Home > BankAtlantic > Net charge- offs to loans
BankAtlantic, Net charge- offs to loans
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.5513% | 17 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.6725% | 28 |
| Percentage Net Loans Charged-off:Construction & development | 40.7373% | 35 |
| Percentage Net Loans Charged-off: Commercial real estate | 10.9013% | 23 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1490% | 207 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8816% | 207 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2991% | 207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 18.4379% | 51 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5308% | 189 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.5308% | 182 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 13.1485% | 10 |
| Percentage Net Loans Charged-off: Total real estate loans | 11.4046% | 15 |
| Percentage Net Loans Charged-off:Construction & development | 74.9462% | 22 |
| Percentage Net Loans Charged-off: Commercial real estate | 19.7905% | 13 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.0183% | 136 |
| Percentage Net Loans Charged-off: Home equity loans | 4.0270% | 140 |
| All other 1-4 family - Percent of loans charged-off, net | 4.0136% | 154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 35.1531% | 24 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5813% | 226 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.5813% | 209 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3159% | 250 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9325% | 315 |
| Percentage Net Loans Charged-off:Construction & development | 6.0252% | 817 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.2456% | 271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9608% | 613 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6187% | 355 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6893% | 220 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0854% | 538 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.8128% | 237 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.3970% | 126 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 8.1933% | 119 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1181% | 293 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8148% | 334 |
| Percentage Net Loans Charged-off:Construction & development | 9.0148% | 472 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7541% | 1,304 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0017% | 528 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7965% | 328 |
| Percentage Net Loans Charged-off: Home equity loans | 3.9236% | 200 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2449% | 455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.6599% | 270 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.0033% | 137 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.7574% | 116 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6532% | 420 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6821% | 409 |
| Percentage Net Loans Charged-off:Construction & development | 7.3189% | 591 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7698% | 1,185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8699% | 333 |
| Percentage Net Loans Charged-off: Home equity loans | 4.0641% | 226 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2955% | 447 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7907% | 1,105 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.2560% | 125 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 8.8730% | 103 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1285% | 339 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3471% | 271 |
| Percentage Net Loans Charged-off:Construction & development | 8.7826% | 384 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1701% | 702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4854% | 256 |
| Percentage Net Loans Charged-off: Home equity loans | 4.4823% | 171 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0154% | 316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2877% | 1,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8871% | 504 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7043% | 405 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.2181% | 158 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.1027% | 165 |
| Percentage Net Loans Charged-off:Construction & development | 16.5604% | 236 |
| Percentage Net Loans Charged-off: Commercial real estate | 7.0969% | 56 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3232% | 624 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6634% | 419 |
| Percentage Net Loans Charged-off: Home equity loans | 5.2094% | 154 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5865% | 884 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.5730% | 428 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.4232% | 136 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.0365% | 171 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.8496% | 171 |
| Percentage Net Loans Charged-off:Construction & development | 11.4174% | 448 |
| Percentage Net Loans Charged-off: Commercial real estate | 9.1454% | 33 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0485% | 569 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6512% | 398 |
| Percentage Net Loans Charged-off: Home equity loans | 5.5216% | 147 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4583% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.4060% | 323 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.2163% | 113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.7543% | 150 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.5007% | 151 |
| Percentage Net Loans Charged-off:Construction & development | 14.3209% | 311 |
| Percentage Net Loans Charged-off: Commercial real estate | 10.1802% | 45 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7105% | 386 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7264% | 392 |
| Percentage Net Loans Charged-off: Home equity loans | 5.6686% | 143 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5219% | 806 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.1922% | 257 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.7569% | 119 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.7041% | 266 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.2491% | 273 |
| Percentage Net Loans Charged-off:Construction & development | 11.5911% | 378 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0671% | 302 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.8769% | 191 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0952% | 324 |
| Percentage Net Loans Charged-off: Home equity loans | 5.9467% | 130 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9294% | 580 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.9889% | 234 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.9405% | 137 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.6253% | 306 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.7011% | 270 |
| Percentage Net Loans Charged-off:Construction & development | 16.3579% | 305 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1212% | 533 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.9592% | 350 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9134% | 403 |
| Percentage Net Loans Charged-off: Home equity loans | 5.8377% | 155 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8448% | 730 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9266% | 1,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 12.5214% | 108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8103% | 378 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7915% | 339 |
| Percentage Net Loans Charged-off:Construction & development | 11.4226% | 417 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3967% | 345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7168% | 376 |
| Percentage Net Loans Charged-off: Home equity loans | 5.8629% | 145 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5913% | 699 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4644% | 928 |
| Percentage Net Loans Charged-off: Loans to individuals | 14.8519% | 84 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8706% | 573 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7647% | 501 |
| Percentage Net Loans Charged-off:Construction & development | 5.8883% | 733 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6846% | 882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7575% | 349 |
| Percentage Net Loans Charged-off: Home equity loans | 5.3831% | 141 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8380% | 553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9245% | 734 |
| Percentage Net Loans Charged-off: Loans to individuals | 14.9504% | 92 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4177% | 594 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2374% | 503 |
| Percentage Net Loans Charged-off:Construction & development | 5.5830% | 520 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4750% | 700 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0535% | 388 |
| Percentage Net Loans Charged-off: Home equity loans | 4.8566% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0867% | 671 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7680% | 469 |
| Percentage Net Loans Charged-off: Loans to individuals | 14.0040% | 85 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5509% | 370 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5877% | 275 |
| Percentage Net Loans Charged-off:Construction & development | 8.1777% | 262 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6213% | 754 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8675% | 292 |
