Home > Bank SNB > Income and Expense

Bank SNB, Income and Expense

2018-03-31 (YTD Data)Rank
Total interest income$31,637,000296
Total interest expense$4,224,000303
Net interest income$27,413,000292
Provision for loan and lease losses$1,378,000224
Total noninterest income$3,533,000531
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$1,727,000221
Trading account gains and fees$0123
Additional Noninterest Income$1,806,000624
Total noninterest expense$15,621,000389
Salaries and employee benefits$9,537,000356
Premises and equipment expense$2,333,000308
Additional noninterest expense$3,751,000468
Pre-tax net operating income$13,947,000277
Securities gains (losses)$0735
Applicable income taxes$3,368,000251
Income before extraordinary items$10,579,000288
Extraordinary gains, net$07
Net income$10,579,000288
Minority interest net income$052
Net income of bank and minority interests.$10,579,000288
Net charge-offs$86,000927
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$-1,0005,554
Net operating income$10,579,000287
2017-12-31 (YTD Data)Rank
Total interest income$28,587,0001,005
Total interest expense$3,055,0001,069
Net interest income$25,532,000991
Provision for loan and lease losses$1,642,000600
Total noninterest income$3,633,0001,374
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,456,000836
Trading account gains and fees$0151
Additional Noninterest Income$2,177,0001,452
Total noninterest expense$11,322,0001,687
Salaries and employee benefits$6,446,0001,706
Premises and equipment expense$1,765,0001,312
Additional noninterest expense$3,111,0001,874
Pre-tax net operating income$16,201,000650
Securities gains (losses)$02,243
Applicable income taxes$5,663,000611
Income before extraordinary items$10,538,000722
Extraordinary gains, net$09
Net income$10,538,000721
Minority interest net income$076
Net income of bank and minority interests.$10,538,000722
Net charge-offs$189,0001,876
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$-1,0005,585
Net operating income$10,538,000709
2017-09-30 (YTD Data)Rank
Total interest income$73,313,000336
Total interest expense$8,218,000340
Net interest income$65,095,000336
Provision for loan and lease losses$5,885,000185
Total noninterest income$13,105,000475
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$5,609,000205
Trading account gains and fees$0145
Additional Noninterest Income$7,496,000523
Total noninterest expense$44,995,000389
Salaries and employee benefits$29,219,000341
Premises and equipment expense$7,131,000291
Additional noninterest expense$8,645,000585
Pre-tax net operating income$27,320,000362
Securities gains (losses)$316,000282
Applicable income taxes$9,956,000310
Income before extraordinary items$17,680,000396
Extraordinary gains, net$09
Net income$17,680,000395
Minority interest net income$071
Net income of bank and minority interests.$17,680,000396
Net charge-offs$6,489,000137
Cash dividends$5,000,000498
Sale, conversion, retirement of capital stock, net$-1,0005,663
Net operating income$17,477,760394
2017-06-30 (YTD Data)Rank
Total interest income$47,770,000341
Total interest expense$5,055,000339
Net interest income$42,715,000342
Provision for loan and lease losses$3,505,000198
Total noninterest income$8,928,000466
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$3,741,000203
Trading account gains and fees$0139
Additional Noninterest Income$5,187,000509
Total noninterest expense$30,059,000398
Salaries and employee benefits$19,587,000345
Premises and equipment expense$4,673,000299
Additional noninterest expense$5,799,000590
Pre-tax net operating income$18,079,000363
Securities gains (losses)$01,906
Applicable income taxes$6,530,000310
Income before extraordinary items$11,549,000402
Extraordinary gains, net$011
Net income$11,549,000401
Minority interest net income$071
Net income of bank and minority interests.$11,549,000402
Net charge-offs$3,733,000153
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$-1,0005,720
Net operating income$11,549,000400
2017-03-31 (YTD Data)Rank
Total interest income$23,067,000352
Total interest expense$2,320,000360
Net interest income$20,747,000347
Provision for loan and lease losses$1,776,000186
Total noninterest income$4,429,000463
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$1,840,000208
Trading account gains and fees$0142
Additional Noninterest Income$2,589,000497
Total noninterest expense$15,179,000397
Salaries and employee benefits$9,909,000344
Premises and equipment expense$2,361,000300
Additional noninterest expense$2,909,000590
Pre-tax net operating income$8,221,000380
Securities gains (losses)$01,153
Applicable income taxes$2,981,000331
Income before extraordinary items$5,240,000426
Extraordinary gains, net$08
Net income$5,240,000425
Minority interest net income$055
Net income of bank and minority interests.$5,240,000426
Net charge-offs$1,779,000157
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$-1,0005,814
Net operating income$5,240,000419
2016-12-31 (YTD Data)Rank
Total interest income$89,132,000343
Total interest expense$7,363,000409
Net interest income$81,769,000333
Provision for loan and lease losses$4,769,000269
Total noninterest income$16,066,000490
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$7,639,000200
Trading account gains and fees$0170
Additional Noninterest Income$8,427,000580
Total noninterest expense$62,000,000379
Salaries and employee benefits$37,740,000349
Premises and equipment expense$10,964,000253
Additional noninterest expense$13,296,000523
Pre-tax net operating income$31,066,000365
Securities gains (losses)$294,000671
Applicable income taxes$11,190,000315
Income before extraordinary items$20,170,000404
Extraordinary gains, net$05
Net income$20,170,000403
Minority interest net income$082
Net income of bank and minority interests.$20,170,000403
Net charge-offs$3,329,000277
Cash dividends$10,000,000372
Sale, conversion, retirement of capital stock, net$-1,0005,802
Net operating income$19,981,840404
2016-09-30 (YTD Data)Rank
Total interest income$66,397,000342
Total interest expense$5,317,000420
Net interest income$61,080,000333
Provision for loan and lease losses$6,098,000179
Total noninterest income$11,822,000496
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$5,711,000200
Trading account gains and fees$0169
Additional Noninterest Income$6,111,000601
Total noninterest expense$47,238,000370
Salaries and employee benefits$28,739,000345
Premises and equipment expense$8,355,000248
Additional noninterest expense$10,144,000520
Pre-tax net operating income$19,566,000416
Securities gains (losses)$294,000607
Applicable income taxes$6,993,000358
Income before extraordinary items$12,867,000474
Extraordinary gains, net$05
Net income$12,867,000472
Minority interest net income$071
Net income of bank and minority interests.$12,867,000474
Net charge-offs$3,752,000191
Cash dividends$10,000,000285
Sale, conversion, retirement of capital stock, net$-1,0005,886
Net operating income$12,675,900466
2016-06-30 (YTD Data)Rank
Total interest income$44,088,000341
Total interest expense$3,399,000430
Net interest income$40,689,000332
Provision for loan and lease losses$4,385,000168
Total noninterest income$7,000,000539
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$3,940,000193
Trading account gains and fees$0157
Additional Noninterest Income$3,060,000725
Total noninterest expense$30,945,000375
Salaries and employee benefits$18,944,000348
Premises and equipment expense$5,272,000267
Additional noninterest expense$6,729,000515
Pre-tax net operating income$12,359,000430
Securities gains (losses)$291,000437
Applicable income taxes$4,477,000368
Income before extraordinary items$8,173,000479
Extraordinary gains, net$016
Net income$8,173,000475
Minority interest net income$071
Net income of bank and minority interests.$8,173,000478
Net charge-offs$3,615,000153
Cash dividends$5,000,000360
Sale, conversion, retirement of capital stock, net$-1,0005,974
Net operating income$7,983,850480
2016-03-31 (YTD Data)Rank
Total interest income$22,045,000339
Total interest expense$1,623,000447
Net interest income$20,422,000328
Provision for loan and lease losses$4,375,000112
Total noninterest income$3,289,000543
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$1,977,000190
Trading account gains and fees$0142
Additional Noninterest Income$1,312,000777
Total noninterest expense$15,821,000367
Salaries and employee benefits$9,341,000351
Premises and equipment expense$2,636,000265
Additional noninterest expense$3,844,000445
Pre-tax net operating income$3,515,000659
Securities gains (losses)$126,000432
Applicable income taxes$1,304,000527
Income before extraordinary items$2,337,000787
Extraordinary gains, net$012
Net income$2,337,000786
Minority interest net income$062
Net income of bank and minority interests.$2,337,000787
Net charge-offs$3,313,000113
