Home > BankAlabama-Huntsville > Income and Expense
BankAlabama-Huntsville, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,911,000 | 4,615 |
| Total interest expense | $3,244,000 | 4,438 |
| Net interest income | $3,667,000 | 4,671 |
| Provision for loan and lease losses | $377,000 | 1,945 |
| Total noninterest income | $1,417,000 | 2,385 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $819,000 | 1,649 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $598,000 | 2,536 |
| Total noninterest expense | $3,802,000 | 3,480 |
| Salaries and employee benefits | $1,647,000 | 3,938 |
| Premises and equipment expense | $796,000 | 2,485 |
| Additional noninterest expense | $1,359,000 | 3,358 |
| Pre-tax net operating income | $905,000 | 6,392 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $375,000 | 5,171 |
| Income before extraordinary items | $535,000 | 7,002 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $535,000 | 7,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $288,000 | 1,985 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $800,000 | 319 |
| Net operating income | $531,800 | 7,001 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,779,000 | 5,873 |
| Total interest expense | $1,759,000 | 6,178 |
| Net interest income | $3,020,000 | 5,589 |
| Provision for loan and lease losses | $165,000 | 3,404 |
| Total noninterest income | $1,242,000 | 2,671 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $810,000 | 1,669 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $432,000 | 3,251 |
| Total noninterest expense | $3,755,000 | 3,620 |
| Salaries and employee benefits | $1,535,000 | 4,207 |
| Premises and equipment expense | $838,000 | 2,418 |
| Additional noninterest expense | $1,382,000 | 3,574 |
| Pre-tax net operating income | $342,000 | 9,797 |
| Securities gains (losses) | $7,000 | 2,440 |
| Applicable income taxes | $-28,000 | 12,152 |
| Income before extraordinary items | $377,000 | 8,390 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $377,000 | 8,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $256,000 | 2,125 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $370,000 | 8,506 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,348,000 | 6,472 |
| Total interest expense | $1,758,000 | 6,455 |
| Net interest income | $2,590,000 | 6,385 |
| Provision for loan and lease losses | $547,000 | 1,976 |
| Total noninterest income | $1,194,000 | 2,914 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $810,000 | 1,696 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $384,000 | 3,855 |
| Total noninterest expense | $3,480,000 | 3,927 |
| Salaries and employee benefits | $1,449,000 | 4,405 |
| Premises and equipment expense | $815,000 | 2,514 |
| Additional noninterest expense | $1,216,000 | 4,147 |
| Pre-tax net operating income | $-243,000 | 12,730 |
| Securities gains (losses) | $267,000 | 1,412 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $24,000 | 12,403 |
| Extraordinary gains, net | $175,000 | 1,102 |
| Net income | $199,000 | 10,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $454,000 | 1,886 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-243,000 | 12,713 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,073,000 | 6,319 |
| Total interest expense | $2,545,000 | 5,907 |
| Net interest income | $2,528,000 | 6,535 |
| Provision for loan and lease losses | $1,216,000 | 1,622 |
| Total noninterest income | $986,000 | 3,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $661,000 | 2,060 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $325,000 | 4,215 |
| Total noninterest expense | $3,216,000 | 4,247 |
| Salaries and employee benefits | $1,406,000 | 4,480 |
| Premises and equipment expense | $770,000 | 2,698 |
| Additional noninterest expense | $1,040,000 | 4,892 |
| Pre-tax net operating income | $-918,000 | 13,456 |
| Securities gains (losses) | $171,000 | 2,245 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-747,000 | 13,482 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-747,000 | 13,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,278,000 | 1,340 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-918,000 | 13,457 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.