Home > Bank South > Assets and Liabilities
Bank South, Assets and Liabilities
| 2007-03-31 | Rank | |
| # of Employees: | 24 | 5,600 |
| Assets and Liabilities | ||
| Total Assets: | $128,587,000 | 4,322 |
| Cash and due from depository institutions | $3,216,000 | 5,600 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $0 | 8,365 |
| Federal funds sold & reverse repurchase agreements | $7,559,000 | 2,501 |
| Net loans & leases | $113,498,000 | 3,514 |
| Loan loss allowance | $1,228,000 | 3,626 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,295,000 | 4,209 |
| Other real estate owned | $0 | 5,600 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $2,019,000 | 5,110 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $128,587,000 | 4,322 |
| Total liabilities | $115,998,000 | 4,277 |
| Total deposits | $104,773,000 | 4,337 |
| Interest-bearing deposits | $80,907,000 | 4,585 |
| Deposits held in domestic offices | $104,773,000 | 4,336 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $10,730,000 | 2,341 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $495,000 | 5,584 |
| Total equity capital | $12,589,000 | 4,658 |
| Total bank equity capital | $12,589,000 | 4,658 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $6,916,000 | 3,236 |
| Undivided profits | $4,673,000 | 4,850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,006,000 | 2,784 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $796,000 | 4,585 |
| Earning assets | $121,057,000 | 4,253 |
| Long-term assets (5+ years) | $5,084,000 | 5,836 |
| Average Assets, year-to-date | $129,462,000 | 4,278 |
| Average Assets, quarterly | $129,462,000 | 4,278 |
| Volatile liabilities | $23,542,000 | 4,216 |
| Insider loans | $3,055,000 | 2,238 |
| FHLB advances | $10,730,000 | 2,230 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $24,970,000 | 2,959 |
| Tier 1 (core) risk-based capital | $12,589,000 | 4,576 |
| Tier 2 risk-based capital | $1,228,000 | 3,471 |
| Total risk weighted assets | $111,416,000 | 3,711 |
| Total unused commitments | $24,970,000 | 2,962 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 24 | 5,615 |
| Assets and Liabilities | ||
| Total Assets: | $130,337,000 | 4,260 |
| Cash and due from depository institutions | $2,423,000 | 5,615 |
| Interest-bearing balances | $31,000 | 5,755 |
| Securities | $499,000 | 8,275 |
| Federal funds sold & reverse repurchase agreements | $6,370,000 | 2,452 |
| Net loans & leases | $116,749,000 | 3,422 |
| Loan loss allowance | $888,000 | 4,509 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,327,000 | 4,146 |
| Other real estate owned | $0 | 5,615 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,969,000 | 5,222 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $130,337,000 | 4,260 |
| Total liabilities | $118,117,000 | 4,209 |
| Total deposits | $106,653,000 | 4,245 |
| Interest-bearing deposits | $82,640,000 | 4,469 |
| Deposits held in domestic offices | $106,653,000 | 4,243 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,946,000 | 2,403 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $518,000 | 5,416 |
| Total equity capital | $12,220,000 | 4,702 |
| Total bank equity capital | $12,220,000 | 4,702 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000,000 | 2,834 |
| Surplus | $6,916,000 | 3,195 |
| Undivided profits | $4,304,000 | 5,041 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,042,000 | 1,520 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $806,000 | 4,677 |
| Earning assets | $123,649,000 | 4,161 |
| Long-term assets (5+ years) | $6,712,000 | 5,363 |
| Average Assets, year-to-date | $119,259,400 | 4,380 |
| Average Assets, quarterly | $127,278,000 | 4,292 |
| Volatile liabilities | $26,879,000 | 3,988 |
| Insider loans | $4,630,000 | 1,541 |
| FHLB advances | $10,946,000 | 2,299 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $26,235,000 | 2,833 |
| Tier 1 (core) risk-based capital | $12,220,000 | 4,635 |
| Tier 2 risk-based capital | $888,000 | 4,307 |
| Total risk weighted assets | $113,321,000 | 3,636 |
| Total unused commitments | $26,235,000 | 2,833 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 25 | 5,537 |
| Assets and Liabilities | ||
| Total Assets: | $124,219,000 | 4,367 |
| Cash and due from depository institutions | $3,484,000 | 5,537 |
| Interest-bearing balances | $31,000 | 5,810 |
| Securities | $495,000 | 8,360 |
| Federal funds sold & reverse repurchase agreements | $9,672,000 | 1,475 |
| Net loans & leases | $106,374,000 | 3,661 |
| Loan loss allowance | $849,000 | 4,659 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,355,000 | 4,080 |
| Other real estate owned | $0 | 5,537 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,839,000 | 5,422 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $124,219,000 | 4,367 |
| Total liabilities | $112,467,000 | 4,318 |
| Total deposits | $100,724,000 | 4,359 |
| Interest-bearing deposits | $75,641,000 | 4,698 |
| Deposits held in domestic offices | $100,724,000 | 4,355 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $11,159,000 | 2,475 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $584,000 | 5,191 |
| Total equity capital | $11,752,000 | 4,813 |
| Total bank equity capital | $11,752,000 | 4,813 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $6,916,000 | 3,163 |
| Undivided profits | $3,836,000 | 5,302 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,065,000 | 1,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $671,000 | 5,303 |