| Percentage Net Loans Charged-off: Home equity loans | 3.7531% | 141 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2932% | 457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2337% | 1,590 |
| Percentage Net Loans Charged-off: Loans to individuals | 12.1141% | 60 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4299% | 266 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4692% | 196 |
| Percentage Net Loans Charged-off:Construction & development | 8.3443% | 171 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5395% | 527 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6515% | 262 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4072% | 127 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1306% | 374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9293% | 1,399 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.6993% | 47 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9252% | 169 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0105% | 119 |
| Percentage Net Loans Charged-off:Construction & development | 11.2510% | 90 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0071% | 1,288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8607% | 202 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0592% | 125 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5111% | 247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4507% | 1,735 |
| Percentage Net Loans Charged-off: Loans to individuals | 15.3815% | 44 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0533% | 146 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1562% | 95 |
| Percentage Net Loans Charged-off:Construction & development | 7.7205% | 99 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 7,854 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7950% | 103 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4335% | 123 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9005% | 97 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3322% | 1,391 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.7015% | 52 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8022% | 613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8083% | 326 |
| Percentage Net Loans Charged-off:Construction & development | 2.9023% | 151 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1456% | 933 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7074% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3806% | 708 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2494% | 148 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1629% | 1,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6488% | 1,604 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3504% | 1,128 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1089% | 302 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1513% | 118 |
| Percentage Net Loans Charged-off:Construction & development | 5.5042% | 42 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0659% | 8,058 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2538% | 767 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5666% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1778% | 943 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3299% | 1,825 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9689% | 1,430 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2860% | 1,260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2905% | 534 |
| Percentage Net Loans Charged-off:Construction & development | 1.3593% | 140 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1000% | 8,134 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0828% | 1,301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3736% | 240 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0139% | 1,796 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2367% | 1,735 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1528% | 7,516 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5286% | 601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5488% | 225 |
| Percentage Net Loans Charged-off:Construction & development | 2.6749% | 59 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 7,880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0735% | 1,010 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3042% | 195 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0196% | 1,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2522% | 1,189 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5983% | 8,016 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1249% | 2,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1536% | 933 |
| Percentage Net Loans Charged-off:Construction & development | 0.7177% | 178 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0179% | 7,964 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0032% | 2,851 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0624% | 544 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0094% | 7,878 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3882% | 7,948 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7537% | 8,335 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0310% | 7,913 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 7,684 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0261% | 8,042 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 7,654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0503% | 438 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0124% | 7,907 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4942% | 8,016 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2318% | 8,446 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0340% | 7,792 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 7,650 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0268% | 8,115 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 7,669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0399% | 367 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0090% | 7,862 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5463% | 8,015 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.7758% | 8,494 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0619% | 7,861 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0194% | 8,054 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0733% | 8,262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0161% | 8,015 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0888% | 223 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0367% | 8,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8664% | 8,107 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.3623% | 8,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0288% | 8,166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0129% | 2,962 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0169% | 1,197 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0174% | 2,619 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0065% | 5,984 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0211% | 2,396 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0748% | 8,253 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3319% | 8,572 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0362% | 8,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 2,885 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0134% | 8,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0101% | 2,408 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0119% | 527 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0099% | 2,250 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0667% | 8,223 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3499% | 8,564 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0368% | 7,859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 2,529 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0236% | 8,159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0063% | 2,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0229% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0037% | 1,942 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9386% | 8,185 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.7950% | 8,589 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0929% | 8,147 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 7,791 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0527% | 8,357 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0044% | 1,497 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0380% | 272 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 7,897 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.4425% | 8,370 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.5221% | 8,585 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1399% | 8,696 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1113% | 8,666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5709% | 8,639 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0118% | 8,120 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0065% | 5,959 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0127% | 8,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7363% | 8,301 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7937% | 8,679 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0780% | 8,479 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0743% | 8,598 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3884% | 8,653 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0010% | 2,752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0114% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 7,848 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1181% | 7,667 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3788% | 8,502 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1977% | 8,731 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0991% | 8,654 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5475% | 8,714 