Home > Bank Reale > Income and Expense
Bank Reale, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,827,000 | 5,763 |
| Total interest expense | $269,000 | 5,124 |
| Net interest income | $1,558,000 | 5,805 |
| Provision for loan and lease losses | $86,000 | 3,355 |
| Total noninterest income | $185,000 | 5,491 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $27,000 | 6,051 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $158,000 | 4,804 |
| Total noninterest expense | $1,719,000 | 5,477 |
| Salaries and employee benefits | $568,000 | 6,053 |
| Premises and equipment expense | $209,000 | 5,289 |
| Additional noninterest expense | $942,000 | 4,579 |
| Pre-tax net operating income | $-62,000 | 6,138 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-62,000 | 6,159 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-62,000 | 6,158 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-62,000 | 6,159 |
| Net charge-offs | $141,000 | 2,841 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-62,000 | 6,146 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,392,000 | 5,806 |
| Total interest expense | $212,000 | 5,118 |
| Net interest income | $1,180,000 | 5,859 |
| Provision for loan and lease losses | $531,000 | 1,084 |
| Total noninterest income | $170,000 | 5,358 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $21,000 | 6,113 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $149,000 | 4,575 |
| Total noninterest expense | $1,355,000 | 5,469 |
| Salaries and employee benefits | $430,000 | 6,092 |
| Premises and equipment expense | $161,000 | 5,311 |
| Additional noninterest expense | $764,000 | 4,436 |
| Pre-tax net operating income | $-536,000 | 6,398 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-536,000 | 6,403 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-536,000 | 6,402 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-536,000 | 6,402 |
| Net charge-offs | $126,000 | 2,463 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-536,000 | 6,403 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $950,000 | 5,823 |
| Total interest expense | $149,000 | 5,087 |
| Net interest income | $801,000 | 5,874 |
| Provision for loan and lease losses | $512,000 | 832 |
| Total noninterest income | $111,000 | 5,387 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $14,000 | 6,157 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $97,000 | 4,603 |
| Total noninterest expense | $833,000 | 5,608 |
| Salaries and employee benefits | $285,000 | 6,151 |
| Premises and equipment expense | $104,000 | 5,391 |
| Additional noninterest expense | $444,000 | 4,740 |
| Pre-tax net operating income | $-433,000 | 6,492 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-433,000 | 6,498 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-433,000 | 6,499 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-433,000 | 6,499 |
| Net charge-offs | $528,000 | 836 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-433,000 | 6,501 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $490,000 | 5,826 |
| Total interest expense | $77,000 | 5,098 |
| Net interest income | $413,000 | 5,886 |
| Provision for loan and lease losses | $482,000 | 466 |
| Total noninterest income | $43,000 | 5,670 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $6,000 | 6,247 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $37,000 | 4,923 |
| Total noninterest expense | $413,000 | 5,696 |
| Salaries and employee benefits | $152,000 | 6,148 |
| Premises and equipment expense | $52,000 | 5,436 |
| Additional noninterest expense | $209,000 | 4,909 |
| Pre-tax net operating income | $-439,000 | 6,619 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-439,000 | 6,622 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-439,000 | 6,622 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-439,000 | 6,622 |
| Net charge-offs | $576,000 | 443 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 674 |
| Net operating income | $-439,000 | 6,620 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,220,000 | 5,730 |
| Total interest expense | $363,000 | 5,090 |
| Net interest income | $1,857,000 | 5,786 |
| Provision for loan and lease losses | $642,000 | 1,566 |
| Total noninterest income | $91,000 | 6,248 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $26,000 | 6,345 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $65,000 | 5,716 |
| Total noninterest expense | $1,884,000 | 5,561 |
| Salaries and employee benefits | $790,000 | 5,930 |
| Premises and equipment expense | $213,000 | 5,457 |
| Additional noninterest expense | $881,000 | 4,856 |
| Pre-tax net operating income | $-578,000 | 6,488 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-578,000 | 6,503 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-578,000 | 6,504 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-578,000 | 6,504 |
| Net charge-offs | $567,000 | 1,887 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-578,000 | 6,494 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,720,000 | 5,738 |
| Total interest expense | $277,000 | 5,153 |
| Net interest income | $1,443,000 | 5,783 |
| Provision for loan and lease losses | $271,000 | 2,187 |
| Total noninterest income | $66,000 | 6,360 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $19,000 | 6,420 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $47,000 | 5,810 |
| Total noninterest expense | $1,378,000 | 5,633 |
| Salaries and employee benefits | $579,000 | 5,989 |