| Earning assets | $116,572,000 | 4,300 |
| Long-term assets (5+ years) | $6,723,000 | 5,352 |
| Average Assets, year-to-date | $116,490,000 | 4,469 |
| Average Assets, quarterly | $119,406,000 | 4,450 |
| Volatile liabilities | $29,809,000 | 3,758 |
| Insider loans | $4,647,000 | 1,510 |
| FHLB advances | $11,159,000 | 2,352 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $24,905,000 | 2,955 |
| Tier 1 (core) risk-based capital | $11,754,000 | 4,744 |
| Tier 2 risk-based capital | $849,000 | 4,447 |
| Total risk weighted assets | $103,377,000 | 3,878 |
| Total unused commitments | $24,905,000 | 2,955 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 24 | 5,686 |
| Assets and Liabilities | ||
| Total Assets: | $114,593,000 | 4,578 |
| Cash and due from depository institutions | $2,801,000 | 5,686 |
| Interest-bearing balances | $30,000 | 5,845 |
| Securities | $481,000 | 8,407 |
| Federal funds sold & reverse repurchase agreements | $2,402,000 | 3,402 |
| Net loans & leases | $104,766,000 | 3,674 |
| Loan loss allowance | $812,000 | 4,756 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,282,000 | 4,141 |
| Other real estate owned | $65,000 | 5,686 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,796,000 | 5,417 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $114,593,000 | 4,578 |
| Total liabilities | $103,282,000 | 4,541 |
| Total deposits | $91,377,000 | 4,612 |
| Interest-bearing deposits | $67,476,000 | 5,030 |
| Deposits held in domestic offices | $91,377,000 | 4,608 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $11,368,000 | 2,483 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $537,000 | 5,056 |
| Total equity capital | $11,311,000 | 4,820 |
| Total bank equity capital | $11,311,000 | 4,820 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000,000 | 2,841 |
| Surplus | $6,916,000 | 3,108 |
| Undivided profits | $3,395,000 | 5,405 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,537,000 | 1,710 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $633,000 | 5,143 |
| Earning assets | $107,679,000 | 4,508 |
| Long-term assets (5+ years) | $6,647,000 | 5,329 |
| Average Assets, year-to-date | $113,913,670 | 4,563 |
| Average Assets, quarterly | $114,910,500 | 4,560 |
| Volatile liabilities | $23,556,000 | 4,230 |
| Insider loans | $4,411,000 | 1,565 |
| FHLB advances | $11,368,000 | 2,353 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $25,273,000 | 2,943 |
| Tier 1 (core) risk-based capital | $11,322,000 | 4,801 |
| Tier 2 risk-based capital | $812,000 | 4,530 |
| Total risk weighted assets | $101,051,000 | 3,893 |
| Total unused commitments | $25,273,000 | 2,944 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 25 | 5,516 |
| Assets and Liabilities | ||
| Total Assets: | $115,228,000 | 4,549 |
| Cash and due from depository institutions | $3,507,000 | 5,516 |
| Interest-bearing balances | $30,000 | 5,905 |
| Securities | $485,000 | 8,444 |
| Federal funds sold & reverse repurchase agreements | $6,987,000 | 2,063 |
| Net loans & leases | $99,853,000 | 3,730 |
| Loan loss allowance | $815,000 | 4,722 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,310,000 | 4,076 |
| Other real estate owned | $332,000 | 5,516 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,754,000 | 5,374 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $115,228,000 | 4,549 |
| Total liabilities | $104,309,000 | 4,506 |
| Total deposits | $92,007,000 | 4,607 |
| Interest-bearing deposits | $70,965,000 | 4,856 |
| Deposits held in domestic offices | $92,007,000 | 4,603 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $11,918,000 | 2,340 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $384,000 | 5,820 |
| Total equity capital | $10,919,000 | 4,903 |
| Total bank equity capital | $10,919,000 | 4,903 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,827 |
| Surplus | $6,916,000 | 3,043 |
| Undivided profits | $3,003,000 | 5,658 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,361,000 | 1,852 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $575,000 | 5,260 |
| Earning assets | $107,355,000 | 4,518 |
| Long-term assets (5+ years) | $5,538,000 | 5,606 |
| Average Assets, year-to-date | $113,574,000 | 4,576 |
| Average Assets, quarterly | $113,574,000 | 4,576 |
| Volatile liabilities | $24,268,000 | 4,038 |
| Insider loans | $3,880,000 | 1,726 |
| FHLB advances | $11,918,000 | 2,237 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $27,356,000 | 2,729 |
| Tier 1 (core) risk-based capital | $10,927,000 | 4,853 |
| Tier 2 risk-based capital | $815,000 | 4,483 |
| Total risk weighted assets | $98,795,000 | 3,894 |
| Total unused commitments | $27,356,000 | 2,731 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 24 | 5,665 |
| Assets and Liabilities | ||
| Total Assets: | $111,920,000 | 4,630 |
| Cash and due from depository institutions | $2,818,000 | 5,665 |
| Interest-bearing balances | $31,000 | 5,931 |
| Securities | $484,000 | 8,508 |
| Federal funds sold & reverse repurchase agreements | $4,815,000 | 2,559 |
| Net loans & leases | $99,334,000 | 3,709 |
| Loan loss allowance | $1,029,000 | 4,010 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,350,000 | 4,010 |
| Other real estate owned | $337,000 | 5,665 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,782,000 | 5,362 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $111,920,000 | 4,630 |
| Total liabilities | $101,314,000 | 4,594 |