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$-1,0006,064
Net operating income$2,256,360785
2015-12-31 (YTD Data)Rank
Total interest income$74,460,000364
Total interest expense$4,825,000574
Net interest income$69,635,000356
Provision for loan and lease losses$-3,566,0006,145
Total noninterest income$14,393,000515
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$7,549,000199
Trading account gains and fees$0159
Additional Noninterest Income$6,844,000646
Total noninterest expense$57,364,000397
Salaries and employee benefits$34,850,000358
Premises and equipment expense$9,219,000286
Additional noninterest expense$13,295,000513
Pre-tax net operating income$30,230,000352
Securities gains (losses)$03,216
Applicable income taxes$10,963,000295
Income before extraordinary items$19,267,000404
Extraordinary gains, net$023
Net income$19,267,000403
Minority interest net income$081
Net income of bank and minority interests.$19,267,000404
Net charge-offs$-1,220,0006,116
Cash dividends$20,000,000220
Sale, conversion, retirement of capital stock, net$-1,0006,073
Net operating income$19,267,000403
2015-09-30 (YTD Data)Rank
Total interest income$52,877,000385
Total interest expense$3,359,000629
Net interest income$49,518,000380
Provision for loan and lease losses$-3,000,0006,233
Total noninterest income$10,220,000543
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$5,480,000211
Trading account gains and fees$0153
Additional Noninterest Income$4,740,000683
Total noninterest expense$40,507,000422
Salaries and employee benefits$24,577,000377
Premises and equipment expense$6,662,000304
Additional noninterest expense$9,268,000552
Pre-tax net operating income$22,231,000367
Securities gains (losses)$03,031
Applicable income taxes$8,065,000313
Income before extraordinary items$14,166,000409
Extraordinary gains, net$021
Net income$14,166,000408
Minority interest net income$078
Net income of bank and minority interests.$14,166,000409
Net charge-offs$-1,141,0006,211
Cash dividends$20,000,000175
Sale, conversion, retirement of capital stock, net$-1,0006,181
Net operating income$14,166,000408
2015-06-30 (YTD Data)Rank
Total interest income$34,663,000389
Total interest expense$2,187,000645
Net interest income$32,476,000383
Provision for loan and lease losses$-3,023,0006,320
Total noninterest income$6,165,000598
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$3,612,000208
Trading account gains and fees$0157
Additional Noninterest Income$2,553,000810
Total noninterest expense$26,683,000430
Salaries and employee benefits$16,203,000380
Premises and equipment expense$4,425,000310
Additional noninterest expense$6,055,000560
Pre-tax net operating income$14,981,000363
Securities gains (losses)$02,636
Applicable income taxes$5,457,000310
Income before extraordinary items$9,524,000414
Extraordinary gains, net$022
Net income$9,524,000414
Minority interest net income$075
Net income of bank and minority interests.$9,524,000414
Net charge-offs$-790,0006,280
Cash dividends$20,000,000137
Sale, conversion, retirement of capital stock, net$-1,0006,272
Net operating income$9,524,000407
2015-03-31 (YTD Data)Rank
Total interest income$17,212,000388
Total interest expense$1,071,000651
Net interest income$16,141,000386
Provision for loan and lease losses$-1,887,0006,393
Total noninterest income$2,894,000606
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$1,754,000216
Trading account gains and fees$0152
Additional Noninterest Income$1,140,000838
Total noninterest expense$12,990,000438
Salaries and employee benefits$7,914,000387
Premises and equipment expense$2,260,000307
Additional noninterest expense$2,816,000597
Pre-tax net operating income$7,932,000334
Securities gains (losses)$02,027
Applicable income taxes$2,990,000289
Income before extraordinary items$4,942,000393
Extraordinary gains, net$013
Net income$4,942,000393
Minority interest net income$064
Net income of bank and minority interests.$4,942,000393
Net charge-offs$-685,0006,372
Cash dividends$20,000,00082
Sale, conversion, retirement of capital stock, net$-1,0006,370
Net operating income$4,942,000386
2014-12-31 (YTD Data)Rank
Total interest income$71,572,000375
Total interest expense$4,586,000625
Net interest income$66,986,000364
Provision for loan and lease losses$-6,624,0006,484
Total noninterest income$17,500,000432
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$7,336,000219
Trading account gains and fees$0180
Additional Noninterest Income$10,164,000443
Total noninterest expense$56,816,000395
Salaries and employee benefits$31,830,000373
Premises and equipment expense$9,178,000289
Additional noninterest expense$15,808,000440
Pre-tax net operating income$34,294,000299
Securities gains (losses)$764,000268
Applicable income taxes$13,217,000252
Income before extraordinary items$21,841,000342
Extraordinary gains, net$017
Net income$21,841,000342
Minority interest net income$084
Net income of bank and minority interests.$21,841,000342
Net charge-offs$1,587,000626
Cash dividends$18,000,000232
Sale, conversion, retirement of capital stock, net$-1,0006,391
Net operating income$21,352,040344
2014-09-30 (YTD Data)Rank
Total interest income$53,426,000379
Total interest expense$3,518,000623
Net interest income$49,908,000367
Provision for loan and lease losses$-4,238,0006,555
Total noninterest income$14,045,000409
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$5,471,000221
Trading account gains and fees$0174
Additional Noninterest Income$8,574,000403
Total noninterest expense$42,777,000392
Salaries and employee benefits$24,402,000366
Premises and equipment expense$6,794,000290
Additional noninterest expense$11,581,000453
Pre-tax net operating income$25,414,000306
Securities gains (losses)$764,000198
Applicable income taxes$9,869,000256
Income before extraordinary items$16,309,000340
Extraordinary gains, net$015
Net income$16,309,000340
Minority interest net income$081
Net income of bank and minority interests.$16,309,000340
Net charge-offs$1,507,000490
Cash dividends$18,000,000182
Sale, conversion, retirement of capital stock, net$-1,0006,492
Net operating income$15,820,040348
2014-06-30 (YTD Data)Rank
Total interest income$35,977,000376
Total interest expense$2,418,000601
Net interest income$33,559,000360
Provision for loan and lease losses$-1,341,0006,580
Total noninterest income$10,652,000357
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$3,654,000217
Trading account gains and fees$0172
Additional Noninterest Income$6,998,000341
Total noninterest expense$29,220,000377
Salaries and employee benefits$16,557,000359
Premises and equipment expense$4,529,000287
Additional noninterest expense$8,134,000422
Pre-tax net operating income$16,332,000308
Securities gains (losses)$764,000156
Applicable income taxes$6,445,000257
Income before extraordinary items$10,651,000346
Extraordinary gains, net$020
Net income$10,651,000345
Minority interest net income$080
Net income of bank and minority interests.$10,651,000346
Net charge-offs$2,239,000260
Cash dividends$18,000,000140
Sale, conversion, retirement of capital stock, net$-1,0006,577
Net operating income$10,162,040351
2014-03-31 (YTD Data)Rank
Total interest income$17,757,000378
Total interest expense$1,254,000592
Net interest income$16,503,000365
Provision for loan and lease losses$-986,0006,666
Total noninterest income$3,026,000546
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$1,806,000220
Trading account gains and fees$0147
Additional Noninterest Income$1,220,000718
Total noninterest expense$14,126,000394
Salaries and employee benefits$8,126,000359
Premises and equipment expense$2,280,000299
Additional noninterest expense$3,720,000460
Pre-tax net operating income$6,389,000357
Securities gains (losses)$135,000354
Applicable income taxes$2,474,000287
Income before extraordinary items$4,050,000416
Extraordinary gains, net$016
Net income$4,050,000415
Minority interest net income$066
Net income of bank and minority interests.$4,050,000416
Net charge-offs$751,000366
Cash dividends$18,000,00086
Sale, conversion, retirement of capital stock, net$-1,0006,670
Net operating income$3,963,600409
2013-12-31 (YTD Data)Rank
Total interest income$73,536,000358
Total interest expense$6,781,000464
Net interest income$66,755,000354
Provision for loan and lease losses$-7,209,0006,780
Total noninterest income$18,970,000422
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$7,724,000214
Trading account gains and fees$0184
Additional Noninterest Income$11,246,000439
Total noninterest expense$59,469,000370
Salaries and employee benefits$31,877,000365
Premises and equipment expense$9,100,000287
Additional noninterest expense$18,492,000405
Pre-tax net operating income$33,465,000290
Securities gains (losses)$03,182
Applicable income taxes$12,782,000233
Income before extraordinary items$20,683,000346
Extraordinary gains, net$029