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0188% | 1,972 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0085% | 5,924 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0240% | 1,791 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.4237% | 8,527 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3901% | 8,436 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0712% | 8,198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0095% | 1,803 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0066% | 8,401 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0216% | 1,405 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0171% | 5,909 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0294% | 1,258 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.9018% | 8,492 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0992% | 7,551 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0316% | 6,337 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 4,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0088% | 1,525 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 8,113 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0388% | 6,024 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0053% | 3,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4477% | 2,763 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0033% | 2,344 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5676% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0164% | 6,270 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 7,877 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0120% | 1,197 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 8,238 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0244% | 5,965 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0030% | 8,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5018% | 2,216 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2146% | 8,636 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6568% | 666 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0125% | 6,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0162% | 2,445 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0234% | 885 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0212% | 2,017 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0324% | 5,943 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0286% | 1,839 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0735% | 7,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0113% | 5,995 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2184% | 419 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0655% | 8,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 2,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0118% | 8,615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0064% | 1,575 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0195% | 5,877 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0101% | 1,450 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3937% | 8,642 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6883% | 8,827 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3263% | 1,023 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5694% | 1,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2600% | 862 |
| Percentage Net Loans Charged-off:Construction & development | 0.2118% | 498 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9040% | 316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0619% | 2,148 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0749% | 458 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0603% | 2,093 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.5898% | 207 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2619% | 8,944 |
| Percentage Net Loans Charged-off: Credit card loans | 8.0807% | 221 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4007% | 2,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0531% | 2,316 |
| Percentage Net Loans Charged-off:Construction & development | 0.0205% | 762 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1538% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0378% | 2,320 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0788% | 6,010 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0488% | 2,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0754% | 454 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5931% | 1,159 |
| Percentage Net Loans Charged-off: Credit card loans | 10.4934% | 139 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2102% | 406 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0639% | 361 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0238% | 332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0961% | 254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4634% | 62 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0727% | 312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.6638% | 12 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3346% | 41 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1564% | 187 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8745% | 682 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 996 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0327% | 1,304 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0084% | 878 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0087% | 829 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8059% | 30 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7325% | 59 |
| Percentage Net Loans Charged-off: Credit card loans | 10.2001% | 45 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4815% | 1,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0129% | 789 |
| Percentage Net Loans Charged-off:Construction & development | -0.0688% | 1,313 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0729% | 291 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0128% | 763 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0131% | 699 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0844% | 77 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9943% | 133 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6653% | 679 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4908% | 1,587 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1030% | 333 |
| Percentage Net Loans Charged-off:Construction & development | 0.0660% | 177 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0529% | 342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1324% | 252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6656% | 55 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1113% | 275 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1429% | 1,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5546% | 166 |
| Percentage Net Loans Charged-off: Credit card loans | 15.2970% | 20 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4209% | 2,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0555% | 580 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0697% | 396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0767% | 452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9056% | 37 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0120% | 815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8196% | 226 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6556% | 281 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1599% | 390 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5085% | 1,635 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2670% | 256 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2764% | 325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4639% | 84 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6703% | 57 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4321% | 95 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6726% | 1,367 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2097% | 304 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9934% | 821 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4201% | 2,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0226% | 867 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0012% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7220% | 1,398 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2927% | 189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2249% | 145 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2990% | 198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4334% | 51 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8824% | 349 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3924% | 912 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5057% | 2,712 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1425% | 656 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0801% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2426% | 283 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1167% | 42 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1967% | 333 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9004% | 231 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2563% | 324 |
| Percentage Net Loans Charged-off: Credit card loans | 8.3347% | 47 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5554% | 3,887 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4800% | 474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4429% | 603 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6133% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2242% | 362 |
| Percentage Net Loans Charged-off: Home equity loans | 6.6038% | 6 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0269% | 876 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6657% | 716 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6674% | 808 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6618% | 93 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |