Home > BankAnnapolis > Income and Expense
BankAnnapolis, Income and Expense
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,282,000 | 1,489 |
| Total interest expense | $619,000 | 1,496 |
| Net interest income | $3,663,000 | 1,467 |
| Provision for loan and lease losses | $1,653,000 | 241 |
| Total noninterest income | $375,000 | 2,646 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $193,000 | 1,658 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $182,000 | 2,905 |
| Total noninterest expense | $3,151,000 | 1,549 |
| Salaries and employee benefits | $1,772,000 | 1,496 |
| Premises and equipment expense | $573,000 | 1,066 |
| Additional noninterest expense | $806,000 | 1,947 |
| Pre-tax net operating income | $-766,000 | 6,914 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-429,000 | 6,984 |
| Income before extraordinary items | $-337,000 | 6,828 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-337,000 | 6,829 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-337,000 | 6,829 |
| Net charge-offs | $26,000 | 2,890 |
| Cash dividends | $11,000 | 2,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-337,000 | 6,814 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $18,916,000 | 1,404 |
| Total interest expense | $2,731,000 | 1,624 |
| Net interest income | $16,185,000 | 1,354 |
| Provision for loan and lease losses | $684,000 | 2,296 |
| Total noninterest income | $1,823,000 | 2,332 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $822,000 | 1,661 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,001,000 | 2,366 |
| Total noninterest expense | $11,546,000 | 1,671 |
| Salaries and employee benefits | $6,478,000 | 1,563 |
| Premises and equipment expense | $1,580,000 | 1,508 |
| Additional noninterest expense | $3,488,000 | 1,883 |
| Pre-tax net operating income | $5,778,000 | 1,205 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $2,170,000 | 815 |
| Income before extraordinary items | $3,608,000 | 1,586 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,608,000 | 1,587 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,608,000 | 1,587 |
| Net charge-offs | $1,549,000 | 1,378 |
| Cash dividends | $239,000 | 3,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,608,000 | 1,499 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $14,473,000 | 1,411 |
| Total interest expense | $2,085,000 | 1,663 |
| Net interest income | $12,388,000 | 1,335 |
| Provision for loan and lease losses | $306,000 | 2,944 |
| Total noninterest income | $1,337,000 | 2,360 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $592,000 | 1,727 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $745,000 | 2,371 |
| Total noninterest expense | $8,560,000 | 1,698 |
| Salaries and employee benefits | $4,816,000 | 1,569 |
| Premises and equipment expense | $1,100,000 | 1,617 |
| Additional noninterest expense | $2,644,000 | 1,879 |
| Pre-tax net operating income | $4,859,000 | 1,110 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,831,000 | 766 |
| Income before extraordinary items | $3,028,000 | 1,475 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,028,000 | 1,476 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,028,000 | 1,476 |
| Net charge-offs | $841,000 | 1,620 |
| Cash dividends | $134,000 | 3,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,028,000 | 1,388 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,604,000 | 1,426 |
| Total interest expense | $1,421,000 | 1,689 |
| Net interest income | $8,183,000 | 1,354 |
| Provision for loan and lease losses | $277,000 | 2,550 |
| Total noninterest income | $842,000 | 2,421 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $371,000 | 1,824 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $471,000 | 2,407 |
| Total noninterest expense | $5,784,000 | 1,676 |
| Salaries and employee benefits | $3,232,000 | 1,557 |
| Premises and equipment expense | $743,000 | 1,608 |
| Additional noninterest expense | $1,809,000 | 1,841 |
| Pre-tax net operating income | $2,964,000 | 1,199 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,110,000 | 823 |
| Income before extraordinary items | $1,854,000 | 1,578 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,854,000 | 1,577 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,854,000 | 1,578 |
| Net charge-offs | $551,000 | 1,666 |
| Cash dividends | $35,000 | 3,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,854,000 | 1,495 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,808,000 | 1,436 |
| Total interest expense | $727,000 | 1,717 |
| Net interest income | $4,081,000 | 1,354 |
| Provision for loan and lease losses | $167,000 | 2,198 |
| Total noninterest income | $399,000 | 2,482 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $177,000 | 1,874 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $222,000 | 2,511 |
| Total noninterest expense | $2,919,000 | 1,659 |
| Salaries and employee benefits | $1,647,000 | 1,541 |
| Premises and equipment expense | $377,000 | 1,579 |
| Additional noninterest expense | $895,000 | 1,851 |
| Pre-tax net operating income | $1,394,000 | 1,255 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $519,000 | 855 |
| Income before extraordinary items | $875,000 | 1,661 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $875,000 | 1,662 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $875,000 | 1,662 |
| Net charge-offs | $584,000 | 993 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $875,000 | 1,562 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $19,857,000 | 1,433 |
| Total interest expense | $3,423,000 | 1,734 |
| Net interest income | $16,434,000 | 1,341 |
| Provision for loan and lease losses | $2,190,000 | 1,476 |
| Total noninterest income | $1,663,000 | 2,294 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $793,000 | 1,797 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $870,000 | 2,324 |
| Total noninterest expense | $12,199,000 | 1,608 |
| Salaries and employee benefits | $6,729,000 | 1,467 |
| Premises and equipment expense | $1,546,000 | 1,603 |
| Additional noninterest expense | $3,924,000 | 1,730 |
| Pre-tax net operating income | $3,708,000 | 1,520 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,319,000 | 1,094 |
| Income before extraordinary items | $2,389,000 | 1,947 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,389,000 | 1,947 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,389,000 | 1,947 |
| Net charge-offs | $1,861,000 | 1,622 |
| Cash dividends | $587,000 | 2,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,389,000 | 1,855 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $14,891,000 | 1,453 |
| Total interest expense | $2,631,000 | 1,760 |
| Net interest income | $12,260,000 | 1,362 |
| Provision for loan and lease losses | $1,574,000 | 1,460 |
