BankEast, Income and Expense
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,065,000 | 2,742 |
| Total interest expense | $2,642,000 | 2,184 |
| Net interest income | $7,423,000 | 2,917 |
| Provision for loan and lease losses | $2,881,000 | 1,232 |
| Total noninterest income | $2,189,000 | 1,877 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $364,000 | 3,211 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,825,000 | 1,452 |
| Total noninterest expense | $12,917,000 | 1,514 |
| Salaries and employee benefits | $4,825,000 | 2,007 |
| Premises and equipment expense | $2,850,000 | 884 |
| Additional noninterest expense | $5,242,000 | 1,325 |
| Pre-tax net operating income | $-6,186,000 | 7,114 |
| Securities gains (losses) | $349,000 | 1,029 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-5,837,000 | 7,105 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,837,000 | 7,103 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-5,837,000 | 7,104 |
| Net charge-offs | $1,418,000 | 1,962 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-6,186,000 | 7,108 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,797,000 | 2,702 |
| Total interest expense | $2,069,000 | 2,183 |
| Net interest income | $5,728,000 | 2,861 |
| Provision for loan and lease losses | $2,881,000 | 957 |
| Total noninterest income | $1,673,000 | 1,847 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $277,000 | 3,191 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,396,000 | 1,410 |
| Total noninterest expense | $9,335,000 | 1,565 |
| Salaries and employee benefits | $3,681,000 | 1,970 |
| Premises and equipment expense | $2,115,000 | 898 |
| Additional noninterest expense | $3,539,000 | 1,452 |
| Pre-tax net operating income | $-4,815,000 | 7,224 |
| Securities gains (losses) | $349,000 | 829 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-4,466,000 | 7,228 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,466,000 | 7,227 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-4,466,000 | 7,228 |
| Net charge-offs | $1,387,000 | 1,569 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-4,815,000 | 7,234 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,459,000 | 2,603 |
| Total interest expense | $1,446,000 | 2,172 |
| Net interest income | $4,013,000 | 2,729 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $1,021,000 | 1,964 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $190,000 | 3,127 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $831,000 | 1,525 |
| Total noninterest expense | $6,442,000 | 1,528 |
| Salaries and employee benefits | $2,509,000 | 1,942 |
| Premises and equipment expense | $1,390,000 | 926 |
| Additional noninterest expense | $2,543,000 | 1,377 |
| Pre-tax net operating income | $-1,408,000 | 7,076 |
| Securities gains (losses) | $277,000 | 574 |
| Applicable income taxes | $-460,000 | 7,323 |
| Income before extraordinary items | $-671,000 | 6,914 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-671,000 | 6,913 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-671,000 | 6,914 |
| Net charge-offs | $-1,105,000 | 7,501 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-848,280 | 6,968 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,808,000 | 2,542 |
| Total interest expense | $761,000 | 2,151 |
| Net interest income | $2,047,000 | 2,669 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $394,000 | 2,368 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $96,000 | 3,056 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $298,000 | 1,927 |
| Total noninterest expense | $3,333,000 | 1,487 |
| Salaries and employee benefits | $1,311,000 | 1,894 |
| Premises and equipment expense | $703,000 | 940 |
| Additional noninterest expense | $1,319,000 | 1,332 |
| Pre-tax net operating income | $-892,000 | 7,245 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-360,000 | 7,440 |
| Income before extraordinary items | $-532,000 | 7,142 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-532,000 | 7,143 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-532,000 | 7,143 |
| Net charge-offs | $212,000 | 2,071 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-532,000 | 7,134 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,173,000 | 2,464 |
| Total interest expense | $4,070,000 | 1,965 |
| Net interest income | $8,103,000 | 2,690 |
| Provision for loan and lease losses | $13,098,000 | 530 |
| Total noninterest income | $2,007,000 | 2,070 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $406,000 | 3,049 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,601,000 | 1,630 |
| Total noninterest expense | $12,682,000 | 1,565 |
| Salaries and employee benefits | $5,138,000 | 1,893 |
| Premises and equipment expense | $2,817,000 | 908 |
| Additional noninterest expense | $4,727,000 | 1,522 |
| Pre-tax net operating income | $-15,670,000 | 7,465 |
| Securities gains (losses) | $1,000 | 3,687 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-15,669,000 | 7,478 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-15,669,000 | 7,478 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-15,669,000 | 7,478 |
| Net charge-offs | $13,401,000 | 477 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-15,670,000 | 7,472 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,370,000 | 2,464 |
| Total interest expense | $3,192,000 | 1,955 |
| Net interest income | $6,178,000 | 2,685 |
| Provision for loan and lease losses | $6,646,000 | 703 |
| Total noninterest income | $1,536,000 | 2,057 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $308,000 | 3,106 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,228,000 | 1,571 |
| Total noninterest expense | $9,073,000 | 1,625 |
| Salaries and employee benefits | $3,865,000 | 1,883 |
| Premises and equipment expense | $2,069,000 | 933 |
| Additional noninterest expense | $3,139,000 | 1,691 |
| Pre-tax net operating income | $-8,005,000 | 7,508 |
