Home > Bank OZK > Net charge- offs to loans

Bank OZK, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1248%786
Percentage Net Loans Charged-off: Total real estate loans0.1072%216
Percentage Net Loans Charged-off:Construction & development-0.0024%4,200
Percentage Net Loans Charged-off: Commercial real estate0.4055%112
Percentage Net Loans Charged-off: Multi-family residential0.0002%63
Percentage Net Loans Charged-off: 1-4 family residential-0.0942%4,487
Percentage Net Loans Charged-off: Home equity loans-0.1006%4,449
All other 1-4 family - Percent of loans charged-off, net-0.0933%4,483
Percentage Net Loans Charged-off: Commercial and industrial-0.0549%4,121
Percentage Net Loans Charged-off: Loans to individuals0.2757%1,703
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual0.2757%1,574
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1478%561
Percentage Net Loans Charged-off: Total real estate loans0.1437%127
Percentage Net Loans Charged-off:Construction & development-0.0032%4,262
Percentage Net Loans Charged-off: Commercial real estate0.5287%69
Percentage Net Loans Charged-off: Multi-family residential0.0003%45
Percentage Net Loans Charged-off: 1-4 family residential-0.0963%4,509
Percentage Net Loans Charged-off: Home equity loans0.0090%177
All other 1-4 family - Percent of loans charged-off, net-0.1111%4,527
Percentage Net Loans Charged-off: Commercial and industrial-0.0999%4,256
Percentage Net Loans Charged-off: Loans to individuals0.2528%1,586
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual0.2528%1,512
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1450%524
Percentage Net Loans Charged-off: Total real estate loans0.1493%101
Percentage Net Loans Charged-off:Construction & development-0.0048%4,347
Percentage Net Loans Charged-off: Commercial real estate0.5375%55
Percentage Net Loans Charged-off: Multi-family residential0.0004%27
Percentage Net Loans Charged-off: 1-4 family residential-0.0660%4,469
Percentage Net Loans Charged-off: Home equity loans0.0514%92
All other 1-4 family - Percent of loans charged-off, net-0.0828%4,456
Percentage Net Loans Charged-off: Commercial and industrial-0.1520%4,369
Percentage Net Loans Charged-off: Loans to individuals0.2258%1,522
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual0.2258%1,493
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1370%488
Percentage Net Loans Charged-off: Total real estate loans0.1410%105
Percentage Net Loans Charged-off:Construction & development-0.0092%4,476
Percentage Net Loans Charged-off: Commercial real estate0.5092%46
Percentage Net Loans Charged-off: Multi-family residential0.0009%16
Percentage Net Loans Charged-off: 1-4 family residential-0.0749%4,525
Percentage Net Loans Charged-off: Home equity loans-0.0166%4,464
All other 1-4 family - Percent of loans charged-off, net-0.0832%4,540
Percentage Net Loans Charged-off: Commercial and industrial-0.3040%4,509
Percentage Net Loans Charged-off: Loans to individuals0.2663%1,299
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.2663%1,229
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0374%1,346
Percentage Net Loans Charged-off: Total real estate loans-0.0023%3,340
Percentage Net Loans Charged-off:Construction & development-0.0015%4,254
Percentage Net Loans Charged-off: Commercial real estate0.0107%413
Percentage Net Loans Charged-off: Multi-family residential-0.0079%4,654
Percentage Net Loans Charged-off: 1-4 family residential-0.0626%4,416
Percentage Net Loans Charged-off: Home equity loans-0.1477%4,589
All other 1-4 family - Percent of loans charged-off, net-0.0496%4,356
Percentage Net Loans Charged-off: Commercial and industrial0.1091%826
Percentage Net Loans Charged-off: Loans to individuals0.1558%1,874
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual0.1558%1,796
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0307%1,222
Percentage Net Loans Charged-off: Total real estate loans-0.0031%3,371
Percentage Net Loans Charged-off:Construction & development-0.0017%4,315
Percentage Net Loans Charged-off: Commercial real estate0.0091%307
Percentage Net Loans Charged-off: Multi-family residential-0.0115%4,704
Percentage Net Loans Charged-off: 1-4 family residential-0.0637%4,451
