Home > BANKBOYNTON, a Federal Savings Bank > Income and Expense
BANKBOYNTON, a Federal Savings Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,445,000 | 6,452 |
| Total interest expense | $2,385,000 | 5,697 |
| Net interest income | $2,060,000 | 7,023 |
| Provision for loan and lease losses | $337,000 | 2,379 |
| Total noninterest income | $353,000 | 6,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $353,000 | 3,675 |
| Total noninterest expense | $2,093,000 | 5,747 |
| Salaries and employee benefits | $791,000 | 7,025 |
| Premises and equipment expense | $510,000 | 3,724 |
| Additional noninterest expense | $792,000 | 5,244 |
| Pre-tax net operating income | $-17,000 | 10,840 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $44,000 | 9,795 |
| Income before extraordinary items | $-61,000 | 10,941 |
| Extraordinary gains, net | $6,000 | 48 |
| Net income | $-55,000 | 10,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,891 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-61,000 | 10,898 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,273,000 | 6,726 |
| Total interest expense | $2,336,000 | 5,826 |
| Net interest income | $1,937,000 | 7,443 |
| Provision for loan and lease losses | $5,000 | 8,671 |
| Total noninterest income | $347,000 | 6,515 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $347,000 | 3,634 |
| Total noninterest expense | $1,699,000 | 6,737 |
| Salaries and employee benefits | $783,000 | 7,202 |
| Premises and equipment expense | $471,000 | 3,949 |
| Additional noninterest expense | $445,000 | 7,748 |
| Pre-tax net operating income | $580,000 | 7,991 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $225,000 | 7,020 |
| Income before extraordinary items | $358,000 | 8,405 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $358,000 | 8,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,333 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $356,080 | 8,404 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,672,000 | 7,108 |
| Total interest expense | $1,843,000 | 5,963 |
| Net interest income | $1,829,000 | 7,966 |
| Provision for loan and lease losses | $75,000 | 5,153 |
| Total noninterest income | $308,000 | 7,147 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $308,000 | 4,017 |
| Total noninterest expense | $1,683,000 | 7,037 |
| Salaries and employee benefits | $782,000 | 7,307 |
| Premises and equipment expense | $444,000 | 4,205 |
| Additional noninterest expense | $457,000 | 8,259 |
| Pre-tax net operating income | $379,000 | 9,520 |
| Securities gains (losses) | $8,000 | 2,362 |
| Applicable income taxes | $26,000 | 11,018 |
| Income before extraordinary items | $361,000 | 8,541 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $361,000 | 8,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,341 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $353,560 | 8,669 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,620,000 | 7,376 |
| Total interest expense | $1,923,000 | 6,034 |
| Net interest income | $1,697,000 | 8,502 |
| Provision for loan and lease losses | $180,000 | 4,132 |
| Total noninterest income | $301,000 | 7,660 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $301,000 | 4,455 |
| Total noninterest expense | $1,647,000 | 7,365 |
| Salaries and employee benefits | $702,000 | 7,985 |
| Premises and equipment expense | $444,000 | 4,310 |
| Additional noninterest expense | $501,000 | 8,201 |
| Pre-tax net operating income | $171,000 | 11,309 |
| Securities gains (losses) | $73,000 | 2,908 |
| Applicable income taxes | $-99,000 | 12,959 |
| Income before extraordinary items | $343,000 | 9,006 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $343,000 | 9,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 5,115 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $270,000 | 9,558 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,375,000 | 7,035 |
| Total interest expense | $2,477,000 | 6,032 |
| Net interest income | $1,898,000 | 8,047 |
| Provision for loan and lease losses | $665,000 | 2,462 |
| Total noninterest income | $316,000 | 7,507 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $316,000 | 4,287 |
| Total noninterest expense | $1,832,000 | 6,846 |
| Salaries and employee benefits | $729,000 | 7,776 |
| Premises and equipment expense | $437,000 | 4,461 |
| Additional noninterest expense | $666,000 | 6,983 |
| Pre-tax net operating income | $-283,000 | 13,158 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-283,000 | 13,241 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-283,000 | 13,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 3,879 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,126 |
| Net operating income | $-283,000 | 13,133 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.