| Securities gains (losses) | $1,000 | 3,533 |
| Applicable income taxes | $-3,114,000 | 7,658 |
| Income before extraordinary items | $-4,890,000 | 7,413 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-4,890,000 | 7,413 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-4,890,000 | 7,413 |
| Net charge-offs | $8,435,000 | 522 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-4,890,640 | 7,394 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,279,000 | 2,475 |
| Total interest expense | $2,266,000 | 1,919 |
| Net interest income | $4,013,000 | 2,746 |
| Provision for loan and lease losses | $7,145,000 | 475 |
| Total noninterest income | $871,000 | 2,241 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $217,000 | 2,999 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $654,000 | 1,757 |
| Total noninterest expense | $6,080,000 | 1,625 |
| Salaries and employee benefits | $2,589,000 | 1,891 |
| Premises and equipment expense | $1,377,000 | 952 |
| Additional noninterest expense | $2,114,000 | 1,665 |
| Pre-tax net operating income | $-8,341,000 | 7,655 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-3,227,000 | 7,739 |
| Income before extraordinary items | $-5,114,000 | 7,590 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-5,114,000 | 7,590 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-5,114,000 | 7,590 |
| Net charge-offs | $8,274,000 | 384 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-5,114,000 | 7,579 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,199,000 | 2,490 |
| Total interest expense | $1,198,000 | 1,916 |
| Net interest income | $2,001,000 | 2,781 |
| Provision for loan and lease losses | $1,185,000 | 1,055 |
| Total noninterest income | $438,000 | 2,226 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $107,000 | 3,021 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $331,000 | 1,726 |
| Total noninterest expense | $3,124,000 | 1,605 |
| Salaries and employee benefits | $1,302,000 | 1,914 |
| Premises and equipment expense | $684,000 | 988 |
| Additional noninterest expense | $1,138,000 | 1,548 |
| Pre-tax net operating income | $-1,870,000 | 7,580 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-744,000 | 7,758 |
| Income before extraordinary items | $-1,126,000 | 7,499 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,126,000 | 7,500 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,126,000 | 7,500 |
| Net charge-offs | $493,000 | 1,590 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,126,000 | 7,493 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $15,832,000 | 2,137 |
| Total interest expense | $6,471,000 | 1,806 |
| Net interest income | $9,361,000 | 2,332 |
| Provision for loan and lease losses | $8,317,000 | 996 |
| Total noninterest income | $5,541,000 | 1,008 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $797,000 | 2,049 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $4,744,000 | 749 |
| Total noninterest expense | $18,318,000 | 1,135 |
| Salaries and employee benefits | $6,216,000 | 1,603 |
| Premises and equipment expense | $2,928,000 | 926 |
| Additional noninterest expense | $9,174,000 | 869 |
| Pre-tax net operating income | $-11,733,000 | 7,550 |
| Securities gains (losses) | $605,000 | 769 |
| Applicable income taxes | $3,565,000 | 350 |
| Income before extraordinary items | $-14,693,000 | 7,673 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-14,693,000 | 7,672 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-14,693,000 | 7,672 |
| Net charge-offs | $4,987,000 | 1,147 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-15,298,000 | 7,680 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,354,000 | 2,099 |
| Total interest expense | $5,114,000 | 1,799 |
| Net interest income | $7,240,000 | 2,267 |
| Provision for loan and lease losses | $2,275,000 | 1,762 |
| Total noninterest income | $1,976,000 | 1,795 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $615,000 | 2,013 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,361,000 | 1,488 |
| Total noninterest expense | $10,482,000 | 1,465 |
| Salaries and employee benefits | $4,820,000 | 1,566 |
| Premises and equipment expense | $2,240,000 | 913 |
| Additional noninterest expense | $3,422,000 | 1,581 |
| Pre-tax net operating income | $-3,541,000 | 7,365 |
| Securities gains (losses) | $603,000 | 602 |
| Applicable income taxes | $-1,178,000 | 7,604 |
| Income before extraordinary items | $-1,760,000 | 7,093 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,760,000 | 7,091 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,760,000 | 7,092 |
| Net charge-offs | $2,137,000 | 1,445 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,145,920 | 7,201 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,442,000 | 2,082 |
| Total interest expense | $3,646,000 | 1,771 |
| Net interest income | $4,796,000 | 2,277 |
| Provision for loan and lease losses | $400,000 | 3,257 |
| Total noninterest income | $1,371,000 | 1,753 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $396,000 | 2,041 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $975,000 | 1,459 |
| Total noninterest expense | $6,876,000 | 1,509 |
| Salaries and employee benefits | $3,268,000 | 1,568 |
| Premises and equipment expense | $1,493,000 | 939 |
| Additional noninterest expense | $2,115,000 | 1,722 |
| Pre-tax net operating income | $-1,109,000 | 7,069 |
| Securities gains (losses) | $584,000 | 442 |
| Applicable income taxes | $-201,000 | 7,301 |
| Income before extraordinary items | $-324,000 | 6,565 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-324,000 | 6,565 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-324,000 | 6,565 |
| Net charge-offs | $1,249,000 | 1,480 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-697,760 | 6,926 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,011,000 | 2,204 |
| Total interest expense | $1,993,000 | 1,705 |