| Total noninterest income | $1,246,000 | 2,278 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $591,000 | 1,812 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $655,000 | 2,304 |
| Total noninterest expense | $9,373,000 | 1,560 |
| Salaries and employee benefits | $5,023,000 | 1,480 |
| Premises and equipment expense | $1,194,000 | 1,569 |
| Additional noninterest expense | $3,156,000 | 1,616 |
| Pre-tax net operating income | $2,559,000 | 1,700 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $890,000 | 1,186 |
| Income before extraordinary items | $1,669,000 | 2,127 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,669,000 | 2,127 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,669,000 | 2,128 |
| Net charge-offs | $910,000 | 2,005 |
| Cash dividends | $439,000 | 1,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,669,000 | 2,032 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,887,000 | 1,472 |
| Total interest expense | $1,788,000 | 1,787 |
| Net interest income | $8,099,000 | 1,371 |
| Provision for loan and lease losses | $1,236,000 | 1,301 |
| Total noninterest income | $785,000 | 2,344 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $387,000 | 1,815 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $398,000 | 2,448 |
| Total noninterest expense | $6,219,000 | 1,582 |
| Salaries and employee benefits | $3,278,000 | 1,532 |
| Premises and equipment expense | $837,000 | 1,504 |
| Additional noninterest expense | $2,104,000 | 1,637 |
| Pre-tax net operating income | $1,429,000 | 1,959 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $480,000 | 1,359 |
| Income before extraordinary items | $949,000 | 2,375 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $949,000 | 2,375 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $949,000 | 2,375 |
| Net charge-offs | $817,000 | 1,650 |
| Cash dividends | $293,000 | 1,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $949,000 | 2,286 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,910,000 | 1,495 |
| Total interest expense | $889,000 | 1,858 |
| Net interest income | $4,021,000 | 1,379 |
| Provision for loan and lease losses | $557,000 | 1,342 |
| Total noninterest income | $369,000 | 2,478 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $193,000 | 1,793 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $176,000 | 2,649 |
| Total noninterest expense | $2,992,000 | 1,656 |
| Salaries and employee benefits | $1,619,000 | 1,553 |
| Premises and equipment expense | $421,000 | 1,527 |
| Additional noninterest expense | $952,000 | 1,782 |
| Pre-tax net operating income | $841,000 | 1,701 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $274,000 | 1,201 |
| Income before extraordinary items | $567,000 | 2,012 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $567,000 | 2,011 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $567,000 | 2,012 |
| Net charge-offs | $518,000 | 1,312 |
| Cash dividends | $146,000 | 1,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $567,000 | 1,971 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $19,853,000 | 1,551 |
| Total interest expense | $4,456,000 | 1,810 |
| Net interest income | $15,397,000 | 1,457 |
| Provision for loan and lease losses | $2,148,000 | 1,979 |
| Total noninterest income | $1,655,000 | 2,370 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $756,000 | 1,926 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $899,000 | 2,321 |
| Total noninterest expense | $12,007,000 | 1,655 |
| Salaries and employee benefits | $6,392,000 | 1,540 |
| Premises and equipment expense | $1,603,000 | 1,593 |
| Additional noninterest expense | $4,012,000 | 1,799 |
| Pre-tax net operating income | $2,897,000 | 1,667 |
| Securities gains (losses) | $-55,000 | 7,167 |
| Applicable income taxes | $1,020,000 | 1,203 |
| Income before extraordinary items | $1,822,000 | 2,184 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,822,000 | 2,186 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,822,000 | 2,187 |
| Net charge-offs | $3,221,000 | 1,408 |
| Cash dividends | $588,000 | 2,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,857,200 | 2,066 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $15,037,000 | 1,568 |
| Total interest expense | $3,501,000 | 1,811 |
| Net interest income | $11,536,000 | 1,473 |
| Provision for loan and lease losses | $1,221,000 | 2,252 |
| Total noninterest income | $1,251,000 | 2,367 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $560,000 | 1,990 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $691,000 | 2,286 |
| Total noninterest expense | $9,171,000 | 1,611 |
| Salaries and employee benefits | $4,934,000 | 1,503 |
| Premises and equipment expense | $1,205,000 | 1,614 |
| Additional noninterest expense | $3,032,000 | 1,755 |
| Pre-tax net operating income | $2,395,000 | 1,640 |
| Securities gains (losses) | $-55,000 | 7,339 |
| Applicable income taxes | $845,000 | 1,148 |
| Income before extraordinary items | $1,495,000 | 2,144 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,495,000 | 2,145 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,495,000 | 2,147 |
| Net charge-offs | $1,753,000 | 1,637 |
| Cash dividends | $441,000 | 1,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,530,200 | 2,013 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,266,000 | 1,550 |
| Total interest expense | $2,455,000 | 1,796 |
| Net interest income | $7,811,000 | 1,461 |
| Provision for loan and lease losses | $599,000 | 2,614 |
| Total noninterest income | $839,000 | 2,304 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $365,000 | 2,028 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $474,000 | 2,167 |
| Total noninterest expense | $6,195,000 | 1,595 |
| Salaries and employee benefits | $3,323,000 | 1,491 |
| Premises and equipment expense | $791,000 | 1,665 |
| Additional noninterest expense | $2,081,000 | 1,699 |
| Pre-tax net operating income | $1,856,000 | 1,405 |
| Securities gains (losses) | $-55,000 | 7,444 |
| Applicable income taxes | $657,000 | 990 |
| Income before extraordinary items | $1,144,000 | 1,878 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,144,000 | 1,877 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,144,000 | 1,878 |
| Net charge-offs | $1,744,000 | 1,247 |
| Cash dividends | $290,000 | 1,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,179,200 | 1,758 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,349,000 | 1,528 |
| Total interest expense | $1,287,000 | 1,802 |
| Net interest income | $4,062,000 | 1,409 |
| Provision for loan and lease losses | $236,000 | 2,770 |
| Total noninterest income | $428,000 | 2,255 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $177,000 | 2,075 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $251,000 | 2,062 |
