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BankCherokee, Income and Expense

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2025-03-31 (YTD Data)		Rank
Total interest income	$4,307,000	2,331
Total interest expense	$951,000	2,786
Net interest income	$3,356,000	2,076
Provision for loan and lease losses	$69,000	1,713
Total noninterest income	$520,000	1,893
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$84,000	2,057
Trading account gains and fees	NA	NA
Additional Noninterest Income	$436,000	1,625
Total noninterest expense	$3,214,000	1,797
Salaries and employee benefits	$2,094,000	1,621
Premises and equipment expense	$364,000	1,635
Additional noninterest expense	$436,000	1,625
Pre-tax net operating income	$593,000	2,808
Securities gains (losses)	$-241,000	4,354
Applicable income taxes	$50,000	2,400
Income before extraordinary items	$302,000	3,286
Extraordinary gains, net	$0	47
Net income	$302,000	3,318
Minority interest net income	$0	65
Net income of bank and minority interests.	$302,000	3,286
Net charge-offs	$-10,000	4,057
Cash dividends	$250,000	1,766
Sale, conversion, retirement of capital stock, net	$0	467
Net operating income	$509,260	2,804
2024-12-31 (YTD Data)		Rank
Total interest income	$16,871,000	2,324
Total interest expense	$3,891,000	2,788
Net interest income	$12,980,000	2,035
Provision for loan and lease losses	$90,000	2,568
Total noninterest income	$2,200,000	1,903
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$268,000	2,345
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,932,000	1,602
Total noninterest expense	$11,869,000	1,877
Salaries and employee benefits	$7,653,000	1,709
Premises and equipment expense	$1,384,000	1,658
Additional noninterest expense	$1,932,000	1,602
Pre-tax net operating income	$3,221,000	2,381
Securities gains (losses)	$-132,000	4,041
Applicable income taxes	$849,000	1,499
Income before extraordinary items	$2,240,000	2,607
Extraordinary gains, net	$0	53
Net income	$2,240,000	2,632
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,240,000	2,607
Net charge-offs	$-49,000	4,199
Cash dividends	$1,000,000	2,224
Sale, conversion, retirement of capital stock, net	$0	564
Net operating income	$2,344,280	2,555
2024-09-30 (YTD Data)		Rank
Total interest income	$12,398,000	2,336
Total interest expense	$2,943,000	2,770
Net interest income	$9,455,000	2,066
Provision for loan and lease losses	$75,000	2,363
Total noninterest income	$1,613,000	1,908
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$190,000	2,411
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,423,000	1,621
Total noninterest expense	$8,848,000	1,865
Salaries and employee benefits	$5,691,000	1,699
Premises and equipment expense	$1,019,000	1,671
Additional noninterest expense	$1,423,000	1,621
Pre-tax net operating income	$2,145,000	2,494
Securities gains (losses)	$-132,000	4,213
Applicable income taxes	$553,000	1,602
Income before extraordinary items	$1,460,000	2,772
Extraordinary gains, net	$0	51
Net income	$1,460,000	2,802
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,460,000	2,775
Net charge-offs	$-46,000	4,232
Cash dividends	$750,000	1,978
Sale, conversion, retirement of capital stock, net	$0	527
Net operating income	$1,564,280	2,698
2024-06-30 (YTD Data)		Rank
Total interest income	$8,026,000	2,354
Total interest expense	$1,803,000	2,844
Net interest income	$6,223,000	2,063
Provision for loan and lease losses	$75,000	2,021
Total noninterest income	$1,014,000	1,939
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$117,000	2,480
Trading account gains and fees	NA	NA
Additional Noninterest Income	$897,000	1,654
Total noninterest expense	$5,909,000	1,861
Salaries and employee benefits	$3,790,000	1,707
Premises and equipment expense	$686,000	1,655
Additional noninterest expense	$897,000	1,654
Pre-tax net operating income	$1,253,000	2,626
Securities gains (losses)	$-132,000	4,269
Applicable income taxes	$308,000	1,712
Income before extraordinary items	$813,000	2,920
Extraordinary gains, net	$0	52
Net income	$813,000	2,955
Minority interest net income	$0	84
Net income of bank and minority interests.	$813,000	2,923
Net charge-offs	$-37,000	4,250
Cash dividends	$500,000	1,981
Sale, conversion, retirement of capital stock, net	$0	496
Net operating income	$917,280	2,815
2024-03-31 (YTD Data)		Rank
Total interest income	$3,839,000	2,409
Total interest expense	$815,000	2,921
Net interest income	$3,024,000	2,099
Provision for loan and lease losses	$45,000	1,710
Total noninterest income	$482,000	1,978
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$59,000	2,466
Trading account gains and fees	NA	NA
Additional Noninterest Income	$423,000	1,672
Total noninterest expense	$2,976,000	1,853
Salaries and employee benefits	$1,934,000	1,683
Premises and equipment expense	$338,000	1,668
Additional noninterest expense	$423,000	1,672
Pre-tax net operating income	$485,000	2,841
Securities gains (losses)	$-132,000	4,390
Applicable income taxes	$97,000	1,964
Income before extraordinary items	$256,000	3,312
Extraordinary gains, net	$0	51
Net income	$256,000	3,348
Minority interest net income	$0	72
Net income of bank and minority interests.	$256,000	3,313
Net charge-offs	$-10,000	4,094
Cash dividends	$250,000	1,677
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$360,280	3,021
2023-12-31 (YTD Data)		Rank
Total interest income	$14,383,000	2,349
Total interest expense	$1,963,000	3,061
Net interest income	$12,420,000	2,066
Provision for loan and lease losses	$304,000	1,641
Total noninterest income	$1,851,000	2,101
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$268,000	2,336
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,583,000	1,826
Total noninterest expense	$11,593,000	1,847
Salaries and employee benefits	$7,497,000	1,691
Premises and equipment expense	$1,381,000	1,635
Additional noninterest expense	$1,583,000	1,826
Pre-tax net operating income	$2,374,000	2,763
Securities gains (losses)	$-138,000	3,864
Applicable income taxes	$615,000	1,764
Income before extraordinary items	$1,621,000	2,994
Extraordinary gains, net	$0	54
Net income	$1,621,000	3,027
Minority interest net income	$0	88
Net income of bank and minority interests.	$1,621,000	2,996
Net charge-offs	$34,000	1,967
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$1,730,020	2,970
2023-09-30 (YTD Data)		Rank
Total interest income	$10,534,000	2,345
Total interest expense	$1,305,000	3,086
Net interest income	$9,229,000	2,093
Provision for loan and lease losses	$266,000	1,447
Total noninterest income	$1,438,000	2,060
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$196,000	2,381
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,242,000	1,783
Total noninterest expense	$8,725,000	1,854
Salaries and employee benefits	$5,732,000	1,662
Premises and equipment expense	$1,040,000	1,621
Additional noninterest expense	$1,242,000	1,783
Pre-tax net operating income	$1,676,000	2,903
Securities gains (losses)	$-138,000	4,089
Applicable income taxes	$423,000	1,866
Income before extraordinary items	$1,115,000	3,175
Extraordinary gains, net	$0	52
Net income	$1,115,000	3,208
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,115,000	3,176
Net charge-offs	$51,000	1,471
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,224,020	3,095
2023-06-30 (YTD Data)		Rank
Total interest income	$6,823,000	2,360
Total interest expense	$755,000	3,091
Net interest income	$6,068,000	2,134
Provision for loan and lease losses	$228,000	1,249
Total noninterest income	$975,000	1,974
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$127,000	2,406
Trading account gains and fees	NA	NA
Additional Noninterest Income	$848,000	1,695
Total noninterest expense	$5,870,000	1,831
Salaries and employee benefits	$3,885,000	1,636
Premises and equipment expense	$707,000	1,603
Additional noninterest expense	$848,000	1,693
Pre-tax net operating income	$945,000	3,107
Securities gains (losses)	$-138,000	4,269
Applicable income taxes	$222,000	2,064
Income before extraordinary items	$585,000	3,451
Extraordinary gains, net	$0	51
Net income	$585,000	3,484
Minority interest net income	$0	81
Net income of bank and minority interests.	$585,000	3,450
Net charge-offs	$16,000	1,633
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$694,020	3,306
2023-03-31 (YTD Data)		Rank
Total interest income	$3,310,000	2,386
Total interest expense	$286,000	3,226
Net interest income	$3,024,000	2,147
Provision for loan and lease losses	$114,000	1,218
Total noninterest income	$462,000	2,050
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$61,000	2,468
Trading account gains and fees	NA	NA
Additional Noninterest Income	$401,000	1,725
Total noninterest expense	$3,030,000	1,821
Salaries and employee benefits	$2,010,000	1,633
Premises and equipment expense	$363,000	1,602
Additional noninterest expense	$401,000	1,725
Pre-tax net operating income	$342,000	3,510
Securities gains (losses)	$0	950
Applicable income taxes	$94,000	2,183
Income before extraordinary items	$248,000	3,646
Extraordinary gains, net	$0	4
Net income	$248,000	3,645
Minority interest net income	$0	48
Net income of bank and minority interests.	$248,000	3,646
Net charge-offs	$-10,000	4,040
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$248,000	3,672
2022-12-31 (YTD Data)		Rank
Total interest income	$11,759,000	2,311
Total interest expense	$233,000	3,945
Net interest income	$11,526,000	2,169
Provision for loan and lease losses	$208,000	1,770
Total noninterest income	$1,835,000	2,129
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$272,000	2,374
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,563,000	1,854
Total noninterest expense	$10,249,000	1,978
Salaries and employee benefits	$6,579,000	1,825
Premises and equipment expense	$1,543,000	1,508
Additional noninterest expense	$1,563,000	1,854
Pre-tax net operating income	$2,904,000	2,698
Securities gains (losses)	$0	691
Applicable income taxes	$801,000	1,720
Income before extraordinary items	$2,103,000	2,887
Extraordinary gains, net	$0	5
Net income	$2,103,000	2,884
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,103,000	2,886
Net charge-offs	$-52,000	4,108
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,103,000	2,918
2022-09-30 (YTD Data)		Rank
Total interest income	$8,527,000	2,302
Total interest expense	$105,000	4,197
Net interest income	$8,422,000	2,181
Provision for loan and lease losses	$100,000	1,857
Total noninterest income	$1,372,000	2,160
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$208,000	2,362
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,164,000	1,894
Total noninterest expense	$7,351,000	2,027
Salaries and employee benefits	$4,631,000	1,905
Premises and equipment expense	$1,151,000	1,512
Additional noninterest expense	$1,164,000	1,894
Pre-tax net operating income	$2,343,000	2,607
Securities gains (losses)	$0	740
Applicable income taxes	$647,000	1,659
Income before extraordinary items	$1,696,000	2,782
Extraordinary gains, net	$0	4
Net income	$1,696,000	2,780
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,696,000	2,781
Net charge-offs	$-55,000	4,138
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,696,000	2,813
2022-06-30 (YTD Data)		Rank
Total interest income	$5,551,000	2,279
Total interest expense	$71,000	4,204
Net interest income	$5,480,000	2,182
Provision for loan and lease losses	$0	2,599
Total noninterest income	$902,000	2,172
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$140,000	2,331
Trading account gains and fees	NA	NA
Additional Noninterest Income	$762,000	1,971
Total noninterest expense	$4,766,000	2,054
Salaries and employee benefits	$3,008,000	1,937
Premises and equipment expense	$764,000	1,519
Additional noninterest expense	$994,000	2,633
Pre-tax net operating income	$1,616,000	2,473
Securities gains (losses)	$0	687
Applicable income taxes	$447,000	1,564
Income before extraordinary items	$1,169,000	2,655
Extraordinary gains, net	$0	4
Net income	$1,169,000	2,654
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,169,000	2,655
Net charge-offs	$-45,000	4,150
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,169,000	2,691
2022-03-31 (YTD Data)		Rank
