premises and equipment expense	$195,000	6,825
Additional noninterest expense	$2,663,000	1,756
Pre-tax net operating income	$843,000	5,633
Securities gains (losses)	$0	4,537
Applicable income taxes	$295,000	4,472
Income before extraordinary items	$548,000	6,189
Extraordinary gains, net	$0	70
Net income	$548,000	6,189
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$452,000	1,794
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$548,000	6,036
2001-12-31 (YTD Data)		Rank
Total interest income	$3,171,000	7,066
Total interest expense	$583,000	8,862
Net interest income	$2,588,000	5,594
Provision for loan and lease losses	$365,000	2,800
Total noninterest income	$1,924,000	2,076
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$871,000	1,745
Trading account gains and fees	$0	177
Additional Noninterest Income	$1,053,000	1,964
Total noninterest expense	$3,551,000	3,780
Salaries and employee benefits	$1,227,000	5,229
Premises and equipment expense	$158,000	7,401
Additional noninterest expense	$2,166,000	2,074
Pre-tax net operating income	$596,000	6,184
Securities gains (losses)	$0	4,612
Applicable income taxes	$195,000	5,073
Income before extraordinary items	$401,000	6,572
Extraordinary gains, net	$0	105
Net income	$401,000	6,577
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$229,000	2,637
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$401,000	6,443
2000-12-31 (YTD Data)		Rank
Total interest income	$3,371,000	7,032
Total interest expense	$1,352,000	7,459
Net interest income	$2,019,000	6,534
Provision for loan and lease losses	$119,000	4,982
Total noninterest income	$1,574,000	2,269
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$693,000	1,996
Trading account gains and fees	NA	NA
Additional Noninterest Income	$881,000	2,019
Total noninterest expense	$3,131,000	4,080
Salaries and employee benefits	$1,087,000	5,601
Premises and equipment expense	$165,000	7,329
Additional noninterest expense	$1,879,000	2,292
Pre-tax net operating income	$343,000	7,722
Securities gains (losses)	$0	1,956
Applicable income taxes	$96,000	6,557
Income before extraordinary items	$247,000	7,797
Extraordinary gains, net	$0	38
Net income	$247,000	7,797
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$128,000	3,160
Cash dividends	$34,000	6,557
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$247,000	7,804
1999-12-31 (YTD Data)		Rank
Total interest income	$2,561,000	7,842
Total interest expense	$638,000	9,114
Net interest income	$1,923,000	6,782
Provision for loan and lease losses	$102,000	5,170
Total noninterest income	$1,116,000	2,855
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$481,000	2,726
Trading account gains and fees	NA	NA
Additional Noninterest Income	$635,000	2,538
Total noninterest expense	$2,583,000	4,762
Salaries and employee benefits	$941,000	6,137
Premises and equipment expense	$157,000	7,549
Additional noninterest expense	$1,485,000	2,894
Pre-tax net operating income	$354,000	7,816
Securities gains (losses)	$0	3,155
Applicable income taxes	$123,000	6,608
Income before extraordinary items	$231,000	8,074
Extraordinary gains, net	$0	35
Net income	$231,000	8,074
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$78,000	4,024
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$231,000	8,047
1998-12-31 (YTD Data)		Rank
Total interest income	$2,166,000	8,486
Total interest expense	$265,000	10,109
Net interest income	$1,901,000	6,853
Provision for loan and lease losses	$90,000	5,311
Total noninterest income	$773,000	3,716
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$321,000	3,726
Trading account gains and fees	NA	NA
Additional Noninterest Income	$452,000	3,173
Total noninterest expense	$2,174,000	5,276
Salaries and employee benefits	$777,000	6,785
Premises and equipment expense	$113,000	8,421
Additional noninterest expense	$1,284,000	3,170
Pre-tax net operating income	$410,000	7,823
Securities gains (losses)	$0	4,449
Applicable income taxes	$149,000	6,849
Income before extraordinary items	$261,000	8,172
Extraordinary gains, net	$0	32
Net income	$261,000	8,171
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	4,698
Cash dividends	$12,000	7,346
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$261,000	8,095
1997-12-31 (YTD Data)		Rank
Total interest income	$2,196,000	8,791
Total interest expense	$459,000	10,197
Net interest income	$1,737,000	7,464
Provision for loan and lease losses	$83,000	5,598
Total noninterest income	$586,000	4,484
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$264,000	4,473
Trading account gains and fees	NA	NA
Additional Noninterest Income	$322,000	3,772
Total noninterest expense	$1,889,000	5,878
Salaries and employee benefits	$672,000	7,482
Premises and equipment expense	$94,000	9,100
Additional noninterest expense	$1,123,000	3,541
Pre-tax net operating income	$351,000	8,731
Securities gains (losses)	$0	3,944
Applicable income taxes	$123,000	8,030
Income before extraordinary items	$228,000	8,924