| Total noninterest expense | $3,115,000 | 1,610 |
| Salaries and employee benefits | $1,658,000 | 1,511 |
| Premises and equipment expense | $418,000 | 1,614 |
| Additional noninterest expense | $1,039,000 | 1,689 |
| Pre-tax net operating income | $1,139,000 | 1,154 |
| Securities gains (losses) | $-55,000 | 7,637 |
| Applicable income taxes | $406,000 | 828 |
| Income before extraordinary items | $678,000 | 1,610 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $678,000 | 1,612 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $678,000 | 1,612 |
| Net charge-offs | $416,000 | 1,741 |
| Cash dividends | $145,000 | 1,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $713,200 | 1,476 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $21,226,000 | 1,610 |
| Total interest expense | $6,931,000 | 1,705 |
| Net interest income | $14,295,000 | 1,570 |
| Provision for loan and lease losses | $6,540,000 | 1,173 |
| Total noninterest income | $1,677,000 | 2,387 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $832,000 | 1,991 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $845,000 | 2,379 |
| Total noninterest expense | $11,803,000 | 1,729 |
| Salaries and employee benefits | $6,076,000 | 1,636 |
| Premises and equipment expense | $1,354,000 | 1,980 |
| Additional noninterest expense | $4,373,000 | 1,705 |
| Pre-tax net operating income | $-2,371,000 | 6,739 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-1,028,000 | 7,292 |
| Income before extraordinary items | $-1,343,000 | 6,513 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,343,000 | 6,513 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,343,000 | 6,513 |
| Net charge-offs | $2,737,000 | 1,697 |
| Cash dividends | $636,000 | 2,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,343,000 | 6,510 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $15,733,000 | 1,667 |
| Total interest expense | $5,462,000 | 1,698 |
| Net interest income | $10,271,000 | 1,643 |
| Provision for loan and lease losses | $6,113,000 | 912 |
| Total noninterest income | $1,122,000 | 2,613 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $627,000 | 1,985 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $495,000 | 2,826 |
| Total noninterest expense | $8,349,000 | 1,823 |
| Salaries and employee benefits | $4,441,000 | 1,702 |
| Premises and equipment expense | $997,000 | 2,027 |
| Additional noninterest expense | $2,911,000 | 1,837 |
| Pre-tax net operating income | $-3,069,000 | 7,301 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-1,233,000 | 7,615 |
| Income before extraordinary items | $-1,836,000 | 7,119 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,836,000 | 7,118 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,836,000 | 7,118 |
| Net charge-offs | $1,144,000 | 2,056 |
| Cash dividends | $490,000 | 2,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,836,000 | 7,111 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,330,000 | 1,717 |
| Total interest expense | $3,905,000 | 1,667 |
| Net interest income | $6,425,000 | 1,740 |
| Provision for loan and lease losses | $5,011,000 | 734 |
| Total noninterest income | $729,000 | 2,672 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $408,000 | 1,989 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $321,000 | 2,885 |
| Total noninterest expense | $5,681,000 | 1,805 |
| Salaries and employee benefits | $3,010,000 | 1,704 |
| Premises and equipment expense | $664,000 | 2,056 |
| Additional noninterest expense | $2,007,000 | 1,806 |
| Pre-tax net operating income | $-3,538,000 | 7,623 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-1,411,000 | 7,825 |
| Income before extraordinary items | $-2,127,000 | 7,510 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,127,000 | 7,509 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,127,000 | 7,509 |
| Net charge-offs | $613,000 | 2,110 |
| Cash dividends | $330,000 | 2,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,127,000 | 7,511 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,986,000 | 1,795 |
| Total interest expense | $2,004,000 | 1,692 |
| Net interest income | $2,982,000 | 1,858 |
| Provision for loan and lease losses | $1,208,000 | 1,044 |
| Total noninterest income | $338,000 | 2,800 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $202,000 | 1,949 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $136,000 | 3,130 |
| Total noninterest expense | $2,708,000 | 1,832 |
| Salaries and employee benefits | $1,533,000 | 1,681 |
| Premises and equipment expense | $340,000 | 2,054 |
| Additional noninterest expense | $835,000 | 1,919 |
| Pre-tax net operating income | $-596,000 | 7,408 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-223,000 | 7,739 |
| Income before extraordinary items | $-373,000 | 7,300 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-373,000 | 7,301 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-373,000 | 7,301 |
| Net charge-offs | $172,000 | 2,282 |
| Cash dividends | $180,000 | 1,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-373,000 | 7,259 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $21,800,000 | 1,772 |
| Total interest expense | $8,433,000 | 1,870 |
| Net interest income | $13,367,000 | 1,659 |
| Provision for loan and lease losses | $2,375,000 | 1,614 |
| Total noninterest income | $1,380,000 | 2,786 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $863,000 | 1,988 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $517,000 | 3,116 |
| Total noninterest expense | $9,701,000 | 1,991 |
| Salaries and employee benefits | $5,703,000 | 1,796 |
| Premises and equipment expense | $1,092,000 | 2,430 |
| Additional noninterest expense | $2,906,000 | 2,063 |
| Pre-tax net operating income | $2,671,000 | 1,988 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $838,000 | 1,355 |
| Income before extraordinary items | $1,833,000 | 2,163 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,833,000 | 2,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $535,000 | 2,705 |
| Cash dividends | $1,690,000 | 1,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,833,000 | 2,282 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $16,534,000 | 1,795 |
| Total interest expense | $6,483,000 | 1,905 |
| Net interest income | $10,051,000 | 1,667 |
| Provision for loan and lease losses | $1,419,000 | 1,481 |
| Total noninterest income | $1,038,000 | 2,837 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $634,000 | 2,030 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $404,000 | 3,167 |
| Total noninterest expense | $7,243,000 | 1,985 |
| Salaries and employee benefits | $4,233,000 | 1,836 |
| Premises and equipment expense | $820,000 | 2,434 |