Total interest income	$2,713,000	2,279
Total interest expense	$35,000	4,213
Net interest income	$2,678,000	2,164
Provision for loan and lease losses	$0	2,285
Total noninterest income	$461,000	2,140
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$68,000	2,359
Trading account gains and fees	NA	NA
Additional Noninterest Income	$393,000	1,923
Total noninterest expense	$2,354,000	2,056
Salaries and employee benefits	$1,467,000	1,965
Premises and equipment expense	$382,000	1,538
Additional noninterest expense	$505,000	2,572
Pre-tax net operating income	$785,000	2,408
Securities gains (losses)	$0	623
Applicable income taxes	$216,000	1,555
Income before extraordinary items	$569,000	2,601
Extraordinary gains, net	$0	4
Net income	$569,000	2,599
Minority interest net income	$0	50
Net income of bank and minority interests.	$569,000	2,601
Net charge-offs	$-9,000	3,881
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$569,000	2,623
2021-12-31 (YTD Data)		Rank
Total interest income	$12,036,000	2,198
Total interest expense	$187,000	4,165
Net interest income	$11,849,000	2,042
Provision for loan and lease losses	$-500,000	4,425
Total noninterest income	$1,762,000	2,376
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$275,000	2,292
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,487,000	2,220
Total noninterest expense	$9,102,000	2,099
Salaries and employee benefits	$5,703,000	2,003
Premises and equipment expense	$1,557,000	1,479
Additional noninterest expense	$1,842,000	2,741
Pre-tax net operating income	$5,009,000	2,049
Securities gains (losses)	$0	2,062
Applicable income taxes	$1,382,000	1,380
Income before extraordinary items	$3,627,000	2,297
Extraordinary gains, net	$0	10
Net income	$3,627,000	2,298
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,627,000	2,298
Net charge-offs	$-99,000	4,355
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,627,000	2,269
2021-09-30 (YTD Data)		Rank
Total interest income	$9,127,000	2,226
Total interest expense	$149,000	4,223
Net interest income	$8,978,000	2,053
Provision for loan and lease losses	$0	2,963
Total noninterest income	$1,324,000	2,411
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$194,000	2,356
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,130,000	2,252
Total noninterest expense	$6,763,000	2,130
Salaries and employee benefits	$4,212,000	2,022
Premises and equipment expense	$1,199,000	1,472
Additional noninterest expense	$1,352,000	2,781
Pre-tax net operating income	$3,539,000	2,217
Securities gains (losses)	$0	2,015
Applicable income taxes	$975,000	1,475
Income before extraordinary items	$2,564,000	2,482
Extraordinary gains, net	$0	8
Net income	$2,564,000	2,482
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,564,000	2,482
Net charge-offs	$-81,000	4,391
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,564,000	2,449
2021-06-30 (YTD Data)		Rank
Total interest income	$6,105,000	2,205
Total interest expense	$107,000	4,224
Net interest income	$5,998,000	2,043
Provision for loan and lease losses	$0	2,862
Total noninterest income	$832,000	2,433
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$122,000	2,392
Trading account gains and fees	NA	NA
Additional Noninterest Income	$710,000	2,291
Total noninterest expense	$4,523,000	2,113
Salaries and employee benefits	$2,838,000	1,999
Premises and equipment expense	$808,000	1,459
Additional noninterest expense	$877,000	2,821
Pre-tax net operating income	$2,307,000	2,204
Securities gains (losses)	$0	1,818
Applicable income taxes	$633,000	1,491
Income before extraordinary items	$1,674,000	2,476
Extraordinary gains, net	$0	6
Net income	$1,674,000	2,476
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,674,000	2,476
Net charge-offs	$-43,000	4,324
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,674,000	2,438
2021-03-31 (YTD Data)		Rank
Total interest income	$3,140,000	2,148
Total interest expense	$53,000	4,290
Net interest income	$3,087,000	1,987
Provision for loan and lease losses	$0	2,741
Total noninterest income	$391,000	2,508
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$61,000	2,378
Trading account gains and fees	NA	NA
Additional Noninterest Income	$330,000	2,342
Total noninterest expense	$2,263,000	2,091
Salaries and employee benefits	$1,429,000	1,984
Premises and equipment expense	$406,000	1,469
Additional noninterest expense	$428,000	2,812
Pre-tax net operating income	$1,215,000	2,135
Securities gains (losses)	$0	1,392
Applicable income taxes	$335,000	1,424
Income before extraordinary items	$880,000	2,386
Extraordinary gains, net	$0	3
Net income	$880,000	2,384
Minority interest net income	$0	55
Net income of bank and minority interests.	$880,000	2,386
Net charge-offs	$-12,000	4,135
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$880,000	2,341
2020-12-31 (YTD Data)		Rank
Total interest income	$11,346,000	2,328
Total interest expense	$346,000	4,185
Net interest income	$11,000,000	2,095
Provision for loan and lease losses	$821,000	1,807
Total noninterest income	$3,085,000	1,704
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$263,000	2,385
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,822,000	1,490
Total noninterest expense	$8,873,000	2,122
Salaries and employee benefits	$5,676,000	1,974
Premises and equipment expense	$1,594,000	1,452
Additional noninterest expense	$1,603,000	2,932
Pre-tax net operating income	$4,391,000	1,948
Securities gains (losses)	$0	2,675
Applicable income taxes	$851,000	1,560
Income before extraordinary items	$3,540,000	2,077
Extraordinary gains, net	$0	4
Net income	$3,540,000	2,077
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,540,000	2,077
Net charge-offs	$-31,000	4,490
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,540,000	2,019
2020-09-30 (YTD Data)		Rank
Total interest income	$8,193,000	2,397
Total interest expense	$286,000	4,171
Net interest income	$7,907,000	2,162
Provision for loan and lease losses	$776,000	1,572
Total noninterest income	$2,608,000	1,546
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$194,000	2,413
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,414,000	1,339
Total noninterest expense	$6,671,000	2,098
Salaries and employee benefits	$4,331,000	1,930
Premises and equipment expense	$1,199,000	1,444
Additional noninterest expense	$1,141,000	3,003
Pre-tax net operating income	$3,068,000	2,019
Securities gains (losses)	$0	2,494
Applicable income taxes	$549,000	1,671
Income before extraordinary items	$2,519,000	2,139
Extraordinary gains, net	$0	4
Net income	$2,519,000	2,139
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,519,000	2,139
Net charge-offs	$-18,000	4,405
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,519,000	2,078
2020-06-30 (YTD Data)		Rank
Total interest income	$5,436,000	2,424
Total interest expense	$209,000	4,167
Net interest income	$5,227,000	2,193
Provision for loan and lease losses	$730,000	1,294
Total noninterest income	$2,198,000	1,281
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$133,000	2,427
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,065,000	1,063
Total noninterest expense	$4,622,000	2,035
Salaries and employee benefits	$3,029,000	1,858
Premises and equipment expense	$805,000	1,423
Additional noninterest expense	$788,000	2,934
Pre-tax net operating income	$2,073,000	1,951
Securities gains (losses)	$0	2,249
Applicable income taxes	$275,000	1,807
Income before extraordinary items	$1,798,000	1,983
Extraordinary gains, net	$0	4
Net income	$1,798,000	1,984
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,798,000	1,984
Net charge-offs	$-13,000	4,396
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,798,000	1,942
2020-03-31 (YTD Data)		Rank
Total interest income	$2,645,000	2,471
Total interest expense	$123,000	4,136
Net interest income	$2,522,000	2,213
Provision for loan and lease losses	$50,000	2,502
Total noninterest income	$1,192,000	1,151
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$82,000	2,405
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,110,000	891
Total noninterest expense	$2,544,000	1,920
Salaries and employee benefits	$1,693,000	1,722
Premises and equipment expense	$410,000	1,413
Additional noninterest expense	$441,000	2,761
Pre-tax net operating income	$1,120,000	1,677
Securities gains (losses)	$0	1,705
Applicable income taxes	$308,000	1,055
Income before extraordinary items	$812,000	1,954
Extraordinary gains, net	$0	4
Net income	$812,000	1,954
Minority interest net income	$0	56
Net income of bank and minority interests.	$812,000	1,954
Net charge-offs	$-17,000	4,620
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$812,000	1,921
2019-12-31 (YTD Data)		Rank
Total interest income	$10,915,000	2,437
Total interest expense	$552,000	4,053
Net interest income	$10,363,000	2,174
Provision for loan and lease losses	$49,000	3,415
Total noninterest income	$1,687,000	2,163
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$305,000	2,584
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,382,000	1,888
Total noninterest expense	$8,798,000	2,109
Salaries and employee benefits	$5,483,000	1,973
Premises and equipment expense	$1,588,000	1,432
Additional noninterest expense	$1,727,000	2,824
Pre-tax net operating income	$3,203,000	2,361
Securities gains (losses)	$-46,000	5,005
Applicable income taxes	$806,000	1,593
Income before extraordinary items	$2,351,000	2,660
Extraordinary gains, net	$0	11
Net income	$2,351,000	2,660
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,351,000	2,662
Net charge-offs	$-222,000	5,001
Cash dividends	$1,000,000	2,317
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,387,340	2,601
2019-09-30 (YTD Data)		Rank
Total interest income	$8,147,000	2,469
Total interest expense	$411,000	4,103
Net interest income	$7,736,000	2,212
Provision for loan and lease losses	$49,000	3,116
Total noninterest income	$1,209,000	2,216
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$217,000	2,708
Trading account gains and fees	NA	NA
Additional Noninterest Income	$992,000	1,927
Total noninterest expense	$6,619,000	2,106
Salaries and employee benefits	$4,111,000	1,981
Premises and equipment expense	$1,171,000	1,463
Additional noninterest expense	$1,337,000	2,773
Pre-tax net operating income	$2,277,000	2,510
Securities gains (losses)	$-46,000	5,097
Applicable income taxes	$609,000	1,644
Income before extraordinary items	$1,622,000	2,855
Extraordinary gains, net	$0	11
Net income	$1,622,000	2,856
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,622,000	2,856
Net charge-offs	$-167,000	5,057
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,658,340	2,776
2019-06-30 (YTD Data)		Rank
Total interest income	$5,461,000	2,466
Total interest expense	$230,000	4,290
Net interest income	$5,231,000	2,187
Provision for loan and lease losses	$16,000	3,359
Total noninterest income	$786,000	2,221
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$142,000	2,718
Trading account gains and fees	NA	NA
Additional Noninterest Income	$644,000	1,942
Total noninterest expense	$4,405,000	2,114
Salaries and employee benefits	$2,735,000	1,988
Premises and equipment expense	$790,000	1,454
Additional noninterest expense	$880,000	2,809
Pre-tax net operating income	$1,596,000	2,406
Securities gains (losses)	$-46,000	5,147
Applicable income taxes	$426,000	1,574
Income before extraordinary items	$1,124,000	2,774
Extraordinary gains, net	$0	11
Net income	$1,124,000	2,773
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,124,000	2,773
Net charge-offs	$-88,000	5,036
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,160,340	2,699
2019-03-31 (YTD Data)		Rank
Total interest income	$2,495,000	2,626
Total interest expense	$65,000	4,754
Net interest income	$2,430,000	2,330
Provision for loan and lease losses	$16,000	2,851
Total noninterest income	$391,000	2,193
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$71,000	2,721
Trading account gains and fees	NA	NA
Additional Noninterest Income	$320,000	1,904
Total noninterest expense	$2,214,000	2,119
Salaries and employee benefits	$1,378,000	1,995
Premises and equipment expense	$398,000	1,460
Additional noninterest expense	$438,000	2,824