| Net interest income | $2,018,000 | 2,691 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $516,000 | 2,090 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $158,000 | 2,355 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $358,000 | 1,740 |
| Total noninterest expense | $2,930,000 | 1,694 |
| Salaries and employee benefits | $1,336,000 | 1,923 |
| Premises and equipment expense | $726,000 | 987 |
| Additional noninterest expense | $868,000 | 1,855 |
| Pre-tax net operating income | $-396,000 | 7,197 |
| Securities gains (losses) | $522,000 | 320 |
| Applicable income taxes | $23,000 | 3,465 |
| Income before extraordinary items | $103,000 | 4,918 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $103,000 | 4,922 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $103,000 | 4,921 |
| Net charge-offs | $1,289,000 | 820 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-325,040 | 7,198 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $17,914,000 | 2,119 |
| Total interest expense | $9,207,000 | 1,756 |
| Net interest income | $8,707,000 | 2,494 |
| Provision for loan and lease losses | $3,284,000 | 1,307 |
| Total noninterest income | $1,493,000 | 2,645 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $600,000 | 2,651 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $893,000 | 2,299 |
| Total noninterest expense | $12,338,000 | 1,588 |
| Salaries and employee benefits | $6,116,000 | 1,670 |
| Premises and equipment expense | $2,712,000 | 1,029 |
| Additional noninterest expense | $3,510,000 | 1,743 |
| Pre-tax net operating income | $-5,422,000 | 7,826 |
| Securities gains (losses) | $115,000 | 1,033 |
| Applicable income taxes | $-2,614,000 | 7,990 |
| Income before extraordinary items | $-2,693,000 | 7,552 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,693,000 | 7,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,042,000 | 1,272 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-2,766,600 | 7,634 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,519,000 | 2,157 |
| Total interest expense | $7,105,000 | 1,780 |
| Net interest income | $6,414,000 | 2,564 |
| Provision for loan and lease losses | $2,234,000 | 1,102 |
| Total noninterest income | $1,346,000 | 2,386 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $438,000 | 2,715 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $908,000 | 1,950 |
| Total noninterest expense | $8,963,000 | 1,626 |
| Salaries and employee benefits | $4,647,000 | 1,673 |
| Premises and equipment expense | $2,000,000 | 1,050 |
| Additional noninterest expense | $2,316,000 | 1,902 |
| Pre-tax net operating income | $-3,437,000 | 8,052 |
| Securities gains (losses) | $112,000 | 894 |
| Applicable income taxes | $-1,322,000 | 8,113 |
| Income before extraordinary items | $-2,003,000 | 7,867 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,003,000 | 7,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $753,000 | 1,550 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,074,680 | 7,958 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,156,000 | 2,150 |
| Total interest expense | $5,073,000 | 1,738 |
| Net interest income | $4,083,000 | 2,661 |
| Provision for loan and lease losses | $84,000 | 4,545 |
| Total noninterest income | $918,000 | 2,376 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $261,000 | 2,910 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $657,000 | 1,872 |
| Total noninterest expense | $6,033,000 | 1,611 |
| Salaries and employee benefits | $3,131,000 | 1,670 |
| Premises and equipment expense | $1,323,000 | 1,054 |
| Additional noninterest expense | $1,579,000 | 1,832 |
| Pre-tax net operating income | $-1,116,000 | 7,966 |
| Securities gains (losses) | $106,000 | 926 |
| Applicable income taxes | $-432,000 | 8,152 |
| Income before extraordinary items | $-578,000 | 7,745 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-578,000 | 7,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $469,000 | 1,367 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-645,840 | 7,778 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,777,000 | 2,124 |
| Total interest expense | $2,871,000 | 1,633 |
| Net interest income | $1,906,000 | 2,825 |
| Provision for loan and lease losses | $84,000 | 3,006 |
| Total noninterest income | $485,000 | 2,283 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $120,000 | 3,055 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $365,000 | 1,729 |
| Total noninterest expense | $3,029,000 | 1,604 |
| Salaries and employee benefits | $1,578,000 | 1,665 |
| Premises and equipment expense | $635,000 | 1,100 |
| Additional noninterest expense | $816,000 | 1,747 |
| Pre-tax net operating income | $-722,000 | 8,204 |
| Securities gains (losses) | $83,000 | 805 |
| Applicable income taxes | $-260,000 | 8,296 |
| Income before extraordinary items | $-379,000 | 8,059 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-379,000 | 8,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $422,000 | 792 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-432,120 | 8,086 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $20,904,000 | 2,014 |
| Total interest expense | $11,592,000 | 1,727 |
| Net interest income | $9,312,000 | 2,388 |
| Provision for loan and lease losses | $1,250,000 | 1,211 |
| Total noninterest income | $1,745,000 | 2,433 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $380,000 | 3,622 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,365,000 | 1,789 |
| Total noninterest expense | $11,239,000 | 1,640 |
| Salaries and employee benefits | $6,044,000 | 1,657 |
| Premises and equipment expense | $2,284,000 | 1,156 |
| Additional noninterest expense | $2,911,000 | 1,893 |
| Pre-tax net operating income | $-1,432,000 | 8,178 |
| Securities gains (losses) | $129,000 | 544 |
| Applicable income taxes | $-369,000 | 8,257 |