| Additional noninterest expense | $2,190,000 | 1,988 |
| Pre-tax net operating income | $2,427,000 | 1,984 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $850,000 | 1,314 |
| Income before extraordinary items | $1,577,000 | 2,223 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,577,000 | 2,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 3,182 |
| Cash dividends | $1,675,000 | 1,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,577,000 | 2,336 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,061,000 | 1,810 |
| Total interest expense | $4,486,000 | 1,917 |
| Net interest income | $6,575,000 | 1,703 |
| Provision for loan and lease losses | $488,000 | 1,949 |
| Total noninterest income | $703,000 | 2,836 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $418,000 | 2,026 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $285,000 | 3,118 |
| Total noninterest expense | $4,934,000 | 1,945 |
| Salaries and employee benefits | $2,944,000 | 1,768 |
| Premises and equipment expense | $529,000 | 2,514 |
| Additional noninterest expense | $1,461,000 | 1,972 |
| Pre-tax net operating income | $1,856,000 | 1,798 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $667,000 | 1,279 |
| Income before extraordinary items | $1,189,000 | 2,219 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,189,000 | 2,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 2,354 |
| Cash dividends | $1,675,000 | 906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,189,000 | 2,171 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,635,000 | 1,822 |
| Total interest expense | $2,410,000 | 1,921 |
| Net interest income | $3,225,000 | 1,723 |
| Provision for loan and lease losses | $121,000 | 2,446 |
| Total noninterest income | $336,000 | 2,897 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $206,000 | 2,030 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $130,000 | 3,297 |
| Total noninterest expense | $2,459,000 | 1,946 |
| Salaries and employee benefits | $1,469,000 | 1,792 |
| Premises and equipment expense | $271,000 | 2,484 |
| Additional noninterest expense | $719,000 | 1,959 |
| Pre-tax net operating income | $981,000 | 1,817 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $352,000 | 1,309 |
| Income before extraordinary items | $629,000 | 2,221 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $629,000 | 2,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $300,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $629,000 | 2,145 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $22,466,000 | 1,888 |
| Total interest expense | $10,187,000 | 1,923 |
| Net interest income | $12,279,000 | 1,844 |
| Provision for loan and lease losses | $448,000 | 2,517 |
| Total noninterest income | $1,491,000 | 2,731 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $886,000 | 1,946 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $605,000 | 2,987 |
| Total noninterest expense | $8,929,000 | 2,058 |
| Salaries and employee benefits | $5,174,000 | 1,947 |
| Premises and equipment expense | $1,038,000 | 2,484 |
| Additional noninterest expense | $2,717,000 | 2,024 |
| Pre-tax net operating income | $4,393,000 | 1,838 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,540,000 | 1,397 |
| Income before extraordinary items | $2,853,000 | 2,116 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,853,000 | 2,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 3,305 |
| Cash dividends | $1,140,000 | 2,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,853,000 | 2,102 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $16,785,000 | 1,890 |
| Total interest expense | $7,615,000 | 1,930 |
| Net interest income | $9,170,000 | 1,856 |
| Provision for loan and lease losses | $153,000 | 3,446 |
| Total noninterest income | $1,116,000 | 2,709 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $668,000 | 1,936 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $448,000 | 3,022 |
| Total noninterest expense | $6,730,000 | 2,028 |
| Salaries and employee benefits | $3,923,000 | 1,917 |
| Premises and equipment expense | $788,000 | 2,453 |
| Additional noninterest expense | $2,019,000 | 1,984 |
| Pre-tax net operating income | $3,403,000 | 1,891 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,183,000 | 1,460 |
| Income before extraordinary items | $2,220,000 | 2,180 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,220,000 | 2,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,926 |
| Cash dividends | $1,000,000 | 1,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,220,000 | 2,169 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,990,000 | 1,943 |
| Total interest expense | $4,931,000 | 1,984 |
| Net interest income | $6,059,000 | 1,904 |
| Provision for loan and lease losses | $20,000 | 5,312 |
| Total noninterest income | $720,000 | 2,772 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $422,000 | 2,019 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $298,000 | 3,020 |
| Total noninterest expense | $4,435,000 | 2,074 |
| Salaries and employee benefits | $2,574,000 | 1,976 |
| Premises and equipment expense | $529,000 | 2,443 |
| Additional noninterest expense | $1,332,000 | 2,021 |
| Pre-tax net operating income | $2,324,000 | 1,911 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $849,000 | 1,436 |
| Income before extraordinary items | $1,475,000 | 2,233 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,475,000 | 2,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $225,000 | 3,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,475,000 | 2,217 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,360,000 | 1,984 |
| Total interest expense | $2,324,000 | 2,055 |
| Net interest income | $3,036,000 | 1,898 |
| Provision for loan and lease losses | $10,000 | 5,012 |
| Total noninterest income | $322,000 | 2,973 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $185,000 | 2,202 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $137,000 | 3,179 |
| Total noninterest expense | $2,238,000 | 2,062 |
| Salaries and employee benefits | $1,326,000 | 1,936 |
| Premises and equipment expense | $258,000 | 2,508 |
| Additional noninterest expense | $654,000 | 2,004 |
| Pre-tax net operating income | $1,110,000 | 1,990 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $394,000 | 1,542 |
| Income before extraordinary items | $716,000 | 2,271 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $716,000 | 2,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,299 |
| Cash dividends | $125,000 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $716,000 | 2,250 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $19,846,000 | 1,990 |
| Total interest expense | $7,616,000 | 2,132 |
| Net interest income | $12,230,000 | 1,897 |