Pre-tax net operating income	$591,000	2,841
Securities gains (losses)	$0	1,087
Applicable income taxes	$162,000	1,769
Income before extraordinary items	$429,000	3,122
Extraordinary gains, net	$0	5
Net income	$429,000	3,119
Minority interest net income	$0	52
Net income of bank and minority interests.	$429,000	3,121
Net charge-offs	$67,000	1,062
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$429,000	3,107
2018-12-31 (YTD Data)		Rank
Total interest income	$9,832,000	2,551
Total interest expense	$260,000	4,638
Net interest income	$9,572,000	2,323
Provision for loan and lease losses	$-250,000	5,239
Total noninterest income	$1,673,000	2,205
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$279,000	2,856
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,394,000	1,881
Total noninterest expense	$8,218,000	2,200
Salaries and employee benefits	$5,054,000	2,074
Premises and equipment expense	$1,425,000	1,575
Additional noninterest expense	$1,739,000	2,864
Pre-tax net operating income	$3,277,000	2,377
Securities gains (losses)	$0	1,125
Applicable income taxes	$903,000	1,475
Income before extraordinary items	$2,374,000	2,665
Extraordinary gains, net	$0	6
Net income	$2,374,000	2,663
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,374,000	2,664
Net charge-offs	$-301,000	5,245
Cash dividends	$1,000,000	2,197
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,374,000	2,661
2018-09-30 (YTD Data)		Rank
Total interest income	$7,335,000	2,560
Total interest expense	$195,000	4,639
Net interest income	$7,140,000	2,339
Provision for loan and lease losses	$-250,000	5,333
Total noninterest income	$1,274,000	2,201
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$211,000	2,863
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,063,000	1,868
Total noninterest expense	$6,108,000	2,214
Salaries and employee benefits	$3,754,000	2,088
Premises and equipment expense	$1,043,000	1,620
Additional noninterest expense	$1,311,000	2,840
Pre-tax net operating income	$2,556,000	2,365
Securities gains (losses)	$0	1,118
Applicable income taxes	$705,000	1,489
Income before extraordinary items	$1,851,000	2,648
Extraordinary gains, net	$0	5
Net income	$1,851,000	2,647
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,851,000	2,647
Net charge-offs	$-249,000	5,291
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,851,000	2,637
2018-06-30 (YTD Data)		Rank
Total interest income	$4,766,000	2,586
Total interest expense	$133,000	4,597
Net interest income	$4,633,000	2,385
Provision for loan and lease losses	$-250,000	5,426
Total noninterest income	$859,000	2,185
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$140,000	2,868
Trading account gains and fees	NA	NA
Additional Noninterest Income	$719,000	1,852
Total noninterest expense	$4,088,000	2,228
Salaries and employee benefits	$2,493,000	2,109
Premises and equipment expense	$718,000	1,583
Additional noninterest expense	$877,000	2,863
Pre-tax net operating income	$1,654,000	2,375
Securities gains (losses)	$0	961
Applicable income taxes	$457,000	1,491
Income before extraordinary items	$1,197,000	2,673
Extraordinary gains, net	$0	6
Net income	$1,197,000	2,672
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,197,000	2,672
Net charge-offs	$-112,000	5,228
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,197,000	2,665
2018-03-31 (YTD Data)		Rank
Total interest income	$2,338,000	2,623
Total interest expense	$65,000	4,638
Net interest income	$2,273,000	2,424
Provision for loan and lease losses	$0	3,508
Total noninterest income	$421,000	2,186
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$68,000	2,923
Trading account gains and fees	NA	NA
Additional Noninterest Income	$353,000	1,836
Total noninterest expense	$2,001,000	2,281
Salaries and employee benefits	$1,225,000	2,154
Premises and equipment expense	$359,000	1,617
Additional noninterest expense	$417,000	2,982
Pre-tax net operating income	$693,000	2,606
Securities gains (losses)	$0	735
Applicable income taxes	$193,000	1,603
Income before extraordinary items	$500,000	2,902
Extraordinary gains, net	$0	7
Net income	$500,000	2,902
Minority interest net income	$0	52
Net income of bank and minority interests.	$500,000	2,902
Net charge-offs	$-73,000	5,328
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$500,000	2,889
2017-12-31 (YTD Data)		Rank
Total interest income	$8,827,000	2,685
Total interest expense	$298,000	4,410
Net interest income	$8,529,000	2,518
Provision for loan and lease losses	$-200,000	5,431
Total noninterest income	$1,562,000	2,346
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$298,000	2,875
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,264,000	2,009
Total noninterest expense	$7,884,000	2,297
Salaries and employee benefits	$4,726,000	2,172
Premises and equipment expense	$1,340,000	1,684
Additional noninterest expense	$1,818,000	2,839
Pre-tax net operating income	$2,407,000	2,812
Securities gains (losses)	$0	2,243
Applicable income taxes	$1,297,000	1,663
Income before extraordinary items	$1,110,000	3,578
Extraordinary gains, net	$0	9
Net income	$1,110,000	3,577
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,110,000	3,578
Net charge-offs	$-111,000	5,320
Cash dividends	$800,000	2,449
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,110,000	3,569
2017-09-30 (YTD Data)		Rank
Total interest income	$6,606,000	2,697
Total interest expense	$234,000	4,372
Net interest income	$6,372,000	2,540
Provision for loan and lease losses	$0	4,088
Total noninterest income	$1,155,000	2,382
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$226,000	2,869
Trading account gains and fees	NA	NA
Additional Noninterest Income	$929,000	2,063
Total noninterest expense	$5,863,000	2,320
Salaries and employee benefits	$3,507,000	2,201
Premises and equipment expense	$1,013,000	1,676
Additional noninterest expense	$1,343,000	2,861
Pre-tax net operating income	$1,664,000	2,992
Securities gains (losses)	$0	2,274
Applicable income taxes	$746,000	1,734
Income before extraordinary items	$918,000	3,673
Extraordinary gains, net	$0	9
Net income	$918,000	3,673
Minority interest net income	$0	71
Net income of bank and minority interests.	$918,000	3,673
Net charge-offs	$-88,000	5,312
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$918,000	3,647
2017-06-30 (YTD Data)		Rank
Total interest income	$4,337,000	2,718
Total interest expense	$166,000	4,284
Net interest income	$4,171,000	2,565
Provision for loan and lease losses	$0	3,871
Total noninterest income	$763,000	2,410
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$150,000	2,877
Trading account gains and fees	NA	NA
Additional Noninterest Income	$613,000	2,088
Total noninterest expense	$3,837,000	2,357
Salaries and employee benefits	$2,328,000	2,229
Premises and equipment expense	$678,000	1,679
Additional noninterest expense	$831,000	3,024
Pre-tax net operating income	$1,097,000	2,975
Securities gains (losses)	$0	1,906
Applicable income taxes	$508,000	1,679
Income before extraordinary items	$589,000	3,689
Extraordinary gains, net	$0	11
Net income	$589,000	3,687
Minority interest net income	$0	71
Net income of bank and minority interests.	$589,000	3,689
Net charge-offs	$-52,000	5,298
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$589,000	3,670
2017-03-31 (YTD Data)		Rank
Total interest income	$2,129,000	2,745
Total interest expense	$82,000	4,311
Net interest income	$2,047,000	2,593
Provision for loan and lease losses	$0	3,537
Total noninterest income	$385,000	2,384
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$75,000	2,881
Trading account gains and fees	NA	NA
Additional Noninterest Income	$310,000	2,053
Total noninterest expense	$1,895,000	2,393
Salaries and employee benefits	$1,166,000	2,254
Premises and equipment expense	$345,000	1,656
Additional noninterest expense	$384,000	3,192
Pre-tax net operating income	$537,000	2,968
Securities gains (losses)	$0	1,153
Applicable income taxes	$248,000	1,671
Income before extraordinary items	$289,000	3,663
Extraordinary gains, net	$0	8
Net income	$289,000	3,662
Minority interest net income	$0	55
Net income of bank and minority interests.	$289,000	3,663
Net charge-offs	$-29,000	5,373
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$289,000	3,646
2016-12-31 (YTD Data)		Rank
Total interest income	$8,381,000	2,758
Total interest expense	$346,000	4,270
Net interest income	$8,035,000	2,614
Provision for loan and lease losses	$200,000	2,434
Total noninterest income	$1,624,000	2,383
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$315,000	2,866
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,309,000	2,065
Total noninterest expense	$7,592,000	2,394
Salaries and employee benefits	$4,594,000	2,237
Premises and equipment expense	$1,277,000	1,760
Additional noninterest expense	$1,721,000	3,044
Pre-tax net operating income	$1,867,000	3,175
Securities gains (losses)	$0	3,212
Applicable income taxes	$828,000	1,807
Income before extraordinary items	$1,039,000	3,837
Extraordinary gains, net	$0	5
Net income	$1,039,000	3,835
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,039,000	3,836
Net charge-offs	$-31,000	5,226
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,039,000	3,783
2016-09-30 (YTD Data)		Rank
Total interest income	$6,328,000	2,751
Total interest expense	$262,000	4,290
Net interest income	$6,066,000	2,602
Provision for loan and lease losses	$200,000	2,037
Total noninterest income	$1,147,000	2,468
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$237,000	2,878
Trading account gains and fees	$0	169
Additional Noninterest Income	$910,000	2,166
Total noninterest expense	$5,673,000	2,399
Salaries and employee benefits	$3,392,000	2,256
Premises and equipment expense	$963,000	1,761
Additional noninterest expense	$1,318,000	3,005
Pre-tax net operating income	$1,340,000	3,287
Securities gains (losses)	$0	3,160
Applicable income taxes	$584,000	1,910
Income before extraordinary items	$756,000	3,928
Extraordinary gains, net	$0	5
Net income	$756,000	3,926
Minority interest net income	$0	71
Net income of bank and minority interests.	$756,000	3,928
Net charge-offs	$3,000	3,728
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$756,000	3,862
2016-06-30 (YTD Data)		Rank
Total interest income	$4,152,000	2,795
Total interest expense	$177,000	4,294
Net interest income	$3,975,000	2,648
Provision for loan and lease losses	$168,000	1,803
Total noninterest income	$753,000	2,465
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$148,000	2,977
Trading account gains and fees	$0	157
Additional Noninterest Income	$605,000	2,130
Total noninterest expense	$3,767,000	2,418
Salaries and employee benefits	$2,249,000	2,272
Premises and equipment expense	$639,000	1,755
Additional noninterest expense	$879,000	3,023
Pre-tax net operating income	$793,000	3,472
Securities gains (losses)	$0	2,835
Applicable income taxes	$332,000	2,043
Income before extraordinary items	$461,000	4,079
Extraordinary gains, net	$0	16
Net income	$461,000	4,076
Minority interest net income	$0	71
Net income of bank and minority interests.	$461,000	4,078
Net charge-offs	$-33,000	5,384
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$461,000	4,010
2016-03-31 (YTD Data)		Rank
Total interest income	$2,116,000	2,762
Total interest expense	$92,000	4,252
Net interest income	$2,024,000	2,611
Provision for loan and lease losses	$91,000	1,584
Total noninterest income	$333,000	2,593
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$71,000	3,039
Trading account gains and fees	$0	142
Additional Noninterest Income	$262,000	2,269
Total noninterest expense	$1,872,000	2,446
Salaries and employee benefits	$1,118,000	2,293
Premises and equipment expense	$322,000	1,766
Additional noninterest expense	$432,000	3,054
Pre-tax net operating income	$394,000	3,428
Securities gains (losses)	$0	2,077
Applicable income taxes	$160,000	2,042
Income before extraordinary items	$234,000	4,018
Extraordinary gains, net	$0	12
Net income	$234,000	4,015
Minority interest net income	$0	62
Net income of bank and minority interests.	$234,000	4,016
Net charge-offs	$-21,000	5,480
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$234,000	3,963
