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Bank United, Income and Expense

2000-12-31 (YTD Data)		Rank
Total interest income	$1,313,248,000	64
Total interest expense	$907,812,000	50
Net interest income	$405,436,000	86
Provision for loan and lease losses	$41,681,000	101
Total noninterest income	$165,424,000	118
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$51,000	142
Additional Noninterest Income	$165,373,000	89
Total noninterest expense	$287,170,000	117
Salaries and employee benefits	$144,493,000	88
Premises and equipment expense	$61,796,000	71
Additional noninterest expense	$80,881,000	156
Pre-tax net operating income	$242,009,000	75
Securities gains (losses)	$11,473,000	29
Applicable income taxes	$88,790,000	73
Income before extraordinary items	$164,692,000	69
Extraordinary gains, net	$0	38
Net income	$164,692,000	69
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,131,000	163
Cash dividends	$55,253,000	128
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$157,234,550	75
1999-12-31 (YTD Data)		Rank
Total interest income	$1,035,568,000	73
Total interest expense	$672,940,000	52
Net interest income	$362,628,000	91
Provision for loan and lease losses	$38,904,000	87
Total noninterest income	$124,724,000	144
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$95,000	122
Additional Noninterest Income	$124,629,000	111
Total noninterest expense	$261,461,000	118
Salaries and employee benefits	$123,036,000	98
Premises and equipment expense	$51,187,000	79
Additional noninterest expense	$87,238,000	141
Pre-tax net operating income	$186,987,000	98
Securities gains (losses)	$18,057,000	27
Applicable income taxes	$61,997,000	106
Income before extraordinary items	$143,047,000	87
Extraordinary gains, net	$0	35
Net income	$143,047,000	88
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,492,000	236
Cash dividends	$59,316,000	133
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$130,407,100	94
1998-12-31 (YTD Data)		Rank
Total interest income	$898,841,000	79
Total interest expense	$600,963,000	59
Net interest income	$297,878,000	109
Provision for loan and lease losses	$23,170,000	123
Total noninterest income	$92,573,000	172
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-56,000	4,428
Additional Noninterest Income	$92,629,000	133
Total noninterest expense	$200,583,000	143
Salaries and employee benefits	$92,585,000	113
Premises and equipment expense	$36,609,000	99
Additional noninterest expense	$71,389,000	177
Pre-tax net operating income	$166,698,000	96
Securities gains (losses)	$23,620,000	35
Applicable income taxes	$37,642,000	151
Income before extraordinary items	$152,676,000	82
Extraordinary gains, net	$0	32
Net income	$152,676,000	83
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,162,000	248
Cash dividends	$61,453,000	125
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$133,780,000	81
1997-12-31 (YTD Data)		Rank
Total interest income	$814,013,000	78
Total interest expense	$546,803,000	59
Net interest income	$267,210,000	114
Provision for loan and lease losses	$14,630,000	157
Total noninterest income	$78,441,000	165
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$2,000	230
Additional Noninterest Income	$78,439,000	124
Total noninterest expense	$163,826,000	162
Salaries and employee benefits	$76,015,000	130
Premises and equipment expense	$31,485,000	108
Additional noninterest expense	$56,326,000	191
Pre-tax net operating income	$167,195,000	92
Securities gains (losses)	$13,750,000	37
Applicable income taxes	$69,049,000	83
Income before extraordinary items	$111,896,000	91
Extraordinary gains, net	$0	44
Net income	$111,896,000	91
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,955,000	118
Cash dividends	$46,775,000	134
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$103,096,000	95
1996-12-31 (YTD Data)		Rank
Total interest income	$782,334,000	85
Total interest expense	$545,399,000	50
Net interest income	$236,935,000	135
Provision for loan and lease losses	$20,714,000	132
Total noninterest income	$61,799,000	204
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-61,000	4,672
Additional Noninterest Income	$61,860,000	153
Total noninterest expense	$237,910,000	129
Salaries and employee benefits	$89,369,000	120
Premises and equipment expense	$39,858,000	91
Additional noninterest expense	$108,683,000	139