Net income$20,683,000346
Minority interest net income$090
Net income of bank and minority interests.$20,683,000346
Net charge-offs$2,846,000566
Cash dividends$19,500,000203
Sale, conversion, retirement of capital stock, net$-1,0006,694
Net operating income$20,683,000344
2013-09-30 (YTD Data)Rank
Total interest income$47,387,000404
Total interest expense$4,771,000511
Net interest income$42,616,000396
Provision for loan and lease losses$-579,0006,741
Total noninterest income$14,038,000439
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$4,848,000250
Trading account gains and fees$0180
Additional Noninterest Income$9,190,000428
Total noninterest expense$38,249,000429
Salaries and employee benefits$21,335,000398
Premises and equipment expense$5,855,000329
Additional noninterest expense$11,059,000478
Pre-tax net operating income$18,984,000371
Securities gains (losses)$03,040
Applicable income taxes$7,218,000291
Income before extraordinary items$11,766,000441
Extraordinary gains, net$025
Net income$11,766,000439
Minority interest net income$084
Net income of bank and minority interests.$11,766,000442
Net charge-offs$5,102,000261
Cash dividends$19,500,000152
Sale, conversion, retirement of capital stock, net$-1,0006,793
Net operating income$11,766,000435
2013-06-30 (YTD Data)Rank
Total interest income$31,787,000404
Total interest expense$3,344,000491
Net interest income$28,443,000394
Provision for loan and lease losses$-90,0006,670
Total noninterest income$10,392,000415
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$3,241,000245
Trading account gains and fees$0157
Additional Noninterest Income$7,151,000397
Total noninterest expense$26,893,000409
Salaries and employee benefits$14,569,000396
Premises and equipment expense$3,866,000332
Additional noninterest expense$8,458,000423
Pre-tax net operating income$12,032,000381
Securities gains (losses)$02,791
Applicable income taxes$4,593,000295
Income before extraordinary items$7,439,000455
Extraordinary gains, net$022
Net income$7,439,000455
Minority interest net income$082
Net income of bank and minority interests.$7,439,000457
Net charge-offs$5,386,000186
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$-1,0006,865
Net operating income$7,439,000441
2013-03-31 (YTD Data)Rank
Total interest income$16,157,000397
Total interest expense$1,763,000485
Net interest income$14,394,000387
Provision for loan and lease losses$60,0002,589
Total noninterest income$4,787,000446
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$1,617,000241
Trading account gains and fees$0148
Additional Noninterest Income$3,170,000431
Total noninterest expense$13,841,000403
Salaries and employee benefits$7,313,000398
Premises and equipment expense$1,870,000341
Additional noninterest expense$4,658,000397
Pre-tax net operating income$5,280,000418
Securities gains (losses)$01,966
Applicable income taxes$2,280,000308
Income before extraordinary items$3,000,000548
Extraordinary gains, net$010
Net income$3,000,000547
Minority interest net income$076
Net income of bank and minority interests.$3,000,000549
Net charge-offs$3,829,000150
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$-1,0006,960
Net operating income$3,000,000528
2012-12-31 (YTD Data)Rank
Total interest income$80,575,000343
Total interest expense$9,988,000401
Net interest income$70,587,000330
Provision for loan and lease losses$3,305,000709
Total noninterest income$16,081,000482
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$6,814,000238
Trading account gains and fees$0166
Additional Noninterest Income$9,267,000522
Total noninterest expense$54,552,000405
Salaries and employee benefits$26,521,000414
Premises and equipment expense$7,767,000327
Additional noninterest expense$20,264,000392
Pre-tax net operating income$28,811,000321
Securities gains (losses)$837,000625
Applicable income taxes$11,274,000252
Income before extraordinary items$18,374,000378
Extraordinary gains, net$029
Net income$18,374,000378
Minority interest net income$093
Net income of bank and minority interests.$18,374,000378
Net charge-offs$298,0003,305
Cash dividends$65,000,000102
Sale, conversion, retirement of capital stock, net$-1,0006,974
Net operating income$17,838,320376
2012-09-30 (YTD Data)Rank
Total interest income$62,624,000337
Total interest expense$7,875,000401
Net interest income$54,749,000327
Provision for loan and lease losses$674,0001,909
Total noninterest income$11,746,000480
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$5,148,000239
Trading account gains and fees$0157
Additional Noninterest Income$6,598,000531
Total noninterest expense$39,149,000422
Salaries and employee benefits$19,426,000416
Premises and equipment expense$5,797,000323
Additional noninterest expense$13,926,000419
Pre-tax net operating income$26,672,000272
Securities gains (losses)$35,0002,632
Applicable income taxes$10,329,000223
Income before extraordinary items$16,378,000327
Extraordinary gains, net$020
Net income$16,378,000327
Minority interest net income$086
Net income of bank and minority interests.$16,378,000327
Net charge-offs$280,0002,911
Cash dividends$65,000,00065
Sale, conversion, retirement of capital stock, net$-1,0007,081
Net operating income$16,355,600316
2012-06-30 (YTD Data)Rank
Total interest income$43,007,000328
Total interest expense$5,543,000395
Net interest income$37,464,000318
Provision for loan and lease losses$2,523,000535
Total noninterest income$7,649,000485
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$3,443,000237
Trading account gains and fees$0153
Additional Noninterest Income$4,206,000540
Total noninterest expense$26,754,000403
Salaries and employee benefits$12,873,000418
Premises and equipment expense$3,798,000327
Additional noninterest expense$10,083,000384
Pre-tax net operating income$15,836,000292
Securities gains (losses)$35,0002,264
Applicable income taxes$6,044,000249
Income before extraordinary items$9,827,000347
Extraordinary gains, net$019
Net income$9,827,000347
Minority interest net income$084
Net income of bank and minority interests.$9,827,000347
Net charge-offs$1,906,000718
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$-1,0007,162
Net operating income$9,804,600328
2012-03-31 (YTD Data)Rank
Total interest income$22,136,000320
Total interest expense$2,934,000381
Net interest income$19,202,000312
Provision for loan and lease losses$2,293,000313
Total noninterest income$4,001,000468
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$1,685,000239
Trading account gains and fees$0148
Additional Noninterest Income$2,316,000489
Total noninterest expense$12,696,000416
Salaries and employee benefits$6,365,000415
Premises and equipment expense$1,858,000336
Additional noninterest expense$4,473,000410
Pre-tax net operating income$8,214,000278
Securities gains (losses)$02,210
Applicable income taxes$3,117,000236
Income before extraordinary items$5,097,000342
Extraordinary gains, net$019
Net income$5,097,000343
Minority interest net income$078
Net income of bank and minority interests.$5,097,000343
Net charge-offs$1,104,000626
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$-1,0007,238
Net operating income$5,097,000323
2011-12-31 (YTD Data)Rank
Total interest income$105,871,000276
Total interest expense$17,287,000323
Net interest income$88,584,000273
Provision for loan and lease losses$124,721,00056
Total noninterest income$-8,667,0007,343
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$7,089,000237
Trading account gains and fees$0146
Additional Noninterest Income$-15,756,0007,356
Total noninterest expense$56,775,000380
Salaries and employee benefits$26,595,000384
Premises and equipment expense$7,984,000323
Additional noninterest expense$22,196,000357
Pre-tax net operating income$-101,579,0007,355
Securities gains (losses)$03,838
Applicable income taxes$-39,549,0007,353
Income before extraordinary items$-62,030,0007,341
Extraordinary gains, net$029
Net income$-62,030,0007,341
Minority interest net income$096
Net income of bank and minority interests.$-62,030,0007,341
Net charge-offs$139,187,00062
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$-1,0007,252
Net operating income$-62,030,0007,341
2011-09-30 (YTD Data)Rank
Total interest income$82,289,000271
Total interest expense$13,859,000316
Net interest income$68,430,000264
Provision for loan and lease losses$47,349,00090
Total noninterest income$12,538,000428
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$5,342,000236
Trading account gains and fees$0145
Additional Noninterest Income$7,196,000442
Total noninterest expense$43,362,000365
Salaries and employee benefits$19,728,000387
Premises and equipment expense$6,061,000327
Additional noninterest expense$17,573,000338
Pre-tax net operating income$-9,743,0007,336
Securities gains (losses)$03,555
Applicable income taxes$-4,321,0007,406