| Total deposits | $88,644,000 | 4,696 |
| Interest-bearing deposits | $67,343,000 | 4,994 |
| Deposits held in domestic offices | $88,644,000 | 4,693 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $12,115,000 | 2,369 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $555,000 | 4,861 |
| Total equity capital | $10,606,000 | 4,973 |
| Total bank equity capital | $10,606,000 | 4,973 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000,000 | 2,825 |
| Surplus | $6,916,000 | 3,005 |
| Undivided profits | $2,690,000 | 5,897 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,296,000 | 1,130 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $533,000 | 5,569 |
| Earning assets | $104,664,000 | 4,565 |
| Long-term assets (5+ years) | $5,707,000 | 5,574 |
| Average Assets, year-to-date | $106,344,600 | 4,640 |
| Average Assets, quarterly | $111,478,500 | 4,600 |
| Volatile liabilities | $23,387,000 | 4,061 |
| Insider loans | $4,304,000 | 1,546 |
| FHLB advances | $12,115,000 | 2,244 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $25,529,000 | 2,819 |
| Tier 1 (core) risk-based capital | $10,615,000 | 4,912 |
| Tier 2 risk-based capital | $1,029,000 | 3,807 |
| Total risk weighted assets | $96,314,000 | 3,947 |
| Total unused commitments | $25,529,000 | 2,821 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 24 | 5,671 |
| Assets and Liabilities | ||
| Total Assets: | $111,037,000 | 4,612 |
| Cash and due from depository institutions | $3,920,000 | 5,671 |
| Interest-bearing balances | $26,000 | 6,083 |
| Securities | $488,000 | 8,539 |
| Federal funds sold & reverse repurchase agreements | $3,300,000 | 2,959 |
| Net loans & leases | $98,663,000 | 3,704 |
| Loan loss allowance | $977,000 | 4,161 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,390,000 | 3,932 |
| Other real estate owned | $598,000 | 5,671 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,678,000 | 5,471 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $111,037,000 | 4,612 |
| Total liabilities | $100,751,000 | 4,550 |
| Total deposits | $88,023,000 | 4,692 |
| Interest-bearing deposits | $67,524,000 | 4,955 |
| Deposits held in domestic offices | $88,023,000 | 4,688 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $12,308,000 | 2,367 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $420,000 | 5,600 |
| Total equity capital | $10,286,000 | 5,050 |
| Total bank equity capital | $10,286,000 | 5,050 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,806 |
| Surplus | $6,916,000 | 2,948 |
| Undivided profits | $2,370,000 | 6,196 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,830,000 | 1,401 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $452,000 | 6,062 |
| Earning assets | $102,477,000 | 4,590 |
| Long-term assets (5+ years) | $6,202,000 | 5,512 |
| Average Assets, year-to-date | $104,950,750 | 4,688 |
| Average Assets, quarterly | $109,257,000 | 4,623 |
| Volatile liabilities | $23,985,000 | 3,934 |
| Insider loans | $4,332,000 | 1,505 |
| FHLB advances | $12,308,000 | 2,234 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $27,428,000 | 2,664 |
| Tier 1 (core) risk-based capital | $10,292,000 | 4,971 |
| Tier 2 risk-based capital | $977,000 | 3,925 |
| Total risk weighted assets | $96,177,000 | 3,926 |
| Total unused commitments | $27,428,000 | 2,666 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 23 | 5,816 |
| Assets and Liabilities | ||
| Total Assets: | $107,477,000 | 4,646 |
| Cash and due from depository institutions | $3,609,000 | 5,816 |
| Interest-bearing balances | $36,000 | 5,874 |
| Securities | $489,000 | 8,561 |
| Federal funds sold & reverse repurchase agreements | $8,200,000 | 1,410 |
| Net loans & leases | $90,533,000 | 3,871 |
| Loan loss allowance | $940,000 | 4,234 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,412,000 | 3,860 |
| Other real estate owned | $598,000 | 5,816 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,636,000 | 5,397 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $107,477,000 | 4,646 |
| Total liabilities | $97,446,000 | 4,600 |
| Total deposits | $86,065,000 | 4,708 |
| Interest-bearing deposits | $66,302,000 | 4,982 |
| Deposits held in domestic offices | $86,065,000 | 4,705 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,076,000 | 2,482 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $305,000 | 6,126 |
| Total equity capital | $10,031,000 | 5,088 |
| Total bank equity capital | $10,031,000 | 5,088 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,786 |
| Surplus | $6,916,000 | 2,897 |
| Undivided profits | $2,115,000 | 6,357 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,845,000 | 1,368 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $430,000 | 5,931 |
| Earning assets | $99,258,000 | 4,630 |
| Long-term assets (5+ years) | $5,969,000 | 5,623 |
| Average Assets, year-to-date | $102,922,000 | 4,745 |
| Average Assets, quarterly | $105,024,000 | 4,703 |
| Volatile liabilities | $20,212,000 | 4,244 |
| Insider loans | $3,732,000 | 1,707 |
| FHLB advances | $11,076,000 | 2,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $21,968,000 | 3,002 |
| Tier 1 (core) risk-based capital | $10,037,000 | 4,979 |
| Tier 2 risk-based capital | $940,000 | 3,999 |
| Total risk weighted assets | $87,801,000 | 4,099 |
| Total unused commitments | $21,968,000 | 3,003 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 22 | 5,996 |
| Assets and Liabilities | ||
