Home > Bank Star of the LeadBelt > Income and Expense
Bank Star of the LeadBelt, Income and Expense
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,693,000 | 4,460 |
| Total interest expense | $688,000 | 4,453 |
| Net interest income | $4,005,000 | 4,411 |
| Provision for loan and lease losses | $841,000 | 1,996 |
| Total noninterest income | $1,186,000 | 2,986 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,165,000 | 1,218 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $21,000 | 6,247 |
| Total noninterest expense | $4,557,000 | 3,710 |
| Salaries and employee benefits | $2,253,000 | 3,835 |
| Premises and equipment expense | $529,000 | 3,686 |
| Additional noninterest expense | $1,775,000 | 3,375 |
| Pre-tax net operating income | $-207,000 | 6,360 |
| Securities gains (losses) | $62,000 | 2,589 |
| Applicable income taxes | $-47,000 | 6,639 |
| Income before extraordinary items | $-98,000 | 6,410 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-98,000 | 6,404 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-98,000 | 6,406 |
| Net charge-offs | $1,000,000 | 1,813 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-140,160 | 6,328 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,608,000 | 4,479 |
| Total interest expense | $539,000 | 4,468 |
| Net interest income | $3,069,000 | 4,418 |
| Provision for loan and lease losses | $700,000 | 1,850 |
| Total noninterest income | $957,000 | 2,868 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $885,000 | 1,204 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $72,000 | 5,455 |
| Total noninterest expense | $3,218,000 | 3,864 |
| Salaries and employee benefits | $1,619,000 | 3,949 |
| Premises and equipment expense | $395,000 | 3,740 |
| Additional noninterest expense | $1,204,000 | 3,652 |
| Pre-tax net operating income | $108,000 | 5,981 |
| Securities gains (losses) | $62,000 | 2,306 |
| Applicable income taxes | $59,000 | 3,705 |
| Income before extraordinary items | $111,000 | 6,073 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $111,000 | 6,072 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $111,000 | 6,072 |
| Net charge-offs | $920,000 | 1,550 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $70,700 | 6,073 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,447,000 | 4,467 |
| Total interest expense | $375,000 | 4,472 |
| Net interest income | $2,072,000 | 4,394 |
| Provision for loan and lease losses | $480,000 | 1,860 |
| Total noninterest income | $632,000 | 2,841 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $582,000 | 1,213 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $50,000 | 5,446 |
| Total noninterest expense | $2,132,000 | 3,906 |
| Salaries and employee benefits | $1,082,000 | 3,968 |
| Premises and equipment expense | $253,000 | 3,835 |
| Additional noninterest expense | $797,000 | 3,675 |
| Pre-tax net operating income | $92,000 | 5,910 |
| Securities gains (losses) | $62,000 | 1,901 |
| Applicable income taxes | $54,000 | 3,501 |
| Income before extraordinary items | $100,000 | 5,948 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $100,000 | 5,948 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $100,000 | 5,948 |
| Net charge-offs | $639,000 | 1,540 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $59,700 | 6,042 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,234,000 | 4,496 |
| Total interest expense | $192,000 | 4,540 |
| Net interest income | $1,042,000 | 4,397 |
| Provision for loan and lease losses | $360,000 | 1,338 |
| Total noninterest income | $308,000 | 2,911 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $284,000 | 1,238 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $24,000 | 5,550 |
| Total noninterest expense | $1,049,000 | 3,974 |
| Salaries and employee benefits | $552,000 | 3,939 |
| Premises and equipment expense | $120,000 | 3,990 |
| Additional noninterest expense | $377,000 | 3,784 |
| Pre-tax net operating income | $-59,000 | 6,639 |
| Securities gains (losses) | $62,000 | 1,137 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $3,000 | 6,491 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,000 | 6,492 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,000 | 6,491 |
| Net charge-offs | $575,000 | 1,002 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-59,000 | 6,658 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,515,000 | 4,301 |
| Total interest expense | $924,000 | 4,580 |
| Net interest income | $4,591,000 | 4,153 |
| Provision for loan and lease losses | $1,465,000 | 1,925 |
| Total noninterest income | $1,384,000 | 2,578 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,368,000 | 1,077 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $16,000 | 6,440 |
| Total noninterest expense | $4,504,000 | 3,803 |
| Salaries and employee benefits | $2,174,000 | 3,929 |
| Premises and equipment expense | $525,000 | 3,907 |
| Additional noninterest expense | $1,805,000 | 3,397 |
| Pre-tax net operating income | $6,000 | 5,996 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-6,000 | 6,561 |
| Income before extraordinary items | $12,000 | 6,127 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $12,000 | 6,129 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $12,000 | 6,129 |
| Net charge-offs | $1,135,000 | 2,209 |
| Cash dividends | $200,000 | 3,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $12,000 | 6,000 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,157,000 | 4,338 |
| Total interest expense | $707,000 | 4,649 |
| Net interest income | $3,450,000 | 4,164 |
| Provision for loan and lease losses | $795,000 | 2,280 |
| Total noninterest income | $1,054,000 | 2,539 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,056,000 | 1,054 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-2,000 | 6,887 |
| Total noninterest expense | $3,366,000 | 3,822 |
| Salaries and employee benefits | $1,596,000 | 4,004 |
| Premises and equipment expense | $397,000 | 3,935 |
| Additional noninterest expense | $1,373,000 | 3,368 |
| Pre-tax net operating income | $343,000 | 4,956 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $134,000 | 2,995 |
| Income before extraordinary items | $209,000 | 5,461 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $209,000 | 5,461 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $209,000 | 5,461 |
| Net charge-offs | $533,000 | 2,593 |
| Cash dividends | $200,000 | 2,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $209,000 | 5,320 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,766,000 | 4,381 |
| Total interest expense | $486,000 | 4,708 |
