Home > Bank St. Croix > Assets and Liabilities
Bank St. Croix, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 4 | 10,726 |
| Assets and Liabilities | ||
| Total Assets: | $14,411,000 | 10,394 |
| Cash and due from depository institutions | $1,264,000 | 10,726 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $0 | 10,855 |
| Federal funds sold & reverse repurchase agreements | $3,300,000 | 3,709 |
| Net loans & leases | $7,689,000 | 10,246 |
| Loan loss allowance | $61,000 | 10,457 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $504,000 | 7,917 |
| Other real estate owned | $457,000 | 10,726 |
| Goodwill and other intangibles | $959,000 | 1,381 |
| All other assets | $238,000 | 10,156 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $14,411,000 | 10,394 |
| Total liabilities | $12,501,000 | 10,380 |
| Total deposits | $12,415,000 | 10,314 |
| Interest-bearing deposits | $9,381,000 | 10,373 |
| Deposits held in domestic offices | $12,415,000 | 10,314 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $86,000 | 10,358 |
| Total equity capital | $1,910,000 | 10,100 |
| Total bank equity capital | $1,910,000 | 10,100 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $100,000 | 8,205 |
| Surplus | $1,978,000 | 5,524 |
| Undivided profits | $-168,000 | 10,446 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $38,000 | 8,820 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $62,000 | 10,280 |
| Earning assets | $10,989,000 | 10,521 |
| Long-term assets (5+ years) | $2,101,000 | 7,607 |
| Average Assets, year-to-date | $13,310,400 | 10,417 |
| Average Assets, quarterly | $14,074,500 | 10,397 |
| Volatile liabilities | $1,843,000 | 9,440 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $368,000 | 9,819 |
| Tier 1 (core) risk-based capital | $951,000 | 10,756 |
| Tier 2 risk-based capital | $61,000 | 10,385 |
| Total risk weighted assets | $8,584,800 | 10,240 |
| Total unused commitments | $368,000 | 9,824 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 12 | 9,268 |
| Assets and Liabilities | ||
| Total Assets: | $12,979,000 | 10,988 |
| Cash and due from depository institutions | $1,053,000 | 9,268 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $1,114,000 | 11,103 |
| Federal funds sold & reverse repurchase agreements | $287,000 | 7,924 |
| Net loans & leases | $9,532,000 | 10,329 |
| Loan loss allowance | $101,000 | 10,509 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $516,000 | 8,029 |
| Other real estate owned | $343,000 | 9,268 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $134,000 | 11,196 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $12,979,000 | 10,988 |
| Total liabilities | $11,984,000 | 10,926 |
| Total deposits | $11,396,000 | 10,901 |
| Interest-bearing deposits | $8,858,000 | 10,944 |
| Deposits held in domestic offices | $11,396,000 | 10,900 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $536,000 | 3,871 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $52,000 | 11,181 |
| Total equity capital | $995,000 | 11,227 |
| Total bank equity capital | $995,000 | 11,227 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $100,000 | 8,632 |
| Surplus | $800,000 | 8,251 |
| Undivided profits | $95,000 | 10,607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $378,000 | 5,018 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $69,000 | 10,690 |
| Earning assets | $10,933,000 | 11,021 |
| Long-term assets (5+ years) | $1,755,000 | 8,019 |
| Average Assets, year-to-date | $12,845,600 | 10,961 |
| Average Assets, quarterly | $12,645,000 | 10,996 |
| Volatile liabilities | $867,000 | 10,653 |
| Insider loans | $187,000 | 7,849 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,184,000 | 8,542 |
| Tier 1 (core) risk-based capital | $995,000 | 11,223 |
| Tier 2 risk-based capital | $101,000 | 10,296 |
| Total risk weighted assets | $9,427,700 | 10,515 |
| Total unused commitments | $1,184,000 | 8,556 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 11 | 9,970 |
| Assets and Liabilities | ||
| Total Assets: | $12,882,000 | 11,465 |
| Cash and due from depository institutions | $945,000 | 9,970 |
| Interest-bearing balances | $86,000 | 5,500 |
| Securities | $1,482,000 | 11,527 |
| Federal funds sold & reverse repurchase agreements | $604,000 | 8,083 |
| Net loans & leases | $8,955,000 | 10,820 |
| Loan loss allowance | $133,000 | 10,514 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $540,000 | 8,094 |
| Other real estate owned | $180,000 | 9,970 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $176,000 | 11,487 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $12,882,000 | 11,465 |
| Total liabilities | $11,832,000 | 11,410 |
| Total deposits | $11,753,000 | 11,356 |
| Interest-bearing deposits | $9,101,000 | 11,413 |
| Deposits held in domestic offices | $11,753,000 | 11,356 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $79,000 | 11,413 |
| Total equity capital | $1,050,000 | 11,667 |
| Total bank equity capital | $1,050,000 | 11,667 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $100,000 | 9,051 |
| Surplus | $800,000 | 8,508 |
| Undivided profits | $150,000 | 11,062 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $497,000 | 4,296 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $100,000 | 10,658 |
| Earning assets | $11,127,000 | 11,496 |
| Long-term assets (5+ years) | $876,000 | 9,160 |
| Average Assets, year-to-date | $13,099,400 | 11,395 |
| Average Assets, quarterly | $12,860,000 | 11,451 |
| Volatile liabilities | $759,000 | 11,130 |
| Insider loans | $21,000 | 10,377 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,025,000 | 8,922 |
| Tier 1 (core) risk-based capital | $1,050,000 | 11,659 |
| Tier 2 risk-based capital | $120,030 | 10,316 |
| Total risk weighted assets | $9,589,630 | 10,877 |