| Income before extraordinary items | $-934,000 | 8,085 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-934,000 | 8,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $605,000 | 1,478 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-1,026,880 | 8,104 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $15,592,000 | 2,029 |
| Total interest expense | $8,287,000 | 1,803 |
| Net interest income | $7,305,000 | 2,307 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $982,000 | 2,950 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $270,000 | 3,724 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $712,000 | 2,295 |
| Total noninterest expense | $8,122,000 | 1,695 |
| Salaries and employee benefits | $4,430,000 | 1,699 |
| Premises and equipment expense | $1,686,000 | 1,170 |
| Additional noninterest expense | $2,006,000 | 1,997 |
| Pre-tax net operating income | $165,000 | 7,087 |
| Securities gains (losses) | $107,000 | 484 |
| Applicable income taxes | $65,000 | 4,773 |
| Income before extraordinary items | $207,000 | 6,776 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $207,000 | 6,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 2,520 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $125,680 | 7,137 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,160,000 | 2,078 |
| Total interest expense | $5,361,000 | 1,856 |
| Net interest income | $4,799,000 | 2,359 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $641,000 | 3,013 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $170,000 | 3,835 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $471,000 | 2,338 |
| Total noninterest expense | $5,341,000 | 1,732 |
| Salaries and employee benefits | $2,965,000 | 1,733 |
| Premises and equipment expense | $962,000 | 1,380 |
| Additional noninterest expense | $1,414,000 | 1,913 |
| Pre-tax net operating income | $99,000 | 7,251 |
| Securities gains (losses) | $107,000 | 400 |
| Applicable income taxes | $54,000 | 4,693 |
| Income before extraordinary items | $152,000 | 6,735 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $152,000 | 6,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 2,544 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $72,820 | 7,313 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,004,000 | 2,106 |
| Total interest expense | $2,588,000 | 1,893 |
| Net interest income | $2,416,000 | 2,353 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $281,000 | 3,262 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $75,000 | 4,035 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $206,000 | 2,500 |
| Total noninterest expense | $2,691,000 | 1,724 |
| Salaries and employee benefits | $1,518,000 | 1,715 |
| Premises and equipment expense | $463,000 | 1,444 |
| Additional noninterest expense | $710,000 | 1,872 |
| Pre-tax net operating income | $6,000 | 7,782 |
| Securities gains (losses) | $107,000 | 293 |
| Applicable income taxes | $31,000 | 4,589 |
| Income before extraordinary items | $82,000 | 6,678 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $82,000 | 6,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,116 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $3,890 | 7,809 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $16,201,000 | 2,397 |
| Total interest expense | $8,316,000 | 1,985 |
| Net interest income | $7,885,000 | 2,789 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $719,000 | 4,298 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $247,000 | 4,534 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $472,000 | 3,443 |
| Total noninterest expense | $8,646,000 | 2,037 |
| Salaries and employee benefits | $4,791,000 | 2,040 |
| Premises and equipment expense | $1,457,000 | 1,744 |
| Additional noninterest expense | $2,398,000 | 2,183 |
| Pre-tax net operating income | $-42,000 | 8,005 |
| Securities gains (losses) | $121,000 | 496 |
| Applicable income taxes | $-219,000 | 8,467 |
| Income before extraordinary items | $298,000 | 6,926 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $298,000 | 6,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,595 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $177,000 | 7,363 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,715,000 | 2,462 |
| Total interest expense | $5,999,000 | 1,989 |
| Net interest income | $5,716,000 | 2,903 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $756,000 | 3,529 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $181,000 | 4,618 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $575,000 | 2,654 |
| Total noninterest expense | $5,771,000 | 2,295 |
| Salaries and employee benefits | $3,417,000 | 2,153 |
| Premises and equipment expense | $1,007,000 | 1,875 |
| Additional noninterest expense | $1,347,000 | 2,812 |
| Pre-tax net operating income | $701,000 | 5,528 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $92,000 | 5,001 |
| Income before extraordinary items | $609,000 | 5,325 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $609,000 | 5,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,550 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $609,000 | 5,319 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,347,000 | 2,559 |
| Total interest expense | $3,699,000 | 2,026 |
| Net interest income | $3,648,000 | 3,033 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $469,000 | 3,673 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $118,000 | 4,641 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $351,000 | 2,753 |
| Total noninterest expense | $3,651,000 | 2,426 |
| Salaries and employee benefits | $2,224,000 | 2,210 |
| Premises and equipment expense | $634,000 | 1,995 |
| Additional noninterest expense | $793,000 | 3,162 |
| Pre-tax net operating income | $466,000 | 5,568 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $62,000 | 5,032 |