2015-12-31 (YTD Data)		Rank
Total interest income	$7,697,000	2,911
Total interest expense	$435,000	3,990
Net interest income	$7,262,000	2,792
Provision for loan and lease losses	$-240,000	5,835
Total noninterest income	$2,221,000	1,975
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$378,000	2,611
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,843,000	1,614
Total noninterest expense	$7,618,000	2,403
Salaries and employee benefits	$4,333,000	2,317
Premises and equipment expense	$1,298,000	1,759
Additional noninterest expense	$1,987,000	2,808
Pre-tax net operating income	$2,105,000	2,907
Securities gains (losses)	$88,000	1,243
Applicable income taxes	$935,000	1,646
Income before extraordinary items	$1,258,000	3,539
Extraordinary gains, net	$0	23
Net income	$1,258,000	3,537
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,258,000	3,539
Net charge-offs	$-112,000	5,746
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,201,680	3,581
2015-09-30 (YTD Data)		Rank
Total interest income	$5,911,000	2,892
Total interest expense	$332,000	4,015
Net interest income	$5,579,000	2,766
Provision for loan and lease losses	$-250,000	6,008
Total noninterest income	$1,852,000	1,852
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$279,000	2,672
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,573,000	1,481
Total noninterest expense	$5,692,000	2,409
Salaries and employee benefits	$3,261,000	2,321
Premises and equipment expense	$980,000	1,762
Additional noninterest expense	$1,451,000	2,857
Pre-tax net operating income	$1,989,000	2,576
Securities gains (losses)	$88,000	1,109
Applicable income taxes	$905,000	1,460
Income before extraordinary items	$1,172,000	3,235
Extraordinary gains, net	$2,549,000	5
Net income	$3,721,000	1,373
Minority interest net income	$0	78
Net income of bank and minority interests.	$3,721,000	1,373
Net charge-offs	$-87,000	5,771
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,115,680	3,251
2015-06-30 (YTD Data)		Rank
Total interest income	$3,747,000	2,991
Total interest expense	$224,000	4,027
Net interest income	$3,523,000	2,861
Provision for loan and lease losses	$-250,000	6,121
Total noninterest income	$1,409,000	1,679
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$183,000	2,668
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,226,000	1,353
Total noninterest expense	$3,827,000	2,396
Salaries and employee benefits	$2,176,000	2,331
Premises and equipment expense	$662,000	1,745
Additional noninterest expense	$989,000	2,829
Pre-tax net operating income	$1,355,000	2,516
Securities gains (losses)	$0	2,636
Applicable income taxes	$514,000	1,594
Income before extraordinary items	$841,000	3,081
Extraordinary gains, net	$2,549,000	7
Net income	$3,390,000	1,046
Minority interest net income	$0	75
Net income of bank and minority interests.	$3,390,000	1,046
Net charge-offs	$-3,000	4,856
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$841,000	3,019
2015-03-31 (YTD Data)		Rank
Total interest income	$1,853,000	3,017
Total interest expense	$114,000	4,033
Net interest income	$1,739,000	2,903
Provision for loan and lease losses	$0	3,703
Total noninterest income	$853,000	1,439
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$93,000	2,605
Trading account gains and fees	$0	152
Additional Noninterest Income	$760,000	1,132
Total noninterest expense	$1,927,000	2,384
Salaries and employee benefits	$1,101,000	2,317
Premises and equipment expense	$341,000	1,714
Additional noninterest expense	$485,000	2,850
Pre-tax net operating income	$665,000	2,513
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$665,000	2,231
Extraordinary gains, net	$0	13
Net income	$665,000	2,232
Minority interest net income	$0	64
Net income of bank and minority interests.	$665,000	2,232
Net charge-offs	$8,000	2,565
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$665,000	2,167
2014-12-31 (YTD Data)		Rank
Total interest income	$7,607,000	2,981
Total interest expense	$517,000	3,948
Net interest income	$7,090,000	2,861
Provision for loan and lease losses	$-92,000	6,031
Total noninterest income	$2,157,000	1,996
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$418,000	2,600
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,739,000	1,619
Total noninterest expense	$7,807,000	2,358
Salaries and employee benefits	$4,199,000	2,393
Premises and equipment expense	$1,359,000	1,710
Additional noninterest expense	$2,249,000	2,630
Pre-tax net operating income	$1,532,000	3,447
Securities gains (losses)	$0	3,259
Applicable income taxes	$0	4,531
Income before extraordinary items	$1,532,000	3,208
Extraordinary gains, net	$0	17
Net income	$1,532,000	3,208
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,532,000	3,209
Net charge-offs	$61,000	3,603
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,532,000	3,149
2014-09-30 (YTD Data)		Rank
Total interest income	$5,692,000	3,008
Total interest expense	$393,000	3,990
Net interest income	$5,299,000	2,898
Provision for loan and lease losses	$-92,000	6,193
Total noninterest income	$1,651,000	1,978
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$319,000	2,596
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,332,000	1,597
Total noninterest expense	$5,898,000	2,354
Salaries and employee benefits	$3,123,000	2,396
Premises and equipment expense	$1,035,000	1,711
Additional noninterest expense	$1,740,000	2,565
Pre-tax net operating income	$1,144,000	3,532
Securities gains (losses)	$0	2,980
Applicable income taxes	$0	4,583
Income before extraordinary items	$1,144,000	3,238
Extraordinary gains, net	$0	15
Net income	$1,144,000	3,237
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,144,000	3,239
Net charge-offs	$110,000	2,592
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,144,000	3,203
2014-06-30 (YTD Data)		Rank
Total interest income	$3,774,000	3,031
Total interest expense	$271,000	3,956
Net interest income	$3,503,000	2,918
Provision for loan and lease losses	$-37,000	6,272
Total noninterest income	$1,259,000	1,767
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$214,000	2,556
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,045,000	1,404
Total noninterest expense	$3,957,000	2,350
Salaries and employee benefits	$2,066,000	2,426
Premises and equipment expense	$702,000	1,694
Additional noninterest expense	$1,189,000	2,509
Pre-tax net operating income	$842,000	3,275
Securities gains (losses)	$0	2,580
Applicable income taxes	$0	4,568
Income before extraordinary items	$842,000	2,987
Extraordinary gains, net	$0	20
Net income	$842,000	2,993
Minority interest net income	$0	80
Net income of bank and minority interests.	$842,000	2,993
Net charge-offs	$-19,000	5,867
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$842,000	2,929
2014-03-31 (YTD Data)		Rank
Total interest income	$1,886,000	3,047
Total interest expense	$142,000	3,903
Net interest income	$1,744,000	2,937
Provision for loan and lease losses	$-37,000	6,452
Total noninterest income	$698,000	1,602
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$107,000	2,533
Trading account gains and fees	$0	147
Additional Noninterest Income	$591,000	1,260
Total noninterest expense	$1,968,000	2,362
Salaries and employee benefits	$1,014,000	2,474
Premises and equipment expense	$358,000	1,683
Additional noninterest expense	$596,000	2,497
Pre-tax net operating income	$511,000	2,847
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$511,000	2,518
Extraordinary gains, net	$0	16
Net income	$511,000	2,521
Minority interest net income	$0	66
Net income of bank and minority interests.	$511,000	2,521
Net charge-offs	$-8,000	5,661
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$511,000	2,471
2013-12-31 (YTD Data)		Rank
Total interest income	$7,989,000	2,950
Total interest expense	$764,000	3,547
Net interest income	$7,225,000	2,840
Provision for loan and lease losses	$-196,000	6,458
Total noninterest income	$1,758,000	2,337
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$533,000	2,271
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,225,000	2,107
Total noninterest expense	$7,974,000	2,345
Salaries and employee benefits	$3,977,000	2,486
Premises and equipment expense	$1,367,000	1,711
Additional noninterest expense	$2,630,000	2,351
Pre-tax net operating income	$1,205,000	3,775
Securities gains (losses)	$0	3,182
Applicable income taxes	$0	4,631
Income before extraordinary items	$1,205,000	3,557
Extraordinary gains, net	$0	29
Net income	$1,205,000	3,560
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,205,000	3,561
Net charge-offs	$-147,000	6,588
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,205,000	3,514
2013-09-30 (YTD Data)		Rank
Total interest income	$6,073,000	2,942
Total interest expense	$585,000	3,587
Net interest income	$5,488,000	2,824
Provision for loan and lease losses	$-97,000	6,559
Total noninterest income	$1,495,000	2,217
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$418,000	2,203
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,077,000	1,942
Total noninterest expense	$5,897,000	2,378
Salaries and employee benefits	$2,940,000	2,530
Premises and equipment expense	$1,032,000	1,723
Additional noninterest expense	$1,925,000	2,383
Pre-tax net operating income	$1,183,000	3,384
Securities gains (losses)	$0	3,040
Applicable income taxes	$0	4,713
Income before extraordinary items	$1,183,000	3,101
Extraordinary gains, net	$0	25
Net income	$1,183,000	3,105
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,183,000	3,105
Net charge-offs	$-69,000	6,523
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,183,000	3,027
2013-06-30 (YTD Data)		Rank
Total interest income	$4,127,000	2,889
Total interest expense	$396,000	3,614
Net interest income	$3,731,000	2,767
Provision for loan and lease losses	$50,000	3,593
Total noninterest income	$1,047,000	2,163
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$277,000	2,180
Trading account gains and fees	$0	157
Additional Noninterest Income	$770,000	1,898
Total noninterest expense	$3,908,000	2,386
Salaries and employee benefits	$1,940,000	2,562
Premises and equipment expense	$691,000	1,710
Additional noninterest expense	$1,277,000	2,394
Pre-tax net operating income	$820,000	3,290
Securities gains (losses)	$0	2,791
Applicable income taxes	$0	4,679
Income before extraordinary items	$820,000	3,021
Extraordinary gains, net	$0	22
Net income	$820,000	3,023
Minority interest net income	$0	82
Net income of bank and minority interests.	$820,000	3,024
Net charge-offs	$-24,000	6,370
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$820,000	2,933
2013-03-31 (YTD Data)		Rank
Total interest income	$2,136,000	2,834
Total interest expense	$207,000	3,596
Net interest income	$1,929,000	2,696
Provision for loan and lease losses	$50,000	2,783
Total noninterest income	$568,000	2,033
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$137,000	2,184
Trading account gains and fees	$0	148
Additional Noninterest Income	$431,000	1,761
Total noninterest expense	$1,992,000	2,376
Salaries and employee benefits	$984,000	2,543
Premises and equipment expense	$357,000	1,693
Additional noninterest expense	$651,000	2,368
Pre-tax net operating income	$455,000	3,060
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$455,000	2,777
Extraordinary gains, net	$0	10
Net income	$455,000	2,780
Minority interest net income	$0	76
Net income of bank and minority interests.	$455,000	2,779
Net charge-offs	$-19,000	6,425
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$455,000	2,689
2012-12-31 (YTD Data)		Rank
Total interest income	$7,928,000	3,136
Total interest expense	$1,006,000	3,599
Net interest income	$6,922,000	3,002
Provision for loan and lease losses	$127,000	4,425
Total noninterest income	$1,425,000	2,685
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$566,000	2,251
Trading account gains and fees	$0	166
Additional Noninterest Income	$859,000	2,575
Total noninterest expense	$8,000,000	2,361
Salaries and employee benefits	$3,932,000	2,494
Premises and equipment expense	$1,352,000	1,744
Additional noninterest expense	$2,716,000	2,392
Pre-tax net operating income	$220,000	5,631
Securities gains (losses)	$167,000	1,848