| Net interest income | $2,280,000 | 4,210 |
| Provision for loan and lease losses | $690,000 | 1,918 |
| Total noninterest income | $666,000 | 2,630 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $692,000 | 1,063 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-26,000 | 7,085 |
| Total noninterest expense | $2,234,000 | 3,876 |
| Salaries and employee benefits | $1,054,000 | 4,053 |
| Premises and equipment expense | $264,000 | 3,973 |
| Additional noninterest expense | $916,000 | 3,412 |
| Pre-tax net operating income | $22,000 | 6,082 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $8,000 | 4,176 |
| Income before extraordinary items | $14,000 | 6,234 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $14,000 | 6,234 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $14,000 | 6,234 |
| Net charge-offs | $446,000 | 2,264 |
| Cash dividends | $200,000 | 2,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $14,000 | 6,158 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,412,000 | 4,351 |
| Total interest expense | $246,000 | 4,786 |
| Net interest income | $1,166,000 | 4,122 |
| Provision for loan and lease losses | $75,000 | 3,668 |
| Total noninterest income | $301,000 | 2,821 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $321,000 | 1,130 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-20,000 | 7,228 |
| Total noninterest expense | $1,068,000 | 4,016 |
| Salaries and employee benefits | $518,000 | 4,130 |
| Premises and equipment expense | $134,000 | 3,992 |
| Additional noninterest expense | $416,000 | 3,638 |
| Pre-tax net operating income | $324,000 | 3,378 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $123,000 | 1,973 |
| Income before extraordinary items | $201,000 | 3,979 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $201,000 | 3,978 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $201,000 | 3,979 |
| Net charge-offs | $149,000 | 2,371 |
| Cash dividends | $200,000 | 1,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $201,000 | 3,923 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,070,000 | 4,290 |
| Total interest expense | $1,421,000 | 4,385 |
| Net interest income | $4,649,000 | 4,153 |
| Provision for loan and lease losses | $400,000 | 4,443 |
| Total noninterest income | $1,422,000 | 2,606 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,433,000 | 1,059 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-11,000 | 7,035 |
| Total noninterest expense | $4,312,000 | 4,006 |
| Salaries and employee benefits | $1,984,000 | 4,259 |
| Premises and equipment expense | $519,000 | 4,080 |
| Additional noninterest expense | $1,809,000 | 3,520 |
| Pre-tax net operating income | $1,359,000 | 2,882 |
| Securities gains (losses) | $53,000 | 2,618 |
| Applicable income taxes | $504,000 | 1,881 |
| Income before extraordinary items | $908,000 | 3,401 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $908,000 | 3,398 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $908,000 | 3,401 |
| Net charge-offs | $488,000 | 3,687 |
| Cash dividends | $800,000 | 1,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $874,080 | 3,347 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,596,000 | 4,352 |
| Total interest expense | $1,133,000 | 4,389 |
| Net interest income | $3,463,000 | 4,234 |
| Provision for loan and lease losses | $225,000 | 4,711 |
| Total noninterest income | $1,063,000 | 2,612 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,081,000 | 1,080 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-18,000 | 7,255 |
| Total noninterest expense | $3,170,000 | 4,065 |
| Salaries and employee benefits | $1,446,000 | 4,377 |
| Premises and equipment expense | $391,000 | 4,146 |
| Additional noninterest expense | $1,333,000 | 3,539 |
| Pre-tax net operating income | $1,131,000 | 2,881 |
| Securities gains (losses) | $53,000 | 2,375 |
| Applicable income taxes | $448,000 | 1,773 |
| Income before extraordinary items | $736,000 | 3,426 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $736,000 | 3,425 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $736,000 | 3,426 |
| Net charge-offs | $372,000 | 3,451 |
| Cash dividends | $600,000 | 1,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $702,080 | 3,375 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,075,000 | 4,373 |
| Total interest expense | $808,000 | 4,315 |
| Net interest income | $2,267,000 | 4,289 |
| Provision for loan and lease losses | $150,000 | 4,587 |
| Total noninterest income | $710,000 | 2,562 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $713,000 | 1,094 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-3,000 | 7,305 |
| Total noninterest expense | $2,111,000 | 4,087 |
| Salaries and employee benefits | $952,000 | 4,435 |
| Premises and equipment expense | $265,000 | 4,130 |
| Additional noninterest expense | $894,000 | 3,499 |
| Pre-tax net operating income | $716,000 | 2,989 |
| Securities gains (losses) | $53,000 | 1,843 |
| Applicable income taxes | $291,000 | 1,770 |
| Income before extraordinary items | $478,000 | 3,492 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $478,000 | 3,489 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $478,000 | 3,491 |
| Net charge-offs | $338,000 | 2,906 |
| Cash dividends | $400,000 | 1,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $444,080 | 3,495 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,536,000 | 4,429 |
| Total interest expense | $437,000 | 4,266 |
| Net interest income | $1,099,000 | 4,393 |
| Provision for loan and lease losses | $55,000 | 4,769 |
| Total noninterest income | $338,000 | 2,642 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $328,000 | 1,196 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $10,000 | 6,608 |
| Total noninterest expense | $1,048,000 | 4,141 |
| Salaries and employee benefits | $480,000 | 4,467 |
| Premises and equipment expense | $131,000 | 4,251 |
| Additional noninterest expense | $437,000 | 3,564 |
| Pre-tax net operating income | $334,000 | 3,179 |
| Securities gains (losses) | $21,000 | 1,498 |
| Applicable income taxes | $134,000 | 1,842 |
| Income before extraordinary items | $221,000 | 3,700 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $221,000 | 3,697 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $221,000 | 3,699 |
| Net charge-offs | $160,000 | 2,658 |
| Cash dividends | $200,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $207,560 | 3,689 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,744,000 | 4,279 |
| Total interest expense | $2,634,000 | 3,761 |
| Net interest income | $4,110,000 | 4,496 |