| Premises and equipment expense | $159,000 | 5,504 |
| Additional noninterest expense | $640,000 | 4,939 |
| Pre-tax net operating income | $-140,000 | 6,447 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-140,000 | 6,484 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-140,000 | 6,487 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-140,000 | 6,486 |
| Net charge-offs | $332,000 | 2,017 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 828 |
| Net operating income | $-140,000 | 6,459 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,170,000 | 5,737 |
| Total interest expense | $189,000 | 5,166 |
| Net interest income | $981,000 | 5,772 |
| Provision for loan and lease losses | $256,000 | 1,839 |
| Total noninterest income | $48,000 | 6,343 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $13,000 | 6,447 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $35,000 | 5,768 |
| Total noninterest expense | $929,000 | 5,640 |
| Salaries and employee benefits | $379,000 | 6,051 |
| Premises and equipment expense | $104,000 | 5,543 |
| Additional noninterest expense | $446,000 | 4,873 |
| Pre-tax net operating income | $-156,000 | 6,518 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-156,000 | 6,571 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-156,000 | 6,573 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-156,000 | 6,573 |
| Net charge-offs | $342,000 | 1,560 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-156,000 | 6,534 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $578,000 | 5,800 |
| Total interest expense | $98,000 | 5,185 |
| Net interest income | $480,000 | 5,845 |
| Provision for loan and lease losses | $15,000 | 3,721 |
| Total noninterest income | $17,000 | 6,554 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $7,000 | 6,447 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $10,000 | 6,142 |
| Total noninterest expense | $443,000 | 5,767 |
| Salaries and employee benefits | $178,000 | 6,169 |
| Premises and equipment expense | $53,000 | 5,559 |
| Additional noninterest expense | $212,000 | 5,025 |
| Pre-tax net operating income | $39,000 | 5,960 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $39,000 | 5,988 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $39,000 | 5,990 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $39,000 | 5,990 |
| Net charge-offs | $50,000 | 2,418 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $39,000 | 5,902 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,385,000 | 5,889 |
| Total interest expense | $431,000 | 5,410 |
| Net interest income | $1,954,000 | 5,896 |
| Provision for loan and lease losses | $90,000 | 4,771 |
| Total noninterest income | $78,000 | 6,446 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $70,000 | 5,898 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $8,000 | 6,432 |
| Total noninterest expense | $2,140,000 | 5,523 |
| Salaries and employee benefits | $832,000 | 6,020 |
| Premises and equipment expense | $226,000 | 5,537 |
| Additional noninterest expense | $1,082,000 | 4,598 |
| Pre-tax net operating income | $-198,000 | 6,353 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-198,000 | 6,461 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-198,000 | 6,455 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-198,000 | 6,457 |
| Net charge-offs | $19,000 | 5,426 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 839 |
| Net operating income | $-198,000 | 6,373 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,784,000 | 5,991 |
| Total interest expense | $323,000 | 5,538 |
| Net interest income | $1,461,000 | 5,989 |
| Provision for loan and lease losses | $75,000 | 4,640 |
| Total noninterest income | $61,000 | 6,531 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $53,000 | 5,962 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $8,000 | 6,524 |
| Total noninterest expense | $1,583,000 | 5,591 |
| Salaries and employee benefits | $615,000 | 6,083 |
| Premises and equipment expense | $166,000 | 5,630 |
| Additional noninterest expense | $802,000 | 4,662 |
| Pre-tax net operating income | $-136,000 | 6,467 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-136,000 | 6,573 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-136,000 | 6,571 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-136,000 | 6,571 |
| Net charge-offs | $-14,000 | 6,682 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 896 |
| Net operating income | $-136,000 | 6,479 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,147,000 | 6,098 |
| Total interest expense | $218,000 | 5,603 |
| Net interest income | $929,000 | 6,114 |
| Provision for loan and lease losses | $60,000 | 4,338 |
| Total noninterest income | $45,000 | 6,507 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $37,000 | 5,917 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,000 | 6,504 |
| Total noninterest expense | $925,000 | 5,877 |
| Salaries and employee benefits | $375,000 | 6,276 |
| Premises and equipment expense | $110,000 | 5,647 |
| Additional noninterest expense | $440,000 | 5,153 |
| Pre-tax net operating income | $-11,000 | 6,345 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-11,000 | 6,479 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-11,000 | 6,479 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-11,000 | 6,479 |
| Net charge-offs | $-7,000 | 6,547 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 863 |
| Net operating income | $-11,000 | 6,354 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $600,000 | 6,073 |
