Home > Bank USA, N.A. > Income and Expense
Bank USA, N.A., Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $774,000 | 12,097 |
| Total interest expense | $267,000 | 12,153 |
| Net interest income | $507,000 | 11,987 |
| Provision for loan and lease losses | $297,000 | 2,312 |
| Total noninterest income | $226,000 | 8,302 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 6,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 9,362 |
| Total noninterest expense | $1,241,000 | 8,460 |
| Salaries and employee benefits | $469,000 | 9,664 |
| Premises and equipment expense | $282,000 | 5,977 |
| Additional noninterest expense | $490,000 | 7,947 |
| Pre-tax net operating income | $-805,000 | 12,429 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-805,000 | 12,405 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-805,000 | 12,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 3,040 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $450,000 | 565 |
| Net operating income | $-805,000 | 12,406 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $873,000 | 12,539 |
| Total interest expense | $278,000 | 12,754 |
| Net interest income | $595,000 | 12,232 |
| Provision for loan and lease losses | $196,000 | 3,972 |
| Total noninterest income | $214,000 | 8,947 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 6,414 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 10,920 |
| Total noninterest expense | $1,250,000 | 8,700 |
| Salaries and employee benefits | $490,000 | 9,769 |
| Premises and equipment expense | $319,000 | 5,580 |
| Additional noninterest expense | $441,000 | 8,808 |
| Pre-tax net operating income | $-637,000 | 12,893 |
| Securities gains (losses) | $60,000 | 3,157 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-577,000 | 12,914 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-577,000 | 12,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 3,338 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-637,000 | 12,880 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,214,000 | 12,573 |
| Total interest expense | $516,000 | 12,693 |
| Net interest income | $698,000 | 12,325 |
| Provision for loan and lease losses | $118,000 | 6,873 |
| Total noninterest income | $187,000 | 9,674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 6,955 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 11,703 |
| Total noninterest expense | $1,204,000 | 9,015 |
| Salaries and employee benefits | $451,000 | 10,298 |
| Premises and equipment expense | $286,000 | 6,184 |
| Additional noninterest expense | $467,000 | 8,788 |
| Pre-tax net operating income | $-437,000 | 13,254 |
| Securities gains (losses) | $36,000 | 4,684 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-401,000 | 13,326 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-401,000 | 13,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 5,008 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-437,000 | 13,244 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.