| Total Assets: | $102,571,000 | 4,810 |
| Cash and due from depository institutions | $2,184,000 | 5,996 |
| Interest-bearing balances | $36,000 | 5,907 |
| Securities | $484,000 | 8,631 |
| Federal funds sold & reverse repurchase agreements | $5,400,000 | 2,171 |
| Net loans & leases | $89,826,000 | 3,860 |
| Loan loss allowance | $901,000 | 4,362 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,451,000 | 3,803 |
| Other real estate owned | $599,000 | 5,996 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,627,000 | 5,424 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $102,571,000 | 4,810 |
| Total liabilities | $92,784,000 | 4,775 |
| Total deposits | $82,733,000 | 4,865 |
| Interest-bearing deposits | $64,897,000 | 5,085 |
| Deposits held in domestic offices | $82,733,000 | 4,861 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,681,000 | 2,650 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $370,000 | 5,523 |
| Total equity capital | $9,787,000 | 5,089 |
| Total bank equity capital | $9,787,000 | 5,089 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,793 |
| Surplus | $6,916,000 | 2,857 |
| Undivided profits | $1,871,000 | 6,486 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,190,000 | 2,046 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $429,000 | 5,846 |
| Earning assets | $95,746,000 | 4,763 |
| Long-term assets (5+ years) | $5,792,000 | 5,755 |
| Average Assets, year-to-date | $100,644,500 | 4,847 |
| Average Assets, quarterly | $100,644,500 | 4,847 |
| Volatile liabilities | $20,360,000 | 4,130 |
| Insider loans | $4,052,000 | 1,531 |
| FHLB advances | $9,681,000 | 2,536 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $21,029,000 | 3,023 |
| Tier 1 (core) risk-based capital | $9,796,000 | 5,020 |
| Tier 2 risk-based capital | $901,000 | 4,092 |
| Total risk weighted assets | $86,059,000 | 4,116 |
| Total unused commitments | $21,029,000 | 3,026 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 22 | 6,007 |
| Assets and Liabilities | ||
| Total Assets: | $98,718,000 | 4,925 |
| Cash and due from depository institutions | $2,488,000 | 6,007 |
| Interest-bearing balances | $31,000 | 6,016 |
| Securities | $493,000 | 8,672 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $91,312,000 | 3,798 |
| Loan loss allowance | $864,000 | 4,444 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,493,000 | 3,738 |
| Other real estate owned | $609,000 | 6,007 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,323,000 | 5,870 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $98,718,000 | 4,925 |
| Total liabilities | $89,149,000 | 4,896 |
| Total deposits | $77,154,000 | 5,068 |
| Interest-bearing deposits | $60,542,000 | 5,283 |
| Deposits held in domestic offices | $77,154,000 | 5,064 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $11,241,000 | 2,428 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $754,000 | 3,743 |
| Total equity capital | $9,569,000 | 5,142 |
| Total bank equity capital | $9,569,000 | 5,142 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,784 |
| Surplus | $6,916,000 | 2,806 |
| Undivided profits | $1,653,000 | 6,783 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $748,000 | 2,980 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $365,000 | 6,355 |
| Earning assets | $91,836,000 | 4,892 |
| Long-term assets (5+ years) | $3,739,000 | 6,445 |
| Average Assets, year-to-date | $94,268,800 | 4,952 |
| Average Assets, quarterly | $97,962,500 | 4,925 |
| Volatile liabilities | $22,308,000 | 3,860 |
| Insider loans | $3,716,000 | 1,648 |
| FHLB advances | $11,241,000 | 2,295 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $19,482,000 | 3,089 |
| Tier 1 (core) risk-based capital | $9,572,000 | 5,022 |
| Tier 2 risk-based capital | $864,000 | 4,188 |
| Total risk weighted assets | $86,219,000 | 4,087 |
| Total unused commitments | $19,482,000 | 3,089 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 22 | 6,018 |
| Assets and Liabilities | ||
| Total Assets: | $97,207,000 | 4,947 |
| Cash and due from depository institutions | $3,132,000 | 6,018 |
| Interest-bearing balances | $58,000 | 5,687 |
| Securities | $1,495,000 | 8,514 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 3,883 |
| Net loans & leases | $86,719,000 | 3,892 |
| Loan loss allowance | $795,000 | 4,704 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,523,000 | 3,674 |
| Other real estate owned | $587,000 | 6,018 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,051,000 | 6,466 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $97,207,000 | 4,947 |
| Total liabilities | $87,905,000 | 4,900 |
| Total deposits | $82,826,000 | 4,817 |
| Interest-bearing deposits | $65,073,000 | 5,019 |
| Deposits held in domestic offices | $82,826,000 | 4,814 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $4,400,000 | 3,794 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $679,000 | 4,113 |
| Total equity capital | $9,302,000 | 5,241 |
| Total bank equity capital | $9,302,000 | 5,241 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000,000 | 2,785 |
| Surplus | $6,916,000 | 2,770 |
| Undivided profits | $1,386,000 | 7,088 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $379,000 | 4,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $343,000 | 6,700 |
| Earning assets | $89,972,000 | 4,913 |
| Long-term assets (5+ years) | $3,526,000 | 6,608 |
| Average Assets, year-to-date | $93,156,500 | 4,991 |