| Provision for loan and lease losses | $12,000 | 6,496 |
| Total noninterest income | $1,629,000 | 2,559 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $861,000 | 1,994 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $768,000 | 2,637 |
| Total noninterest expense | $8,561,000 | 2,057 |
| Salaries and employee benefits | $4,969,000 | 1,957 |
| Premises and equipment expense | $951,000 | 2,588 |
| Additional noninterest expense | $2,641,000 | 2,008 |
| Pre-tax net operating income | $5,286,000 | 1,795 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,942,000 | 1,368 |
| Income before extraordinary items | $3,344,000 | 2,088 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,344,000 | 2,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,095 |
| Cash dividends | $200,000 | 4,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,344,000 | 2,074 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,484,000 | 2,037 |
| Total interest expense | $5,379,000 | 2,186 |
| Net interest income | $9,105,000 | 1,927 |
| Provision for loan and lease losses | $12,000 | 6,287 |
| Total noninterest income | $1,202,000 | 2,596 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $656,000 | 1,957 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $546,000 | 2,720 |
| Total noninterest expense | $6,420,000 | 2,056 |
| Salaries and employee benefits | $3,724,000 | 1,953 |
| Premises and equipment expense | $699,000 | 2,644 |
| Additional noninterest expense | $1,997,000 | 1,955 |
| Pre-tax net operating income | $3,875,000 | 1,903 |
| Securities gains (losses) | $-23,000 | 7,893 |
| Applicable income taxes | $1,427,000 | 1,444 |
| Income before extraordinary items | $2,425,000 | 2,197 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,425,000 | 2,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,725 |
| Cash dividends | $155,000 | 4,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,439,720 | 2,178 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,297,000 | 2,071 |
| Total interest expense | $3,288,000 | 2,265 |
| Net interest income | $6,009,000 | 1,940 |
| Provision for loan and lease losses | $12,000 | 5,878 |
| Total noninterest income | $804,000 | 2,586 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $445,000 | 1,920 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $359,000 | 2,714 |
| Total noninterest expense | $4,186,000 | 2,107 |
| Salaries and employee benefits | $2,424,000 | 2,014 |
| Premises and equipment expense | $447,000 | 2,734 |
| Additional noninterest expense | $1,315,000 | 1,998 |
| Pre-tax net operating income | $2,615,000 | 1,878 |
| Securities gains (losses) | $-23,000 | 8,124 |
| Applicable income taxes | $998,000 | 1,406 |
| Income before extraordinary items | $1,594,000 | 2,231 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,594,000 | 2,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,256 |
| Cash dividends | $85,000 | 4,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,608,720 | 2,202 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,502,000 | 2,091 |
| Total interest expense | $1,534,000 | 2,290 |
| Net interest income | $2,968,000 | 1,959 |
| Provision for loan and lease losses | $12,000 | 5,109 |
| Total noninterest income | $392,000 | 2,580 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $231,000 | 1,814 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $161,000 | 2,841 |
| Total noninterest expense | $2,040,000 | 2,171 |
| Salaries and employee benefits | $1,165,000 | 2,116 |
| Premises and equipment expense | $216,000 | 2,823 |
| Additional noninterest expense | $659,000 | 1,972 |
| Pre-tax net operating income | $1,308,000 | 1,838 |
| Securities gains (losses) | $-23,000 | 8,408 |
| Applicable income taxes | $496,000 | 1,411 |
| Income before extraordinary items | $789,000 | 2,223 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $789,000 | 2,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 8,405 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $803,720 | 2,154 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $17,104,000 | 1,961 |
| Total interest expense | $5,306,000 | 2,084 |
| Net interest income | $11,798,000 | 1,865 |
| Provision for loan and lease losses | $442,000 | 2,101 |
| Total noninterest income | $1,980,000 | 2,227 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $940,000 | 1,820 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,040,000 | 2,155 |
| Total noninterest expense | $8,113,000 | 2,063 |
| Salaries and employee benefits | $4,544,000 | 2,020 |
| Premises and equipment expense | $882,000 | 2,642 |
| Additional noninterest expense | $2,687,000 | 1,886 |
| Pre-tax net operating income | $5,223,000 | 1,793 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,842,000 | 1,455 |
| Income before extraordinary items | $3,381,000 | 2,031 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,381,000 | 2,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $262,000 | 1,910 |
| Cash dividends | $170,000 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,381,000 | 2,004 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,606,000 | 1,935 |
| Total interest expense | $3,833,000 | 2,052 |
| Net interest income | $8,773,000 | 1,868 |
| Provision for loan and lease losses | $293,000 | 2,241 |
| Total noninterest income | $1,342,000 | 2,399 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $713,000 | 1,806 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $629,000 | 2,489 |
| Total noninterest expense | $6,256,000 | 1,979 |
| Salaries and employee benefits | $3,591,000 | 1,910 |
| Premises and equipment expense | $666,000 | 2,616 |
| Additional noninterest expense | $1,999,000 | 1,872 |
| Pre-tax net operating income | $3,566,000 | 1,960 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,296,000 | 1,550 |
| Income before extraordinary items | $2,270,000 | 2,244 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,270,000 | 2,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 2,351 |
| Cash dividends | $120,000 | 4,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,270,000 | 2,206 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,166,000 | 1,942 |
| Total interest expense | $2,382,000 | 2,076 |
| Net interest income | $5,784,000 | 1,877 |
| Provision for loan and lease losses | $220,000 | 1,996 |
| Total noninterest income | $861,000 | 2,426 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $471,000 | 1,774 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $390,000 | 2,591 |
| Total noninterest expense | $4,078,000 | 2,020 |
| Salaries and employee benefits | $2,360,000 | 1,921 |
| Premises and equipment expense | $454,000 | 2,553 |
| Additional noninterest expense | $1,264,000 | 1,941 |