Income before extraordinary items$-5,422,0007,266
Extraordinary gains, net$021
Net income$-5,422,0007,265
Minority interest net income$087
Net income of bank and minority interests.$-5,422,0007,265
Net charge-offs$41,400,000117
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$-1,0007,343
Net operating income$-5,422,0007,260
2011-06-30 (YTD Data)Rank
Total interest income$55,988,000269
Total interest expense$9,860,000313
Net interest income$46,128,000264
Provision for loan and lease losses$23,657,000123
Total noninterest income$8,375,000425
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$3,551,000240
Trading account gains and fees$0153
Additional Noninterest Income$4,824,000439
Total noninterest expense$27,559,000386
Salaries and employee benefits$12,784,000397
Premises and equipment expense$4,083,000334
Additional noninterest expense$10,692,000368
Pre-tax net operating income$3,287,000922
Securities gains (losses)$02,914
Applicable income taxes$222,0002,115
Income before extraordinary items$3,065,000812
Extraordinary gains, net$015
Net income$3,065,000811
Minority interest net income$089
Net income of bank and minority interests.$3,065,000812
Net charge-offs$28,278,000127
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$-1,0007,433
Net operating income$3,065,000786
2011-03-31 (YTD Data)Rank
Total interest income$28,431,000266
Total interest expense$5,205,000305
Net interest income$23,226,000261
Provision for loan and lease losses$8,461,000158
Total noninterest income$3,833,000451
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$1,736,000243
Trading account gains and fees$0158
Additional Noninterest Income$2,097,000499
Total noninterest expense$13,989,000381
Salaries and employee benefits$6,619,000385
Premises and equipment expense$2,090,000330
Additional noninterest expense$5,280,000366
Pre-tax net operating income$4,609,000392
Securities gains (losses)$01,772
Applicable income taxes$1,853,000293
Income before extraordinary items$2,756,000490
Extraordinary gains, net$09
Net income$2,756,000489
Minority interest net income$086
Net income of bank and minority interests.$2,756,000490
Net charge-offs$6,618,000219
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$-1,0007,508
Net operating income$2,756,000474
2010-12-31 (YTD Data)Rank
Total interest income$125,832,000248
Total interest expense$27,988,000279
Net interest income$97,844,000248
Provision for loan and lease losses$30,987,000254
Total noninterest income$15,930,000459
Gross Fiduciary activities income$6,0001,203
Service charges on deposit accounts$7,627,000213
Trading account gains and fees$0175
Additional Noninterest Income$8,297,000521
Total noninterest expense$55,655,000390
Salaries and employee benefits$26,371,000372
Premises and equipment expense$8,317,000326
Additional noninterest expense$20,967,000391
Pre-tax net operating income$27,132,000244
Securities gains (losses)$2,633,000207
Applicable income taxes$10,896,000210
Income before extraordinary items$18,869,000262
Extraordinary gains, net$029
Net income$18,869,000262
Minority interest net income$0111
Net income of bank and minority interests.$18,869,000263
Net charge-offs$36,093,000211
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$-1,0007,565
Net operating income$17,183,880278
2010-09-30 (YTD Data)Rank
Total interest income$95,270,000248
Total interest expense$22,054,000276
Net interest income$73,216,000248
Provision for loan and lease losses$24,417,000244
Total noninterest income$11,765,000458
Gross Fiduciary activities income$6,0001,151
Service charges on deposit accounts$5,783,000213
Trading account gains and fees$0165
Additional Noninterest Income$5,976,000515
Total noninterest expense$40,568,000391
Salaries and employee benefits$19,710,000371
Premises and equipment expense$6,286,000323
Additional noninterest expense$14,572,000398
Pre-tax net operating income$19,996,000247
Securities gains (losses)$2,633,000167
Applicable income taxes$8,725,000196
Income before extraordinary items$13,904,000264
Extraordinary gains, net$023
Net income$13,904,000265
Minority interest net income$0110
Net income of bank and minority interests.$13,904,000266
Net charge-offs$15,908,000308
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$12,218,880288
2010-06-30 (YTD Data)Rank
Total interest income$64,349,000250
Total interest expense$15,323,000271
Net interest income$49,026,000249
Provision for loan and lease losses$13,589,000285
Total noninterest income$7,610,000457
Gross Fiduciary activities income$6,0001,117
Service charges on deposit accounts$3,928,000212
Trading account gains and fees$0152
Additional Noninterest Income$3,676,000520
Total noninterest expense$26,963,000391
Salaries and employee benefits$13,391,000359
Premises and equipment expense$4,164,000327
Additional noninterest expense$9,408,000405
Pre-tax net operating income$16,084,000204
Securities gains (losses)$26,0002,244
Applicable income taxes$6,412,000167
Income before extraordinary items$9,698,000240
Extraordinary gains, net$019
Net income$9,698,000240
Minority interest net income$0105
Net income of bank and minority interests.$9,698,000240
Net charge-offs$10,107,000334
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$9,681,360232
2010-03-31 (YTD Data)Rank
Total interest income$32,304,000260
Total interest expense$8,009,000276
Net interest income$24,295,000254
Provision for loan and lease losses$6,527,000312
Total noninterest income$3,804,000447
Gross Fiduciary activities income$3,0001,105
Service charges on deposit accounts$1,924,000218
Trading account gains and fees$0175
Additional Noninterest Income$1,877,000506
Total noninterest expense$13,284,000400
Salaries and employee benefits$6,669,000368
Premises and equipment expense$2,075,000340
Additional noninterest expense$4,540,000408
Pre-tax net operating income$8,288,000194
Securities gains (losses)$02,284
Applicable income taxes$3,321,000166
Income before extraordinary items$4,967,000225
Extraordinary gains, net$016
Net income$4,967,000226
Minority interest net income$091
Net income of bank and minority interests.$4,967,000227
Net charge-offs$4,700,000353
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$4,967,000220
2009-12-31 (YTD Data)Rank
Total interest income$135,780,000260
Total interest expense$42,810,000268
Net interest income$92,970,000257
Provision for loan and lease losses$36,862,000317
Total noninterest income$15,872,000453
Gross Fiduciary activities income$14,0001,138
Service charges on deposit accounts$8,062,000227
Trading account gains and fees$0211
Additional Noninterest Income$7,796,000528
Total noninterest expense$53,865,000413
Salaries and employee benefits$26,081,000373
Premises and equipment expense$8,853,000318
Additional noninterest expense$18,931,000454
Pre-tax net operating income$18,115,000236
Securities gains (losses)$2,755,000209
Applicable income taxes$7,776,000196
Income before extraordinary items$13,094,000252
Extraordinary gains, net$034
Net income$13,094,000254
Minority interest net income$0115
Net income of bank and minority interests.$13,094,000253
Net charge-offs$15,987,000474
Cash dividends$6,500,000274
Sale, conversion, retirement of capital stock, net$-1,0007,895
Net operating income$11,330,800285
2009-09-30 (YTD Data)Rank
Total interest income$102,416,000271
Total interest expense$34,101,000277
Net interest income$68,315,000270
Provision for loan and lease losses$26,618,000328
Total noninterest income$11,393,000477
Gross Fiduciary activities income$10,0001,116
Service charges on deposit accounts$6,010,000230
Trading account gains and fees$0212
Additional Noninterest Income$5,373,000555
Total noninterest expense$40,149,000414
Salaries and employee benefits$19,656,000380
Premises and equipment expense$6,500,000330
Additional noninterest expense$13,993,000441
Pre-tax net operating income$12,941,000258
Securities gains (losses)$2,756,000171
Applicable income taxes$6,082,000195
Income before extraordinary items$9,615,000266
Extraordinary gains, net$027
Net income$9,615,000265
Minority interest net income$0118
Net income of bank and minority interests.$9,615,000266
Net charge-offs$10,096,000500
Cash dividends$5,000,000251
Sale, conversion, retirement of capital stock, net$-1,0008,000
Net operating income$7,851,160323
2009-06-30 (YTD Data)Rank
Total interest income$69,219,000276
Total interest expense$24,269,000270
Net interest income$44,950,000276
Provision for loan and lease losses$16,852,000334
Total noninterest income$7,844,000469
Gross Fiduciary activities income$7,0001,124
Service charges on deposit accounts$4,011,000230
Trading account gains and fees$0193
Additional Noninterest Income$3,826,000533
Total noninterest expense$27,015,000421
Salaries and employee benefits$12,994,000394
Premises and equipment expense$4,348,000332
Additional noninterest expense$9,673,000437
