Home > Bank Windsor > Income and Expense
Bank Windsor, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,820,000 | 2,366 |
| Total interest expense | $5,592,000 | 2,638 |
| Net interest income | $8,228,000 | 2,134 |
| Provision for loan and lease losses | $335,000 | 2,438 |
| Total noninterest income | $1,098,000 | 2,890 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $240,000 | 4,634 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $858,000 | 2,062 |
| Total noninterest expense | $4,525,000 | 2,972 |
| Salaries and employee benefits | $2,053,000 | 3,362 |
| Premises and equipment expense | $564,000 | 3,428 |
| Additional noninterest expense | $1,908,000 | 2,292 |
| Pre-tax net operating income | $4,466,000 | 1,686 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,191,000 | 1,138 |
| Income before extraordinary items | $2,275,000 | 2,289 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,275,000 | 2,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,275,000 | 2,269 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,995,000 | 2,325 |
| Total interest expense | $6,260,000 | 2,411 |
| Net interest income | $7,735,000 | 2,206 |
| Provision for loan and lease losses | $2,040,000 | 571 |
| Total noninterest income | $379,000 | 5,784 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $279,000 | 4,157 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $100,000 | 6,633 |
| Total noninterest expense | $4,450,000 | 2,917 |
| Salaries and employee benefits | $2,493,000 | 2,726 |
| Premises and equipment expense | $606,000 | 3,136 |
| Additional noninterest expense | $1,351,000 | 3,034 |
| Pre-tax net operating income | $1,624,000 | 3,945 |
| Securities gains (losses) | $50,000 | 1,732 |
| Applicable income taxes | $641,000 | 3,237 |
| Income before extraordinary items | $1,033,000 | 4,394 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,033,000 | 4,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,312,000 | 614 |
| Cash dividends | $200,000 | 5,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,001,000 | 4,415 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,257,000 | 2,671 |
| Total interest expense | $5,008,000 | 2,968 |
| Net interest income | $7,249,000 | 2,402 |
| Provision for loan and lease losses | $580,000 | 1,588 |
| Total noninterest income | $452,000 | 5,312 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $312,000 | 3,953 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $140,000 | 5,875 |
| Total noninterest expense | $3,804,000 | 3,326 |
| Salaries and employee benefits | $2,090,000 | 3,174 |
| Premises and equipment expense | $636,000 | 2,991 |
| Additional noninterest expense | $1,078,000 | 3,651 |
| Pre-tax net operating income | $3,317,000 | 2,278 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,313,000 | 1,919 |
| Income before extraordinary items | $2,004,000 | 2,584 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,004,000 | 2,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $279,000 | 2,054 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,004,000 | 2,537 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,299,000 | 3,508 |
| Total interest expense | $3,590,000 | 4,096 |
| Net interest income | $5,709,000 | 3,097 |
| Provision for loan and lease losses | $420,000 | 2,004 |
| Total noninterest income | $390,000 | 6,024 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $253,000 | 4,779 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 6,227 |
| Total noninterest expense | $3,345,000 | 3,952 |
| Salaries and employee benefits | $1,756,000 | 3,750 |
| Premises and equipment expense | $557,000 | 3,443 |
| Additional noninterest expense | $1,032,000 | 4,291 |
| Pre-tax net operating income | $2,334,000 | 2,991 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $933,000 | 2,496 |
| Income before extraordinary items | $1,406,000 | 3,396 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,406,000 | 3,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,484 |
| Cash dividends | $450,000 | 3,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,402,800 | 3,363 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,973,000 | 4,569 |
| Total interest expense | $2,702,000 | 5,225 |
| Net interest income | $4,271,000 | 4,086 |
| Provision for loan and lease losses | $220,000 | 2,837 |
| Total noninterest income | $295,000 | 7,135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $226,000 | 5,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 8,396 |
| Total noninterest expense | $2,674,000 | 4,708 |
| Salaries and employee benefits | $1,322,000 | 4,799 |
| Premises and equipment expense | $488,000 | 3,837 |
| Additional noninterest expense | $864,000 | 4,930 |
| Pre-tax net operating income | $1,672,000 | 4,075 |
| Securities gains (losses) | $12,000 | 2,250 |
| Applicable income taxes | $677,000 | 3,332 |
| Income before extraordinary items | $1,007,000 | 4,592 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,007,000 | 4,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 2,770 |
| Cash dividends | $1,100,000 | 1,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $999,320 | 4,606 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,164,000 | 6,506 |
| Total interest expense | $1,302,000 | 7,550 |
| Net interest income | $2,862,000 | 5,805 |
| Provision for loan and lease losses | $175,000 | 3,305 |
| Total noninterest income | $233,000 | 8,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 6,148 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,769 |
| Total noninterest expense | $2,036,000 | 6,110 |
| Salaries and employee benefits | $971,000 | 6,235 |
| Premises and equipment expense | $355,000 | 5,044 |
| Additional noninterest expense | $710,000 | 6,248 |
| Pre-tax net operating income | $884,000 | 6,469 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $330,000 | 5,513 |
| Income before extraordinary items | $556,000 | 6,857 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $556,000 | 6,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $554,720 | 6,925 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,075,000 | 8,207 |
| Total interest expense | $984,000 | 9,180 |
| Net interest income | $2,091,000 | 7,438 |
| Provision for loan and lease losses | $123,000 | 5,154 |
| Total noninterest income | $172,000 | 9,777 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 7,556 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,614 |
| Total noninterest expense | $1,673,000 | 7,277 |
| Salaries and employee benefits | $846,000 | 7,047 |
| Premises and equipment expense | $303,000 | 5,803 |
| Additional noninterest expense | $524,000 | 8,003 |
| Pre-tax net operating income | $467,000 | 8,889 |
| Securities gains (losses) | $117,000 | 2,285 |
| Applicable income taxes | $11,000 | 11,805 |
| Income before extraordinary items | $573,000 | 6,988 |
| Extraordinary gains, net | $72,000 | 1,888 |
| Net income | $645,000 | 6,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 8,917 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $458,340 | 7,647 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,244,000 | 10,395 |
| Total interest expense | $857,000 | 11,061 |
| Net interest income | $1,387,000 | 9,667 |
| Provision for loan and lease losses | $194,000 | 5,305 |
| Total noninterest income | $89,000 | 12,022 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 11,285 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 9,490 |
| Total noninterest expense | $1,211,000 | 8,992 |
| Salaries and employee benefits | $586,000 | 8,934 |
| Premises and equipment expense | $235,000 | 7,071 |
| Additional noninterest expense | $390,000 | 9,685 |
| Pre-tax net operating income | $71,000 | 12,268 |
| Securities gains (losses) | $79,000 | 3,391 |
| Applicable income taxes | $62,000 | 10,939 |
| Income before extraordinary items | $88,000 | 12,104 |
| Extraordinary gains, net | $62,000 | 929 |
| Net income | $150,000 | 11,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 8,449 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $37,440 | 12,412 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.