| Provision for loan and lease losses | $703,000 | 4,033 |
| Total noninterest income | $1,537,000 | 2,521 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,501,000 | 1,148 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $36,000 | 6,622 |
| Total noninterest expense | $4,505,000 | 4,005 |
| Salaries and employee benefits | $2,012,000 | 4,350 |
| Premises and equipment expense | $517,000 | 4,288 |
| Additional noninterest expense | $1,976,000 | 3,348 |
| Pre-tax net operating income | $439,000 | 4,132 |
| Securities gains (losses) | $4,000 | 3,487 |
| Applicable income taxes | $110,000 | 2,820 |
| Income before extraordinary items | $333,000 | 4,369 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $333,000 | 4,370 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $333,000 | 4,371 |
| Net charge-offs | $621,000 | 3,516 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $330,000 | 4,299 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,105,000 | 4,309 |
| Total interest expense | $2,107,000 | 3,727 |
| Net interest income | $2,998,000 | 4,584 |
| Provision for loan and lease losses | $628,000 | 3,459 |
| Total noninterest income | $1,136,000 | 2,591 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,122,000 | 1,149 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $14,000 | 7,156 |
| Total noninterest expense | $3,408,000 | 3,974 |
| Salaries and employee benefits | $1,543,000 | 4,293 |
| Premises and equipment expense | $384,000 | 4,358 |
| Additional noninterest expense | $1,481,000 | 3,308 |
| Pre-tax net operating income | $98,000 | 5,299 |
| Securities gains (losses) | $-23,000 | 7,297 |
| Applicable income taxes | $-19,000 | 6,703 |
| Income before extraordinary items | $94,000 | 5,340 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $94,000 | 5,339 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $94,000 | 5,339 |
| Net charge-offs | $500,000 | 3,046 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $117,000 | 5,178 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,387,000 | 4,361 |
| Total interest expense | $1,486,000 | 3,696 |
| Net interest income | $1,901,000 | 4,727 |
| Provision for loan and lease losses | $553,000 | 2,829 |
| Total noninterest income | $713,000 | 2,715 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $721,000 | 1,174 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-8,000 | 7,822 |
| Total noninterest expense | $2,289,000 | 3,977 |
| Salaries and employee benefits | $1,056,000 | 4,274 |
| Premises and equipment expense | $256,000 | 4,393 |
| Additional noninterest expense | $977,000 | 3,348 |
| Pre-tax net operating income | $-228,000 | 6,330 |
| Securities gains (losses) | $-8,000 | 7,458 |
| Applicable income taxes | $-125,000 | 7,202 |
| Income before extraordinary items | $-111,000 | 6,209 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-111,000 | 6,208 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-111,000 | 6,208 |
| Net charge-offs | $409,000 | 2,580 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-105,880 | 6,167 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,688,000 | 4,407 |
| Total interest expense | $773,000 | 3,699 |
| Net interest income | $915,000 | 4,826 |
| Provision for loan and lease losses | $478,000 | 1,820 |
| Total noninterest income | $327,000 | 2,859 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $337,000 | 1,225 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-10,000 | 7,988 |
| Total noninterest expense | $1,145,000 | 3,913 |
| Salaries and employee benefits | $535,000 | 4,239 |
| Premises and equipment expense | $128,000 | 4,454 |
| Additional noninterest expense | $482,000 | 3,100 |
| Pre-tax net operating income | $-381,000 | 7,178 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-161,000 | 7,665 |
| Income before extraordinary items | $-220,000 | 7,069 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-220,000 | 7,070 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-220,000 | 7,070 |
| Net charge-offs | $398,000 | 1,548 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-220,000 | 7,002 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,429,000 | 4,327 |
| Total interest expense | $3,718,000 | 3,697 |
| Net interest income | $3,711,000 | 4,815 |
| Provision for loan and lease losses | $852,000 | 2,944 |
| Total noninterest income | $1,743,000 | 2,367 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,636,000 | 1,087 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $107,000 | 5,830 |
| Total noninterest expense | $4,670,000 | 3,775 |
| Salaries and employee benefits | $2,244,000 | 4,097 |
| Premises and equipment expense | $579,000 | 4,049 |
| Additional noninterest expense | $1,847,000 | 3,073 |
| Pre-tax net operating income | $-68,000 | 6,424 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-98,000 | 7,068 |
| Income before extraordinary items | $30,000 | 6,102 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $30,000 | 6,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $823,000 | 2,170 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $30,000 | 6,247 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,741,000 | 4,320 |
| Total interest expense | $2,908,000 | 3,700 |
| Net interest income | $2,833,000 | 4,789 |
| Provision for loan and lease losses | $300,000 | 3,542 |
| Total noninterest income | $1,317,000 | 2,419 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,225,000 | 1,102 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $92,000 | 5,760 |
| Total noninterest expense | $3,518,000 | 3,741 |
| Salaries and employee benefits | $1,778,000 | 3,960 |
| Premises and equipment expense | $423,000 | 4,129 |
| Additional noninterest expense | $1,317,000 | 3,114 |
| Pre-tax net operating income | $332,000 | 5,523 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $69,000 | 3,891 |
| Income before extraordinary items | $263,000 | 5,384 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $263,000 | 5,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 2,776 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $263,000 | 5,551 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,881,000 | 4,338 |
| Total interest expense | $2,050,000 | 3,678 |
| Net interest income | $1,831,000 | 4,890 |
| Provision for loan and lease losses | $152,000 | 3,585 |
| Total noninterest income | $857,000 | 2,491 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $789,000 | 1,125 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $68,000 | 5,681 |
| Total noninterest expense | $2,291,000 | 3,834 |
| Salaries and employee benefits | $1,172,000 | 4,027 |