| Income before extraordinary items | $404,000 | 5,366 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $404,000 | 5,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,236 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $404,000 | 5,366 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,476,000 | 2,628 |
| Total interest expense | $1,735,000 | 2,058 |
| Net interest income | $1,741,000 | 3,148 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $225,000 | 3,715 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $52,000 | 4,862 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $173,000 | 2,735 |
| Total noninterest expense | $1,768,000 | 2,508 |
| Salaries and employee benefits | $1,097,000 | 2,241 |
| Premises and equipment expense | $317,000 | 1,995 |
| Additional noninterest expense | $354,000 | 3,430 |
| Pre-tax net operating income | $198,000 | 5,860 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $32,000 | 4,955 |
| Income before extraordinary items | $166,000 | 5,734 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $166,000 | 5,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $166,000 | 5,732 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,756,000 | 3,491 |
| Total interest expense | $4,001,000 | 2,653 |
| Net interest income | $4,755,000 | 4,108 |
| Provision for loan and lease losses | $2,465,000 | 438 |
| Total noninterest income | $636,000 | 4,641 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $161,000 | 5,484 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $475,000 | 3,462 |
| Total noninterest expense | $7,241,000 | 2,313 |
| Salaries and employee benefits | $3,741,000 | 2,442 |
| Premises and equipment expense | $1,109,000 | 2,166 |
| Additional noninterest expense | $2,391,000 | 2,110 |
| Pre-tax net operating income | $-4,315,000 | 8,816 |
| Securities gains (losses) | $-171,000 | 8,553 |
| Applicable income taxes | $35,000 | 6,062 |
| Income before extraordinary items | $-4,521,000 | 8,818 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-4,521,000 | 8,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $570,000 | 1,049 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-4,350,000 | 8,808 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,394,000 | 3,510 |
| Total interest expense | $2,702,000 | 2,755 |
| Net interest income | $3,692,000 | 3,993 |
| Provision for loan and lease losses | $2,000,000 | 384 |
| Total noninterest income | $591,000 | 4,094 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $115,000 | 5,606 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $476,000 | 2,974 |
| Total noninterest expense | $5,036,000 | 2,459 |
| Salaries and employee benefits | $2,962,000 | 2,293 |
| Premises and equipment expense | $780,000 | 2,273 |
| Additional noninterest expense | $1,294,000 | 2,833 |
| Pre-tax net operating income | $-2,753,000 | 8,831 |
| Securities gains (losses) | $11,000 | 1,448 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-2,742,000 | 8,837 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-2,742,000 | 8,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 2,217 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 162 |
| Net operating income | $-2,753,000 | 8,822 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,751,000 | 3,812 |
| Total interest expense | $1,496,000 | 3,047 |
| Net interest income | $2,255,000 | 4,235 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $371,000 | 4,224 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $79,000 | 5,503 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $292,000 | 3,113 |
| Total noninterest expense | $3,241,000 | 2,505 |
| Salaries and employee benefits | $1,979,000 | 2,276 |
| Premises and equipment expense | $486,000 | 2,389 |
| Additional noninterest expense | $776,000 | 3,102 |
| Pre-tax net operating income | $-615,000 | 8,708 |
| Securities gains (losses) | $-31,000 | 8,483 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-646,000 | 8,742 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-646,000 | 8,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 2,003 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $6,000,000 | 130 |
| Net operating income | $-615,000 | 8,712 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,621,000 | 4,234 |
| Total interest expense | $605,000 | 3,486 |
| Net interest income | $1,016,000 | 4,573 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $173,000 | 4,337 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $34,000 | 5,761 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $139,000 | 3,113 |
| Total noninterest expense | $1,575,000 | 2,592 |
| Salaries and employee benefits | $953,000 | 2,383 |
| Premises and equipment expense | $235,000 | 2,492 |
| Additional noninterest expense | $387,000 | 3,106 |
| Pre-tax net operating income | $-386,000 | 8,820 |
| Securities gains (losses) | $-15,000 | 8,617 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-401,000 | 8,839 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-401,000 | 8,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,124 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-386,000 | 8,821 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,566,000 | 6,833 |
| Total interest expense | $816,000 | 6,205 |
| Net interest income | $1,750,000 | 6,966 |
| Provision for loan and lease losses | $10,000 | 7,024 |
| Total noninterest income | $561,000 | 4,979 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $115,000 | 6,258 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $446,000 | 3,518 |
| Total noninterest expense | $4,620,000 | 3,344 |
| Salaries and employee benefits | $2,657,000 | 3,181 |
| Premises and equipment expense | $632,000 | 3,388 |
| Additional noninterest expense | $1,331,000 | 3,455 |
| Pre-tax net operating income | $-2,319,000 | 8,912 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-134,000 | 8,770 |