Extraordinary gains, net	$0	44
Net income	$228,000	8,929
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$78,000	4,288
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$228,000	8,892
1996-12-31 (YTD Data)		Rank
Total interest income	$1,697,000	9,809
Total interest expense	$363,000	10,954
Net interest income	$1,334,000	8,680
Provision for loan and lease losses	$204,000	3,372
Total noninterest income	$452,000	5,522
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$187,000	5,794
Trading account gains and fees	NA	NA
Additional Noninterest Income	$265,000	4,389
Total noninterest expense	$1,745,000	6,513
Salaries and employee benefits	$645,000	7,872
Premises and equipment expense	$83,000	9,731
Additional noninterest expense	$1,017,000	4,350
Pre-tax net operating income	$-163,000	11,030
Securities gains (losses)	$0	4,148
Applicable income taxes	$-65,000	11,115
Income before extraordinary items	$-98,000	10,997
Extraordinary gains, net	$0	53
Net income	$-98,000	10,995
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$59,000	4,972
Cash dividends	$13,000	8,160
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$-98,000	10,950
1995-12-31 (YTD Data)		Rank
Total interest income	$1,560,000	10,419
Total interest expense	$361,000	11,446
Net interest income	$1,199,000	9,326
Provision for loan and lease losses	$67,000	5,503
Total noninterest income	$319,000	6,870
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$135,000	6,984
Trading account gains and fees	NA	NA
Additional Noninterest Income	$184,000	5,355
Total noninterest expense	$1,333,000	7,780
Salaries and employee benefits	$465,000	9,407
Premises and equipment expense	$72,000	10,422
Additional noninterest expense	$796,000	5,274
Pre-tax net operating income	$118,000	10,991
Securities gains (losses)	$-11,000	10,162
Applicable income taxes	$34,000	10,512
Income before extraordinary items	$73,000	11,152
Extraordinary gains, net	$0	65
Net income	$73,000	11,149
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	7,103
Cash dividends	$10,000	8,554
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$80,480	11,077
1994-12-31 (YTD Data)		Rank
Total interest income	$1,396,000	10,947
Total interest expense	$359,000	11,789
Net interest income	$1,037,000	10,268
Provision for loan and lease losses	$27,000	7,330
Total noninterest income	$211,000	8,554
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$85,000	8,530
Trading account gains and fees	NA	NA
Additional Noninterest Income	$126,000	6,774
Total noninterest expense	$1,102,000	8,978
Salaries and employee benefits	$424,000	10,064
Premises and equipment expense	$73,000	10,875
Additional noninterest expense	$605,000	7,006
Pre-tax net operating income	$119,000	11,505
Securities gains (losses)	$-20,000	10,331
Applicable income taxes	$36,000	10,781
Income before extraordinary items	$63,000	11,706
Extraordinary gains, net	$0	249
Net income	$63,000	11,714
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,921
Cash dividends	$23,000	8,537
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$75,800	11,657
1993-12-31 (YTD Data)		Rank
Total interest income	$1,063,000	12,150
Total interest expense	$115,000	13,156
Net interest income	$948,000	10,966
Provision for loan and lease losses	$21,000	8,998
Total noninterest income	$190,000	9,414
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$76,000	9,141
Trading account gains and fees	NA	NA
Additional Noninterest Income	$114,000	7,477
Total noninterest expense	$933,000	10,043
Salaries and employee benefits	$357,000	11,073
Premises and equipment expense	$77,000	11,269
Additional noninterest expense	$499,000	8,221
Pre-tax net operating income	$184,000	11,183
Securities gains (losses)	$0	7,477
Applicable income taxes	$72,000	10,417
Income before extraordinary items	$112,000	11,682
Extraordinary gains, net	$0	3,149
Net income	$112,000	11,731
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	9,922
Cash dividends	$13,000	8,832
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$112,000	11,475
1992-12-31 (YTD Data)		Rank
Total interest income	$782,000	13,378
Total interest expense	$40,000	13,865
Net interest income	$742,000	12,146
Provision for loan and lease losses	$18,000	10,694
Total noninterest income	$130,000	10,919
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$34,000	10,924
Trading account gains and fees	NA	NA
Additional Noninterest Income	$96,000	8,213
Total noninterest expense	$764,000	11,182
Salaries and employee benefits	$308,000	11,919
Premises and equipment expense	$64,000	12,099
Additional noninterest expense	$392,000	9,654
Pre-tax net operating income	$90,000	12,121
Securities gains (losses)	$0	8,369
Applicable income taxes	$26,000	11,922
Income before extraordinary items	$64,000	12,420
Extraordinary gains, net	$0	1,422
Net income	$64,000	12,437
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	11,197
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$64,000	12,133

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.