Home > Bank South, Federal Savings Bank > Income and Expense
Bank South, Federal Savings Bank, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,800,000 | 7,776 |
| Total interest expense | $2,247,000 | 6,510 |
| Net interest income | $1,553,000 | 9,107 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $242,000 | 8,633 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $242,000 | 5,073 |
| Total noninterest expense | $979,000 | 10,079 |
| Salaries and employee benefits | $423,000 | 10,602 |
| Premises and equipment expense | $223,000 | 7,323 |
| Additional noninterest expense | $333,000 | 10,407 |
| Pre-tax net operating income | $696,000 | 7,121 |
| Securities gains (losses) | $127,000 | 2,628 |
| Applicable income taxes | $274,000 | 6,309 |
| Income before extraordinary items | $549,000 | 6,937 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $549,000 | 7,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $117,000 | 6,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $463,910 | 7,275 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.