Applicable income taxes	$0	4,751
Income before extraordinary items	$387,000	5,235
Extraordinary gains, net	$0	29
Net income	$387,000	5,232
Minority interest net income	$0	93
Net income of bank and minority interests.	$387,000	5,233
Net charge-offs	$484,000	2,701
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$220,000	5,546
2012-09-30 (YTD Data)		Rank
Total interest income	$5,908,000	3,203
Total interest expense	$790,000	3,610
Net interest income	$5,118,000	3,091
Provision for loan and lease losses	$325,000	2,856
Total noninterest income	$1,072,000	2,692
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$415,000	2,322
Trading account gains and fees	$0	157
Additional Noninterest Income	$657,000	2,550
Total noninterest expense	$6,083,000	2,328
Salaries and employee benefits	$2,975,000	2,478
Premises and equipment expense	$1,022,000	1,735
Additional noninterest expense	$2,086,000	2,328
Pre-tax net operating income	$-218,000	6,530
Securities gains (losses)	$167,000	1,579
Applicable income taxes	$0	4,802
Income before extraordinary items	$-51,000	6,490
Extraordinary gains, net	$0	20
Net income	$-51,000	6,487
Minority interest net income	$0	86
Net income of bank and minority interests.	$-51,000	6,487
Net charge-offs	$359,000	2,602
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$-218,000	6,549
2012-06-30 (YTD Data)		Rank
Total interest income	$4,046,000	3,164
Total interest expense	$552,000	3,598
Net interest income	$3,494,000	3,044
Provision for loan and lease losses	$548,000	1,714
Total noninterest income	$893,000	2,330
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$257,000	2,429
Trading account gains and fees	$0	153
Additional Noninterest Income	$636,000	2,033
Total noninterest expense	$4,223,000	2,270
Salaries and employee benefits	$2,003,000	2,447
Premises and equipment expense	$728,000	1,634
Additional noninterest expense	$1,492,000	2,171
Pre-tax net operating income	$-384,000	6,746
Securities gains (losses)	$0	3,178
Applicable income taxes	$0	4,770
Income before extraordinary items	$-384,000	6,817
Extraordinary gains, net	$0	19
Net income	$-384,000	6,818
Minority interest net income	$0	84
Net income of bank and minority interests.	$-384,000	6,818
Net charge-offs	$546,000	1,674
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$-384,000	6,766
2012-03-31 (YTD Data)		Rank
Total interest income	$2,040,000	3,157
Total interest expense	$291,000	3,577
Net interest income	$1,749,000	3,061
Provision for loan and lease losses	$293,000	1,628
Total noninterest income	$455,000	2,298
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$125,000	2,469
Trading account gains and fees	$0	148
Additional Noninterest Income	$330,000	1,981
Total noninterest expense	$2,144,000	2,221
Salaries and employee benefits	$1,020,000	2,428
Premises and equipment expense	$377,000	1,579
Additional noninterest expense	$747,000	2,159
Pre-tax net operating income	$-233,000	6,883
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$-233,000	6,929
Extraordinary gains, net	$0	19
Net income	$-233,000	6,930
Minority interest net income	$0	78
Net income of bank and minority interests.	$-233,000	6,930
Net charge-offs	$338,000	1,387
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$-233,000	6,890
2011-12-31 (YTD Data)		Rank
Total interest income	$8,129,000	3,287
Total interest expense	$1,518,000	3,415
Net interest income	$6,611,000	3,215
Provision for loan and lease losses	$1,182,000	2,192
Total noninterest income	$-236,000	7,129
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$513,000	2,513
Trading account gains and fees	$0	146
Additional Noninterest Income	$-749,000	7,156
Total noninterest expense	$8,540,000	2,225
Salaries and employee benefits	$4,129,000	2,336
Premises and equipment expense	$1,551,000	1,594
Additional noninterest expense	$2,860,000	2,299
Pre-tax net operating income	$-3,347,000	6,950
Securities gains (losses)	$231,000	1,341
Applicable income taxes	$0	4,719
Income before extraordinary items	$-3,116,000	6,960
Extraordinary gains, net	$0	29
Net income	$-3,116,000	6,961
Minority interest net income	$0	96
Net income of bank and minority interests.	$-3,116,000	6,961
Net charge-offs	$1,660,000	1,749
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$-3,347,000	6,959
2011-09-30 (YTD Data)		Rank
Total interest income	$6,094,000	3,322
Total interest expense	$1,170,000	3,470
Net interest income	$4,924,000	3,246
Provision for loan and lease losses	$1,182,000	1,768
Total noninterest income	$8,000	7,060
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$380,000	2,560
Trading account gains and fees	$0	145
Additional Noninterest Income	$-372,000	7,200
Total noninterest expense	$6,588,000	2,178
Salaries and employee benefits	$3,087,000	2,336
Premises and equipment expense	$1,173,000	1,604
Additional noninterest expense	$2,328,000	2,150
Pre-tax net operating income	$-2,838,000	7,092
Securities gains (losses)	$231,000	1,109
Applicable income taxes	$0	4,740
Income before extraordinary items	$-2,607,000	7,116
Extraordinary gains, net	$0	21
Net income	$-2,607,000	7,117
Minority interest net income	$0	87
Net income of bank and minority interests.	$-2,607,000	7,117
Net charge-offs	$1,756,000	1,335
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$-2,838,000	7,120
2011-06-30 (YTD Data)		Rank
Total interest income	$4,093,000	3,326
Total interest expense	$793,000	3,535
Net interest income	$3,300,000	3,254
Provision for loan and lease losses	$780,000	1,760
Total noninterest income	$70,000	6,280
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$244,000	2,619
Trading account gains and fees	$0	153
Additional Noninterest Income	$-174,000	7,259
Total noninterest expense	$4,297,000	2,238
Salaries and employee benefits	$2,051,000	2,369
Premises and equipment expense	$794,000	1,592
Additional noninterest expense	$1,452,000	2,305
Pre-tax net operating income	$-1,707,000	7,133
Securities gains (losses)	$104,000	1,117
Applicable income taxes	$0	4,697
Income before extraordinary items	$-1,603,000	7,162
Extraordinary gains, net	$0	15
Net income	$-1,603,000	7,163
Minority interest net income	$0	89
Net income of bank and minority interests.	$-1,603,000	7,163
Net charge-offs	$216,000	3,032
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$-1,707,000	7,160
2011-03-31 (YTD Data)		Rank
Total interest income	$1,958,000	3,467
Total interest expense	$415,000	3,509
Net interest income	$1,543,000	3,392
Provision for loan and lease losses	$366,000	1,740
Total noninterest income	$280,000	2,938
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$116,000	2,672
Trading account gains and fees	$0	158
Additional Noninterest Income	$164,000	2,750
Total noninterest expense	$2,169,000	2,220
Salaries and employee benefits	$1,025,000	2,381
Premises and equipment expense	$408,000	1,577
Additional noninterest expense	$736,000	2,255
Pre-tax net operating income	$-712,000	7,186
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$-712,000	7,219
Extraordinary gains, net	$0	9
Net income	$-712,000	7,219
Minority interest net income	$0	86
Net income of bank and minority interests.	$-712,000	7,220
Net charge-offs	$82,000	2,935
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$-712,000	7,213
2010-12-31 (YTD Data)		Rank
Total interest income	$8,722,000	3,306
Total interest expense	$1,993,000	3,581
Net interest income	$6,729,000	3,178
Provision for loan and lease losses	$1,517,000	2,443
Total noninterest income	$1,016,000	3,197
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$559,000	2,436
Trading account gains and fees	$0	175
Additional Noninterest Income	$457,000	3,317
Total noninterest expense	$8,804,000	2,206
Salaries and employee benefits	$4,124,000	2,332
Premises and equipment expense	$1,741,000	1,474
Additional noninterest expense	$2,939,000	2,325
Pre-tax net operating income	$-2,576,000	6,866
Securities gains (losses)	$412,000	1,031
Applicable income taxes	$0	4,655
Income before extraordinary items	$-2,164,000	6,881
Extraordinary gains, net	$0	29
Net income	$-2,164,000	6,881
Minority interest net income	$0	111
Net income of bank and minority interests.	$-2,164,000	6,882
Net charge-offs	$2,001,000	1,859
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-2,576,000	6,923
2010-09-30 (YTD Data)		Rank
Total interest income	$6,699,000	3,304
Total interest expense	$1,538,000	3,645
Net interest income	$5,161,000	3,153
Provision for loan and lease losses	$991,000	2,523
Total noninterest income	$543,000	3,897
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$439,000	2,400
Trading account gains and fees	$0	165
Additional Noninterest Income	$104,000	5,163
Total noninterest expense	$6,743,000	2,148
Salaries and employee benefits	$3,156,000	2,307
Premises and equipment expense	$1,361,000	1,431
Additional noninterest expense	$2,226,000	2,279
Pre-tax net operating income	$-2,030,000	7,067
Securities gains (losses)	$412,000	876
Applicable income taxes	$0	4,726
Income before extraordinary items	$-1,618,000	7,071
Extraordinary gains, net	$0	23
Net income	$-1,618,000	7,069
Minority interest net income	$0	110
Net income of bank and minority interests.	$-1,618,000	7,071
Net charge-offs	$1,555,000	1,751
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-2,030,000	7,112
2010-06-30 (YTD Data)		Rank
Total interest income	$4,639,000	3,242
Total interest expense	$1,035,000	3,715
Net interest income	$3,604,000	3,045
Provision for loan and lease losses	$991,000	1,962
Total noninterest income	$301,000	4,250
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$300,000	2,357
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,000	7,201
Total noninterest expense	$4,341,000	2,225
Salaries and employee benefits	$2,102,000	2,319
Premises and equipment expense	$812,000	1,614
Additional noninterest expense	$1,427,000	2,355
Pre-tax net operating income	$-1,427,000	7,143
Securities gains (losses)	$412,000	559
Applicable income taxes	$0	4,691
Income before extraordinary items	$-1,015,000	7,102
Extraordinary gains, net	$0	19
Net income	$-1,015,000	7,101
Minority interest net income	$0	105
Net income of bank and minority interests.	$-1,015,000	7,102
Net charge-offs	$1,516,000	1,358
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-1,427,000	7,210
2010-03-31 (YTD Data)		Rank
Total interest income	$2,212,000	3,436
Total interest expense	$525,000	3,798
Net interest income	$1,687,000	3,232
Provision for loan and lease losses	$351,000	2,218
Total noninterest income	$304,000	2,838
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$150,000	2,342
Trading account gains and fees	$0	175
Additional Noninterest Income	$154,000	2,790
Total noninterest expense	$2,130,000	2,291
Salaries and employee benefits	$1,056,000	2,333
Premises and equipment expense	$418,000	1,614
Additional noninterest expense	$656,000	2,513
Pre-tax net operating income	$-490,000	7,177
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$-490,000	7,256
Extraordinary gains, net	$0	16
Net income	$-490,000	7,257
Minority interest net income	$0	91
Net income of bank and minority interests.	$-490,000	7,257
Net charge-offs	$51,000	3,695
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-490,000	7,238
2009-12-31 (YTD Data)		Rank
Total interest income	$9,773,000	3,289
Total interest expense	$2,794,000	3,611
Net interest income	$6,979,000	3,075
Provision for loan and lease losses	$4,445,000	1,554
Total noninterest income	$1,463,000	2,595
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$716,000	2,207
Trading account gains and fees	$0	211
Additional Noninterest Income	$747,000	2,561
Total noninterest expense	$9,536,000	2,101
Salaries and employee benefits	$4,371,000	2,248
Premises and equipment expense	$1,649,000	1,635
Additional noninterest expense	$3,516,000	2,051
Pre-tax net operating income	$-5,539,000	7,225
Securities gains (losses)	$526,000	852
Applicable income taxes	$0	4,388
Income before extraordinary items	$-5,013,000	7,265
Extraordinary gains, net	$0	34
Net income	$-5,013,000	7,265
Minority interest net income	$0	115
Net income of bank and minority interests.	$-5,013,000	7,265
Net charge-offs	$6,390,000	958
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-5,539,000	7,329
