Home > Bank South > Loan Charge- Offs and Recoveries
Bank South, Loan Charge- Offs and Recoveries
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $25,703,000 | 130 |
| Loans secured by real estate, total | $6,325,000 | 114 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $6,325,000 | 114 |
| Construction and land development | $1,306,000 | 55 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $3,591,000 | 65 |
| Secured by multifamily residential properties | $184,000 | 242 |
| Secured by nonfarm nonresidential properties | $1,244,000 | 210 |
| Real estate loans in foreign offices | $0 | 12 |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $79,000 | 65 |
| Commercial and industrial loans | $3,042,000 | 145 |
| Loans to individuals | $16,249,000 | 105 |
| Credit card loan charge offs | $328,000 | 457 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $15,921,000 | 35 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $8,000 | 255 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $17,982,000 | 65 |
| Loans secured by real estate, total | $5,247,000 | 52 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $5,247,000 | 50 |
| Construction and land development | $206,000 | 99 |
| Secured by farmland | $43,000 | 93 |
| Secured by 1-4 family residential properties - total recoveries | $2,586,000 | 13 |
| Secured by multifamily residential properties | $648,000 | 29 |
| Secured by nonfarm nonresidential properties | $1,764,000 | 82 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $38,000 | 21 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $13,000 | 133 |
| Commercial and industrial loans | $2,407,000 | 115 |
| Loans to individuals | $10,000,000 | 53 |
| Credit card loan recoveries | $303,000 | 222 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $9,697,000 | 19 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $237,000 | 74 |
| Lease financing receivables | $40,000 | 117 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $7,721,000 | 224 |
| Loans secured by real estate, total | $1,078,000 | 364 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $1,078,000 | 363 |
| Construction and land development | $1,100,000 | 51 |
| Secured by farmland | $-43,000 | 10,466 |
| Secured by 1-4 family residential properties- net charge-offs | $1,005,000 | 174 |
| Secured by multifamily residential properties | $-464,000 | 11,959 |
| Secured by nonfarm nonresidential properties | $-520,000 | 11,911 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $-38,000 | 1,212 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $66,000 | 47 |
| Commercial and industrial loans | $635,000 | 350 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $6,249,000 | 158 |
| Credit card loan net charge offs | $25,000 | 1,221 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $6,224,000 | 54 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $-237,000 | 1,204 |
| Lease financing receivables | $-32,000 | 10,508 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $35,901,000 | 105 |
| Loans secured by real estate, total | $9,126,000 | 117 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $9,126,000 | 117 |
| Construction and land development | $369,000 | 185 |
| Secured by farmland | $62,000 | 97 |
| Total charge-offs secured by 1-4 family residential properties | $5,543,000 | 57 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $3,152,000 | 132 |
| Real estate loans in foreign offices | $0 | 15 |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $59,000 | 87 |
| Commercial and industrial loans | $9,010,000 | 68 |
| Loans to individuals | $17,598,000 | 85 |
| Credit card loan charge offs | $1,763,000 | 195 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $15,835,000 | 25 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $54,000 | 187 |
| Lease financing receivables | $54,000 | 144 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $20,648,000 | 61 |
| Loans secured by real estate, total | $7,932,000 | 37 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $7,932,000 | 37 |
| Construction and land development | $2,215,000 | 23 |
| Secured by farmland | $538,000 | 3 |
| Secured by 1-4 family residential properties - total recoveries | $3,173,000 | 15 |
| Secured by multifamily residential properties | $39,000 | 193 |
| Secured by nonfarm nonresidential properties | $1,967,000 | 75 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $39,000 | 22 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $63,000 | 78 |
| Commercial and industrial loans | $4,448,000 | 80 |
| Loans to individuals | $7,809,000 | 63 |
| Credit card loan recoveries | $426,000 | 186 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $7,383,000 | 24 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $88,000 | 118 |
| Lease financing receivables | $269,000 | 52 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $15,253,000 | 136 |
| Loans secured by real estate, total | $1,194,000 | 397 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $1,194,000 | 397 |
| Construction and land development | $-1,846,000 | 12,598 |
| Secured by farmland | $-476,000 | 11,067 |
| Secured by 1-4 family residential properties- net charge-offs | $2,370,000 | 100 |
| Secured by multifamily residential properties | $-39,000 | 12,534 |
| Secured by nonfarm nonresidential properties | $1,185,000 | 199 |
| Real estate loans in foreign offices | $0 | 11 |
| Loans to depository institutions | $-39,000 | 1,170 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-4,000 | 1,076 |
| Commercial and industrial loans | $4,562,000 | 73 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $9,789,000 | 96 |
| Credit card loan net charge offs | $1,337,000 | 198 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $8,452,000 | 24 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $-34,000 | 1,124 |