| Income before extraordinary items | $-2,185,000 | 8,925 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,185,000 | 8,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,787 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $10,600,000 | 93 |
| Net operating income | $-2,185,000 | 8,909 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,375,000 | 7,588 |
| Total interest expense | $392,000 | 7,242 |
| Net interest income | $983,000 | 7,609 |
| Provision for loan and lease losses | $10,000 | 6,700 |
| Total noninterest income | $387,000 | 5,211 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $78,000 | 6,466 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $309,000 | 3,674 |
| Total noninterest expense | $3,104,000 | 3,605 |
| Salaries and employee benefits | $1,711,000 | 3,581 |
| Premises and equipment expense | $380,000 | 4,024 |
| Additional noninterest expense | $1,013,000 | 3,386 |
| Pre-tax net operating income | $-1,744,000 | 8,960 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-45,000 | 8,805 |
| Income before extraordinary items | $-1,699,000 | 8,971 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-1,699,000 | 8,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,031 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $8,600,000 | 102 |
| Net operating income | $-1,699,000 | 8,960 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $457,000 | 8,573 |
| Total interest expense | $131,000 | 8,337 |
| Net interest income | $326,000 | 8,590 |
| Provision for loan and lease losses | $10,000 | 6,364 |
| Total noninterest income | $231,000 | 5,482 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $35,000 | 7,014 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $196,000 | 3,779 |
| Total noninterest expense | $933,000 | 6,239 |
| Salaries and employee benefits | $562,000 | 5,899 |
| Premises and equipment expense | $138,000 | 5,916 |
| Additional noninterest expense | $233,000 | 6,748 |
| Pre-tax net operating income | $-386,000 | 8,848 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-386,000 | 8,887 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-386,000 | 8,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 2,992 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 74 |
| Net operating income | $-386,000 | 8,862 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $624,000 | 6,974 |
| Total interest expense | $213,000 | 6,172 |
| Net interest income | $411,000 | 7,197 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $80,000 | 6,291 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $43,000 | 5,527 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $37,000 | 5,724 |
| Total noninterest expense | $597,000 | 5,469 |
| Salaries and employee benefits | $403,000 | 4,712 |
| Premises and equipment expense | $31,000 | 7,720 |
| Additional noninterest expense | $163,000 | 5,749 |
| Pre-tax net operating income | $-106,000 | 8,803 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-51,000 | 8,975 |
| Income before extraordinary items | $-55,000 | 8,763 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-55,000 | 8,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 1,783 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-55,000 | 8,729 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,773,000 | 6,772 |
| Total interest expense | $942,000 | 6,281 |
| Net interest income | $1,831,000 | 6,851 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $209,000 | 7,274 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $191,000 | 5,363 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $18,000 | 8,497 |
| Total noninterest expense | $1,458,000 | 6,968 |
| Salaries and employee benefits | $740,000 | 7,149 |
| Premises and equipment expense | $121,000 | 7,796 |
| Additional noninterest expense | $597,000 | 6,006 |
| Pre-tax net operating income | $582,000 | 6,407 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $190,000 | 4,995 |
| Income before extraordinary items | $392,000 | 6,849 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $392,000 | 6,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,807 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $392,000 | 6,692 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,104,000 | 6,810 |
| Total interest expense | $730,000 | 6,344 |
| Net interest income | $1,374,000 | 6,889 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $181,000 | 7,067 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $145,000 | 5,385 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $36,000 | 7,634 |
| Total noninterest expense | $1,062,000 | 7,045 |
| Salaries and employee benefits | $532,000 | 7,226 |
| Premises and equipment expense | $91,000 | 7,794 |
| Additional noninterest expense | $439,000 | 6,064 |
| Pre-tax net operating income | $493,000 | 6,318 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $139,000 | 5,216 |
| Income before extraordinary items | $354,000 | 6,639 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $354,000 | 6,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,504 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $354,000 | 6,452 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,415,000 | 6,847 |
| Total interest expense | $497,000 | 6,404 |
| Net interest income | $918,000 | 6,891 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $126,000 | 6,976 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $101,000 | 5,264 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $25,000 | 7,564 |
| Total noninterest expense | $702,000 | 7,077 |
| Salaries and employee benefits | $352,000 | 7,269 |
| Premises and equipment expense | $57,000 | 7,891 |
| Additional noninterest expense | $293,000 | 6,059 |
| Pre-tax net operating income | $342,000 | 6,224 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $115,000 | 4,928 |
| Income before extraordinary items | $227,000 | 6,726 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $227,000 | 6,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,031 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $227,000 | 6,524 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $720,000 | 6,829 |