| Total interest expense | $112,000 | 5,669 |
| Net interest income | $488,000 | 6,080 |
| Provision for loan and lease losses | $58,000 | 3,579 |
| Total noninterest income | $18,000 | 6,707 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $18,000 | 5,949 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $0 | 6,842 |
| Total noninterest expense | $454,000 | 5,948 |
| Salaries and employee benefits | $167,000 | 6,488 |
| Premises and equipment expense | $55,000 | 5,677 |
| Additional noninterest expense | $232,000 | 5,036 |
| Pre-tax net operating income | $-6,000 | 6,467 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-6,000 | 6,561 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-6,000 | 6,561 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-6,000 | 6,561 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 776 |
| Net operating income | $-6,000 | 6,454 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,332,000 | 6,210 |
| Total interest expense | $555,000 | 5,664 |
| Net interest income | $1,777,000 | 6,285 |
| Provision for loan and lease losses | $90,000 | 5,433 |
| Total noninterest income | $75,000 | 6,616 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $65,000 | 6,070 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $10,000 | 6,530 |
| Total noninterest expense | $1,725,000 | 6,065 |
| Salaries and employee benefits | $458,000 | 6,969 |
| Premises and equipment expense | $238,000 | 5,712 |
| Additional noninterest expense | $1,029,000 | 4,833 |
| Pre-tax net operating income | $37,000 | 5,921 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $37,000 | 6,056 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $37,000 | 6,058 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $37,000 | 6,058 |
| Net charge-offs | $245,000 | 4,049 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $195,000 | 535 |
| Net operating income | $37,000 | 5,939 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,714,000 | 6,306 |
| Total interest expense | $420,000 | 5,759 |
| Net interest income | $1,294,000 | 6,375 |
| Provision for loan and lease losses | $71,000 | 5,301 |
| Total noninterest income | $75,000 | 6,516 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $12,000 | 6,832 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $63,000 | 5,564 |
| Total noninterest expense | $1,388,000 | 5,996 |
| Salaries and employee benefits | $431,000 | 6,782 |
| Premises and equipment expense | $181,000 | 5,735 |
| Additional noninterest expense | $776,000 | 4,844 |
| Pre-tax net operating income | $-90,000 | 6,285 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-90,000 | 6,403 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-90,000 | 6,406 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-90,000 | 6,406 |
| Net charge-offs | $179,000 | 3,839 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $146,000 | 498 |
| Net operating income | $-90,000 | 6,318 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,094,000 | 6,434 |
| Total interest expense | $278,000 | 5,877 |
| Net interest income | $816,000 | 6,501 |
| Provision for loan and lease losses | $71,000 | 4,764 |
| Total noninterest income | $37,000 | 6,796 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $8,000 | 6,873 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $29,000 | 5,978 |
| Total noninterest expense | $917,000 | 6,063 |
| Salaries and employee benefits | $301,000 | 6,784 |
| Premises and equipment expense | $120,000 | 5,770 |
| Additional noninterest expense | $496,000 | 5,026 |
| Pre-tax net operating income | $-135,000 | 6,480 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-135,000 | 6,552 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-135,000 | 6,552 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-135,000 | 6,552 |
| Net charge-offs | $172,000 | 3,267 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 752 |
| Net operating income | $-135,000 | 6,517 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $523,000 | 6,547 |
| Total interest expense | $138,000 | 5,998 |
| Net interest income | $385,000 | 6,628 |
| Provision for loan and lease losses | $5,000 | 5,624 |
| Total noninterest income | $20,000 | 6,811 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $4,000 | 6,879 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $16,000 | 6,012 |
| Total noninterest expense | $446,000 | 6,145 |
| Salaries and employee benefits | $154,000 | 6,793 |
| Premises and equipment expense | $60,000 | 5,830 |
| Additional noninterest expense | $232,000 | 5,190 |
| Pre-tax net operating income | $-46,000 | 6,542 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-46,000 | 6,577 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-46,000 | 6,579 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-46,000 | 6,577 |
| Net charge-offs | $127,000 | 2,509 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 762 |
| Net operating income | $-46,000 | 6,559 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,021,000 | 6,719 |
| Total interest expense | $637,000 | 6,146 |
| Net interest income | $1,384,000 | 6,824 |
| Provision for loan and lease losses | $267,000 | 5,000 |
| Total noninterest income | $85,000 | 6,788 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $23,000 | 6,588 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $62,000 | 5,920 |
| Total noninterest expense | $1,812,000 | 6,193 |
| Salaries and employee benefits | $647,000 | 6,809 |
| Premises and equipment expense | $235,000 | 5,905 |
