| 2011-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7440% | 2,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5438% | 2,520 |
| Percentage Net Loans Charged-off:Construction & development | -0.6508% | 6,586 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1924% | 1,051 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8315% | 1,480 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3354% | 663 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6141% | 1,894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5627% | 1,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8999% | 1,815 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8443% | 290 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3665% | 7,134 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9581% | 1,677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7045% | 1,940 |
| Percentage Net Loans Charged-off:Construction & development | -0.8562% | 6,647 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5794% | 692 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0365% | 1,147 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7556% | 471 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7125% | 1,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0020% | 1,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1411% | 3,937 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2741% | 448 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4221% | 7,204 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -1.1300% | 7,444 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.4527% | 7,407 |
| Percentage Net Loans Charged-off:Construction & development | -6.0932% | 6,800 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1442% | 2,173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4295% | 2,089 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0791% | 685 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1207% | 3,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0145% | 3,248 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9544% | 7,207 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.5663% | 7,280 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4292% | 2,410 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5619% | 1,762 |
| Percentage Net Loans Charged-off:Construction & development | 1.0049% | 1,223 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2875% | 1,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8520% | 1,083 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1466% | 324 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2391% | 1,996 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0284% | 2,318 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0400% | 7,201 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4954% | 1,385 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2950% | 7,269 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 6.1266% | 93 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.3620% | 146 |
| Percentage Net Loans Charged-off:Construction & development | 14.4880% | 316 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0470% | 613 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7588% | 772 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5983% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8437% | 749 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.9766% | 380 |
| Percentage Net Loans Charged-off: Loans to individuals | 39.2860% | 19 |
| Percentage Net Loans Charged-off: Credit card loans | 8.3290% | 139 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 5.0370% | 170 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.9912% | 105 |
| Percentage Net Loans Charged-off:Construction & development | 19.9559% | 156 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3905% | 1,960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4553% | 2,220 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6588% | 991 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3448% | 2,473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2578% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 12.8988% | 86 |
| Percentage Net Loans Charged-off: Credit card loans | 8.9977% | 132 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 7.3205% | 80 |
| Percentage Net Loans Charged-off: Total real estate loans | 8.7179% | 46 |
| Percentage Net Loans Charged-off:Construction & development | 28.2053% | 96 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5107% | 1,468 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3400% | 2,302 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5291% | 1,770 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7778% | 1,452 |
| Percentage Net Loans Charged-off: Loans to individuals | 17.8366% | 57 |
| Percentage Net Loans Charged-off: Credit card loans | 13.3683% | 76 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8549% | 1,832 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0786% | 1,288 |
| Percentage Net Loans Charged-off:Construction & development | 3.2240% | 1,004 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0052% | 1,868 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3546% | 1,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5523% | 1,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0161% | 6,409 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1441% | 930 |
| Percentage Net Loans Charged-off: Credit card loans | 10.6667% | 128 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.9175% | 1,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9044% | 1,107 |
| Percentage Net Loans Charged-off:Construction & development | 3.0075% | 1,719 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8900% | 1,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9968% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8692% | 930 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5854% | 500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9080% | 1,948 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9256% | 830 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3982% | 1,132 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0666% | 1,861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6600% | 2,058 |
| Percentage Net Loans Charged-off:Construction & development | 0.0543% | 3,014 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2173% | 685 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0290% | 1,052 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5643% | 710 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4554% | 1,285 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7140% | 889 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3658% | 1,076 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9230% | 1,867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7465% | 1,685 |
| Percentage Net Loans Charged-off:Construction & development | 0.0772% | 2,538 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1849% | 591 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5751% | 625 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4216% | 412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6323% | 1,502 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4961% | 3,498 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2742% | 995 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.9037% | 758 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5083% | 748 |
| Percentage Net Loans Charged-off:Construction & development | 0.1674% | 1,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4263% | 220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1760% | 240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 5.0156% | 145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3297% | 665 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1793% | 1,018 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5498% | 772 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7931% | 1,569 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2591% | 2,531 |
| Percentage Net Loans Charged-off:Construction & development | 0.3084% | 2,248 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9143% | 210 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1827% | 2,262 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3492% | 841 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0700% | 3,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0915% | 1,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3347% | 251 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6755% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3960% | 2,065 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3030% | 1,671 |
| Percentage Net Loans Charged-off:Construction & development | 0.4093% | 1,533 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4018% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1528% | 3,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6832% | 177 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5544% | 291 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3775% | 1,770 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2278% | 1,581 |
| Percentage Net Loans Charged-off:Construction & development | 0.1522% | 1,375 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2837% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0139% | 3,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.2434% | 101 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5075% | 288 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6975% | 753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3666% | 864 |
| Percentage Net Loans Charged-off:Construction & development | 0.1161% | 944 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.8585% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0368% | 2,053 |
| Percentage Net Loans Charged-off: Loans to individuals | 15.7512% | 38 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2733% | 2,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3325% | 874 |