Percentage Net Loans Charged-off: Home equity loans-0.0084%4,366
All other 1-4 family - Percent of loans charged-off, net-0.0723%4,479
Percentage Net Loans Charged-off: Commercial and industrial0.0157%998
Percentage Net Loans Charged-off: Loans to individuals0.1338%1,783
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual0.1338%1,698
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0028%1,971
Percentage Net Loans Charged-off: Total real estate loans-0.0355%4,240
Percentage Net Loans Charged-off:Construction & development-0.0020%3,946
Percentage Net Loans Charged-off: Commercial real estate-0.1130%4,485
Percentage Net Loans Charged-off: Multi-family residential-0.0191%3,843
Percentage Net Loans Charged-off: 1-4 family residential-0.0356%4,150
Percentage Net Loans Charged-off: Home equity loans-0.1318%3,425
All other 1-4 family - Percent of loans charged-off, net-0.0202%4,008
Percentage Net Loans Charged-off: Commercial and industrial-0.0138%3,397
Percentage Net Loans Charged-off: Loans to individuals0.1342%1,641
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1342%1,568
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0077%3,494
Percentage Net Loans Charged-off: Total real estate loans-0.0500%4,415
Percentage Net Loans Charged-off:Construction & development-0.0005%4,003
Percentage Net Loans Charged-off: Commercial real estate-0.1716%4,582
Percentage Net Loans Charged-off: Multi-family residential-0.0424%3,861
Percentage Net Loans Charged-off: 1-4 family residential-0.0336%4,206
Percentage Net Loans Charged-off: Home equity loans-0.2158%3,475
All other 1-4 family - Percent of loans charged-off, net-0.0041%3,684
Percentage Net Loans Charged-off: Commercial and industrial-0.0017%3,264
Percentage Net Loans Charged-off: Loans to individuals0.1361%1,455
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1361%1,372
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%16
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0559%1,238
Percentage Net Loans Charged-off: Total real estate loans0.0186%878
Percentage Net Loans Charged-off:Construction & development-0.0037%3,941
Percentage Net Loans Charged-off: Commercial real estate0.0713%406
Percentage Net Loans Charged-off: Multi-family residential0.0380%60
Percentage Net Loans Charged-off: 1-4 family residential-0.0535%4,278
Percentage Net Loans Charged-off: Home equity loans-0.0745%3,405
All other 1-4 family - Percent of loans charged-off, net-0.0497%4,271
Percentage Net Loans Charged-off: Commercial and industrial0.0293%1,273
Percentage Net Loans Charged-off: Loans to individuals0.2246%1,475
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2246%1,376
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0613%1,024
Percentage Net Loans Charged-off: Total real estate loans0.0233%745
Percentage Net Loans Charged-off:Construction & development-0.0079%4,057
Percentage Net Loans Charged-off: Commercial real estate0.0883%333
Percentage Net Loans Charged-off: Multi-family residential0.0499%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0492%4,326
Percentage Net Loans Charged-off: Home equity loans-0.1134%3,518
All other 1-4 family - Percent of loans charged-off, net-0.0375%4,256
Percentage Net Loans Charged-off: Commercial and industrial0.0315%1,059
Percentage Net Loans Charged-off: Loans to individuals0.2541%1,231
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2541%1,119
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0774%886
Percentage Net Loans Charged-off: Total real estate loans0.0350%598
Percentage Net Loans Charged-off:Construction & development-0.0116%4,139
Percentage Net Loans Charged-off: Commercial real estate0.1374%254
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0280%4,188
Percentage Net Loans Charged-off: Home equity loans-0.0101%3,303
All other 1-4 family - Percent of loans charged-off, net-0.0314%4,239
Percentage Net Loans Charged-off: Commercial and industrial0.0494%842
Percentage Net Loans Charged-off: Loans to individuals0.3309%993
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3309%898
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0725%835
Percentage Net Loans Charged-off: Total real estate loans0.0178%554