2009-09-30 (YTD Data)		Rank
Total interest income	$7,548,000	3,276
Total interest expense	$2,201,000	3,603
Net interest income	$5,347,000	3,012
Provision for loan and lease losses	$4,019,000	1,226
Total noninterest income	$998,000	2,818
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$549,000	2,185
Trading account gains and fees	$0	212
Additional Noninterest Income	$449,000	2,999
Total noninterest expense	$6,924,000	2,157
Salaries and employee benefits	$3,306,000	2,254
Premises and equipment expense	$1,240,000	1,642
Additional noninterest expense	$2,378,000	2,197
Pre-tax net operating income	$-4,598,000	7,477
Securities gains (losses)	$526,000	672
Applicable income taxes	$0	4,592
Income before extraordinary items	$-4,072,000	7,495
Extraordinary gains, net	$0	27
Net income	$-4,072,000	7,495
Minority interest net income	$0	118
Net income of bank and minority interests.	$-4,072,000	7,495
Net charge-offs	$5,214,000	789
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-4,598,000	7,552
2009-06-30 (YTD Data)		Rank
Total interest income	$5,106,000	3,258
Total interest expense	$1,508,000	3,655
Net interest income	$3,598,000	2,973
Provision for loan and lease losses	$3,459,000	992
Total noninterest income	$941,000	2,275
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$378,000	2,117
Trading account gains and fees	$0	193
Additional Noninterest Income	$563,000	2,074
Total noninterest expense	$5,134,000	1,984
Salaries and employee benefits	$2,259,000	2,230
Premises and equipment expense	$828,000	1,674
Additional noninterest expense	$2,047,000	1,781
Pre-tax net operating income	$-4,054,000	7,669
Securities gains (losses)	$368,000	643
Applicable income taxes	$0	4,657
Income before extraordinary items	$-3,686,000	7,693
Extraordinary gains, net	$0	21
Net income	$-3,686,000	7,692
Minority interest net income	$0	112
Net income of bank and minority interests.	$-3,686,000	7,692
Net charge-offs	$4,446,000	628
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-4,054,000	7,740
2009-03-31 (YTD Data)		Rank
Total interest income	$2,580,000	3,252
Total interest expense	$772,000	3,702
Net interest income	$1,808,000	2,961
Provision for loan and lease losses	$1,929,000	772
Total noninterest income	$468,000	2,243
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$174,000	2,198
Trading account gains and fees	$0	171
Additional Noninterest Income	$294,000	1,987
Total noninterest expense	$2,401,000	2,057
Salaries and employee benefits	$1,119,000	2,284
Premises and equipment expense	$424,000	1,672
Additional noninterest expense	$858,000	1,877
Pre-tax net operating income	$-2,054,000	7,835
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$-2,054,000	7,908
Extraordinary gains, net	$0	15
Net income	$-2,054,000	7,908
Minority interest net income	$0	102
Net income of bank and minority interests.	$-2,054,000	7,909
Net charge-offs	$1,719,000	669
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-2,054,000	7,907
2008-12-31 (YTD Data)		Rank
Total interest income	$13,595,000	2,718
Total interest expense	$4,757,000	3,092
Net interest income	$8,838,000	2,465
Provision for loan and lease losses	$4,697,000	1,049
Total noninterest income	$2,092,000	2,074
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$851,000	2,019
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,241,000	1,836
Total noninterest expense	$9,950,000	1,942
Salaries and employee benefits	$5,346,000	1,891
Premises and equipment expense	$1,651,000	1,668
Additional noninterest expense	$2,953,000	2,035
Pre-tax net operating income	$-3,717,000	7,697
Securities gains (losses)	$398,000	458
Applicable income taxes	$0	4,979
Income before extraordinary items	$-3,319,000	7,661
Extraordinary gains, net	$0	39
Net income	$-3,319,000	7,659
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,328,000	657
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$-3,717,000	7,774
2008-09-30 (YTD Data)		Rank
Total interest income	$10,787,000	2,628
Total interest expense	$3,907,000	2,962
Net interest income	$6,880,000	2,399
Provision for loan and lease losses	$2,719,000	964
Total noninterest income	$1,620,000	2,090
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$641,000	2,016
Trading account gains and fees	$0	148
Additional Noninterest Income	$979,000	1,847
Total noninterest expense	$7,379,000	1,947
Salaries and employee benefits	$4,154,000	1,863
Premises and equipment expense	$1,237,000	1,679
Additional noninterest expense	$1,988,000	2,176
Pre-tax net operating income	$-1,598,000	7,766
Securities gains (losses)	$398,000	373
Applicable income taxes	$0	5,372
Income before extraordinary items	$-1,200,000	7,604
Extraordinary gains, net	$0	31
Net income	$-1,200,000	7,602
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,386,000	592
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-1,598,000	7,834
2008-06-30 (YTD Data)		Rank
Total interest income	$7,398,000	2,577
Total interest expense	$2,817,000	2,874
Net interest income	$4,581,000	2,385
Provision for loan and lease losses	$1,580,000	918
Total noninterest income	$1,071,000	2,127
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$425,000	1,997
Trading account gains and fees	$0	149
Additional Noninterest Income	$646,000	1,902
Total noninterest expense	$4,956,000	1,937
Salaries and employee benefits	$2,838,000	1,844
Premises and equipment expense	$827,000	1,675
Additional noninterest expense	$1,291,000	2,196
Pre-tax net operating income	$-884,000	7,854
Securities gains (losses)	$133,000	797
Applicable income taxes	$0	5,627
Income before extraordinary items	$-751,000	7,867
Extraordinary gains, net	$0	21
Net income	$-751,000	7,866
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,823,000	438
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$-884,000	7,930
2008-03-31 (YTD Data)		Rank
Total interest income	$3,935,000	2,510
Total interest expense	$1,561,000	2,777
Net interest income	$2,374,000	2,317
Provision for loan and lease losses	$1,193,000	554
Total noninterest income	$490,000	2,269
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$223,000	1,900
Trading account gains and fees	$0	158
Additional Noninterest Income	$267,000	2,115
Total noninterest expense	$2,474,000	1,932
Salaries and employee benefits	$1,467,000	1,796
Premises and equipment expense	$419,000	1,653
Additional noninterest expense	$588,000	2,360
Pre-tax net operating income	$-803,000	8,229
Securities gains (losses)	$105,000	694
Applicable income taxes	$0	5,622
Income before extraordinary items	$-698,000	8,239
Extraordinary gains, net	$0	15
Net income	$-698,000	8,239
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,303,000	385
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$-803,000	8,256
2007-12-31 (YTD Data)		Rank
Total interest income	$17,709,000	2,330
Total interest expense	$7,021,000	2,622
Net interest income	$10,688,000	2,118
Provision for loan and lease losses	$3,837,000	517
Total noninterest income	$2,022,000	2,194
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$894,000	1,935
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,128,000	2,063
Total noninterest expense	$9,669,000	1,916
Salaries and employee benefits	$5,706,000	1,771
Premises and equipment expense	$1,623,000	1,629
Additional noninterest expense	$2,340,000	2,308
Pre-tax net operating income	$-796,000	7,963
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,070
Income before extraordinary items	$-796,000	8,036
Extraordinary gains, net	$0	39
Net income	$-796,000	8,034
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,296,000	833
Cash dividends	$2,566,000	1,349
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$-796,000	8,025
2007-09-30 (YTD Data)		Rank
Total interest income	$13,547,000	2,291
Total interest expense	$5,238,000	2,627
Net interest income	$8,309,000	2,062
Provision for loan and lease losses	$2,145,000	494
Total noninterest income	$1,458,000	2,261
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$671,000	1,926
Trading account gains and fees	$0	184
Additional Noninterest Income	$787,000	2,144
Total noninterest expense	$7,229,000	1,898
Salaries and employee benefits	$4,354,000	1,734
Premises and equipment expense	$1,239,000	1,606
Additional noninterest expense	$1,636,000	2,421
Pre-tax net operating income	$393,000	6,197
Securities gains (losses)	$0	1,655
Applicable income taxes	$0	6,220
Income before extraordinary items	$393,000	5,865
Extraordinary gains, net	$0	33
Net income	$393,000	5,863
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$914,000	686
Cash dividends	$2,566,000	995
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$393,000	5,845
2007-06-30 (YTD Data)		Rank
Total interest income	$9,064,000	2,300
Total interest expense	$3,416,000	2,678
Net interest income	$5,648,000	2,050
Provision for loan and lease losses	$1,367,000	462
Total noninterest income	$901,000	2,385
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$438,000	1,962
Trading account gains and fees	$0	168
Additional Noninterest Income	$463,000	2,366
Total noninterest expense	$4,927,000	1,873
Salaries and employee benefits	$3,055,000	1,681
Premises and equipment expense	$822,000	1,626
Additional noninterest expense	$1,050,000	2,520
Pre-tax net operating income	$255,000	6,320
Securities gains (losses)	$0	1,444
Applicable income taxes	$0	6,265
Income before extraordinary items	$255,000	5,983
Extraordinary gains, net	$0	29
Net income	$255,000	5,981
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$522,000	694
Cash dividends	$2,566,000	726
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$255,000	5,970
2007-03-31 (YTD Data)		Rank
Total interest income	$4,668,000	2,231
Total interest expense	$1,672,000	2,715
Net interest income	$2,996,000	1,921
Provision for loan and lease losses	$367,000	671
Total noninterest income	$347,000	2,823
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$209,000	1,981
Trading account gains and fees	$0	195
Additional Noninterest Income	$138,000	3,163
Total noninterest expense	$2,484,000	1,857
Salaries and employee benefits	$1,546,000	1,687
Premises and equipment expense	$411,000	1,630
Additional noninterest expense	$527,000	2,495
Pre-tax net operating income	$492,000	3,562
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$492,000	3,066
Extraordinary gains, net	$0	22
Net income	$492,000	3,066
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	1,828
Cash dividends	$2,138,000	427
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$492,000	3,049
2006-12-31 (YTD Data)		Rank
Total interest income	$18,860,000	2,093
Total interest expense	$5,997,000	2,600
Net interest income	$12,863,000	1,793
Provision for loan and lease losses	$1,012,000	1,030
Total noninterest income	$2,162,000	2,109
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$907,000	1,900
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,255,000	1,898
Total noninterest expense	$9,742,000	1,833
Salaries and employee benefits	$6,131,000	1,604
Premises and equipment expense	$1,629,000	1,580
Additional noninterest expense	$1,982,000	2,590
Pre-tax net operating income	$4,271,000	2,145
Securities gains (losses)	$0	1,687
Applicable income taxes	$0	6,600
Income before extraordinary items	$4,271,000	1,685
Extraordinary gains, net	$0	51
Net income	$4,271,000	1,686
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$136,000	2,717
Cash dividends	$5,624,000	634
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$4,271,000	1,677
2006-09-30 (YTD Data)		Rank
Total interest income	$13,975,000	2,104
Total interest expense	$4,321,000	2,607
Net interest income	$9,654,000	1,809
Provision for loan and lease losses	$435,000	1,584
Total noninterest income	$1,614,000	2,118
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$683,000	1,895
Trading account gains and fees	$0	126
Additional Noninterest Income	$931,000	1,923
Total noninterest expense	$7,323,000	1,821
Salaries and employee benefits	$4,694,000	1,588
Premises and equipment expense	$1,217,000	1,598
Additional noninterest expense	$1,412,000	2,698
Pre-tax net operating income	$3,510,000	2,061
Securities gains (losses)	$0	1,388
Applicable income taxes	$0	6,687