| Average Assets, quarterly | $95,473,000 | 4,957 |
| Volatile liabilities | $19,828,000 | 4,104 |
| Insider loans | $3,764,000 | 1,561 |
| FHLB advances | $4,400,000 | 3,642 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $17,905,000 | 3,235 |
| Tier 1 (core) risk-based capital | $9,300,000 | 5,086 |
| Tier 2 risk-based capital | $795,000 | 4,405 |
| Total risk weighted assets | $83,012,000 | 4,163 |
| Total unused commitments | $17,905,000 | 3,238 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 22 | 6,064 |
| Assets and Liabilities | ||
| Total Assets: | $93,739,000 | 5,038 |
| Cash and due from depository institutions | $3,837,000 | 6,064 |
| Interest-bearing balances | $341,000 | 3,946 |
| Securities | $1,472,000 | 8,589 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $84,792,000 | 3,909 |
| Loan loss allowance | $740,000 | 4,920 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,565,000 | 3,596 |
| Other real estate owned | $0 | 6,064 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,073,000 | 6,377 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $93,739,000 | 5,038 |
| Total liabilities | $84,618,000 | 5,012 |
| Total deposits | $79,566,000 | 4,939 |
| Interest-bearing deposits | $60,873,000 | 5,247 |
| Deposits held in domestic offices | $79,566,000 | 4,936 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,548,000 | 3,685 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $504,000 | 4,525 |
| Total equity capital | $9,121,000 | 5,197 |
| Total bank equity capital | $9,121,000 | 5,197 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000,000 | 2,796 |
| Surplus | $6,916,000 | 2,729 |
| Undivided profits | $1,205,000 | 7,108 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,583,000 | 1,751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $343,000 | 6,513 |
| Earning assets | $86,605,000 | 5,005 |
| Long-term assets (5+ years) | $2,036,000 | 7,222 |
| Average Assets, year-to-date | $91,806,330 | 5,067 |
| Average Assets, quarterly | $91,854,000 | 5,102 |
| Volatile liabilities | $19,708,000 | 4,036 |
| Insider loans | $2,923,000 | 1,970 |
| FHLB advances | $4,548,000 | 3,531 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $16,313,000 | 3,414 |
| Tier 1 (core) risk-based capital | $9,133,000 | 5,095 |
| Tier 2 risk-based capital | $740,000 | 4,595 |
| Total risk weighted assets | $78,743,000 | 4,281 |
| Total unused commitments | $16,313,000 | 3,417 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 22 | 6,059 |
| Assets and Liabilities | ||
| Total Assets: | $89,969,000 | 5,186 |
| Cash and due from depository institutions | $3,374,000 | 6,059 |
| Interest-bearing balances | $111,000 | 5,155 |
| Securities | $1,003,000 | 8,701 |
| Federal funds sold & reverse repurchase agreements | $900,000 | 5,725 |
| Net loans & leases | $80,971,000 | 3,973 |
| Loan loss allowance | $702,000 | 5,035 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,609,000 | 3,513 |
| Other real estate owned | $0 | 6,059 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,112,000 | 6,162 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $89,969,000 | 5,186 |
| Total liabilities | $80,971,000 | 5,156 |
| Total deposits | $75,994,000 | 5,099 |
| Interest-bearing deposits | $60,028,000 | 5,322 |
| Deposits held in domestic offices | $75,994,000 | 5,097 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $4,694,000 | 3,521 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $283,000 | 6,323 |
| Total equity capital | $8,998,000 | 5,294 |
| Total bank equity capital | $8,998,000 | 5,294 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000,000 | 2,795 |
| Surplus | $6,916,000 | 2,701 |
| Undivided profits | $1,082,000 | 7,411 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $978,000 | 2,707 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $335,000 | 6,500 |
| Earning assets | $82,985,000 | 5,150 |
| Long-term assets (5+ years) | $2,059,000 | 7,204 |
| Average Assets, year-to-date | $90,840,000 | 5,107 |
| Average Assets, quarterly | $90,840,000 | 5,107 |
| Volatile liabilities | $19,329,000 | 4,005 |
| Insider loans | $4,573,000 | 1,229 |
| FHLB advances | $4,694,000 | 3,373 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $20,965,000 | 2,840 |
| Tier 1 (core) risk-based capital | $8,992,000 | 5,114 |
| Tier 2 risk-based capital | $702,000 | 4,703 |
| Total risk weighted assets | $74,974,000 | 4,366 |
| Total unused commitments | $20,965,000 | 2,847 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 22 | 6,075 |
| Assets and Liabilities | ||
| Total Assets: | $91,711,000 | 5,081 |
| Cash and due from depository institutions | $5,784,000 | 6,075 |
| Interest-bearing balances | $33,000 | 6,125 |
| Securities | $1,496,000 | 8,663 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 5,221 |
| Net loans & leases | $79,915,000 | 3,975 |
| Loan loss allowance | $640,000 | 5,308 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,654,000 | 3,458 |
| Other real estate owned | $0 | 6,075 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,062,000 | 6,359 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,711,000 | 5,081 |
| Total liabilities | $82,860,000 | 5,061 |
| Total deposits | $77,733,000 | 5,014 |
| Interest-bearing deposits | $60,348,000 | 5,273 |
| Deposits held in domestic offices | $77,733,000 | 5,010 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,838,000 | 3,484 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $289,000 | 6,195 |
