Home > Bank South > Net charge- offs to loans
Bank South, Net charge- offs to loans
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1904% | 4,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0635% | 617 |
| Percentage Net Loans Charged-off:Construction & development | 0.4930% | 146 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0954% | 1,353 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0719% | 1,431 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1157% | 329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1392% | 286 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0728% | 681 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4747% | 795 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1020% | 1,006 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1337% | 1,257 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.7163% | 28 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4339% | 2,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0850% | 619 |
| Percentage Net Loans Charged-off:Construction & development | -1.1672% | 1,389 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2349% | 394 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0993% | 1,341 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3474% | 156 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0753% | 258 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4100% | 134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5998% | 315 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8107% | 379 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8237% | 126 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1772% | 1,204 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5920% | 40 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5488% | 2,530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9131% | 199 |
| Percentage Net Loans Charged-off:Construction & development | 0.3777% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0858% | 266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0419% | 342 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9238% | 69 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1537% | 59 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2419% | 711 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3004% | 978 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7376% | 851 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2556% | 242 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.9440% | 57 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4731% | 1,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9403% | 104 |
| Percentage Net Loans Charged-off:Construction & development | 3.4019% | 216 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9681% | 228 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2860% | 157 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8337% | 80 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1060% | 1,326 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0593% | 66 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6188% | 414 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6398% | 833 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0044% | 1,025 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0928% | 382 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.3196% | 88 |