Pre-tax net operating income	$40,110,000	286
Securities gains (losses)	$42,541,000	10
Applicable income taxes	$-53,782,000	11,453
Income before extraordinary items	$136,433,000	72
Extraordinary gains, net	$0	53
Net income	$136,433,000	72
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,511,000	157
Cash dividends	$134,366,000	65
Sale, conversion, retirement of capital stock, net	$14,001,000	46
Net operating income	$93,892,000	107
1995-12-31 (YTD Data)		Rank
Total interest income	$797,179,000	77
Total interest expense	$588,055,000	42
Net interest income	$209,124,000	149
Provision for loan and lease losses	$25,657,000	101
Total noninterest income	$72,666,000	182
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$2,000	493
Additional Noninterest Income	$72,664,000	121
Total noninterest expense	$190,975,000	147
Salaries and employee benefits	$82,517,000	126
Premises and equipment expense	$41,599,000	86
Additional noninterest expense	$66,859,000	197
Pre-tax net operating income	$65,158,000	212
Securities gains (losses)	$41,903,000	8
Applicable income taxes	$40,842,000	131
Income before extraordinary items	$66,219,000	152
Extraordinary gains, net	$0	65
Net income	$66,219,000	151
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,695,000	145
Cash dividends	$18,305,000	273
Sale, conversion, retirement of capital stock, net	NA	NA
Net operating income	$39,401,080	236
1994-12-31 (YTD Data)		Rank
Total interest income	$518,773,000	102
Total interest expense	$344,098,000	52
Net interest income	$174,675,000	179
Provision for loan and lease losses	$6,692,000	239
Total noninterest income	$121,008,000	112
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$103,000	232
Additional Noninterest Income	$120,905,000	76
Total noninterest expense	$196,297,000	147
Salaries and employee benefits	$88,546,000	120
Premises and equipment expense	$40,251,000	84
Additional noninterest expense	$67,500,000	179
Pre-tax net operating income	$92,694,000	154
Securities gains (losses)	$49,000	1,164
Applicable income taxes	$-15,659,000	12,599
Income before extraordinary items	$108,402,000	81
Extraordinary gains, net	$0	249
Net income	$108,402,000	81
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,656,000	147
Cash dividends	$20,585,000	211
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$108,353,000	85
1993-12-31 (YTD Data)		Rank
Total interest income	$471,386,000	102
Total interest expense	$292,300,000	55
Net interest income	$179,086,000	164
Provision for loan and lease losses	$7,055,000	346
Total noninterest income	$104,558,000	124
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$281,000	205
Additional Noninterest Income	$104,277,000	78
Total noninterest expense	$188,364,000	138
Salaries and employee benefits	$83,937,000	114
Premises and equipment expense	$36,919,000	86
Additional noninterest expense	$67,508,000	184
Pre-tax net operating income	$88,225,000	137
Securities gains (losses)	$48,780,000	17
Applicable income taxes	$-28,255,000	13,278
Income before extraordinary items	$165,260,000	47
Extraordinary gains, net	$0	3,149
Net income	$165,260,000	48
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,296,000	403
Cash dividends	$25,283,000	153
Sale, conversion, retirement of capital stock, net	$10,068,000	121
Net operating income	$116,480,000	62
1992-12-31 (YTD Data)		Rank
Total interest income	$459,743,000	106
Total interest expense	$312,015,000	68
Net interest income	$147,728,000	179
Provision for loan and lease losses	$22,531,000	201
Total noninterest income	$145,313,000	83
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$-171,000	5,283
Additional Noninterest Income	$145,484,000	45
Total noninterest expense	$179,659,000	136
Salaries and employee benefits	$73,598,000	125
Premises and equipment expense	$37,313,000	87
Additional noninterest expense	$68,748,000	176
Pre-tax net operating income	$90,851,000	96
Securities gains (losses)	$4,213,000	241
Applicable income taxes	$2,105,000	1,073
Income before extraordinary items	$92,959,000	70
Extraordinary gains, net	$0	1,422
Net income	$92,959,000	72
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,033,000	528
Cash dividends	$21,261,000	123
Sale, conversion, retirement of capital stock, net	$71,508,000	24
Net operating income	$88,830,260	70

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.