| Total equity capital | $8,851,000 | 5,283 |
| Total bank equity capital | $8,851,000 | 5,283 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000,000 | 2,819 |
| Surplus | $6,916,000 | 2,676 |
| Undivided profits | $935,000 | 7,538 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,341,000 | 2,139 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $312,000 | 6,873 |
| Earning assets | $82,244,000 | 5,151 |
| Long-term assets (5+ years) | $3,079,000 | 6,859 |
| Average Assets, year-to-date | $83,147,800 | 5,306 |
| Average Assets, quarterly | $88,116,500 | 5,203 |
| Volatile liabilities | $20,935,000 | 3,795 |
| Insider loans | $3,193,000 | 1,751 |
| FHLB advances | $4,838,000 | 3,334 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $18,152,000 | 3,027 |
| Tier 1 (core) risk-based capital | $8,850,000 | 5,124 |
| Tier 2 risk-based capital | $640,000 | 4,992 |
| Total risk weighted assets | $72,437,000 | 4,465 |
| Total unused commitments | $18,152,000 | 3,029 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 22 | 6,112 |
| Assets and Liabilities | ||
| Total Assets: | $84,522,000 | 5,361 |
| Cash and due from depository institutions | $2,883,000 | 6,112 |
| Interest-bearing balances | $48,000 | 5,975 |
| Securities | $1,494,000 | 8,675 |
| Federal funds sold & reverse repurchase agreements | $3,900,000 | 3,105 |
| Net loans & leases | $72,562,000 | 4,239 |
| Loan loss allowance | $588,000 | 5,594 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,623,000 | 3,470 |
| Other real estate owned | $0 | 6,112 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,060,000 | 6,419 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,522,000 | 5,361 |
| Total liabilities | $75,802,000 | 5,353 |
| Total deposits | $72,758,000 | 5,212 |
| Interest-bearing deposits | $57,869,000 | 5,429 |
| Deposits held in domestic offices | $72,758,000 | 5,209 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,815,000 | 4,075 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $229,000 | 7,038 |
| Total equity capital | $8,720,000 | 5,322 |
| Total bank equity capital | $8,720,000 | 5,322 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $6,916,000 | 2,626 |
| Undivided profits | $804,000 | 7,747 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $989,000 | 2,893 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $250,000 | 7,575 |
| Earning assets | $78,004,000 | 5,334 |
| Long-term assets (5+ years) | $552,000 | 7,942 |
| Average Assets, year-to-date | $81,007,000 | 5,421 |
| Average Assets, quarterly | $82,272,000 | 5,429 |
| Volatile liabilities | $18,867,000 | 4,016 |
| Insider loans | $3,221,000 | 1,734 |
| FHLB advances | $2,815,000 | 3,897 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $16,703,000 | 3,198 |
| Tier 1 (core) risk-based capital | $8,721,000 | 5,170 |
| Tier 2 risk-based capital | $588,000 | 5,245 |
| Total risk weighted assets | $66,189,000 | 4,725 |
| Total unused commitments | $16,703,000 | 3,201 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 23 | 5,972 |
| Assets and Liabilities | ||
| Total Assets: | $80,022,000 | 5,540 |
| Cash and due from depository institutions | $2,892,000 | 5,972 |
| Interest-bearing balances | $72,000 | 5,750 |
| Securities | $501,000 | 8,941 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 5,568 |
| Net loans & leases | $71,691,000 | 4,279 |
| Loan loss allowance | $563,000 | 5,691 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,650,000 | 3,409 |
| Other real estate owned | $0 | 5,972 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,088,000 | 6,211 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,022,000 | 5,540 |
| Total liabilities | $71,402,000 | 5,539 |
| Total deposits | $68,372,000 | 5,429 |
| Interest-bearing deposits | $53,341,000 | 5,708 |
| Deposits held in domestic offices | $68,372,000 | 5,427 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,859,000 | 4,010 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $171,000 | 7,669 |
| Total equity capital | $8,620,000 | 5,352 |
| Total bank equity capital | $8,620,000 | 5,352 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $6,916,000 | 2,591 |
| Undivided profits | $704,000 | 7,906 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,074,000 | 2,707 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $299,000 | 7,053 |
| Earning assets | $73,464,000 | 5,504 |
| Long-term assets (5+ years) | $559,000 | 7,931 |
| Average Assets, year-to-date | $79,835,330 | 5,485 |
| Average Assets, quarterly | $79,100,000 | 5,545 |
| Volatile liabilities | $16,865,000 | 4,268 |
| Insider loans | $1,680,000 | 2,931 |
| FHLB advances | $2,859,000 | 3,830 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $15,991,000 | 3,212 |
| Tier 1 (core) risk-based capital | $8,620,000 | 5,138 |
| Tier 2 risk-based capital | $563,000 | 5,342 |
| Total risk weighted assets | $66,104,000 | 4,695 |
| Total unused commitments | $15,991,000 | 3,224 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 22 | 6,099 |
| Assets and Liabilities | ||
| Total Assets: | $78,178,000 | 5,574 |
| Cash and due from depository institutions | $2,558,000 | 6,099 |
| Interest-bearing balances | $97,000 | 5,442 |
| Securities | $1,033,000 | 8,861 |
| Federal funds sold & reverse repurchase agreements | $400,000 | 6,889 |
| Net loans & leases | $70,430,000 | 4,276 |
| Loan loss allowance | $438,000 | 6,400 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,694,000 | 3,338 |