| Percentage Net Loans Charged-off:Construction & development | 0.5950% | 613 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0026% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0996% | 230 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1744% | 1,354 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4815% | 325 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0606% | 3,492 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8209% | 2,015 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2081% | 1,881 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.5101% | 7,452 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0785% | 3,557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0649% | 1,869 |
| Percentage Net Loans Charged-off:Construction & development | 0.0140% | 1,027 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 7,788 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1397% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2353% | 806 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6662% | 190 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0833% | 2,710 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0197% | 7,225 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0056% | 373 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0628% | 3,396 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0195% | 2,182 |
| Percentage Net Loans Charged-off:Construction & development | 0.0217% | 713 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 7,848 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2125% | 99 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1321% | 2,061 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0296% | 7,048 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9910% | 266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0195% | 3,751 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0292% | 1,428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0109% | 421 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5132% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0598% | 6,883 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0054% | 6,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0072% | 3,140 |
| Percentage Net Loans Charged-off:Construction & development | -0.0018% | 7,658 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0381% | 2,136 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0547% | 1,814 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0085% | 6,902 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0677% | 5,320 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5137% | 1,108 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0119% | 5,114 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0101% | 2,530 |
| Percentage Net Loans Charged-off:Construction & development | -0.0025% | 7,671 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0529% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0746% | 1,315 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0121% | 6,794 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2718% | 3,589 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5055% | 659 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0041% | 6,988 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 7,531 |
| Percentage Net Loans Charged-off:Construction & development | -0.0041% | 7,665 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0133% | 6,718 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0000% | 4,399 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 7,654 |
| Percentage Net Loans Charged-off:Construction & development | -0.0086% | 7,666 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0148% | 6,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2414% | 2,961 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5863% | 677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3319% | 383 |
| Percentage Net Loans Charged-off:Construction & development | 0.0074% | 644 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1246% | 107 |
| Percentage Net Loans Charged-off: Home equity loans | 3.9046% | 23 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5265% | 308 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1408% | 1,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5858% | 986 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 22.3881% | 57 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1948% | 2,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0708% | 1,398 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2199% | 651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2604% | 591 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1845% | 2,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7946% | 2,068 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 27.2272% | 37 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2441% | 1,537 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0884% | 1,126 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2370% | 595 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2710% | 550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1481% | 1,337 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 40.5063% | 24 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1909% | 1,645 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7993% | 249 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2360% | 2,386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1915% | 972 |
| Percentage Net Loans Charged-off:Construction & development | 0.1419% | 436 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0660% | 8,444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3113% | 627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3183% | 629 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4024% | 2,385 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2527% | 5,141 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3551% | 1,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2808% | 572 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1255% | 8,549 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4574% | 378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4600% | 388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6521% | 1,508 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3595% | 4,071 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3856% | 1,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5551% | 251 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3015% | 8,678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8126% | 196 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.8126% | 201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0426% | 2,847 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1438% | 4,914 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.0444% | 409 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3021% | 94 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -5.3812% | 8,801 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5748% | 92 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.5748% | 93 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9486% | 1,878 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6701% | 290 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2673% | 2,747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0647% | 2,277 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0731% | 2,041 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0731% | 1,997 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0360% | 7,751 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6793% | 3,446 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5944% | 518 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4828% | 1,329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3770% | 473 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4263% | 461 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4263% | 480 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0473% | 7,684 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7019% | 3,019 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0876% | 390 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5889% | 1,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4330% | 397 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4897% | 384 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4897% | 406 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7734% | 2,633 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1423% | 276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0874% | 3,549 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2034% | 698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2309% | 633 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2309% | 630 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1515% | 8,109 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7941% | 962 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0400% | 173 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8827% | 203 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.8827% | 201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8105% | 2,956 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6802% | 1,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5673% | 322 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 9.2784% | 24 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5653% | 327 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.5653% | 324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5776% | 2,505 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2024% | 1,783 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.3571% | 168 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1315% | 470 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6175% | 1,133 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2259% | 3,490 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1276% | 5,210 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1561% | 4,550 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1307% | 11,611 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1242% | 6,614 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3703% | 5,345 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