| Premises and equipment expense | $279,000 | 4,179 |
| Additional noninterest expense | $840,000 | 3,214 |
| Pre-tax net operating income | $245,000 | 5,529 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $57,000 | 3,961 |
| Income before extraordinary items | $188,000 | 5,703 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $188,000 | 5,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 2,034 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $188,000 | 5,637 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,987,000 | 4,346 |
| Total interest expense | $1,116,000 | 3,631 |
| Net interest income | $871,000 | 5,042 |
| Provision for loan and lease losses | $13,000 | 5,304 |
| Total noninterest income | $406,000 | 2,573 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $369,000 | 1,193 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $37,000 | 5,574 |
| Total noninterest expense | $1,114,000 | 3,919 |
| Salaries and employee benefits | $589,000 | 4,025 |
| Premises and equipment expense | $134,000 | 4,326 |
| Additional noninterest expense | $391,000 | 3,381 |
| Pre-tax net operating income | $150,000 | 5,436 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $32,000 | 3,996 |
| Income before extraordinary items | $118,000 | 5,593 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $118,000 | 5,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 2,318 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $118,000 | 5,487 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,901,000 | 4,394 |
| Total interest expense | $4,266,000 | 3,848 |
| Net interest income | $3,635,000 | 4,906 |
| Provision for loan and lease losses | $54,000 | 5,621 |
| Total noninterest income | $1,712,000 | 2,475 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,585,000 | 1,126 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $127,000 | 5,854 |
| Total noninterest expense | $4,372,000 | 3,841 |
| Salaries and employee benefits | $2,192,000 | 4,098 |
| Premises and equipment expense | $541,000 | 4,134 |
| Additional noninterest expense | $1,639,000 | 3,171 |
| Pre-tax net operating income | $921,000 | 4,903 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $265,000 | 3,538 |
| Income before extraordinary items | $656,000 | 5,187 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $656,000 | 5,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,504 |
| Cash dividends | $100,000 | 5,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $656,000 | 5,168 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,825,000 | 4,472 |
| Total interest expense | $3,110,000 | 3,928 |
| Net interest income | $2,715,000 | 4,953 |
| Provision for loan and lease losses | $41,000 | 5,300 |
| Total noninterest income | $1,282,000 | 2,479 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,183,000 | 1,115 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $99,000 | 5,819 |
| Total noninterest expense | $3,272,000 | 3,845 |
| Salaries and employee benefits | $1,685,000 | 4,007 |
| Premises and equipment expense | $383,000 | 4,291 |
| Additional noninterest expense | $1,204,000 | 3,189 |
| Pre-tax net operating income | $684,000 | 5,168 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $211,000 | 3,661 |
| Income before extraordinary items | $473,000 | 5,492 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $473,000 | 5,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 3,489 |
| Cash dividends | $100,000 | 4,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $473,000 | 5,478 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,784,000 | 4,556 |
| Total interest expense | $1,984,000 | 4,045 |
| Net interest income | $1,800,000 | 4,993 |
| Provision for loan and lease losses | $26,000 | 5,117 |
| Total noninterest income | $847,000 | 2,492 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $777,000 | 1,135 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $70,000 | 5,737 |
| Total noninterest expense | $2,145,000 | 3,915 |
| Salaries and employee benefits | $1,101,000 | 4,097 |
| Premises and equipment expense | $246,000 | 4,433 |
| Additional noninterest expense | $798,000 | 3,198 |
| Pre-tax net operating income | $476,000 | 5,144 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $151,000 | 3,646 |
| Income before extraordinary items | $325,000 | 5,486 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $325,000 | 5,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,211 |
| Cash dividends | $100,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $325,000 | 5,475 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,817,000 | 4,673 |
| Total interest expense | $946,000 | 4,146 |
| Net interest income | $871,000 | 5,101 |
| Provision for loan and lease losses | $14,000 | 4,851 |
| Total noninterest income | $408,000 | 2,530 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $367,000 | 1,173 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $41,000 | 5,473 |
| Total noninterest expense | $1,061,000 | 3,953 |
| Salaries and employee benefits | $542,000 | 4,187 |
| Premises and equipment expense | $122,000 | 4,460 |
| Additional noninterest expense | $397,000 | 3,190 |
| Pre-tax net operating income | $204,000 | 5,473 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $65,000 | 3,816 |
| Income before extraordinary items | $139,000 | 5,799 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $139,000 | 5,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $100,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $139,000 | 5,778 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,235,000 | 4,879 |
| Total interest expense | $2,846,000 | 4,457 |
| Net interest income | $3,389,000 | 5,153 |
| Provision for loan and lease losses | $415,000 | 2,208 |
| Total noninterest income | $1,546,000 | 2,649 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,424,000 | 1,253 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $122,000 | 5,983 |
| Total noninterest expense | $4,122,000 | 3,903 |
| Salaries and employee benefits | $1,964,000 | 4,335 |
| Premises and equipment expense | $465,000 | 4,467 |
| Additional noninterest expense | $1,693,000 | 2,975 |
| Pre-tax net operating income | $398,000 | 6,792 |
| Securities gains (losses) | $-32,000 | 7,748 |
| Applicable income taxes | $97,000 | 4,992 |
| Income before extraordinary items | $269,000 | 7,033 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $269,000 | 7,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,133 |
| Cash dividends | $100,000 | 5,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $292,360 | 6,944 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,490,000 | 5,006 |