| Lease financing receivables | $-215,000 | 11,055 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $23,470,000 | 176 |
| Loans secured by real estate, total | $12,959,000 | 125 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $12,959,000 | 125 |
| Construction and land development | $453,000 | 306 |
| Secured by farmland | $174,000 | 55 |
| Total charge-offs secured by 1-4 family residential properties | $6,184,000 | 50 |
| Secured by multifamily residential properties | $48,000 | 517 |
| Secured by nonfarm nonresidential properties | $6,100,000 | 113 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $55,000 | 95 |
| Commercial and industrial loans | $3,650,000 | 213 |
| Loans to individuals | $5,901,000 | 193 |
| Credit card loan charge offs | $352,000 | 443 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $5,549,000 | 94 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $249,000 | 127 |
| Lease financing receivables | $656,000 | 57 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $9,188,000 | 127 |
| Loans secured by real estate, total | $2,721,000 | 97 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $2,721,000 | 97 |
| Construction and land development | $135,000 | 206 |
| Secured by farmland | $37,000 | 141 |
| Secured by 1-4 family residential properties - total recoveries | $1,668,000 | 30 |
| Secured by multifamily residential properties | $32,000 | 232 |
| Secured by nonfarm nonresidential properties | $849,000 | 119 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $4,000 | 39 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $13,000 | 143 |
| Commercial and industrial loans | $2,156,000 | 147 |
| Loans to individuals | $3,733,000 | 112 |
| Credit card loan recoveries | $129,000 | 322 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $3,604,000 | 60 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $123,000 | 105 |
| Lease financing receivables | $438,000 | 40 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $14,282,000 | 203 |
| Loans secured by real estate, total | $10,238,000 | 130 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $10,238,000 | 130 |
| Construction and land development | $318,000 | 334 |
| Secured by farmland | $137,000 | 52 |
| Secured by 1-4 family residential properties- net charge-offs | $4,516,000 | 63 |
| Secured by multifamily residential properties | $16,000 | 592 |
| Secured by nonfarm nonresidential properties | $5,251,000 | 108 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $-4,000 | 1,146 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $42,000 | 70 |
| Commercial and industrial loans | $1,494,000 | 321 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $2,168,000 | 268 |
| Credit card loan net charge offs | $223,000 | 487 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,945,000 | 139 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $126,000 | 126 |
| Lease financing receivables | $218,000 | 77 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $46,882,000 | 126 |
| Loans secured by real estate, total | $23,786,000 | 88 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $23,786,000 | 86 |
| Construction and land development | $5,512,000 | 83 |
| Secured by farmland | $3,048,000 | 3 |
| Total charge-offs secured by 1-4 family residential properties | $4,815,000 | 71 |
| Secured by multifamily residential properties | $714,000 | 175 |
| Secured by nonfarm nonresidential properties | $9,697,000 | 95 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $1,000 | 196 |
| Commercial and industrial loans | $15,258,000 | 100 |
| Loans to individuals | $7,175,000 | 195 |
| Credit card loan charge offs | $315,000 | 511 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $6,860,000 | 95 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $151,000 | 161 |
| Lease financing receivables | $511,000 | 87 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $9,818,000 | 108 |
| Loans secured by real estate, total | $1,457,000 | 112 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $1,457,000 | 112 |
| Construction and land development | $134,000 | 200 |
| Secured by farmland | $25,000 | 198 |
| Secured by 1-4 family residential properties - total recoveries | $994,000 | 35 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $304,000 | 223 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $8,000 | 41 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $2,000 | 196 |
| Commercial and industrial loans | $4,020,000 | 80 |
| Loans to individuals | $3,817,000 | 102 |
| Credit card loan recoveries | $314,000 | 214 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $3,503,000 | 59 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $10,000 | 246 |
| Lease financing receivables | $504,000 | 32 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $37,064,000 | 129 |
| Loans secured by real estate, total | $22,329,000 | 90 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $22,329,000 | 88 |
| Construction and land development | $5,378,000 | 81 |
| Secured by farmland | $3,023,000 | 3 |
| Secured by 1-4 family residential properties- net charge-offs | $3,821,000 | 75 |
| Secured by multifamily residential properties | $714,000 | 168 |
| Secured by nonfarm nonresidential properties | $9,393,000 | 88 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $-8,000 | 1,170 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $-1,000 | 1,094 |
| Commercial and industrial loans | $11,238,000 | 108 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $3,358,000 | 258 |
| Credit card loan net charge offs | $1,000 | 3,629 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $3,357,000 | 128 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $141,000 | 135 |
| Lease financing receivables | $7,000 | 334 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.