Bank West, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $20,892,000 | 1,653 |
| Total interest expense | $13,616,000 | 1,282 |
| Net interest income | $7,276,000 | 2,438 |
| Provision for loan and lease losses | $490,000 | 1,910 |
| Total noninterest income | $429,000 | 5,347 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $162,000 | 5,596 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $267,000 | 4,168 |
| Total noninterest expense | $5,091,000 | 2,669 |
| Salaries and employee benefits | $2,661,000 | 2,673 |
| Premises and equipment expense | $686,000 | 2,917 |
| Additional noninterest expense | $1,744,000 | 2,458 |
| Pre-tax net operating income | $2,124,000 | 3,168 |
| Securities gains (losses) | $8,000 | 1,222 |
| Applicable income taxes | $758,000 | 2,619 |
| Income before extraordinary items | $1,374,000 | 3,487 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,374,000 | 3,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,242 |
| Cash dividends | $450,000 | 3,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,368,880 | 3,480 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,957,000 | 2,181 |
| Total interest expense | $8,990,000 | 1,667 |
| Net interest income | $5,967,000 | 2,944 |
| Provision for loan and lease losses | $323,000 | 2,504 |
| Total noninterest income | $576,000 | 4,551 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $127,000 | 6,222 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $449,000 | 3,164 |
| Total noninterest expense | $5,316,000 | 2,550 |
| Salaries and employee benefits | $2,767,000 | 2,540 |
| Premises and equipment expense | $556,000 | 3,462 |
| Additional noninterest expense | $1,993,000 | 2,193 |
| Pre-tax net operating income | $904,000 | 5,600 |
| Securities gains (losses) | $-197,000 | 10,038 |
| Applicable income taxes | $246,000 | 5,256 |
| Income before extraordinary items | $461,000 | 6,630 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $461,000 | 6,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,395 |
| Cash dividends | $150,000 | 5,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $589,050 | 5,921 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,279,000 | 2,450 |
| Total interest expense | $8,103,000 | 1,883 |
| Net interest income | $5,176,000 | 3,278 |
| Provision for loan and lease losses | $102,000 | 5,052 |
| Total noninterest income | $984,000 | 3,119 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $123,000 | 6,406 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $861,000 | 2,061 |
| Total noninterest expense | $4,945,000 | 2,649 |
| Salaries and employee benefits | $2,870,000 | 2,352 |
| Premises and equipment expense | $549,000 | 3,430 |
| Additional noninterest expense | $1,526,000 | 2,726 |
| Pre-tax net operating income | $1,113,000 | 5,111 |
| Securities gains (losses) | $59,000 | 1,620 |
| Applicable income taxes | $426,000 | 4,262 |
| Income before extraordinary items | $746,000 | 5,410 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $746,000 | 5,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,064 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $708,240 | 5,465 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,604,000 | 2,827 |
| Total interest expense | $7,014,000 | 2,145 |
| Net interest income | $4,590,000 | 3,767 |
| Provision for loan and lease losses | $66,000 | 6,012 |
| Total noninterest income | $720,000 | 3,902 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $102,000 | 7,160 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $618,000 | 2,423 |
| Total noninterest expense | $3,877,000 | 3,266 |
| Salaries and employee benefits | $2,444,000 | 2,708 |
| Premises and equipment expense | $457,000 | 3,995 |
| Additional noninterest expense | $976,000 | 4,000 |
| Pre-tax net operating income | $1,367,000 | 4,794 |
| Securities gains (losses) | $27,000 | 1,697 |
| Applicable income taxes | $531,000 | 4,040 |
| Income before extraordinary items | $863,000 | 5,213 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $863,000 | 5,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $1,000,000 | 2,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $845,720 | 5,217 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,702,000 | 3,368 |
| Total interest expense | $5,917,000 | 2,580 |
| Net interest income | $3,785,000 | 4,523 |
| Provision for loan and lease losses | $74,000 | 5,750 |
| Total noninterest income | $358,000 | 6,348 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $358,000 | 3,640 |
| Total noninterest expense | $4,117,000 | 3,264 |
| Salaries and employee benefits | $2,043,000 | 3,274 |
| Premises and equipment expense | $613,000 | 3,139 |
| Additional noninterest expense | $1,461,000 | 3,191 |
| Pre-tax net operating income | $-48,000 | 10,896 |
| Securities gains (losses) | $639,000 | 359 |
| Applicable income taxes | $227,000 | 6,744 |
| Income before extraordinary items | $364,000 | 7,897 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $364,000 | 7,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $1,500,000 | 1,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-44,960 | 10,875 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,800,000 | 3,691 |
| Total interest expense | $5,633,000 | 2,726 |
| Net interest income | $3,167,000 | 5,263 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $274,000 | 7,385 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $274,000 | 4,230 |
| Total noninterest expense | $2,946,000 | 4,359 |
| Salaries and employee benefits | $1,702,000 | 3,821 |
| Premises and equipment expense | $382,000 | 4,716 |
| Additional noninterest expense | $862,000 | 4,939 |
| Pre-tax net operating income | $471,000 | 8,612 |
| Securities gains (losses) | $372,000 | 434 |
| Applicable income taxes | $286,000 | 6,185 |
| Income before extraordinary items | $557,000 | 6,866 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $557,000 | 6,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,482 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $311,480 | 8,779 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,732,000 | 4,377 |
| Total interest expense | $3,987,000 | 3,066 |
| Net interest income | $2,745,000 | 6,015 |
| Provision for loan and lease losses | $25,000 | 7,401 |
| Total noninterest income | $212,000 | 8,534 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $212,000 | 5,083 |
| Total noninterest expense | $1,940,000 | 6,366 |
| Salaries and employee benefits | $1,060,000 | 5,800 |
| Premises and equipment expense | $278,000 | 6,034 |
| Additional noninterest expense | $602,000 | 7,030 |
| Pre-tax net operating income | $992,000 | 5,994 |
| Securities gains (losses) | $-67,000 | 11,264 |
| Applicable income taxes | $326,000 | 5,558 |
| Income before extraordinary items | $599,000 | 6,554 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $599,000 | 6,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $642,550 | 6,332 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,293,000 | 4,759 |
| Total interest expense | $3,616,000 | 3,470 |
| Net interest income | $2,677,000 | 6,206 |
| Provision for loan and lease losses | $24,000 | 8,778 |
| Total noninterest income | $589,000 | 5,022 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $589,000 | 2,925 |
| Total noninterest expense | $1,700,000 | 7,193 |
| Salaries and employee benefits | $968,000 | 6,320 |
| Premises and equipment expense | $247,000 | 6,746 |
| Additional noninterest expense | $485,000 | 8,376 |
| Pre-tax net operating income | $1,542,000 | 4,216 |
| Securities gains (losses) | $86,000 | 2,714 |
| Applicable income taxes | $732,000 | 2,984 |
| Income before extraordinary items | $896,000 | 5,118 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $896,000 | 5,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $840,960 | 5,123 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,806,000 | 4,949 |
| Total interest expense | $4,173,000 | 3,921 |
| Net interest income | $2,633,000 | 6,348 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $119,000 | 11,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $119,000 | 7,481 |
| Total noninterest expense | $1,373,000 | 8,399 |
| Salaries and employee benefits | $746,000 | 7,642 |
| Premises and equipment expense | $222,000 | 7,346 |
| Additional noninterest expense | $405,000 | 9,500 |
| Pre-tax net operating income | $1,379,000 | 4,376 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $459,000 | 4,290 |
| Income before extraordinary items | $920,000 | 4,853 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $920,000 | 4,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $920,000 | 4,526 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.