| Total interest expense | $1,954,000 | 4,607 |
| Net interest income | $2,536,000 | 5,212 |
| Provision for loan and lease losses | $126,000 | 3,745 |
| Total noninterest income | $1,168,000 | 2,639 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,043,000 | 1,285 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $125,000 | 5,458 |
| Total noninterest expense | $3,098,000 | 3,888 |
| Salaries and employee benefits | $1,495,000 | 4,242 |
| Premises and equipment expense | $333,000 | 4,605 |
| Additional noninterest expense | $1,270,000 | 2,971 |
| Pre-tax net operating income | $480,000 | 6,298 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $148,000 | 4,487 |
| Income before extraordinary items | $332,000 | 6,548 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $332,000 | 6,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,656 |
| Cash dividends | $100,000 | 4,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $332,000 | 6,552 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,846,000 | 5,136 |
| Total interest expense | $1,161,000 | 4,819 |
| Net interest income | $1,685,000 | 5,250 |
| Provision for loan and lease losses | $66,000 | 3,960 |
| Total noninterest income | $777,000 | 2,648 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $684,000 | 1,293 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $93,000 | 5,283 |
| Total noninterest expense | $1,973,000 | 4,037 |
| Salaries and employee benefits | $975,000 | 4,344 |
| Premises and equipment expense | $214,000 | 4,729 |
| Additional noninterest expense | $784,000 | 3,192 |
| Pre-tax net operating income | $423,000 | 5,774 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $140,000 | 4,109 |
| Income before extraordinary items | $283,000 | 6,140 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $283,000 | 6,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,958 |
| Cash dividends | $100,000 | 4,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $283,000 | 6,141 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,379,000 | 5,185 |
| Total interest expense | $543,000 | 4,881 |
| Net interest income | $836,000 | 5,269 |
| Provision for loan and lease losses | $33,000 | 3,748 |
| Total noninterest income | $363,000 | 2,713 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $320,000 | 1,348 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $43,000 | 5,402 |
| Total noninterest expense | $907,000 | 4,294 |
| Salaries and employee benefits | $465,000 | 4,515 |
| Premises and equipment expense | $103,000 | 4,872 |
| Additional noninterest expense | $339,000 | 3,531 |
| Pre-tax net operating income | $259,000 | 5,297 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $88,000 | 3,760 |
| Income before extraordinary items | $171,000 | 5,667 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $171,000 | 5,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $100,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $171,000 | 5,662 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,102,000 | 5,098 |
| Total interest expense | $1,669,000 | 4,967 |
| Net interest income | $3,433,000 | 5,072 |
| Provision for loan and lease losses | $160,000 | 4,008 |
| Total noninterest income | $1,328,000 | 2,915 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,146,000 | 1,526 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $182,000 | 5,351 |
| Total noninterest expense | $3,521,000 | 4,273 |
| Salaries and employee benefits | $1,682,000 | 4,697 |
| Premises and equipment expense | $427,000 | 4,653 |
| Additional noninterest expense | $1,412,000 | 3,388 |
| Pre-tax net operating income | $1,080,000 | 5,160 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $338,000 | 3,954 |
| Income before extraordinary items | $742,000 | 5,534 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $742,000 | 5,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,598 |
| Cash dividends | $400,000 | 3,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $742,000 | 5,499 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,793,000 | 5,084 |
| Total interest expense | $1,197,000 | 4,941 |
| Net interest income | $2,596,000 | 5,066 |
| Provision for loan and lease losses | $180,000 | 3,127 |
| Total noninterest income | $1,008,000 | 2,894 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $858,000 | 1,510 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $150,000 | 5,181 |
| Total noninterest expense | $2,668,000 | 4,202 |
| Salaries and employee benefits | $1,315,000 | 4,533 |
| Premises and equipment expense | $323,000 | 4,612 |
| Additional noninterest expense | $1,030,000 | 3,427 |
| Pre-tax net operating income | $756,000 | 5,477 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $257,000 | 4,048 |
| Income before extraordinary items | $499,000 | 5,902 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $499,000 | 5,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,216 |
| Cash dividends | $300,000 | 3,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $499,000 | 5,864 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,489,000 | 5,074 |
| Total interest expense | $758,000 | 4,926 |
| Net interest income | $1,731,000 | 5,062 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $663,000 | 2,894 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $561,000 | 1,503 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $102,000 | 5,146 |
| Total noninterest expense | $1,752,000 | 4,232 |
| Salaries and employee benefits | $868,000 | 4,535 |
| Premises and equipment expense | $212,000 | 4,614 |
| Additional noninterest expense | $672,000 | 3,466 |
| Pre-tax net operating income | $522,000 | 5,374 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $178,000 | 3,989 |
| Income before extraordinary items | $344,000 | 5,832 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $344,000 | 5,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 2,762 |
| Cash dividends | $300,000 | 2,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $344,000 | 5,779 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,209,000 | 5,146 |
| Total interest expense | $353,000 | 5,035 |
| Net interest income | $856,000 | 5,114 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $316,000 | 2,937 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $261,000 | 1,557 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $55,000 | 4,967 |
| Total noninterest expense | $865,000 | 4,292 |
| Salaries and employee benefits | $440,000 | 4,513 |
| Premises and equipment expense | $104,000 | 4,732 |