| Total interest expense | $248,000 | 6,516 |
| Net interest income | $472,000 | 6,810 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $105,000 | 5,786 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $52,000 | 5,093 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $53,000 | 5,163 |
| Total noninterest expense | $345,000 | 7,161 |
| Salaries and employee benefits | $171,000 | 7,386 |
| Premises and equipment expense | $28,000 | 7,948 |
| Additional noninterest expense | $146,000 | 6,033 |
| Pre-tax net operating income | $232,000 | 5,470 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $82,000 | 4,307 |
| Income before extraordinary items | $150,000 | 6,017 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $150,000 | 6,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $150,000 | 5,835 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,002,000 | 6,862 |
| Total interest expense | $1,164,000 | 6,515 |
| Net interest income | $1,838,000 | 6,885 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $914,000 | 3,671 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $179,000 | 5,479 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $735,000 | 2,637 |
| Total noninterest expense | $1,495,000 | 6,855 |
| Salaries and employee benefits | $736,000 | 7,131 |
| Premises and equipment expense | $127,000 | 7,789 |
| Additional noninterest expense | $632,000 | 5,749 |
| Pre-tax net operating income | $1,257,000 | 4,590 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $431,000 | 3,743 |
| Income before extraordinary items | $827,000 | 5,106 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $827,000 | 5,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 3,194 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $826,340 | 4,979 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,415,000 | 6,835 |
| Total interest expense | $1,791,000 | 6,426 |
| Net interest income | $1,624,000 | 7,108 |
| Provision for loan and lease losses | $17,000 | 7,683 |
| Total noninterest income | $227,000 | 7,041 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $176,000 | 5,441 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $51,000 | 7,655 |
| Total noninterest expense | $1,267,000 | 7,293 |
| Salaries and employee benefits | $671,000 | 7,327 |
| Premises and equipment expense | $136,000 | 7,751 |
| Additional noninterest expense | $460,000 | 6,715 |
| Pre-tax net operating income | $567,000 | 6,296 |
| Securities gains (losses) | $171,000 | 1,322 |
| Applicable income taxes | $161,000 | 5,343 |
| Income before extraordinary items | $577,000 | 5,731 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $577,000 | 5,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 3,302 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $443,620 | 6,226 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,348,000 | 7,050 |
| Total interest expense | $1,803,000 | 6,589 |
| Net interest income | $1,545,000 | 7,390 |
| Provision for loan and lease losses | $1,109,000 | 977 |
| Total noninterest income | $248,000 | 6,794 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $197,000 | 5,125 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 7,773 |
| Total noninterest expense | $1,335,000 | 7,151 |
| Salaries and employee benefits | $585,000 | 7,772 |
| Premises and equipment expense | $152,000 | 7,569 |
| Additional noninterest expense | $598,000 | 5,809 |
| Pre-tax net operating income | $-651,000 | 9,620 |
| Securities gains (losses) | $-61,000 | 9,265 |
| Applicable income taxes | $-276,000 | 9,733 |
| Income before extraordinary items | $-436,000 | 9,536 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-436,000 | 9,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $572,000 | 1,127 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-396,960 | 9,513 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,248,000 | 7,096 |
| Total interest expense | $1,705,000 | 6,537 |
| Net interest income | $1,543,000 | 7,504 |
| Provision for loan and lease losses | $316,000 | 2,544 |
| Total noninterest income | $264,000 | 6,800 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 5,274 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,287 |
| Total noninterest expense | $1,228,000 | 7,498 |
| Salaries and employee benefits | $574,000 | 7,892 |
| Premises and equipment expense | $146,000 | 7,736 |
| Additional noninterest expense | $508,000 | 6,454 |
| Pre-tax net operating income | $263,000 | 8,279 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $16,000 | 8,309 |
| Income before extraordinary items | $247,000 | 7,949 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $247,000 | 7,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 1,819 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $247,000 | 7,926 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,610,000 | 6,835 |
| Total interest expense | $1,765,000 | 6,615 |
| Net interest income | $1,845,000 | 6,955 |
| Provision for loan and lease losses | $351,000 | 2,303 |
| Total noninterest income | $246,000 | 7,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $201,000 | 5,139 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 8,339 |
| Total noninterest expense | $1,136,000 | 7,720 |
| Salaries and employee benefits | $559,000 | 7,991 |
| Premises and equipment expense | $134,000 | 7,988 |
| Additional noninterest expense | $443,000 | 6,857 |
| Pre-tax net operating income | $604,000 | 6,891 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $208,000 | 6,105 |
| Income before extraordinary items | $396,000 | 7,246 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $396,000 | 7,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,662 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $396,000 | 7,154 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,297,000 | 7,402 |