| Pre-tax net operating income | $2,347,000 | 1,935 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $857,000 | 1,538 |
| Income before extraordinary items | $1,490,000 | 2,242 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,490,000 | 2,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,383 |
| Cash dividends | $70,000 | 4,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,490,000 | 2,208 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,944,000 | 1,976 |
| Total interest expense | $1,085,000 | 2,160 |
| Net interest income | $2,859,000 | 1,878 |
| Provision for loan and lease losses | $145,000 | 1,514 |
| Total noninterest income | $411,000 | 2,452 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $239,000 | 1,702 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $172,000 | 2,731 |
| Total noninterest expense | $2,051,000 | 2,020 |
| Salaries and employee benefits | $1,188,000 | 1,927 |
| Premises and equipment expense | $227,000 | 2,562 |
| Additional noninterest expense | $636,000 | 1,929 |
| Pre-tax net operating income | $1,074,000 | 2,052 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $385,000 | 1,652 |
| Income before extraordinary items | $689,000 | 2,355 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $689,000 | 2,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $689,000 | 2,319 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,260,000 | 2,167 |
| Total interest expense | $3,405,000 | 2,365 |
| Net interest income | $9,855,000 | 2,058 |
| Provision for loan and lease losses | $294,000 | 2,982 |
| Total noninterest income | $1,818,000 | 2,355 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,091,000 | 1,606 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $727,000 | 2,658 |
| Total noninterest expense | $7,563,000 | 2,108 |
| Salaries and employee benefits | $4,471,000 | 1,948 |
| Premises and equipment expense | $724,000 | 3,044 |
| Additional noninterest expense | $2,368,000 | 2,063 |
| Pre-tax net operating income | $3,816,000 | 2,133 |
| Securities gains (losses) | $-9,000 | 8,207 |
| Applicable income taxes | $1,368,000 | 1,727 |
| Income before extraordinary items | $2,439,000 | 2,479 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,439,000 | 2,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,728 |
| Cash dividends | $205,000 | 4,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,444,760 | 2,422 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,575,000 | 2,214 |
| Total interest expense | $2,389,000 | 2,456 |
| Net interest income | $7,186,000 | 2,108 |
| Provision for loan and lease losses | $188,000 | 3,101 |
| Total noninterest income | $1,346,000 | 2,382 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $820,000 | 1,611 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $526,000 | 2,714 |
| Total noninterest expense | $5,812,000 | 2,055 |
| Salaries and employee benefits | $3,401,000 | 1,924 |
| Premises and equipment expense | $534,000 | 3,093 |
| Additional noninterest expense | $1,877,000 | 1,917 |
| Pre-tax net operating income | $2,532,000 | 2,360 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $916,000 | 1,918 |
| Income before extraordinary items | $1,616,000 | 2,776 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,616,000 | 2,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,184 |
| Cash dividends | $60,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,616,000 | 2,712 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,211,000 | 2,256 |
| Total interest expense | $1,546,000 | 2,508 |
| Net interest income | $4,665,000 | 2,146 |
| Provision for loan and lease losses | $125,000 | 3,031 |
| Total noninterest income | $901,000 | 2,368 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $548,000 | 1,595 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $353,000 | 2,714 |
| Total noninterest expense | $3,871,000 | 2,055 |
| Salaries and employee benefits | $2,246,000 | 1,933 |
| Premises and equipment expense | $353,000 | 3,102 |
| Additional noninterest expense | $1,272,000 | 1,880 |
| Pre-tax net operating income | $1,570,000 | 2,493 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $560,000 | 2,034 |
| Income before extraordinary items | $1,010,000 | 2,913 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,010,000 | 2,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $60,000 | 4,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,010,000 | 2,828 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,015,000 | 2,336 |
| Total interest expense | $743,000 | 2,629 |
| Net interest income | $2,272,000 | 2,203 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $438,000 | 2,387 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $263,000 | 1,622 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $175,000 | 2,684 |
| Total noninterest expense | $1,915,000 | 2,089 |
| Salaries and employee benefits | $1,114,000 | 1,971 |
| Premises and equipment expense | $176,000 | 3,144 |
| Additional noninterest expense | $625,000 | 1,888 |
| Pre-tax net operating income | $720,000 | 2,649 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $248,000 | 2,216 |
| Income before extraordinary items | $472,000 | 3,074 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $472,000 | 3,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $472,000 | 2,962 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,476,000 | 2,480 |
| Total interest expense | $3,201,000 | 2,698 |
| Net interest income | $8,275,000 | 2,356 |
| Provision for loan and lease losses | $50,000 | 6,256 |
| Total noninterest income | $1,878,000 | 2,423 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,021,000 | 1,694 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $857,000 | 2,623 |
| Total noninterest expense | $7,172,000 | 2,197 |
| Salaries and employee benefits | $4,093,000 | 2,079 |
| Premises and equipment expense | $750,000 | 2,911 |
| Additional noninterest expense | $2,329,000 | 2,070 |
| Pre-tax net operating income | $2,931,000 | 2,558 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,045,000 | 2,118 |
| Income before extraordinary items | $1,886,000 | 3,001 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,886,000 | 3,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,435 |
| Cash dividends | $145,000 | 5,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,886,000 | 2,879 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,530,000 | 2,546 |
| Total interest expense | $2,434,000 | 2,751 |
| Net interest income | $6,096,000 | 2,405 |
| Provision for loan and lease losses | $25,000 | 6,589 |
| Total noninterest income | $1,402,000 | 2,466 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $714,000 | 1,816 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $688,000 | 2,594 |
| Total noninterest expense | $5,420,000 | 2,173 |