| Additional noninterest expense | $321,000 | 3,599 |
| Pre-tax net operating income | $247,000 | 5,475 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $81,000 | 4,092 |
| Income before extraordinary items | $166,000 | 5,871 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $166,000 | 5,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 2,763 |
| Cash dividends | $200,000 | 2,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $166,000 | 5,834 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,609,000 | 5,097 |
| Total interest expense | $1,344,000 | 4,804 |
| Net interest income | $3,265,000 | 5,144 |
| Provision for loan and lease losses | $188,000 | 3,814 |
| Total noninterest income | $1,375,000 | 2,849 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,127,000 | 1,560 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $248,000 | 4,659 |
| Total noninterest expense | $3,269,000 | 4,400 |
| Salaries and employee benefits | $1,557,000 | 4,812 |
| Premises and equipment expense | $402,000 | 4,744 |
| Additional noninterest expense | $1,310,000 | 3,507 |
| Pre-tax net operating income | $1,183,000 | 4,831 |
| Securities gains (losses) | $43,000 | 1,860 |
| Applicable income taxes | $413,000 | 3,672 |
| Income before extraordinary items | $813,000 | 5,227 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $813,000 | 5,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,883 |
| Cash dividends | $400,000 | 3,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $784,620 | 5,231 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,390,000 | 5,149 |
| Total interest expense | $1,016,000 | 4,744 |
| Net interest income | $2,374,000 | 5,232 |
| Provision for loan and lease losses | $72,000 | 4,871 |
| Total noninterest income | $998,000 | 2,931 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $857,000 | 1,548 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $141,000 | 5,249 |
| Total noninterest expense | $2,430,000 | 4,402 |
| Salaries and employee benefits | $1,119,000 | 4,916 |
| Premises and equipment expense | $308,000 | 4,677 |
| Additional noninterest expense | $1,003,000 | 3,426 |
| Pre-tax net operating income | $870,000 | 4,974 |
| Securities gains (losses) | $43,000 | 1,778 |
| Applicable income taxes | $312,000 | 3,729 |
| Income before extraordinary items | $601,000 | 5,358 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $601,000 | 5,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,322 |
| Cash dividends | $300,000 | 3,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $572,620 | 5,415 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,218,000 | 5,210 |
| Total interest expense | $685,000 | 4,735 |
| Net interest income | $1,533,000 | 5,335 |
| Provision for loan and lease losses | $48,000 | 4,777 |
| Total noninterest income | $666,000 | 2,942 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $560,000 | 1,569 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $106,000 | 5,055 |
| Total noninterest expense | $1,598,000 | 4,456 |
| Salaries and employee benefits | $727,000 | 5,026 |
| Premises and equipment expense | $217,000 | 4,509 |
| Additional noninterest expense | $654,000 | 3,482 |
| Pre-tax net operating income | $553,000 | 5,053 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $188,000 | 3,895 |
| Income before extraordinary items | $365,000 | 5,565 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $365,000 | 5,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,214 |
| Cash dividends | $200,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $365,000 | 5,471 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,118,000 | 5,209 |
| Total interest expense | $352,000 | 4,690 |
| Net interest income | $766,000 | 5,355 |
| Provision for loan and lease losses | $24,000 | 4,604 |
| Total noninterest income | $325,000 | 2,942 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $268,000 | 1,596 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $57,000 | 4,851 |
| Total noninterest expense | $786,000 | 4,528 |
| Salaries and employee benefits | $360,000 | 5,083 |
| Premises and equipment expense | $111,000 | 4,485 |
| Additional noninterest expense | $315,000 | 3,601 |
| Pre-tax net operating income | $281,000 | 4,974 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $97,000 | 3,835 |
| Income before extraordinary items | $184,000 | 5,540 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $184,000 | 5,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $100,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $184,000 | 5,421 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,503,000 | 5,239 |
| Total interest expense | $1,622,000 | 4,654 |
| Net interest income | $2,881,000 | 5,437 |
| Provision for loan and lease losses | $63,000 | 5,941 |
| Total noninterest income | $1,202,000 | 3,297 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $963,000 | 1,796 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $239,000 | 4,932 |
| Total noninterest expense | $3,155,000 | 4,456 |
| Salaries and employee benefits | $1,472,000 | 4,901 |
| Premises and equipment expense | $388,000 | 4,826 |
| Additional noninterest expense | $1,295,000 | 3,501 |
| Pre-tax net operating income | $865,000 | 5,505 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $280,000 | 4,384 |
| Income before extraordinary items | $585,000 | 5,999 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $585,000 | 6,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,417 |
| Cash dividends | $400,000 | 3,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $585,000 | 5,835 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,359,000 | 5,315 |
| Total interest expense | $1,239,000 | 4,714 |
| Net interest income | $2,120,000 | 5,527 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $887,000 | 3,416 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $693,000 | 1,871 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $194,000 | 4,855 |
| Total noninterest expense | $2,295,000 | 4,532 |
| Salaries and employee benefits | $1,087,000 | 4,952 |
| Premises and equipment expense | $266,000 | 5,120 |
| Additional noninterest expense | $942,000 | 3,567 |
| Pre-tax net operating income | $667,000 | 5,629 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $221,000 | 4,496 |
| Income before extraordinary items | $446,000 | 6,119 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $446,000 | 6,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,923 |
| Cash dividends | $300,000 | 3,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $446,000 | 5,951 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,232,000 | 5,360 |