| Total interest expense | $1,522,000 | 7,295 |
| Net interest income | $1,775,000 | 7,371 |
| Provision for loan and lease losses | $80,000 | 5,644 |
| Total noninterest income | $222,000 | 7,564 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 5,659 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 8,774 |
| Total noninterest expense | $1,036,000 | 8,225 |
| Salaries and employee benefits | $493,000 | 8,653 |
| Premises and equipment expense | $119,000 | 8,523 |
| Additional noninterest expense | $424,000 | 7,161 |
| Pre-tax net operating income | $881,000 | 6,210 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $275,000 | 5,968 |
| Income before extraordinary items | $606,000 | 6,328 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $606,000 | 6,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,790 |
| Cash dividends | $50,000 | 7,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $606,000 | 6,273 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,990,000 | 8,006 |
| Total interest expense | $1,294,000 | 8,121 |
| Net interest income | $1,696,000 | 7,785 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $228,000 | 7,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $168,000 | 6,156 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 8,463 |
| Total noninterest expense | $991,000 | 8,697 |
| Salaries and employee benefits | $467,000 | 9,126 |
| Premises and equipment expense | $123,000 | 8,728 |
| Additional noninterest expense | $401,000 | 7,863 |
| Pre-tax net operating income | $873,000 | 6,188 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $288,000 | 5,966 |
| Income before extraordinary items | $585,000 | 6,358 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $585,000 | 6,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 6,098 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $585,000 | 6,287 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,713,000 | 8,613 |
| Total interest expense | $1,175,000 | 8,669 |
| Net interest income | $1,538,000 | 8,432 |
| Provision for loan and lease losses | $35,000 | 6,883 |
| Total noninterest income | $191,000 | 8,570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 6,949 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,034 |
| Total noninterest expense | $932,000 | 9,251 |
| Salaries and employee benefits | $435,000 | 9,659 |
| Premises and equipment expense | $95,000 | 9,761 |
| Additional noninterest expense | $402,000 | 8,174 |
| Pre-tax net operating income | $762,000 | 6,995 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $269,000 | 6,377 |
| Income before extraordinary items | $493,000 | 7,312 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $493,000 | 7,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,798 |
| Cash dividends | $40,000 | 7,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $493,000 | 7,279 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,317,000 | 9,222 |
| Total interest expense | $810,000 | 9,557 |
| Net interest income | $1,507,000 | 8,870 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $162,000 | 9,470 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 7,558 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,081 |
| Total noninterest expense | $835,000 | 10,071 |
| Salaries and employee benefits | $403,000 | 10,260 |
| Premises and equipment expense | $82,000 | 10,584 |
| Additional noninterest expense | $350,000 | 9,349 |
| Pre-tax net operating income | $774,000 | 7,016 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $306,000 | 5,804 |
| Income before extraordinary items | $468,000 | 7,553 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $468,000 | 7,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 11,414 |
| Cash dividends | $220,000 | 5,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $468,000 | 7,595 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,239,000 | 9,697 |
| Total interest expense | $751,000 | 10,298 |
| Net interest income | $1,488,000 | 9,158 |
| Provision for loan and lease losses | $87,000 | 6,144 |
| Total noninterest income | $186,000 | 9,481 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 7,832 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 9,257 |
| Total noninterest expense | $807,000 | 10,633 |
| Salaries and employee benefits | $396,000 | 10,677 |
| Premises and equipment expense | $82,000 | 11,085 |
| Additional noninterest expense | $329,000 | 10,090 |
| Pre-tax net operating income | $780,000 | 6,923 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $303,000 | 6,046 |
| Income before extraordinary items | $477,000 | 7,721 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $477,000 | 7,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 7,730 |
| Cash dividends | $350,000 | 3,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $477,000 | 7,474 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,279,000 | 10,322 |
| Total interest expense | $845,000 | 11,114 |
| Net interest income | $1,434,000 | 9,498 |
| Provision for loan and lease losses | $90,000 | 7,540 |
| Total noninterest income | $107,000 | 11,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 8,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,822 |
| Total noninterest expense | $804,000 | 10,979 |
| Salaries and employee benefits | $368,000 | 11,241 |
| Premises and equipment expense | $84,000 | 11,345 |
| Additional noninterest expense | $352,000 | 10,171 |
| Pre-tax net operating income | $647,000 | 7,415 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $205,000 | 7,460 |
| Income before extraordinary items | $446,000 | 7,784 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $446,000 | 7,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 7,548 |
| Cash dividends | $150,000 | 5,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $443,240 | 7,447 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.