| Total unused commitments | $1,025,000 | 8,933 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 9 | 11,076 |
| Assets and Liabilities | ||
| Total Assets: | $13,003,000 | 12,008 |
| Cash and due from depository institutions | $1,282,000 | 11,076 |
| Interest-bearing balances | $113,000 | 4,977 |
| Securities | $1,939,000 | 12,079 |
| Federal funds sold & reverse repurchase agreements | $377,000 | 7,191 |
| Net loans & leases | $8,381,000 | 11,386 |
| Loan loss allowance | $105,000 | 11,462 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $540,000 | 8,244 |
| Other real estate owned | $259,000 | 11,076 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $225,000 | 11,750 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $13,003,000 | 12,008 |
| Total liabilities | $11,980,000 | 11,941 |
| Total deposits | $11,945,000 | 11,873 |
| Interest-bearing deposits | $9,157,000 | 11,981 |
| Deposits held in domestic offices | $11,945,000 | 11,872 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $35,000 | 12,383 |
| Total equity capital | $1,023,000 | 12,190 |
| Total bank equity capital | $1,023,000 | 12,190 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $100,000 | 9,549 |
| Surplus | $800,000 | 8,749 |
| Undivided profits | $123,000 | 11,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $278,000 | 5,856 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $75,000 | 11,454 |
| Earning assets | $10,810,000 | 12,084 |
| Long-term assets (5+ years) | $296,000 | 10,435 |
| Average Assets, year-to-date | $12,359,000 | 12,065 |
| Average Assets, quarterly | $12,720,500 | 12,035 |
| Volatile liabilities | $912,000 | 11,234 |
| Insider loans | $295,000 | 7,207 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $364,000 | 10,695 |
| Tier 1 (core) risk-based capital | $1,023,000 | 12,220 |
| Tier 2 risk-based capital | $105,000 | 11,069 |
| Total risk weighted assets | $9,324,400 | 11,381 |
| Total unused commitments | $364,000 | 10,699 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 11 | 10,972 |
| Assets and Liabilities | ||
| Total Assets: | $12,758,000 | 12,652 |
| Cash and due from depository institutions | $908,000 | 10,972 |
| Interest-bearing balances | $185,000 | 5,846 |
| Securities | $1,453,000 | 12,763 |
| Federal funds sold & reverse repurchase agreements | $1,166,000 | 7,380 |
| Net loans & leases | $8,177,000 | 11,883 |
| Loan loss allowance | $152,000 | 11,140 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $543,000 | 8,448 |
| Other real estate owned | $287,000 | 10,972 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $224,000 | 12,087 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $12,758,000 | 12,652 |
| Total liabilities | $11,718,000 | 12,602 |
| Total deposits | $11,680,000 | 12,533 |
| Interest-bearing deposits | $9,236,000 | 12,595 |
| Deposits held in domestic offices | $11,680,000 | 12,533 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $38,000 | 12,953 |
| Total equity capital | $1,040,000 | 12,730 |
| Total bank equity capital | $1,040,000 | 12,730 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $100,000 | 10,031 |
| Surplus | $800,000 | 8,979 |
| Undivided profits | $140,000 | 11,844 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $100,000 | 9,231 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $65,000 | 12,018 |
| Earning assets | $10,981,000 | 12,676 |
| Long-term assets (5+ years) | $427,000 | 10,768 |
| Average Assets, year-to-date | $12,366,200 | 12,665 |
| Average Assets, quarterly | $12,244,500 | 12,691 |
| Volatile liabilities | $902,000 | 11,564 |
| Insider loans | $202,000 | 8,303 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,293,000 | 8,662 |
| Tier 1 (core) risk-based capital | $1,040,000 | 12,724 |
| Tier 2 risk-based capital | $108,050 | 11,399 |
| Total risk weighted assets | $8,599,850 | 12,030 |
| Total unused commitments | $1,293,000 | 8,688 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 12 | 11,041 |
| Assets and Liabilities | ||
| Total Assets: | $12,403,000 | 13,226 |
| Cash and due from depository institutions | $1,225,000 | 11,041 |
| Interest-bearing balances | $190,000 | 6,384 |
| Securities | $2,203,000 | 12,972 |
| Federal funds sold & reverse repurchase agreements | $917,000 | 8,960 |
| Net loans & leases | $7,391,000 | 12,491 |
| Loan loss allowance | $139,000 | 11,762 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $541,000 | 8,623 |
| Other real estate owned | $0 | 11,041 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $126,000 | 13,517 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $12,403,000 | 13,226 |
| Total liabilities | $11,500,000 | 13,177 |
| Total deposits | $11,470,000 | 13,121 |
| Interest-bearing deposits | $9,650,000 | 13,084 |
| Deposits held in domestic offices | $11,470,000 | 13,120 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $30,000 | 13,751 |
| Total equity capital | $903,000 | 13,353 |
| Total bank equity capital | $903,000 | 13,353 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $100,000 | 10,493 |
| Surplus | $800,000 | 9,103 |
| Undivided profits | $3,000 | 12,483 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $592,000 | 5,105 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $67,000 | 12,551 |
| Earning assets | $10,701,000 | 13,246 |
| Long-term assets (5+ years) | $465,000 | 11,048 |
| Average Assets, year-to-date | $10,612,200 | 13,405 |
| Average Assets, quarterly | $11,501,000 | 13,330 |
| Volatile liabilities | $701,000 | 12,445 |
| Insider loans | $246,000 | 3,374 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $317,000 | 11,207 |
| Tier 1 (core) risk-based capital | $903,000 | 13,338 |
| Tier 2 risk-based capital | $101,270 | 11,925 |
| Total risk weighted assets | $8,063,570 | 12,649 |
| Total unused commitments | $317,000 | 11,228 |
| Derivatives | $0 | 651 |