| Additional noninterest expense | $930,000 | 5,276 |
| Pre-tax net operating income | $-610,000 | 6,305 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-610,000 | 6,419 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-610,000 | 6,420 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-610,000 | 6,420 |
| Net charge-offs | $98,000 | 5,432 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $548,000 | 451 |
| Net operating income | $-610,000 | 6,383 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,500,000 | 6,828 |
| Total interest expense | $490,000 | 6,242 |
| Net interest income | $1,010,000 | 6,950 |
| Provision for loan and lease losses | $250,000 | 4,581 |
| Total noninterest income | $56,000 | 7,023 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $19,000 | 6,661 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $37,000 | 6,263 |
| Total noninterest expense | $1,487,000 | 6,074 |
| Salaries and employee benefits | $552,000 | 6,643 |
| Premises and equipment expense | $177,000 | 5,968 |
| Additional noninterest expense | $758,000 | 5,065 |
| Pre-tax net operating income | $-671,000 | 6,638 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-671,000 | 6,759 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-671,000 | 6,760 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-671,000 | 6,760 |
| Net charge-offs | $98,000 | 4,923 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $523,000 | 363 |
| Net operating income | $-671,000 | 6,708 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,028,000 | 6,846 |
| Total interest expense | $330,000 | 6,322 |
| Net interest income | $698,000 | 6,946 |
| Provision for loan and lease losses | $100,000 | 5,137 |
| Total noninterest income | $40,000 | 7,023 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $15,000 | 6,644 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $25,000 | 6,306 |
| Total noninterest expense | $1,059,000 | 5,958 |
| Salaries and employee benefits | $396,000 | 6,568 |
| Premises and equipment expense | $118,000 | 5,982 |
| Additional noninterest expense | $545,000 | 4,854 |
| Pre-tax net operating income | $-421,000 | 6,688 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-421,000 | 6,804 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-421,000 | 6,806 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-421,000 | 6,805 |
| Net charge-offs | $82,000 | 4,452 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $408,000 | 290 |
| Net operating income | $-421,000 | 6,758 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $498,000 | 6,962 |
| Total interest expense | $168,000 | 6,418 |
| Net interest income | $330,000 | 7,090 |
| Provision for loan and lease losses | $19,000 | 5,784 |
| Total noninterest income | $17,000 | 7,213 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $7,000 | 6,721 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $10,000 | 6,608 |
| Total noninterest expense | $544,000 | 5,981 |
| Salaries and employee benefits | $234,000 | 6,321 |
| Premises and equipment expense | $58,000 | 6,124 |
| Additional noninterest expense | $252,000 | 5,096 |
| Pre-tax net operating income | $-216,000 | 6,857 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-216,000 | 6,956 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-216,000 | 6,957 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-216,000 | 6,956 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 385 |
| Net operating income | $-216,000 | 6,918 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,716,000 | 7,258 |
| Total interest expense | $786,000 | 6,507 |
| Net interest income | $930,000 | 7,500 |
| Provision for loan and lease losses | $143,000 | 6,118 |
| Total noninterest income | $112,000 | 6,893 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $45,000 | 6,552 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $67,000 | 6,082 |
| Total noninterest expense | $2,139,000 | 6,071 |
| Salaries and employee benefits | $922,000 | 6,405 |
| Premises and equipment expense | $236,000 | 6,186 |
| Additional noninterest expense | $981,000 | 5,291 |
| Pre-tax net operating income | $-1,240,000 | 6,349 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-1,240,000 | 6,462 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,240,000 | 6,463 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,240,000 | 6,463 |
| Net charge-offs | $372,000 | 4,192 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 1,053 |
| Net operating income | $-1,240,000 | 6,463 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,285,000 | 7,347 |
| Total interest expense | $609,000 | 6,570 |
| Net interest income | $676,000 | 7,605 |
| Provision for loan and lease losses | $3,000 | 7,243 |
| Total noninterest income | $97,000 | 6,867 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $37,000 | 6,524 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $60,000 | 6,046 |
| Total noninterest expense | $1,661,000 | 6,003 |
| Salaries and employee benefits | $721,000 | 6,360 |
| Premises and equipment expense | $216,000 | 5,790 |
| Additional noninterest expense | $724,000 | 5,313 |
| Pre-tax net operating income | $-891,000 | 6,598 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-891,000 | 6,687 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-891,000 | 6,688 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-891,000 | 6,688 |
| Net charge-offs | $158,000 | 4,547 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 981 |