| Other real estate owned | $0 | 6,099 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,063,000 | 6,254 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,178,000 | 5,574 |
| Total liabilities | $70,177,000 | 5,554 |
| Total deposits | $69,993,000 | 5,307 |
| Interest-bearing deposits | $57,581,000 | 5,438 |
| Deposits held in domestic offices | $69,993,000 | 5,304 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $184,000 | 7,598 |
| Total equity capital | $8,001,000 | 5,545 |
| Total bank equity capital | $8,001,000 | 5,545 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,845 |
| Surplus | $6,358,000 | 2,711 |
| Undivided profits | $643,000 | 7,932 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,123,000 | 2,613 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $294,000 | 7,133 |
| Earning assets | $71,960,000 | 5,554 |
| Long-term assets (5+ years) | $1,075,000 | 7,679 |
| Average Assets, year-to-date | $79,742,000 | 5,467 |
| Average Assets, quarterly | $79,742,000 | 5,467 |
| Volatile liabilities | $19,043,000 | 3,877 |
| Insider loans | $2,672,000 | 2,008 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $15,095,000 | 3,275 |
| Tier 1 (core) risk-based capital | $7,999,000 | 5,355 |
| Tier 2 risk-based capital | $438,000 | 6,033 |
| Total risk weighted assets | $65,626,000 | 4,665 |
| Total unused commitments | $15,095,000 | 3,284 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 23 | 5,964 |
| Assets and Liabilities | ||
| Total Assets: | $81,306,000 | 5,392 |
| Cash and due from depository institutions | $3,318,000 | 5,964 |
| Interest-bearing balances | $28,000 | 6,167 |
| Securities | $1,010,000 | 8,909 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $73,252,000 | 4,129 |
| Loan loss allowance | $686,000 | 4,961 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,734,000 | 3,262 |
| Other real estate owned | $0 | 5,964 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $992,000 | 6,530 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,306,000 | 5,392 |
| Total liabilities | $74,686,000 | 5,305 |
| Total deposits | $67,470,000 | 5,384 |
| Interest-bearing deposits | $53,106,000 | 5,667 |
| Deposits held in domestic offices | $67,470,000 | 5,380 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $6,989,000 | 2,799 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $227,000 | 7,275 |
| Total equity capital | $6,620,000 | 6,215 |
| Total bank equity capital | $6,620,000 | 6,215 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $4,980,000 | 3,233 |
| Undivided profits | $640,000 | 7,964 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,436,000 | 2,070 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $306,000 | 7,197 |
| Earning assets | $74,290,000 | 5,386 |
| Long-term assets (5+ years) | $550,000 | 7,984 |
| Average Assets, year-to-date | $76,476,400 | 5,433 |
| Average Assets, quarterly | $79,352,000 | 5,433 |
| Volatile liabilities | $25,792,000 | 3,152 |
| Insider loans | $3,071,000 | 1,737 |
| FHLB advances | $6,989,000 | 2,635 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $13,540,000 | 3,396 |
| Tier 1 (core) risk-based capital | $6,612,000 | 5,992 |
| Tier 2 risk-based capital | $686,000 | 4,637 |
| Total risk weighted assets | $67,818,000 | 4,528 |
| Total unused commitments | $13,540,000 | 3,400 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 21 | 6,296 |
| Assets and Liabilities | ||
| Total Assets: | $74,106,000 | 5,613 |
| Cash and due from depository institutions | $2,895,000 | 6,296 |
| Interest-bearing balances | $23,000 | 6,213 |
| Securities | $0 | 9,430 |
| Federal funds sold & reverse repurchase agreements | $3,260,000 | 3,739 |
| Net loans & leases | $64,037,000 | 4,451 |
| Loan loss allowance | $570,000 | 5,379 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,871,000 | 3,079 |
| Other real estate owned | $0 | 6,296 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,043,000 | 6,492 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,106,000 | 5,613 |
| Total liabilities | $67,765,000 | 5,543 |
| Total deposits | $65,963,000 | 5,362 |
| Interest-bearing deposits | $50,154,000 | 5,778 |
| Deposits held in domestic offices | $65,963,000 | 5,358 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,200,000 | 4,521 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $602,000 | 4,869 |
| Total equity capital | $6,341,000 | 6,211 |
| Total bank equity capital | $6,341,000 | 6,211 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000,000 | 2,902 |
| Surplus | $4,980,000 | 3,144 |
| Undivided profits | $361,000 | 8,295 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,065,000 | 2,568 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $346,000 | 7,133 |
| Earning assets | $67,320,000 | 5,634 |
| Long-term assets (5+ years) | $79,000 | 8,431 |
| Average Assets, year-to-date | $65,965,200 | 5,818 |
| Average Assets, quarterly | $72,170,000 | 5,673 |
| Volatile liabilities | $20,060,000 | 3,679 |
| Insider loans | $997,000 | 3,936 |
| FHLB advances | $1,200,000 | 4,278 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $15,392,000 | 2,987 |
| Tier 1 (core) risk-based capital | $6,341,000 | 6,044 |
| Tier 2 risk-based capital | $570,000 | 5,068 |
| Total risk weighted assets | $61,723,000 | 4,747 |
| Total unused commitments | $15,392,000 | 2,995 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 16 | 7,222 |
| Assets and Liabilities | ||
| Total Assets: | $59,226,000 | 6,289 |