Pre-tax net operating income$8,927,000251
Securities gains (losses)$2,756,000135
Applicable income taxes$4,424,000185
Income before extraordinary items$7,259,000249
Extraordinary gains, net$021
Net income$7,259,000248
Minority interest net income$0112
Net income of bank and minority interests.$7,259,000248
Net charge-offs$5,881,000521
Cash dividends$3,500,000247
Sale, conversion, retirement of capital stock, net$-1,0008,105
Net operating income$5,495,160305
2009-03-31 (YTD Data)Rank
Total interest income$33,730,000286
Total interest expense$12,729,000273
Net interest income$21,001,000283
Provision for loan and lease losses$10,387,000252
Total noninterest income$3,935,000443
Gross Fiduciary activities income$4,0001,095
Service charges on deposit accounts$1,952,000233
Trading account gains and fees$0171
Additional Noninterest Income$1,979,000514
Total noninterest expense$13,699,000394
Salaries and employee benefits$6,677,000377
Premises and equipment expense$2,166,000338
Additional noninterest expense$4,856,000394
Pre-tax net operating income$850,0001,512
Securities gains (losses)$2,763,00096
Applicable income taxes$1,448,000265
Income before extraordinary items$2,165,000447
Extraordinary gains, net$015
Net income$2,165,000448
Minority interest net income$0102
Net income of bank and minority interests.$2,165,000449
Net charge-offs$4,339,000346
Cash dividends$2,500,000184
Sale, conversion, retirement of capital stock, net$-1,0008,168
Net operating income$396,6802,443
2008-12-31 (YTD Data)Rank
Total interest income$153,957,000264
Total interest expense$65,660,000263
Net interest income$88,297,000282
Provision for loan and lease losses$18,365,000390
Total noninterest income$15,121,000435
Gross Fiduciary activities income$15,0001,152
Service charges on deposit accounts$7,393,000251
Trading account gains and fees$0154
Additional Noninterest Income$7,713,000465
Total noninterest expense$57,334,000387
Salaries and employee benefits$29,911,000328
Premises and equipment expense$8,532,000329
Additional noninterest expense$18,891,000412
Pre-tax net operating income$27,719,000215
Securities gains (losses)$1,257,000178
Applicable income taxes$11,231,000169
Income before extraordinary items$17,745,000226
Extraordinary gains, net$039
Net income$17,745,000226
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,640,000456
Cash dividends$2,000,0001,337
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$16,940,520247
2008-09-30 (YTD Data)Rank
Total interest income$117,284,000276
Total interest expense$51,492,000271
Net interest income$65,792,000293
Provision for loan and lease losses$11,824,000358
Total noninterest income$11,786,000451
Gross Fiduciary activities income$11,0001,141
Service charges on deposit accounts$5,384,000265
Trading account gains and fees$0148
Additional Noninterest Income$6,391,000460
Total noninterest expense$44,989,000360
Salaries and employee benefits$24,102,000315
Premises and equipment expense$6,300,000341
Additional noninterest expense$14,587,000376
Pre-tax net operating income$20,765,000270
Securities gains (losses)$1,258,000152
Applicable income taxes$8,536,000198
Income before extraordinary items$13,487,000276
Extraordinary gains, net$031
Net income$13,487,000275
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,952,000396
Cash dividends$1,500,0001,298
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$12,681,880312
2008-06-30 (YTD Data)Rank
Total interest income$78,650,000283
Total interest expense$35,717,000271
Net interest income$42,933,000300
Provision for loan and lease losses$5,086,000426
Total noninterest income$7,779,000469
Gross Fiduciary activities income$8,0001,154
Service charges on deposit accounts$3,506,000264
Trading account gains and fees$0149
Additional Noninterest Income$4,265,000483
Total noninterest expense$29,937,000355
Salaries and employee benefits$16,108,000318
Premises and equipment expense$3,920,000366
Additional noninterest expense$9,909,000364
Pre-tax net operating income$15,689,000266
Securities gains (losses)$1,257,000150
Applicable income taxes$6,448,000213
Income before extraordinary items$10,498,000279
Extraordinary gains, net$021
Net income$10,498,000278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,587,000377
Cash dividends$1,500,000983
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$9,693,520293
2008-03-31 (YTD Data)Rank
Total interest income$40,834,000285
Total interest expense$19,415,000272
Net interest income$21,419,000300
Provision for loan and lease losses$2,073,000394
Total noninterest income$3,774,000485
Gross Fiduciary activities income$4,0001,139
Service charges on deposit accounts$1,693,000268
Trading account gains and fees$0158
Additional Noninterest Income$2,077,000494
Total noninterest expense$14,576,000362
Salaries and employee benefits$8,155,000319
Premises and equipment expense$1,898,000377
Additional noninterest expense$4,523,000369
Pre-tax net operating income$8,544,000259
Securities gains (losses)$1,257,000124
Applicable income taxes$3,738,000207
Income before extraordinary items$6,063,000269
Extraordinary gains, net$015
Net income$6,063,000269
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,891,000304
Cash dividends$1,500,000524
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$5,258,520286
2007-12-31 (YTD Data)Rank
Total interest income$170,048,000289
Total interest expense$78,528,000286
Net interest income$91,520,000282
Provision for loan and lease losses$7,898,000294
Total noninterest income$15,536,000452
Gross Fiduciary activities income$16,0001,187
Service charges on deposit accounts$7,467,000255
Trading account gains and fees$0178
Additional Noninterest Income$8,053,000475
Total noninterest expense$60,326,000330
Salaries and employee benefits$31,314,000313
Premises and equipment expense$9,127,000309
Additional noninterest expense$19,885,000346
Pre-tax net operating income$38,832,000282
Securities gains (losses)$1,923,000119
Applicable income taxes$15,575,000239
Income before extraordinary items$25,180,000303
Extraordinary gains, net$039
Net income$25,180,000300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,014,000269
Cash dividends$7,000,000553
Sale, conversion, retirement of capital stock, net$-1,0008,399
Net operating income$23,949,280312
2007-09-30 (YTD Data)Rank
Total interest income$126,129,000294
Total interest expense$57,667,000290
Net interest income$68,462,000275
Provision for loan and lease losses$5,522,000237
Total noninterest income$11,452,000461
Gross Fiduciary activities income$12,0001,159
Service charges on deposit accounts$5,460,000251
Trading account gains and fees$0184
Additional Noninterest Income$5,980,000484
Total noninterest expense$44,176,000339
Salaries and employee benefits$22,544,000332
Premises and equipment expense$6,842,000307
Additional noninterest expense$14,790,000332
Pre-tax net operating income$30,216,000295
Securities gains (losses)$1,921,000102
Applicable income taxes$12,237,000254
Income before extraordinary items$19,900,000314
Extraordinary gains, net$033
Net income$19,900,000312
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,848,000196
Cash dividends$4,500,000617
Sale, conversion, retirement of capital stock, net$-1,0008,444
Net operating income$18,670,560322
2007-06-30 (YTD Data)Rank
Total interest income$82,965,000304
Total interest expense$37,740,000300
Net interest income$45,225,000288
Provision for loan and lease losses$3,791,000216
Total noninterest income$7,653,000471
Gross Fiduciary activities income$8,0001,166
Service charges on deposit accounts$3,589,000256
Trading account gains and fees$0168
Additional Noninterest Income$4,056,000498
Total noninterest expense$29,583,000343
Salaries and employee benefits$14,664,000347
Premises and equipment expense$4,546,000320
Additional noninterest expense$10,373,000329
Pre-tax net operating income$19,504,000323
Securities gains (losses)$1,919,00083
Applicable income taxes$8,149,000273
Income before extraordinary items$13,274,000337
Extraordinary gains, net$029
Net income$13,274,000336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,122,000195
Cash dividends$3,500,000566
Sale, conversion, retirement of capital stock, net$-1,0008,519
Net operating income$12,045,840360
2007-03-31 (YTD Data)Rank
Total interest income$41,710,000297
Total interest expense$19,040,000295
Net interest income$22,670,000287
Provision for loan and lease losses$1,851,000195
Total noninterest income$3,984,000457
Gross Fiduciary activities income$4,0001,141
Service charges on deposit accounts$1,753,000247
Trading account gains and fees$0195
Additional Noninterest Income$2,227,000460
Total noninterest expense$15,782,000329
Salaries and employee benefits$7,123,000371
Premises and equipment expense$2,280,000313
Additional noninterest expense$6,379,000273
Pre-tax net operating income$9,021,000348
Securities gains (losses)$01,187