| Total interest expense | $842,000 | 4,769 |
| Net interest income | $1,390,000 | 5,581 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $602,000 | 3,336 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $454,000 | 1,862 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $148,000 | 4,594 |
| Total noninterest expense | $1,495,000 | 4,601 |
| Salaries and employee benefits | $705,000 | 5,053 |
| Premises and equipment expense | $174,000 | 5,157 |
| Additional noninterest expense | $616,000 | 3,632 |
| Pre-tax net operating income | $467,000 | 5,484 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $155,000 | 4,438 |
| Income before extraordinary items | $312,000 | 6,015 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $312,000 | 6,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,965 |
| Cash dividends | $200,000 | 3,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $312,000 | 5,811 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,113,000 | 5,392 |
| Total interest expense | $426,000 | 4,847 |
| Net interest income | $687,000 | 5,605 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $286,000 | 3,362 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $214,000 | 1,914 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $72,000 | 4,544 |
| Total noninterest expense | $741,000 | 4,614 |
| Salaries and employee benefits | $350,000 | 5,087 |
| Premises and equipment expense | $88,000 | 5,119 |
| Additional noninterest expense | $303,000 | 3,631 |
| Pre-tax net operating income | $217,000 | 5,646 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $69,000 | 4,613 |
| Income before extraordinary items | $148,000 | 6,045 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $148,000 | 6,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,051 |
| Cash dividends | $100,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $148,000 | 5,862 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,773,000 | 5,331 |
| Total interest expense | $2,169,000 | 4,551 |
| Net interest income | $2,604,000 | 5,773 |
| Provision for loan and lease losses | $85,000 | 5,981 |
| Total noninterest income | $975,000 | 3,538 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $835,000 | 1,927 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $140,000 | 5,749 |
| Total noninterest expense | $2,927,000 | 4,541 |
| Salaries and employee benefits | $1,351,000 | 5,069 |
| Premises and equipment expense | $349,000 | 5,102 |
| Additional noninterest expense | $1,227,000 | 3,552 |
| Pre-tax net operating income | $567,000 | 6,527 |
| Securities gains (losses) | $3,000 | 4,139 |
| Applicable income taxes | $158,000 | 5,449 |
| Income before extraordinary items | $412,000 | 6,786 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $412,000 | 6,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,624 |
| Cash dividends | $250,000 | 4,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $409,840 | 6,669 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,498,000 | 5,294 |
| Total interest expense | $3,275,000 | 4,414 |
| Net interest income | $2,223,000 | 6,096 |
| Provision for loan and lease losses | $121,000 | 5,176 |
| Total noninterest income | $925,000 | 3,525 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $908,000 | 1,665 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $17,000 | 8,847 |
| Total noninterest expense | $2,770,000 | 4,612 |
| Salaries and employee benefits | $1,183,000 | 5,382 |
| Premises and equipment expense | $362,000 | 4,920 |
| Additional noninterest expense | $1,225,000 | 3,435 |
| Pre-tax net operating income | $257,000 | 7,606 |
| Securities gains (losses) | $153,000 | 1,391 |
| Applicable income taxes | $110,000 | 5,889 |
| Income before extraordinary items | $300,000 | 7,144 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $300,000 | 7,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,638 |
| Cash dividends | $245,000 | 4,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $188,310 | 7,700 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,977,000 | 5,092 |
| Total interest expense | $3,681,000 | 4,233 |
| Net interest income | $2,296,000 | 6,118 |
| Provision for loan and lease losses | $36,000 | 6,984 |
| Total noninterest income | $901,000 | 3,390 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $823,000 | 1,687 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 6,963 |
| Total noninterest expense | $2,729,000 | 4,559 |
| Salaries and employee benefits | $1,128,000 | 5,465 |
| Premises and equipment expense | $380,000 | 4,664 |
| Additional noninterest expense | $1,221,000 | 3,377 |
| Pre-tax net operating income | $432,000 | 7,306 |
| Securities gains (losses) | $-10,000 | 8,341 |
| Applicable income taxes | $119,000 | 6,296 |
| Income before extraordinary items | $303,000 | 7,451 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $303,000 | 7,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,170 |
| Cash dividends | $50,000 | 6,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $310,200 | 7,409 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,554,000 | 5,204 |
| Total interest expense | $3,235,000 | 4,322 |
| Net interest income | $2,319,000 | 6,078 |
| Provision for loan and lease losses | $114,000 | 4,972 |
| Total noninterest income | $726,000 | 3,894 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $665,000 | 1,996 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 7,688 |
| Total noninterest expense | $2,569,000 | 4,773 |
| Salaries and employee benefits | $1,077,000 | 5,593 |
| Premises and equipment expense | $370,000 | 4,775 |
| Additional noninterest expense | $1,122,000 | 3,656 |
| Pre-tax net operating income | $362,000 | 7,775 |
| Securities gains (losses) | $6,000 | 2,044 |
| Applicable income taxes | $75,000 | 7,256 |
| Income before extraordinary items | $293,000 | 7,647 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $293,000 | 7,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,737 |
| Cash dividends | $100,000 | 6,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $288,200 | 7,647 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,952,000 | 5,713 |
| Total interest expense | $2,950,000 | 4,792 |
| Net interest income | $2,002,000 | 6,672 |
| Provision for loan and lease losses | $81,000 | 5,561 |
| Total noninterest income | $540,000 | 4,716 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $475,000 | 2,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 7,637 |
| Total noninterest expense | $2,268,000 | 5,103 |
| Salaries and employee benefits | $998,000 | 5,803 |