| Cash and due from depository institutions | $5,022,000 | 7,222 |
| Interest-bearing balances | $33,000 | 5,653 |
| Securities | $898,000 | 9,551 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $50,102,000 | 5,154 |
| Loan loss allowance | $517,000 | 5,595 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,667,000 | 3,230 |
| Other real estate owned | $0 | 7,222 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $537,000 | 7,940 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,226,000 | 6,289 |
| Total liabilities | $53,399,000 | 6,236 |
| Total deposits | $46,337,000 | 6,463 |
| Interest-bearing deposits | $32,595,000 | 7,107 |
| Deposits held in domestic offices | $46,337,000 | 6,461 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,405,000 | 1,668 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,400,000 | 3,802 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $257,000 | 7,712 |
| Total equity capital | $5,827,000 | 6,477 |
| Total bank equity capital | $5,827,000 | 6,477 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000,000 | 2,981 |
| Surplus | $4,938,000 | 3,086 |
| Undivided profits | $-111,000 | 9,081 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $436,000 | 5,588 |
| Earning assets | $51,033,000 | 6,488 |
| Long-term assets (5+ years) | $2,153,000 | 7,251 |
| Average Assets, year-to-date | $42,346,200 | 7,237 |
| Average Assets, quarterly | $54,960,500 | 6,475 |
| Volatile liabilities | $16,731,000 | 4,154 |
| Insider loans | $766,000 | 4,498 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $8,842,000 | 4,031 |
| Tier 1 (core) risk-based capital | $5,785,000 | 6,375 |
| Tier 2 risk-based capital | $517,000 | 5,284 |
| Total risk weighted assets | $52,131,000 | 5,159 |
| Total unused commitments | $8,842,000 | 4,032 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 9 | 9,060 |
| Assets and Liabilities | ||
| Total Assets: | $23,447,000 | 9,065 |
| Cash and due from depository institutions | $1,150,000 | 9,060 |
| Interest-bearing balances | $20,000 | 6,004 |
| Securities | $880,000 | 9,889 |
| Federal funds sold & reverse repurchase agreements | $3,840,000 | 2,395 |
| Net loans & leases | $14,672,000 | 8,666 |
| Loan loss allowance | $146,000 | 9,008 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,593,000 | 3,279 |
| Other real estate owned | $0 | 9,060 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $312,000 | 9,250 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,447,000 | 9,065 |
| Total liabilities | $19,715,000 | 9,140 |
| Total deposits | $19,613,000 | 9,039 |
| Interest-bearing deposits | $13,438,000 | 9,380 |
| Deposits held in domestic offices | $19,613,000 | 9,037 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $102,000 | 9,359 |
| Total equity capital | $3,732,000 | 8,037 |
| Total bank equity capital | $3,732,000 | 8,037 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 3,047 |
| Surplus | $3,000,000 | 4,301 |
| Undivided profits | $-268,000 | 9,443 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $134,000 | 8,691 |
| Earning assets | $19,412,000 | 9,240 |
| Long-term assets (5+ years) | $632,000 | 8,523 |
| Average Assets, year-to-date | $17,612,600 | 9,475 |
| Average Assets, quarterly | $21,694,500 | 9,186 |
| Volatile liabilities | $5,122,000 | 7,276 |
| Insider loans | $1,300,000 | 3,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $5,077,000 | 5,428 |
| Tier 1 (core) risk-based capital | $3,605,000 | 8,182 |
| Tier 2 risk-based capital | $146,000 | 8,831 |
| Total risk weighted assets | $18,373,500 | 8,435 |
| Total unused commitments | $5,077,000 | 5,433 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 8 | 9,497 |
| Assets and Liabilities | ||
| Total Assets: | $11,866,000 | 10,139 |
| Cash and due from depository institutions | $534,000 | 9,497 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $870,000 | 10,094 |
| Federal funds sold & reverse repurchase agreements | $2,450,000 | 5,346 |
| Net loans & leases | $6,967,000 | 9,884 |
| Loan loss allowance | $70,000 | 9,934 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $960,000 | 6,096 |
| Other real estate owned | $0 | 9,497 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $85,000 | 10,348 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $11,866,000 | 10,139 |
| Total liabilities | $8,142,000 | 10,233 |
| Total deposits | $8,134,000 | 10,197 |
| Interest-bearing deposits | $5,974,000 | 10,196 |
| Deposits held in domestic offices | $8,134,000 | 10,197 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $8,000 | 10,451 |
| Total equity capital | $3,724,000 | 8,169 |
| Total bank equity capital | $3,724,000 | 8,169 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 3,049 |
| Surplus | $3,000,000 | 4,181 |
| Undivided profits | $-276,000 | 9,959 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $49,000 | 9,953 |
| Earning assets | $10,287,000 | 10,145 |
| Long-term assets (5+ years) | $762,000 | 8,553 |
| Average Assets, year-to-date | $10,379,500 | 10,193 |
| Average Assets, quarterly | $10,379,500 | 10,202 |
| Volatile liabilities | $1,754,000 | 9,203 |
| Insider loans | $594,000 | 4,842 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,136,000 | 5,807 |
| Tier 1 (core) risk-based capital | $3,724,000 | 8,047 |
| Tier 2 risk-based capital | $70,000 | 9,860 |
| Total risk weighted assets | $8,754,900 | 9,845 |
| Total unused commitments | $4,136,000 | 5,813 |
| Derivatives | $0 | 527 |