Applicable income taxes$3,422,000311
Income before extraordinary items$5,599,000384
Extraordinary gains, net$022
Net income$5,599,000383
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,426,000188
Cash dividends$2,001,000445
Sale, conversion, retirement of capital stock, net$0885
Net operating income$5,599,000379
2006-12-31 (YTD Data)Rank
Total interest income$164,244,000279
Total interest expense$71,886,000275
Net interest income$92,358,000275
Provision for loan and lease losses$11,272,000131
Total noninterest income$17,240,000428
Gross Fiduciary activities income$19,0001,179
Service charges on deposit accounts$9,735,000190
Trading account gains and fees$0130
Additional Noninterest Income$7,486,000501
Total noninterest expense$53,255,000358
Salaries and employee benefits$27,550,000358
Premises and equipment expense$9,646,000271
Additional noninterest expense$16,059,000388
Pre-tax net operating income$45,071,000301
Securities gains (losses)$580,000234
Applicable income taxes$16,471,000279
Income before extraordinary items$29,180,000317
Extraordinary gains, net$051
Net income$29,180,000315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,859,000141
Cash dividends$5,500,000643
Sale, conversion, retirement of capital stock, net$4,998,000317
Net operating income$28,808,800314
2006-09-30 (YTD Data)Rank
Total interest income$121,028,000291
Total interest expense$52,559,000282
Net interest income$68,469,000293
Provision for loan and lease losses$8,723,000122
Total noninterest income$13,044,000437
Gross Fiduciary activities income$15,0001,144
Service charges on deposit accounts$7,348,000192
Trading account gains and fees$0126
Additional Noninterest Income$5,681,000516
Total noninterest expense$38,410,000382
Salaries and employee benefits$20,113,000380
Premises and equipment expense$7,109,000286
Additional noninterest expense$11,188,000419
Pre-tax net operating income$34,380,000317
Securities gains (losses)$56,000540
Applicable income taxes$12,343,000300
Income before extraordinary items$22,093,000333
Extraordinary gains, net$045
Net income$22,093,000332
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,521,000166
Cash dividends$4,000,000629
Sale, conversion, retirement of capital stock, net$4,998,000237
Net operating income$22,057,160330
2006-06-30 (YTD Data)Rank
Total interest income$78,633,000297
Total interest expense$33,751,000285
Net interest income$44,882,000299
Provision for loan and lease losses$5,739,000126
Total noninterest income$9,063,000421
Gross Fiduciary activities income$12,0001,136
Service charges on deposit accounts$4,918,000191
Trading account gains and fees$0126
Additional Noninterest Income$4,133,000486
Total noninterest expense$25,357,000390
Salaries and employee benefits$13,390,000377
Premises and equipment expense$4,726,000285
Additional noninterest expense$7,241,000427
Pre-tax net operating income$22,849,000315
Securities gains (losses)$01,185
Applicable income taxes$8,126,000301
Income before extraordinary items$14,723,000338
Extraordinary gains, net$039
Net income$14,723,000337
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,232,000163
Cash dividends$3,000,000574
Sale, conversion, retirement of capital stock, net$-1,0008,701
Net operating income$14,723,000331
2006-03-31 (YTD Data)Rank
Total interest income$38,117,000298
Total interest expense$16,007,000282
Net interest income$22,110,000301
Provision for loan and lease losses$2,425,000141
Total noninterest income$4,227,000437
Gross Fiduciary activities income$7,0001,113
Service charges on deposit accounts$2,353,000190
Trading account gains and fees$0115
Additional Noninterest Income$1,867,000516
Total noninterest expense$12,222,000407
Salaries and employee benefits$6,393,000401
Premises and equipment expense$2,431,000277
Additional noninterest expense$3,398,000445
Pre-tax net operating income$11,690,000303
Securities gains (losses)$0955
Applicable income taxes$4,290,000280
Income before extraordinary items$7,400,000324
Extraordinary gains, net$021
Net income$7,400,000323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,497,000164
Cash dividends$3,000,000307
Sale, conversion, retirement of capital stock, net$-1,0008,720
Net operating income$7,400,000319
2005-12-31 (YTD Data)Rank
Total interest income$133,807,000301
Total interest expense$47,665,000291
Net interest income$86,142,000300
Provision for loan and lease losses$15,711,000108
Total noninterest income$17,708,000441
Gross Fiduciary activities income$14,0001,245
Service charges on deposit accounts$9,200,000198
Trading account gains and fees$0138
Additional Noninterest Income$8,494,000475
Total noninterest expense$48,237,000398
Salaries and employee benefits$23,318,000406
Premises and equipment expense$9,384,000280
Additional noninterest expense$15,535,000408
Pre-tax net operating income$39,902,000327
Securities gains (losses)$02,296
Applicable income taxes$15,685,000294
Income before extraordinary items$24,217,000364
Extraordinary gains, net$046
Net income$24,217,000365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,967,000126
Cash dividends$13,500,000311
Sale, conversion, retirement of capital stock, net$-1,0008,728
Net operating income$24,217,000357
2005-09-30 (YTD Data)Rank
Total interest income$97,782,000300
Total interest expense$33,244,000294
Net interest income$64,538,000299
Provision for loan and lease losses$11,409,000106
Total noninterest income$12,639,000444
Gross Fiduciary activities income$10,0001,214
Service charges on deposit accounts$6,848,000194
Trading account gains and fees$0126
Additional Noninterest Income$5,781,000511
Total noninterest expense$35,804,000399
Salaries and employee benefits$17,319,000412
Premises and equipment expense$7,001,000283
Additional noninterest expense$11,484,000405
Pre-tax net operating income$29,964,000325
Securities gains (losses)$02,317
Applicable income taxes$10,933,000310
Income before extraordinary items$19,031,000347
Extraordinary gains, net$035
Net income$19,031,000348
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,511,000121
Cash dividends$12,500,000256
Sale, conversion, retirement of capital stock, net$-1,0008,771
Net operating income$19,031,000341
2005-06-30 (YTD Data)Rank
Total interest income$63,914,000294
Total interest expense$20,667,000293
Net interest income$43,247,000290
Provision for loan and lease losses$7,279,000104
Total noninterest income$7,890,000461
Gross Fiduciary activities income$7,0001,215
Service charges on deposit accounts$4,414,000196
Trading account gains and fees$0116
Additional Noninterest Income$3,469,000538
Total noninterest expense$23,595,000402
Salaries and employee benefits$11,589,000403
Premises and equipment expense$4,431,000292
Additional noninterest expense$7,575,000404
Pre-tax net operating income$20,263,000324
Securities gains (losses)$02,146
Applicable income taxes$7,396,000305
Income before extraordinary items$12,867,000340
Extraordinary gains, net$030
Net income$12,867,000340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,447,000118
Cash dividends$12,500,000177
Sale, conversion, retirement of capital stock, net$-1,0008,799
Net operating income$12,867,000332
2005-03-31 (YTD Data)Rank
Total interest income$31,373,000294
Total interest expense$9,607,000297
Net interest income$21,766,000282
Provision for loan and lease losses$4,299,00092
Total noninterest income$3,717,000460
Gross Fiduciary activities income$2,0001,263
Service charges on deposit accounts$2,102,000199
Trading account gains and fees$0115
Additional Noninterest Income$1,613,000552
Total noninterest expense$11,476,000404
Salaries and employee benefits$5,757,000400
Premises and equipment expense$2,219,000289
Additional noninterest expense$3,500,000414
Pre-tax net operating income$9,708,000329
Securities gains (losses)$01,685
Applicable income taxes$3,482,000313
Income before extraordinary items$6,226,000338
Extraordinary gains, net$024
Net income$6,226,000338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,641,000106
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$-1,0008,875
Net operating income$6,226,000334
2004-12-31 (YTD Data)Rank
Total interest income$102,801,000317
Total interest expense$27,769,000318
Net interest income$75,032,000308
Provision for loan and lease losses$12,742,000126
Total noninterest income$14,340,000479
Gross Fiduciary activities income$13,0001,271
Service charges on deposit accounts$8,531,000209
Trading account gains and fees$0138
Additional Noninterest Income$5,796,000602
Total noninterest expense$42,243,000434
Salaries and employee benefits$21,057,000430
Premises and equipment expense$8,830,000284
Additional noninterest expense$12,356,000458
Pre-tax net operating income$34,387,000338
Securities gains (losses)$-62,0008,639
Applicable income taxes$12,510,000325
Income before extraordinary items$21,815,000361