Income before extraordinary items	$3,510,000	1,579
Extraordinary gains, net	$0	45
Net income	$3,510,000	1,580
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-26,000	8,157
Cash dividends	$2,724,000	896
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$3,510,000	1,562
2006-06-30 (YTD Data)		Rank
Total interest income	$9,126,000	2,109
Total interest expense	$2,686,000	2,662
Net interest income	$6,440,000	1,808
Provision for loan and lease losses	$271,000	1,641
Total noninterest income	$1,057,000	2,138
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$466,000	1,843
Trading account gains and fees	$0	126
Additional Noninterest Income	$591,000	1,986
Total noninterest expense	$4,928,000	1,807
Salaries and employee benefits	$3,146,000	1,573
Premises and equipment expense	$827,000	1,566
Additional noninterest expense	$955,000	2,677
Pre-tax net operating income	$2,298,000	2,086
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$2,298,000	1,596
Extraordinary gains, net	$0	39
Net income	$2,298,000	1,597
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-15,000	7,977
Cash dividends	$2,324,000	724
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$2,298,000	1,583
2006-03-31 (YTD Data)		Rank
Total interest income	$4,364,000	2,151
Total interest expense	$1,252,000	2,715
Net interest income	$3,112,000	1,856
Provision for loan and lease losses	$123,000	1,719
Total noninterest income	$527,000	2,111
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$223,000	1,867
Trading account gains and fees	$0	115
Additional Noninterest Income	$304,000	1,918
Total noninterest expense	$2,455,000	1,803
Salaries and employee benefits	$1,581,000	1,575
Premises and equipment expense	$414,000	1,576
Additional noninterest expense	$460,000	2,753
Pre-tax net operating income	$1,061,000	2,179
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$1,061,000	1,688
Extraordinary gains, net	$0	21
Net income	$1,061,000	1,687
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,481
Cash dividends	$1,520,000	505
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,061,000	1,675
2005-12-31 (YTD Data)		Rank
Total interest income	$15,855,000	2,104
Total interest expense	$3,919,000	2,697
Net interest income	$11,936,000	1,841
Provision for loan and lease losses	$0	7,120
Total noninterest income	$2,196,000	2,065
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$923,000	1,860
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,273,000	1,875
Total noninterest expense	$9,216,000	1,840
Salaries and employee benefits	$5,861,000	1,595
Premises and equipment expense	$1,463,000	1,672
Additional noninterest expense	$1,892,000	2,622
Pre-tax net operating income	$4,916,000	1,895
Securities gains (losses)	$0	2,296
Applicable income taxes	$0	6,964
Income before extraordinary items	$4,916,000	1,432
Extraordinary gains, net	$0	46
Net income	$4,916,000	1,432
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	5,967
Cash dividends	$2,013,000	1,438
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$4,916,000	1,417
2005-09-30 (YTD Data)		Rank
Total interest income	$11,575,000	2,107
Total interest expense	$2,746,000	2,721
Net interest income	$8,829,000	1,853
Provision for loan and lease losses	$0	6,899
Total noninterest income	$1,645,000	2,060
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$688,000	1,868
Trading account gains and fees	$0	126
Additional Noninterest Income	$957,000	1,877
Total noninterest expense	$6,856,000	1,835
Salaries and employee benefits	$4,388,000	1,586
Premises and equipment expense	$1,080,000	1,687
Additional noninterest expense	$1,388,000	2,651
Pre-tax net operating income	$3,618,000	1,933
Securities gains (losses)	$0	2,317
Applicable income taxes	$0	6,976
Income before extraordinary items	$3,618,000	1,473
Extraordinary gains, net	$0	35
Net income	$3,618,000	1,474
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	5,033
Cash dividends	$1,410,000	1,410
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$3,618,000	1,446
2005-06-30 (YTD Data)		Rank
Total interest income	$7,479,000	2,116
Total interest expense	$1,704,000	2,741
Net interest income	$5,775,000	1,880
Provision for loan and lease losses	$0	6,626
Total noninterest income	$1,093,000	2,053
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$449,000	1,866
Trading account gains and fees	$0	116
Additional Noninterest Income	$644,000	1,838
Total noninterest expense	$4,638,000	1,798
Salaries and employee benefits	$2,978,000	1,554
Premises and equipment expense	$721,000	1,664
Additional noninterest expense	$939,000	2,593
Pre-tax net operating income	$2,230,000	2,006
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,961
Income before extraordinary items	$2,230,000	1,543
Extraordinary gains, net	$0	30
Net income	$2,230,000	1,543
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-40,000	8,409
Cash dividends	$1,137,000	1,173
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$2,230,000	1,517
2005-03-31 (YTD Data)		Rank
Total interest income	$3,473,000	2,223
Total interest expense	$783,000	2,848
Net interest income	$2,690,000	2,002
Provision for loan and lease losses	$0	6,226
Total noninterest income	$423,000	2,407
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$215,000	1,888
Trading account gains and fees	$0	115
Additional Noninterest Income	$208,000	2,427
Total noninterest expense	$2,377,000	1,760
Salaries and employee benefits	$1,493,000	1,556
Premises and equipment expense	$365,000	1,657
Additional noninterest expense	$519,000	2,346
Pre-tax net operating income	$736,000	2,745
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$736,000	2,236
Extraordinary gains, net	$0	24
Net income	$736,000	2,237
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	4,232
Cash dividends	$950,000	713
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$736,000	2,198
2004-12-31 (YTD Data)		Rank
Total interest income	$13,674,000	2,085
Total interest expense	$2,682,000	2,883
Net interest income	$10,992,000	1,837
Provision for loan and lease losses	$0	7,314
Total noninterest income	$1,884,000	2,289
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$967,000	1,818
Trading account gains and fees	$0	138
Additional Noninterest Income	$917,000	2,273
Total noninterest expense	$8,504,000	1,896
Salaries and employee benefits	$5,424,000	1,619
Premises and equipment expense	$1,233,000	1,862
Additional noninterest expense	$1,847,000	2,595
Pre-tax net operating income	$4,372,000	1,897
Securities gains (losses)	$-3,000	7,966
Applicable income taxes	$0	7,185
Income before extraordinary items	$4,369,000	1,473
Extraordinary gains, net	$0	34
Net income	$4,369,000	1,474
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$128,000	3,290
Cash dividends	$2,160,000	1,263
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$4,372,000	1,422
2004-09-30 (YTD Data)		Rank
Total interest income	$10,152,000	2,062
Total interest expense	$1,953,000	2,901
Net interest income	$8,199,000	1,836
Provision for loan and lease losses	$0	7,100
Total noninterest income	$1,393,000	2,323
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$721,000	1,835
Trading account gains and fees	$0	134
Additional Noninterest Income	$672,000	2,325
Total noninterest expense	$6,177,000	1,939
Salaries and employee benefits	$4,042,000	1,640
Premises and equipment expense	$918,000	1,879
Additional noninterest expense	$1,217,000	2,892
Pre-tax net operating income	$3,415,000	1,844
Securities gains (losses)	$-3,000	8,248
Applicable income taxes	$0	7,220
Income before extraordinary items	$3,412,000	1,447
Extraordinary gains, net	$0	26
Net income	$3,412,000	1,448
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$178,000	2,062
Cash dividends	$1,510,000	1,234
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$3,415,000	1,400
2004-06-30 (YTD Data)		Rank
Total interest income	$6,738,000	2,067
Total interest expense	$1,317,000	2,861
Net interest income	$5,421,000	1,840
Provision for loan and lease losses	$0	6,885
Total noninterest income	$886,000	2,406
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$476,000	1,833
Trading account gains and fees	$0	130
Additional Noninterest Income	$410,000	2,469
Total noninterest expense	$4,118,000	1,943
Salaries and employee benefits	$2,689,000	1,642
Premises and equipment expense	$604,000	1,893
Additional noninterest expense	$825,000	2,860
Pre-tax net operating income	$2,189,000	1,898
Securities gains (losses)	$-3,000	8,495
Applicable income taxes	$0	7,214
Income before extraordinary items	$2,186,000	1,470
Extraordinary gains, net	$0	21
Net income	$2,186,000	1,471
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$101,000	2,149
Cash dividends	$1,276,000	1,030
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$2,189,000	1,410
2004-03-31 (YTD Data)		Rank
Total interest income	$3,314,000	2,109
Total interest expense	$678,000	2,825
Net interest income	$2,636,000	1,888
Provision for loan and lease losses	$0	6,501
Total noninterest income	$417,000	2,468
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$224,000	1,881
Trading account gains and fees	$0	121
Additional Noninterest Income	$193,000	2,525
Total noninterest expense	$2,021,000	1,980
Salaries and employee benefits	$1,313,000	1,692
Premises and equipment expense	$307,000	1,890
Additional noninterest expense	$401,000	2,905
Pre-tax net operating income	$1,032,000	1,944
Securities gains (losses)	$-3,000	8,790
Applicable income taxes	$0	7,103
Income before extraordinary items	$1,029,000	1,551
Extraordinary gains, net	$0	16
Net income	$1,029,000	1,551
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$109,000	1,233
Cash dividends	$750,000	847
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$1,032,000	1,460
2003-12-31 (YTD Data)		Rank
Total interest income	$13,338,000	2,135
Total interest expense	$3,159,000	2,735
Net interest income	$10,179,000	1,914
Provision for loan and lease losses	$818,000	1,429
Total noninterest income	$1,325,000	3,097
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$977,000	1,758
Trading account gains and fees	$0	160
Additional Noninterest Income	$348,000	4,232
Total noninterest expense	$7,712,000	2,048
Salaries and employee benefits	$4,851,000	1,766
Premises and equipment expense	$1,181,000	1,937
Additional noninterest expense	$1,680,000	2,778
Pre-tax net operating income	$2,974,000	2,526
Securities gains (losses)	$0	4,500
Applicable income taxes	$0	7,459
Income before extraordinary items	$2,974,000	2,058
Extraordinary gains, net	$0	54
Net income	$2,974,000	2,058
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$227,000	2,673
Cash dividends	$1,682,000	1,597
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,974,000	1,964
2003-09-30 (YTD Data)		Rank
Total interest income	$10,030,000	2,155
Total interest expense	$2,424,000	2,766
Net interest income	$7,606,000	1,929
Provision for loan and lease losses	$392,000	2,059
Total noninterest income	$1,265,000	2,670
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$739,000	1,752
Trading account gains and fees	$0	153
Additional Noninterest Income	$526,000	3,038
Total noninterest expense	$6,038,000	1,976
Salaries and employee benefits	$3,830,000	1,694
Premises and equipment expense	$889,000	1,927
Additional noninterest expense	$1,319,000	2,668
Pre-tax net operating income	$2,441,000	2,439
Securities gains (losses)	$0	4,204
Applicable income taxes	$0	7,524
Income before extraordinary items	$2,441,000	1,971
Extraordinary gains, net	$0	40
Net income	$2,441,000	1,970
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$90,000	3,387
Cash dividends	$1,682,000	1,163
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$2,441,000	1,868
2003-06-30 (YTD Data)		Rank
Total interest income	$6,690,000	2,176
Total interest expense	$1,637,000	2,813
Net interest income	$5,053,000	1,935
Provision for loan and lease losses	$336,000	1,650
Total noninterest income	$808,000	2,737
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$483,000	1,753
Trading account gains and fees	$0	150
Additional Noninterest Income	$325,000	3,141
Total noninterest expense	$4,015,000	1,964
Salaries and employee benefits	$2,559,000	1,679