| Salaries and employee benefits | $3,092,000 | 2,068 |
| Premises and equipment expense | $571,000 | 2,887 |
| Additional noninterest expense | $1,757,000 | 2,036 |
| Pre-tax net operating income | $2,053,000 | 2,793 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $723,000 | 2,345 |
| Income before extraordinary items | $1,330,000 | 3,234 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,330,000 | 3,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,498 |
| Cash dividends | $110,000 | 4,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,330,000 | 3,085 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,663,000 | 2,574 |
| Total interest expense | $1,638,000 | 2,810 |
| Net interest income | $4,025,000 | 2,417 |
| Provision for loan and lease losses | $25,000 | 6,080 |
| Total noninterest income | $877,000 | 2,572 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $408,000 | 2,064 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $469,000 | 2,536 |
| Total noninterest expense | $3,577,000 | 2,199 |
| Salaries and employee benefits | $2,027,000 | 2,096 |
| Premises and equipment expense | $371,000 | 2,942 |
| Additional noninterest expense | $1,179,000 | 2,030 |
| Pre-tax net operating income | $1,300,000 | 2,911 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $458,000 | 2,449 |
| Income before extraordinary items | $842,000 | 3,364 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $842,000 | 3,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,985 |
| Cash dividends | $70,000 | 4,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $842,000 | 3,188 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,769,000 | 2,651 |
| Total interest expense | $816,000 | 2,887 |
| Net interest income | $1,953,000 | 2,487 |
| Provision for loan and lease losses | $25,000 | 4,925 |
| Total noninterest income | $408,000 | 2,628 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $190,000 | 2,105 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $218,000 | 2,578 |
| Total noninterest expense | $1,794,000 | 2,184 |
| Salaries and employee benefits | $1,036,000 | 2,043 |
| Premises and equipment expense | $188,000 | 2,908 |
| Additional noninterest expense | $570,000 | 2,069 |
| Pre-tax net operating income | $542,000 | 3,315 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $193,000 | 2,760 |
| Income before extraordinary items | $349,000 | 3,808 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $349,000 | 3,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,542 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $349,000 | 3,629 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,858,000 | 2,802 |
| Total interest expense | $3,514,000 | 3,085 |
| Net interest income | $7,344,000 | 2,599 |
| Provision for loan and lease losses | $25,000 | 7,318 |
| Total noninterest income | $1,474,000 | 2,646 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $753,000 | 2,110 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $721,000 | 2,662 |
| Total noninterest expense | $6,766,000 | 2,208 |
| Salaries and employee benefits | $3,817,000 | 2,086 |
| Premises and equipment expense | $753,000 | 2,811 |
| Additional noninterest expense | $2,196,000 | 2,111 |
| Pre-tax net operating income | $2,027,000 | 3,388 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $697,000 | 2,854 |
| Income before extraordinary items | $1,330,000 | 3,831 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,330,000 | 3,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,176 |
| Cash dividends | $25,000 | 6,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,330,000 | 3,721 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,901,000 | 3,076 |
| Total interest expense | $4,593,000 | 3,395 |
| Net interest income | $6,308,000 | 2,814 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $1,109,000 | 3,097 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $655,000 | 2,277 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $454,000 | 3,292 |
| Total noninterest expense | $6,446,000 | 2,223 |
| Salaries and employee benefits | $3,528,000 | 2,135 |
| Premises and equipment expense | $754,000 | 2,777 |
| Additional noninterest expense | $2,164,000 | 2,078 |
| Pre-tax net operating income | $971,000 | 4,975 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $333,000 | 4,072 |
| Income before extraordinary items | $638,000 | 5,461 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $638,000 | 5,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 9,229 |
| Cash dividends | $330,000 | 4,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $638,000 | 5,339 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,455,000 | 3,281 |
| Total interest expense | $3,679,000 | 4,239 |
| Net interest income | $6,776,000 | 2,628 |
| Provision for loan and lease losses | $36,000 | 6,984 |
| Total noninterest income | $934,000 | 3,298 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $615,000 | 2,238 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $319,000 | 3,791 |
| Total noninterest expense | $6,095,000 | 2,249 |
| Salaries and employee benefits | $2,980,000 | 2,406 |
| Premises and equipment expense | $959,000 | 2,150 |
| Additional noninterest expense | $2,156,000 | 2,007 |
| Pre-tax net operating income | $1,579,000 | 3,924 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $539,000 | 3,322 |
| Income before extraordinary items | $1,040,000 | 4,264 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,040,000 | 4,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 9,545 |
| Cash dividends | $160,000 | 5,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,040,000 | 4,277 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,608,000 | 3,338 |
| Total interest expense | $3,474,000 | 4,073 |
| Net interest income | $6,134,000 | 2,868 |
| Provision for loan and lease losses | $432,000 | 1,973 |
| Total noninterest income | $822,000 | 3,551 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $533,000 | 2,487 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $289,000 | 4,099 |
| Total noninterest expense | $5,449,000 | 2,486 |
| Salaries and employee benefits | $2,506,000 | 2,798 |
| Premises and equipment expense | $920,000 | 2,222 |
| Additional noninterest expense | $2,023,000 | 2,168 |
| Pre-tax net operating income | $1,075,000 | 5,086 |
| Securities gains (losses) | $-9,000 | 9,275 |
| Applicable income taxes | $376,000 | 4,316 |
| Income before extraordinary items | $690,000 | 5,500 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $690,000 | 5,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,447 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $695,850 | 5,441 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,813,000 | 3,289 |