Extraordinary gains, net$034
Net income$21,815,000363
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,855,000158
Cash dividends$3,200,000921
Sale, conversion, retirement of capital stock, net$-1,0008,856
Net operating income$21,854,680350
2004-09-30 (YTD Data)Rank
Total interest income$73,002,000323
Total interest expense$19,455,000337
Net interest income$53,547,000320
Provision for loan and lease losses$7,860,000147
Total noninterest income$10,485,000493
Gross Fiduciary activities income$10,0001,242
Service charges on deposit accounts$6,366,000217
Trading account gains and fees$0134
Additional Noninterest Income$4,109,000645
Total noninterest expense$30,621,000446
Salaries and employee benefits$14,824,000459
Premises and equipment expense$6,713,000283
Additional noninterest expense$9,084,000465
Pre-tax net operating income$25,551,000338
Securities gains (losses)$-109,0008,894
Applicable income taxes$9,327,000324
Income before extraordinary items$16,115,000368
Extraordinary gains, net$026
Net income$16,115,000369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,027,000218
Cash dividends$3,200,000656
Sale, conversion, retirement of capital stock, net$-1,0008,939
Net operating income$16,184,760352
2004-06-30 (YTD Data)Rank
Total interest income$46,430,000332
Total interest expense$12,370,000346
Net interest income$34,060,000328
Provision for loan and lease losses$3,998,000186
Total noninterest income$6,505,000510
Gross Fiduciary activities income$8,0001,219
Service charges on deposit accounts$4,078,000216
Trading account gains and fees$0130
Additional Noninterest Income$2,419,000700
Total noninterest expense$19,925,000455
Salaries and employee benefits$9,668,000467
Premises and equipment expense$4,313,000292
Additional noninterest expense$5,944,000469
Pre-tax net operating income$16,642,000336
Securities gains (losses)$1,0003,212
Applicable income taxes$6,062,000325
Income before extraordinary items$10,581,000368
Extraordinary gains, net$021
Net income$10,581,000367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,258,000242
Cash dividends$3,200,000467
Sale, conversion, retirement of capital stock, net$-1,0009,012
Net operating income$10,580,360356
2004-03-31 (YTD Data)Rank
Total interest income$22,508,000343
Total interest expense$6,086,000356
Net interest income$16,422,000343
Provision for loan and lease losses$1,583,000222
Total noninterest income$3,132,000525
Gross Fiduciary activities income$3,0001,247
Service charges on deposit accounts$1,990,000222
Trading account gains and fees$0121
Additional Noninterest Income$1,139,000727
Total noninterest expense$9,892,000462
Salaries and employee benefits$4,821,000472
Premises and equipment expense$2,146,000298
Additional noninterest expense$2,925,000467
Pre-tax net operating income$8,079,000343
Securities gains (losses)$1,0002,756
Applicable income taxes$2,958,000335
Income before extraordinary items$5,122,000374
Extraordinary gains, net$016
Net income$5,122,000373
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,269,000231
Cash dividends$1,700,000410
Sale, conversion, retirement of capital stock, net$-1,0009,069
Net operating income$5,121,360358
2003-12-31 (YTD Data)Rank
Total interest income$83,885,000365
Total interest expense$25,597,000372
Net interest income$58,288,000362
Provision for loan and lease losses$8,414,000223
Total noninterest income$14,168,000516
Gross Fiduciary activities income$12,0001,325
Service charges on deposit accounts$8,474,000214
Trading account gains and fees$0160
Additional Noninterest Income$5,682,000697
Total noninterest expense$37,004,000489
Salaries and employee benefits$18,737,000473
Premises and equipment expense$8,024,000316
Additional noninterest expense$10,243,000550
Pre-tax net operating income$27,038,000379
Securities gains (losses)$28,0002,979
Applicable income taxes$9,668,000382
Income before extraordinary items$17,398,000423
Extraordinary gains, net$054
Net income$17,398,000424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,562,000306
Cash dividends$3,800,000824
Sale, conversion, retirement of capital stock, net$-1,0009,043
Net operating income$17,380,080405
2003-09-30 (YTD Data)Rank
Total interest income$62,238,000379
Total interest expense$19,483,000381
Net interest income$42,755,000375
Provision for loan and lease losses$6,448,000231
Total noninterest income$10,553,000543
Gross Fiduciary activities income$10,0001,282
Service charges on deposit accounts$6,387,000225
Trading account gains and fees$0153
Additional Noninterest Income$4,156,000732
Total noninterest expense$27,091,000512
Salaries and employee benefits$13,769,000495
Premises and equipment expense$5,923,000324
Additional noninterest expense$7,399,000567
Pre-tax net operating income$19,769,000398
Securities gains (losses)$28,0002,745
Applicable income taxes$7,181,000398
Income before extraordinary items$12,616,000450
Extraordinary gains, net$040
Net income$12,616,000451
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,711,000284
Cash dividends$2,550,000835
Sale, conversion, retirement of capital stock, net$-1,0009,117
Net operating income$12,598,080419
2003-06-30 (YTD Data)Rank
Total interest income$41,086,000389
Total interest expense$13,317,000387
Net interest income$27,769,000395
Provision for loan and lease losses$3,722,000254
Total noninterest income$6,827,000551
Gross Fiduciary activities income$7,0001,277
Service charges on deposit accounts$4,184,000224
Trading account gains and fees$0150
Additional Noninterest Income$2,636,000744
Total noninterest expense$17,450,000519
Salaries and employee benefits$8,811,000511
Premises and equipment expense$3,877,000336
Additional noninterest expense$4,762,000578
Pre-tax net operating income$13,424,000392
Securities gains (losses)$27,0002,433
Applicable income taxes$4,860,000397
Income before extraordinary items$8,591,000445
Extraordinary gains, net$030
Net income$8,591,000445
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,733,000370
Cash dividends$1,800,000819
Sale, conversion, retirement of capital stock, net$-1,0009,171
Net operating income$8,573,720413
2003-03-31 (YTD Data)Rank
Total interest income$19,785,000410
Total interest expense$6,622,000394
Net interest income$13,163,000414
Provision for loan and lease losses$1,722,000267
Total noninterest income$3,297,000556
Gross Fiduciary activities income$4,0001,265
Service charges on deposit accounts$2,037,000227
Trading account gains and fees$0134
Additional Noninterest Income$1,256,000754
Total noninterest expense$8,493,000533
Salaries and employee benefits$4,141,000536
Premises and equipment expense$1,922,000344
Additional noninterest expense$2,430,000577
Pre-tax net operating income$6,245,000414
Securities gains (losses)$2,0002,590
Applicable income taxes$2,239,000425
Income before extraordinary items$4,008,000469
Extraordinary gains, net$021
Net income$4,008,000468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$458,000526
Cash dividends$1,300,000540
Sale, conversion, retirement of capital stock, net$0419
Net operating income$4,006,720439
2002-12-31 (YTD Data)Rank
Total interest income$76,459,000437
Total interest expense$28,278,000427
Net interest income$48,181,000443
Provision for loan and lease losses$5,297,000372
Total noninterest income$12,069,000556
Gross Fiduciary activities income$12,0001,373
Service charges on deposit accounts$7,325,000247
Trading account gains and fees$0153
Additional Noninterest Income$4,732,000719
Total noninterest expense$32,489,000532
Salaries and employee benefits$16,819,000510
Premises and equipment expense$7,118,000351
Additional noninterest expense$8,552,000631
Pre-tax net operating income$22,464,000425
Securities gains (losses)$327,000845
Applicable income taxes$7,491,000446
Income before extraordinary items$15,300,000451
Extraordinary gains, net$070
Net income$15,300,000453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,901,000329
Cash dividends$4,400,000687
Sale, conversion, retirement of capital stock, net$-1,0009,193
Net operating income$15,080,910434
2001-12-31 (YTD Data)Rank
Total interest income$90,349,000420
Total interest expense$46,529,000402
Net interest income$43,820,000445
Provision for loan and lease losses$4,000,000418
Total noninterest income$10,419,000584
Gross Fiduciary activities income$12,0001,388
Service charges on deposit accounts$6,140,000268
Trading account gains and fees$0177
Additional Noninterest Income$4,267,000740
Total noninterest expense$30,766,000548
Salaries and employee benefits$15,768,000507
Premises and equipment expense$6,606,000362
Additional noninterest expense$8,392,000646
Pre-tax net operating income$19,473,000436
Securities gains (losses)$361,000786
Applicable income taxes$6,387,000465
Income before extraordinary items$13,447,000450
Extraordinary gains, net$0105
Net income$13,447,000450
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,633,000328