Premises and equipment expense	$580,000	1,962
Additional noninterest expense	$876,000	2,675
Pre-tax net operating income	$1,510,000	2,579
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$1,510,000	2,102
Extraordinary gains, net	$0	30
Net income	$1,510,000	2,100
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$61,000	3,150
Cash dividends	$1,682,000	866
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,510,000	1,979
2003-03-31 (YTD Data)		Rank
Total interest income	$3,346,000	2,193
Total interest expense	$839,000	2,816
Net interest income	$2,507,000	1,948
Provision for loan and lease losses	$168,000	1,559
Total noninterest income	$390,000	2,722
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$234,000	1,742
Trading account gains and fees	$0	134
Additional Noninterest Income	$156,000	3,146
Total noninterest expense	$2,007,000	1,951
Salaries and employee benefits	$1,277,000	1,671
Premises and equipment expense	$287,000	1,984
Additional noninterest expense	$443,000	2,603
Pre-tax net operating income	$722,000	2,676
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$722,000	2,148
Extraordinary gains, net	$0	21
Net income	$722,000	2,146
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$72,000	1,818
Cash dividends	$1,286,000	553
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$722,000	2,035
2002-12-31 (YTD Data)		Rank
Total interest income	$14,267,000	2,154
Total interest expense	$3,862,000	2,830
Net interest income	$10,405,000	1,875
Provision for loan and lease losses	$1,037,000	1,302
Total noninterest income	$1,254,000	2,983
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$1,048,000	1,541
Trading account gains and fees	$0	153
Additional Noninterest Income	$206,000	4,956
Total noninterest expense	$7,420,000	2,030
Salaries and employee benefits	$4,647,000	1,723
Premises and equipment expense	$1,113,000	1,983
Additional noninterest expense	$1,660,000	2,719
Pre-tax net operating income	$3,202,000	2,360
Securities gains (losses)	$227,000	1,081
Applicable income taxes	$0	7,681
Income before extraordinary items	$3,429,000	1,745
Extraordinary gains, net	$0	70
Net income	$3,429,000	1,744
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$967,000	998
Cash dividends	$1,682,000	1,515
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,202,000	1,800
2001-12-31 (YTD Data)		Rank
Total interest income	$14,986,000	2,275
Total interest expense	$5,771,000	2,768
Net interest income	$9,215,000	1,934
Provision for loan and lease losses	$760,000	1,558
Total noninterest income	$1,811,000	2,179
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$1,147,000	1,304
Trading account gains and fees	$0	177
Additional Noninterest Income	$664,000	2,651
Total noninterest expense	$6,709,000	2,135
Salaries and employee benefits	$3,990,000	1,881
Premises and equipment expense	$1,068,000	2,000
Additional noninterest expense	$1,651,000	2,647
Pre-tax net operating income	$3,557,000	1,960
Securities gains (losses)	$185,000	1,259
Applicable income taxes	$227,000	4,782
Income before extraordinary items	$3,515,000	1,523
Extraordinary gains, net	$0	105
Net income	$3,515,000	1,527
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$330,000	2,097
Cash dividends	$3,313,000	839
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$3,341,100	1,517
2000-12-31 (YTD Data)		Rank
Total interest income	$14,481,000	2,409
Total interest expense	$5,605,000	2,964
Net interest income	$8,876,000	1,993
Provision for loan and lease losses	$390,000	2,319
Total noninterest income	$1,586,000	2,251
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$955,000	1,427
Trading account gains and fees	$0	180
Additional Noninterest Income	$631,000	2,555
Total noninterest expense	$6,461,000	2,129
Salaries and employee benefits	$4,007,000	1,798
Premises and equipment expense	$1,040,000	1,993
Additional noninterest expense	$1,414,000	2,968
Pre-tax net operating income	$3,611,000	2,019
Securities gains (losses)	$0	1,956
Applicable income taxes	$361,000	4,211
Income before extraordinary items	$3,250,000	1,625
Extraordinary gains, net	$0	38
Net income	$3,250,000	1,625
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$138,000	3,014
Cash dividends	$3,430,000	862
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$3,250,000	1,615
1999-12-31 (YTD Data)		Rank
Total interest income	$13,409,000	2,437
Total interest expense	$5,065,000	2,882
Net interest income	$8,344,000	2,111
Provision for loan and lease losses	$365,000	2,251
Total noninterest income	$1,458,000	2,345
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$885,000	1,476
Trading account gains and fees	$0	173
Additional Noninterest Income	$573,000	2,704
Total noninterest expense	$5,890,000	2,315
Salaries and employee benefits	$3,500,000	2,004
Premises and equipment expense	$1,040,000	1,971
Additional noninterest expense	$1,350,000	3,128
Pre-tax net operating income	$3,547,000	2,062
Securities gains (losses)	$0	3,155
Applicable income taxes	$360,000	4,409
Income before extraordinary items	$3,187,000	1,674
Extraordinary gains, net	$0	35
Net income	$3,187,000	1,675
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-15,000	9,531
Cash dividends	$2,608,000	1,088
Sale, conversion, retirement of capital stock, net	$129,000	763
Net operating income	$3,187,000	1,642
1998-12-31 (YTD Data)		Rank
Total interest income	$12,327,000	2,645
Total interest expense	$4,644,000	3,204
Net interest income	$7,683,000	2,225
Provision for loan and lease losses	$150,000	4,136
Total noninterest income	$1,331,000	2,478
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$802,000	1,580
Trading account gains and fees	$0	224
Additional Noninterest Income	$529,000	2,874
Total noninterest expense	$5,837,000	2,243
Salaries and employee benefits	$3,221,000	2,104
Premises and equipment expense	$1,104,000	1,781
Additional noninterest expense	$1,512,000	2,748
Pre-tax net operating income	$3,027,000	2,350
Securities gains (losses)	$0	4,449
Applicable income taxes	$429,000	4,240
Income before extraordinary items	$2,598,000	2,015
Extraordinary gains, net	$0	32
Net income	$2,598,000	2,014
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	4,658
Cash dividends	$1,042,000	2,136
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$2,598,000	1,941
1997-12-31 (YTD Data)		Rank
Total interest income	$11,113,000	2,932
Total interest expense	$4,237,000	3,469
Net interest income	$6,876,000	2,526
Provision for loan and lease losses	$120,000	4,629
Total noninterest income	$1,218,000	2,603
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$769,000	1,686
Trading account gains and fees	$0	239
Additional Noninterest Income	$449,000	3,045
Total noninterest expense	$5,398,000	2,390
Salaries and employee benefits	$3,027,000	2,189
Premises and equipment expense	$1,100,000	1,797
Additional noninterest expense	$1,271,000	3,184
Pre-tax net operating income	$2,576,000	2,839
Securities gains (losses)	$2,000	3,292
Applicable income taxes	$861,000	2,764
Income before extraordinary items	$1,717,000	2,961
Extraordinary gains, net	$0	44
Net income	$1,717,000	2,960
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	5,655
Cash dividends	$500,000	3,451
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,715,660	2,910
1996-12-31 (YTD Data)		Rank
Total interest income	$10,637,000	3,090
Total interest expense	$3,889,000	3,818
Net interest income	$6,748,000	2,610
Provision for loan and lease losses	$120,000	4,568
Total noninterest income	$1,748,000	2,046
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$723,000	1,876
Trading account gains and fees	$0	262
Additional Noninterest Income	$1,025,000	1,788
Total noninterest expense	$5,221,000	2,603
Salaries and employee benefits	$2,859,000	2,327
Premises and equipment expense	$995,000	2,011
Additional noninterest expense	$1,367,000	3,382
Pre-tax net operating income	$3,155,000	2,265
Securities gains (losses)	$0	4,148
Applicable income taxes	$1,201,000	1,992
Income before extraordinary items	$1,954,000	2,506
Extraordinary gains, net	$0	53
Net income	$1,954,000	2,508
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	6,265
Cash dividends	$500,000	3,368
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,954,000	2,456
1995-12-31 (YTD Data)		Rank
Total interest income	$9,464,000	3,454
Total interest expense	$3,613,000	4,036
Net interest income	$5,851,000	3,037
Provision for loan and lease losses	$120,000	4,090
Total noninterest income	$1,061,000	2,966
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$685,000	1,971
Trading account gains and fees	$0	522
Additional Noninterest Income	$376,000	3,449
Total noninterest expense	$5,016,000	2,707
Salaries and employee benefits	$2,701,000	2,474
Premises and equipment expense	$885,000	2,267
Additional noninterest expense	$1,430,000	3,215
Pre-tax net operating income	$1,776,000	3,881
Securities gains (losses)	$-67,000	11,322
Applicable income taxes	$582,000	3,736
Income before extraordinary items	$1,127,000	4,164
Extraordinary gains, net	$0	65
Net income	$1,127,000	4,162
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$136,000	3,139
Cash dividends	$350,000	4,167
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,171,220	4,026
1994-12-31 (YTD Data)		Rank
Total interest income	$8,257,000	3,630
Total interest expense	$2,837,000	4,163
Net interest income	$5,420,000	3,309
Provision for loan and lease losses	$360,000	1,966
Total noninterest income	$955,000	3,216
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$637,000	2,119
Trading account gains and fees	$0	475
Additional Noninterest Income	$318,000	3,929
Total noninterest expense	$4,479,000	3,068
Salaries and employee benefits	$2,399,000	2,767
Premises and equipment expense	$729,000	2,740
Additional noninterest expense	$1,351,000	3,650
Pre-tax net operating income	$1,536,000	4,328
Securities gains (losses)	$49,000	1,164
Applicable income taxes	$536,000	3,843
Income before extraordinary items	$1,049,000	4,357
Extraordinary gains, net	$0	249
Net income	$1,049,000	4,357
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$135,000	3,163
Cash dividends	$300,000	4,418
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,016,660	4,527
1993-12-31 (YTD Data)		Rank
Total interest income	$8,337,000	3,665
Total interest expense	$3,070,000	4,036
Net interest income	$5,267,000	3,403
Provision for loan and lease losses	$305,000	2,944
Total noninterest income	$969,000	3,430
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$680,000	2,011
Trading account gains and fees	$0	532
Additional Noninterest Income	$289,000	4,578
Total noninterest expense	$4,173,000	3,349
Salaries and employee benefits	$2,207,000	2,975
Premises and equipment expense	$765,000	2,668
Additional noninterest expense	$1,201,000	4,188
Pre-tax net operating income	$1,758,000	3,771
Securities gains (losses)	$66,000	3,051
Applicable income taxes	$642,000	3,382
Income before extraordinary items	$1,182,000	4,073
Extraordinary gains, net	$0	3,149
Net income	$1,182,000	4,177
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$173,000	3,410
Cash dividends	$400,000	3,627
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,139,100	3,990
1992-12-31 (YTD Data)		Rank
Total interest income	$8,854,000	3,916
Total interest expense	$3,668,000	4,383
Net interest income	$5,186,000	3,514
Provision for loan and lease losses	$170,000	5,731
Total noninterest income	$896,000	3,635
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$643,000	2,115
Trading account gains and fees	$0	504
Additional Noninterest Income	$253,000	4,922
Total noninterest expense	$3,936,000	3,553
Salaries and employee benefits	$2,003,000	3,201
Premises and equipment expense	$736,000	2,803
Additional noninterest expense	$1,197,000	4,348
Pre-tax net operating income	$1,976,000	3,138
Securities gains (losses)	$260,000	1,672
Applicable income taxes	$812,000	2,579
Income before extraordinary items	$1,424,000	3,225
Extraordinary gains, net	$0	1,422
Net income	$1,424,000	3,264
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	9,883
Cash dividends	$200,000	4,982
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,257,600	3,377

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.