| Premises and equipment expense | $350,000 | 4,884 |
| Additional noninterest expense | $920,000 | 4,218 |
| Pre-tax net operating income | $193,000 | 8,941 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $42,000 | 8,467 |
| Income before extraordinary items | $151,000 | 8,971 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $151,000 | 8,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,956 |
| Cash dividends | $200,000 | 5,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $151,000 | 8,902 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,818,000 | 6,822 |
| Total interest expense | $2,017,000 | 6,234 |
| Net interest income | $1,801,000 | 7,318 |
| Provision for loan and lease losses | $81,000 | 5,633 |
| Total noninterest income | $337,000 | 6,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $294,000 | 4,150 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 8,733 |
| Total noninterest expense | $1,698,000 | 6,295 |
| Salaries and employee benefits | $715,000 | 7,239 |
| Premises and equipment expense | $272,000 | 5,770 |
| Additional noninterest expense | $711,000 | 5,157 |
| Pre-tax net operating income | $359,000 | 8,680 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $105,000 | 8,323 |
| Income before extraordinary items | $254,000 | 8,715 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $254,000 | 8,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,179 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $254,000 | 8,674 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,327,000 | 7,581 |
| Total interest expense | $1,747,000 | 6,964 |
| Net interest income | $1,580,000 | 8,085 |
| Provision for loan and lease losses | $2,000 | 8,964 |
| Total noninterest income | $262,000 | 7,430 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $218,000 | 5,252 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 9,167 |
| Total noninterest expense | $1,417,000 | 7,346 |
| Salaries and employee benefits | $640,000 | 7,896 |
| Premises and equipment expense | $185,000 | 7,320 |
| Additional noninterest expense | $592,000 | 6,401 |
| Pre-tax net operating income | $423,000 | 8,377 |
| Securities gains (losses) | $-24,000 | 10,728 |
| Applicable income taxes | $114,000 | 8,499 |
| Income before extraordinary items | $285,000 | 8,550 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $285,000 | 8,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,914 |
| Cash dividends | $150,000 | 5,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $302,040 | 8,351 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,890,000 | 8,376 |
| Total interest expense | $1,527,000 | 7,622 |
| Net interest income | $1,363,000 | 8,892 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $569,000 | 4,753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $212,000 | 5,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $357,000 | 3,558 |
| Total noninterest expense | $1,349,000 | 7,741 |
| Salaries and employee benefits | $630,000 | 8,185 |
| Premises and equipment expense | $224,000 | 6,765 |
| Additional noninterest expense | $495,000 | 7,293 |
| Pre-tax net operating income | $583,000 | 7,968 |
| Securities gains (losses) | $-81,000 | 11,397 |
| Applicable income taxes | $93,000 | 9,312 |
| Income before extraordinary items | $409,000 | 7,978 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $409,000 | 7,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $320,000 | 4,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $474,610 | 7,412 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,486,000 | 8,926 |
| Total interest expense | $1,013,000 | 8,637 |
| Net interest income | $1,473,000 | 8,955 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $681,000 | 4,211 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $216,000 | 5,574 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $465,000 | 3,091 |
| Total noninterest expense | $1,350,000 | 8,080 |
| Salaries and employee benefits | $626,000 | 8,436 |
| Premises and equipment expense | $229,000 | 6,885 |
| Additional noninterest expense | $495,000 | 7,892 |
| Pre-tax net operating income | $804,000 | 6,848 |
| Securities gains (losses) | $-28,000 | 10,602 |
| Applicable income taxes | $141,000 | 8,493 |
| Income before extraordinary items | $635,000 | 6,304 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $635,000 | 6,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $225,000 | 5,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $657,960 | 6,241 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,473,000 | 9,244 |
| Total interest expense | $958,000 | 9,293 |
| Net interest income | $1,515,000 | 9,057 |
| Provision for loan and lease losses | $1,000 | 10,323 |
| Total noninterest income | $433,000 | 6,151 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $232,000 | 5,385 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 5,660 |
| Total noninterest expense | $1,373,000 | 8,268 |
| Salaries and employee benefits | $613,000 | 8,694 |
| Premises and equipment expense | $256,000 | 6,582 |
| Additional noninterest expense | $504,000 | 8,173 |
| Pre-tax net operating income | $574,000 | 8,137 |
| Securities gains (losses) | $57,000 | 3,212 |
| Applicable income taxes | $206,000 | 7,517 |
| Income before extraordinary items | $425,000 | 8,184 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $425,000 | 8,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $190,000 | 5,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $386,810 | 8,307 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,757,000 | 9,420 |
| Total interest expense | $1,283,000 | 9,305 |
| Net interest income | $1,474,000 | 9,360 |
| Provision for loan and lease losses | $175,000 | 5,648 |
| Total noninterest income | $441,000 | 6,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $237,000 | 5,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 5,612 |
| Total noninterest expense | $1,391,000 | 8,334 |
| Salaries and employee benefits | $599,000 | 8,809 |
| Premises and equipment expense | $258,000 | 6,636 |
| Additional noninterest expense | $534,000 | 8,156 |
| Pre-tax net operating income | $349,000 | 9,700 |
| Securities gains (losses) | $11,000 | 6,349 |
| Applicable income taxes | $106,000 | 9,741 |
| Income before extraordinary items | $254,000 | 9,865 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $254,000 | 10,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 3,549 |
| Cash dividends | $150,000 | 5,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $246,190 | 9,601 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.