Cash dividends$3,800,000759
Sale, conversion, retirement of capital stock, net$0922
Net operating income$13,201,520434
2000-12-31 (YTD Data)Rank
Total interest income$97,219,000416
Total interest expense$54,819,000397
Net interest income$42,400,000455
Provision for loan and lease losses$3,550,000411
Total noninterest income$9,087,000625
Gross Fiduciary activities income$18,0001,161
Service charges on deposit accounts$5,193,000281
Trading account gains and fees$0180
Additional Noninterest Income$3,876,000732
Total noninterest expense$29,755,000541
Salaries and employee benefits$14,382,000510
Premises and equipment expense$6,476,000355
Additional noninterest expense$8,897,000631
Pre-tax net operating income$18,182,000482
Securities gains (losses)$-11,0008,394
Applicable income taxes$6,269,000468
Income before extraordinary items$11,902,000497
Extraordinary gains, net$038
Net income$11,902,000498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,615,000413
Cash dividends$6,450,000524
Sale, conversion, retirement of capital stock, net$0969
Net operating income$11,909,150496
1999-12-31 (YTD Data)Rank
Total interest income$80,542,000476
Total interest expense$40,169,000448
Net interest income$40,373,000492
Provision for loan and lease losses$2,495,000470
Total noninterest income$9,280,000649
Gross Fiduciary activities income$12,0001,254
Service charges on deposit accounts$3,871,000364
Trading account gains and fees$0173
Additional Noninterest Income$5,397,000619
Total noninterest expense$31,000,000532
Salaries and employee benefits$13,601,000539
Premises and equipment expense$5,917,000391
Additional noninterest expense$11,482,000547
Pre-tax net operating income$16,158,000573
Securities gains (losses)$370,000407
Applicable income taxes$5,855,000543
Income before extraordinary items$10,673,000589
Extraordinary gains, net$035
Net income$10,673,000589
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,706,000501
Cash dividends$6,989,000534
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$10,432,500594
1998-12-31 (YTD Data)Rank
Total interest income$79,616,000483
Total interest expense$39,947,000465
Net interest income$39,669,000488
Provision for loan and lease losses$3,380,000419
Total noninterest income$8,407,000673
Gross Fiduciary activities income$10,0001,291
Service charges on deposit accounts$2,704,000485
Trading account gains and fees$0224
Additional Noninterest Income$5,693,000598
Total noninterest expense$28,335,000551
Salaries and employee benefits$14,147,000519
Premises and equipment expense$4,980,000445
Additional noninterest expense$9,208,000622
Pre-tax net operating income$16,361,000515
Securities gains (losses)$137,0001,099
Applicable income taxes$5,933,000501
Income before extraordinary items$10,565,000566
Extraordinary gains, net$032
Net income$10,565,000565
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,261,000632
Cash dividends$2,933,0001,006
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$10,477,320544
1997-12-31 (YTD Data)Rank
Total interest income$76,264,000496
Total interest expense$39,909,000476
Net interest income$36,355,000522
Provision for loan and lease losses$12,104,000183
Total noninterest income$11,704,000509
Gross Fiduciary activities income$8,0001,350
Service charges on deposit accounts$2,281,000570
Trading account gains and fees$0239
Additional Noninterest Income$9,415,000430
Total noninterest expense$27,348,000551
Salaries and employee benefits$13,808,000498
Premises and equipment expense$4,681,000467
Additional noninterest expense$8,859,000642
Pre-tax net operating income$8,607,000947
Securities gains (losses)$18,0001,964
Applicable income taxes$3,050,000918
Income before extraordinary items$5,575,000999
Extraordinary gains, net$044
Net income$5,575,0001,000
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,961,000179
Cash dividends$1,875,0001,382
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$5,563,300972
1996-12-31 (YTD Data)Rank
Total interest income$64,530,000604
Total interest expense$32,834,000573
Net interest income$31,696,000628
Provision for loan and lease losses$3,100,000450
Total noninterest income$7,534,000720
Gross Fiduciary activities income$9,0001,411
Service charges on deposit accounts$2,008,000671
Trading account gains and fees$0262
Additional Noninterest Income$5,517,000607
Total noninterest expense$24,719,000657
Salaries and employee benefits$12,164,000576
Premises and equipment expense$3,716,000601
Additional noninterest expense$8,839,000738
Pre-tax net operating income$11,411,000706
Securities gains (losses)$172,000747
Applicable income taxes$4,208,000668
Income before extraordinary items$7,375,000739
Extraordinary gains, net$053
Net income$7,375,000739
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,774,000619
Cash dividends$1,053,0002,050
Sale, conversion, retirement of capital stock, net$0953
Net operating income$7,264,920733
1995-12-31 (YTD Data)Rank
Total interest income$54,874,000708
Total interest expense$28,544,000666
Net interest income$26,330,000745
Provision for loan and lease losses$2,000,000574
Total noninterest income$6,226,000821
Gross Fiduciary activities income$8,0001,484
Service charges on deposit accounts$1,891,000710
Trading account gains and fees$0522
Additional Noninterest Income$4,327,000727
Total noninterest expense$21,151,000753
Salaries and employee benefits$10,057,000697
Premises and equipment expense$3,093,000739
Additional noninterest expense$8,001,000799
Pre-tax net operating income$9,405,000873
Securities gains (losses)$-8,0009,956
Applicable income taxes$3,332,000834
Income before extraordinary items$6,065,000904
Extraordinary gains, net$065
Net income$6,065,000903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,146,000807
Cash dividends$901,0002,216
Sale, conversion, retirement of capital stock, net$0809
Net operating income$6,070,200896
1994-12-31 (YTD Data)Rank
Total interest income$37,583,000864
Total interest expense$16,637,000834
Net interest income$20,946,000892
Provision for loan and lease losses$1,800,000621
Total noninterest income$6,105,000806
Gross Fiduciary activities income$7,0001,498
Service charges on deposit accounts$1,830,000732
Trading account gains and fees$0475
Additional Noninterest Income$4,268,000703
Total noninterest expense$17,333,000897
Salaries and employee benefits$8,038,000851
Premises and equipment expense$2,518,000869
Additional noninterest expense$6,777,000931
Pre-tax net operating income$7,918,000974
Securities gains (losses)$03,600
Applicable income taxes$2,768,000933
Income before extraordinary items$5,150,000990
Extraordinary gains, net$0249
Net income$5,150,000986
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$801,0001,013
Cash dividends$781,0002,345
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$5,150,0001,005
1993-12-31 (YTD Data)Rank
Total interest income$29,611,0001,070
Total interest expense$12,417,0001,088
Net interest income$17,194,0001,068
Provision for loan and lease losses$1,400,0001,051
Total noninterest income$4,991,000983
Gross Fiduciary activities income$20,0001,445
Service charges on deposit accounts$1,586,000820
Trading account gains and fees$0532
Additional Noninterest Income$3,385,000881
Total noninterest expense$14,520,0001,086
Salaries and employee benefits$6,658,0001,030
Premises and equipment expense$1,898,0001,120
Additional noninterest expense$5,964,0001,105
Pre-tax net operating income$6,265,0001,110
Securities gains (losses)$11,0005,374
Applicable income taxes$2,105,0001,150
Income before extraordinary items$4,171,0001,231
Extraordinary gains, net$03,149
Net income$4,171,0001,261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$833,0001,292
Cash dividends$790,0002,186
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$4,163,7401,143
1992-12-31 (YTD Data)Rank
Total interest income$28,008,0001,302
Total interest expense$13,043,0001,359
Net interest income$14,965,0001,248
Provision for loan and lease losses$1,650,0001,316
Total noninterest income$4,405,0001,082
Gross Fiduciary activities income$139,0001,169
Service charges on deposit accounts$1,502,000873
Trading account gains and fees$0504
Additional Noninterest Income$2,764,0001,014
Total noninterest expense$12,553,0001,258
Salaries and employee benefits$5,800,0001,151
Premises and equipment expense$1,763,0001,243
Additional noninterest expense$4,990,0001,325
Pre-tax net operating income$5,167,0001,237
Securities gains (losses)$08,369
Applicable income taxes$1,989,0001,124
Income before extraordinary items$3,178,0001,467
Extraordinary gains, net$560,000193
Net income$3,738,0001,253
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,158,0001,423
Cash dividends$521,0002,686
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,178,0001,356

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.