| Net operating income | $-891,000 | 6,681 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $858,000 | 7,414 |
| Total interest expense | $416,000 | 6,638 |
| Net interest income | $442,000 | 7,672 |
| Provision for loan and lease losses | $9,000 | 6,955 |
| Total noninterest income | $22,000 | 7,643 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $6,000 | 7,103 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $16,000 | 6,961 |
| Total noninterest expense | $1,032,000 | 6,222 |
| Salaries and employee benefits | $429,000 | 6,670 |
| Premises and equipment expense | $145,000 | 5,826 |
| Additional noninterest expense | $458,000 | 5,483 |
| Pre-tax net operating income | $-577,000 | 6,699 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-577,000 | 6,833 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-577,000 | 6,833 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-577,000 | 6,833 |
| Net charge-offs | $103,000 | 4,219 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 951 |
| Net operating income | $-577,000 | 6,817 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $455,000 | 7,387 |
| Total interest expense | $217,000 | 6,664 |
| Net interest income | $238,000 | 7,634 |
| Provision for loan and lease losses | $44,000 | 5,107 |
| Total noninterest income | $31,000 | 6,970 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $4,000 | 7,066 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $27,000 | 5,783 |
| Total noninterest expense | $537,000 | 6,085 |
| Salaries and employee benefits | $243,000 | 6,455 |
| Premises and equipment expense | $72,000 | 5,887 |
| Additional noninterest expense | $222,000 | 5,311 |
| Pre-tax net operating income | $-312,000 | 7,082 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-312,000 | 7,223 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-312,000 | 7,223 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-312,000 | 7,224 |
| Net charge-offs | $24,000 | 4,197 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 842 |
| Net operating income | $-312,000 | 7,172 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,379,000 | 7,077 |
| Total interest expense | $1,007,000 | 6,765 |
| Net interest income | $1,372,000 | 7,155 |
| Provision for loan and lease losses | $-264,000 | 8,285 |
| Total noninterest income | $155,000 | 6,848 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $92,000 | 6,005 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $63,000 | 6,515 |
| Total noninterest expense | $2,202,000 | 5,983 |
| Salaries and employee benefits | $1,080,000 | 6,250 |
| Premises and equipment expense | $0 | 8,269 |
| Additional noninterest expense | $1,122,000 | 4,481 |
| Pre-tax net operating income | $-411,000 | 6,716 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-411,000 | 6,655 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-411,000 | 6,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 5,268 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $102,000 | 970 |
| Net operating income | $-411,000 | 6,791 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,896,000 | 7,027 |
| Total interest expense | $803,000 | 6,778 |
| Net interest income | $1,093,000 | 7,114 |
| Provision for loan and lease losses | $-381,000 | 8,369 |
| Total noninterest income | $129,000 | 6,804 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $71,000 | 6,004 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $58,000 | 6,404 |
| Total noninterest expense | $1,663,000 | 5,950 |
| Salaries and employee benefits | $861,000 | 6,108 |
| Premises and equipment expense | $220,000 | 5,860 |
| Additional noninterest expense | $582,000 | 5,506 |
| Pre-tax net operating income | $-60,000 | 6,861 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-60,000 | 6,714 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-60,000 | 6,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,648 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-60,000 | 6,897 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,339,000 | 6,980 |
| Total interest expense | $554,000 | 6,834 |
| Net interest income | $785,000 | 6,990 |
| Provision for loan and lease losses | $-92,000 | 8,392 |
| Total noninterest income | $82,000 | 6,920 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $29,000 | 6,599 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $53,000 | 6,048 |
| Total noninterest expense | $1,186,000 | 5,828 |
| Salaries and employee benefits | $593,000 | 6,089 |
| Premises and equipment expense | $136,000 | 6,090 |
| Additional noninterest expense | $457,000 | 5,010 |
| Pre-tax net operating income | $-227,000 | 7,354 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-227,000 | 7,444 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-227,000 | 7,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,853 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-227,000 | 7,425 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $726,000 | 6,898 |
| Total interest expense | $300,000 | 6,833 |
| Net interest income | $426,000 | 6,886 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $34,000 | 7,181 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $14,000 | 6,612 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $20,000 | 6,458 |
| Total noninterest expense | $572,000 | 5,944 |
| Salaries and employee benefits | $301,000 | 6,068 |
| Premises and equipment expense | $79,000 | 5,756 |
| Additional noninterest expense | $192,000 | 5,487 |