| Total interest expense | $3,890,000 | 3,783 |
| Net interest income | $5,923,000 | 2,915 |
| Provision for loan and lease losses | $300,000 | 2,562 |
| Total noninterest income | $882,000 | 3,361 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $433,000 | 2,922 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $449,000 | 3,194 |
| Total noninterest expense | $4,980,000 | 2,625 |
| Salaries and employee benefits | $2,481,000 | 2,737 |
| Premises and equipment expense | $823,000 | 2,382 |
| Additional noninterest expense | $1,676,000 | 2,485 |
| Pre-tax net operating income | $1,525,000 | 4,135 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $522,000 | 3,731 |
| Income before extraordinary items | $1,003,000 | 4,515 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,003,000 | 4,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $318,000 | 1,782 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,003,000 | 4,408 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,161,000 | 3,527 |
| Total interest expense | $3,579,000 | 4,066 |
| Net interest income | $5,582,000 | 3,137 |
| Provision for loan and lease losses | $748,000 | 1,266 |
| Total noninterest income | $762,000 | 3,722 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $438,000 | 2,970 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $324,000 | 3,759 |
| Total noninterest expense | $5,229,000 | 2,466 |
| Salaries and employee benefits | $2,111,000 | 3,132 |
| Premises and equipment expense | $835,000 | 2,331 |
| Additional noninterest expense | $2,283,000 | 1,864 |
| Pre-tax net operating income | $367,000 | 8,628 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-395,000 | 10,846 |
| Income before extraordinary items | $762,000 | 5,620 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $762,000 | 5,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $336,000 | 1,820 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $3,475,000 | 284 |
| Net operating income | $762,000 | 5,572 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,084,000 | 3,996 |
| Total interest expense | $3,283,000 | 4,423 |
| Net interest income | $4,801,000 | 3,679 |
| Provision for loan and lease losses | $452,000 | 1,880 |
| Total noninterest income | $556,000 | 4,806 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $364,000 | 3,632 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 5,293 |
| Total noninterest expense | $4,404,000 | 3,076 |
| Salaries and employee benefits | $2,195,000 | 3,045 |
| Premises and equipment expense | $731,000 | 2,677 |
| Additional noninterest expense | $1,478,000 | 3,165 |
| Pre-tax net operating income | $501,000 | 7,936 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $501,000 | 6,901 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $501,000 | 6,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 2,057 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $501,000 | 6,836 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,651,000 | 4,182 |
| Total interest expense | $3,003,000 | 4,753 |
| Net interest income | $4,648,000 | 3,778 |
| Provision for loan and lease losses | $318,000 | 2,200 |
| Total noninterest income | $530,000 | 4,966 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $290,000 | 4,424 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $240,000 | 4,595 |
| Total noninterest expense | $3,956,000 | 3,359 |
| Salaries and employee benefits | $1,939,000 | 3,394 |
| Premises and equipment expense | $718,000 | 2,749 |
| Additional noninterest expense | $1,299,000 | 3,496 |
| Pre-tax net operating income | $904,000 | 6,397 |
| Securities gains (losses) | $-10,000 | 10,097 |
| Applicable income taxes | $6,000 | 10,990 |
| Income before extraordinary items | $888,000 | 5,040 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $888,000 | 5,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $388,000 | 1,637 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 603 |
| Net operating income | $897,900 | 4,984 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,552,000 | 5,192 |
| Total interest expense | $2,079,000 | 5,451 |
| Net interest income | $3,473,000 | 4,976 |
| Provision for loan and lease losses | $300,000 | 2,237 |
| Total noninterest income | $394,000 | 6,198 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $243,000 | 5,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 6,191 |
| Total noninterest expense | $3,360,000 | 3,986 |
| Salaries and employee benefits | $1,493,000 | 4,292 |
| Premises and equipment expense | $635,000 | 3,103 |
| Additional noninterest expense | $1,232,000 | 3,961 |
| Pre-tax net operating income | $207,000 | 10,840 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $207,000 | 10,198 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $207,000 | 10,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,604 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $207,000 | 10,241 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,299,000 | 6,523 |
| Total interest expense | $1,722,000 | 6,560 |
| Net interest income | $2,577,000 | 6,401 |
| Provision for loan and lease losses | $16,000 | 9,322 |
| Total noninterest income | $374,000 | 6,756 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $277,000 | 4,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 7,960 |
| Total noninterest expense | $2,809,000 | 4,776 |
| Salaries and employee benefits | $1,235,000 | 5,105 |
| Premises and equipment expense | $560,000 | 3,528 |
| Additional noninterest expense | $1,014,000 | 4,867 |
| Pre-tax net operating income | $126,000 | 11,664 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $128,000 | 11,484 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $128,000 | 11,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 3,141 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $126,000 | 11,282 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,557,000 | 6,825 |
| Total interest expense | $2,142,000 | 6,775 |
| Net interest income | $2,415,000 | 6,757 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $318,000 | 7,487 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $239,000 | 5,295 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 8,899 |
| Total noninterest expense | $2,863,000 | 4,726 |
| Salaries and employee benefits | $1,158,000 | 5,344 |
| Premises and equipment expense | $591,000 | 3,412 |
| Additional noninterest expense | $1,114,000 | 4,638 |
| Pre-tax net operating income | $-130,000 | 12,995 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-126,000 | 13,096 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-126,000 | 13,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 6,045 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-130,000 | 12,960 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.