| Pre-tax net operating income | $-112,000 | 7,596 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-112,000 | 7,687 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-112,000 | 7,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-112,000 | 7,645 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,432,000 | 7,268 |
| Total interest expense | $880,000 | 7,354 |
| Net interest income | $1,552,000 | 7,055 |
| Provision for loan and lease losses | $962,000 | 1,466 |
| Total noninterest income | $177,000 | 6,912 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $113,000 | 5,858 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $64,000 | 6,820 |
| Total noninterest expense | $1,724,000 | 6,576 |
| Salaries and employee benefits | $846,000 | 6,851 |
| Premises and equipment expense | $252,000 | 6,237 |
| Additional noninterest expense | $626,000 | 6,029 |
| Pre-tax net operating income | $-957,000 | 8,035 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-957,000 | 8,095 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-957,000 | 8,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,494 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-957,000 | 8,089 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,664,000 | 7,440 |
| Total interest expense | $562,000 | 7,617 |
| Net interest income | $1,102,000 | 7,208 |
| Provision for loan and lease losses | $254,000 | 2,588 |
| Total noninterest income | $131,000 | 6,969 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $80,000 | 5,982 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $51,000 | 6,759 |
| Total noninterest expense | $1,178,000 | 6,798 |
| Salaries and employee benefits | $587,000 | 6,991 |
| Premises and equipment expense | $212,000 | 5,931 |
| Additional noninterest expense | $379,000 | 6,532 |
| Pre-tax net operating income | $-199,000 | 7,889 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-199,000 | 7,932 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-199,000 | 7,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,700 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-199,000 | 7,917 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $939,000 | 7,737 |
| Total interest expense | $288,000 | 7,932 |
| Net interest income | $651,000 | 7,494 |
| Provision for loan and lease losses | $188,000 | 2,261 |
| Total noninterest income | $76,000 | 7,191 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $48,000 | 6,141 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $28,000 | 7,057 |
| Total noninterest expense | $746,000 | 6,952 |
| Salaries and employee benefits | $359,000 | 7,222 |
| Premises and equipment expense | $139,000 | 6,004 |
| Additional noninterest expense | $248,000 | 6,606 |
| Pre-tax net operating income | $-207,000 | 8,091 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-207,000 | 8,123 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-207,000 | 8,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-207,000 | 8,114 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $371,000 | 8,067 |
| Total interest expense | $101,000 | 8,237 |
| Net interest income | $270,000 | 7,790 |
| Provision for loan and lease losses | $105,000 | 1,929 |
| Total noninterest income | $27,000 | 7,566 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $1,000 | 7,501 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $26,000 | 6,219 |
| Total noninterest expense | $349,000 | 7,149 |
| Salaries and employee benefits | $174,000 | 7,335 |
| Premises and equipment expense | $70,000 | 6,029 |
| Additional noninterest expense | $105,000 | 7,004 |
| Pre-tax net operating income | $-157,000 | 8,240 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-157,000 | 8,276 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-157,000 | 8,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-157,000 | 8,265 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $158,000 | 8,640 |
| Total interest expense | $26,000 | 8,594 |
| Net interest income | $132,000 | 8,638 |
| Provision for loan and lease losses | $131,000 | 4,253 |
| Total noninterest income | $51,000 | 8,206 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $4,000 | 7,527 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $47,000 | 7,312 |
| Total noninterest expense | $1,165,000 | 7,447 |
| Salaries and employee benefits | $188,000 | 8,561 |
| Premises and equipment expense | $87,000 | 7,943 |
| Additional noninterest expense | $890,000 | 4,896 |
| Pre-tax net operating income | $-1,113,000 | 8,453 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-1,113,000 | 8,485 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,113,000 | 8,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $7,334,000 | 263 |
| Net operating income | $-1,113,000 | 8,473 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,000 | 8,740 |
| Total interest expense | $1,000 | 8,726 |
| Net interest income | $9,000 | 8,736 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $0 | 8,684 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,609 |
| Total noninterest expense | $811,000 | 7,585 |
| Salaries and employee benefits | $46,000 | 8,705 |
| Premises and equipment expense | $11,000 | 8,665 |
| Additional noninterest expense | $754,000 | 4,475 |
| Pre-tax net operating income | $-802,000 | 8,534 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-802,000 | 8,567 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-802,000 | 8,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $7,334,000 | 198 |
| Net operating income | $-802,000 | 8,558 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.