Percentage Net Loans Charged-off:Construction & development-0.0015%4,133
Percentage Net Loans Charged-off: Commercial real estate0.0702%223
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0436%4,420
Percentage Net Loans Charged-off: Home equity loans0.0227%111
All other 1-4 family - Percent of loans charged-off, net-0.0561%4,511
Percentage Net Loans Charged-off: Commercial and industrial0.0735%597
Percentage Net Loans Charged-off: Loans to individuals0.3824%902
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3824%817
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1568%1,046
Percentage Net Loans Charged-off: Total real estate loans0.0789%727
Percentage Net Loans Charged-off:Construction & development-0.0065%4,111
Percentage Net Loans Charged-off: Commercial real estate0.2799%319
Percentage Net Loans Charged-off: Multi-family residential-0.0120%4,001
Percentage Net Loans Charged-off: 1-4 family residential-0.0535%4,559
Percentage Net Loans Charged-off: Home equity loans-0.0669%3,552
All other 1-4 family - Percent of loans charged-off, net-0.0509%4,558
Percentage Net Loans Charged-off: Commercial and industrial0.6595%557
Percentage Net Loans Charged-off: Loans to individuals0.3914%1,471
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3914%1,352
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1623%910
Percentage Net Loans Charged-off: Total real estate loans0.0934%560
Percentage Net Loans Charged-off:Construction & development-0.0084%4,174
Percentage Net Loans Charged-off: Commercial real estate0.3244%225
Percentage Net Loans Charged-off: Multi-family residential-0.0148%4,019
Percentage Net Loans Charged-off: 1-4 family residential-0.0515%4,572
Percentage Net Loans Charged-off: Home equity loans-0.0322%3,507
All other 1-4 family - Percent of loans charged-off, net-0.0552%4,601
Percentage Net Loans Charged-off: Commercial and industrial0.4315%668
Percentage Net Loans Charged-off: Loans to individuals0.4109%1,347
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4109%1,233
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1986%771
Percentage Net Loans Charged-off: Total real estate loans0.1430%379
Percentage Net Loans Charged-off:Construction & development-0.0116%4,239
Percentage Net Loans Charged-off: Commercial real estate0.4786%155
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0540%4,618
Percentage Net Loans Charged-off: Home equity loans-0.0991%3,634
All other 1-4 family - Percent of loans charged-off, net-0.0451%4,579
Percentage Net Loans Charged-off: Commercial and industrial0.2221%861
Percentage Net Loans Charged-off: Loans to individuals0.4695%1,321
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4695%1,201
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0960%1,112
Percentage Net Loans Charged-off: Total real estate loans0.0181%824
Percentage Net Loans Charged-off:Construction & development-0.0023%4,230
Percentage Net Loans Charged-off: Commercial real estate0.0695%278
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0418%4,588
Percentage Net Loans Charged-off: Home equity loans-0.1129%3,663
All other 1-4 family - Percent of loans charged-off, net-0.0277%4,482
Percentage Net Loans Charged-off: Commercial and industrial0.2183%670
Percentage Net Loans Charged-off: Loans to individuals0.3694%1,466
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3694%1,376
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1144%1,593
Percentage Net Loans Charged-off: Total real estate loans0.0746%884
Percentage Net Loans Charged-off:Construction & development0.0056%373
Percentage Net Loans Charged-off: Commercial real estate0.2311%380
Percentage Net Loans Charged-off: Multi-family residential-0.0011%4,056
Percentage Net Loans Charged-off: 1-4 family residential0.0147%1,539
Percentage Net Loans Charged-off: Home equity loans0.0149%449
All other 1-4 family - Percent of loans charged-off, net0.0146%1,457
Percentage Net Loans Charged-off: Commercial and industrial0.2624%1,278
Percentage Net Loans Charged-off: Loans to individuals0.1998%2,458
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1998%2,331
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1113%1,357
Percentage Net Loans Charged-off: Total real estate loans0.0794%714
Percentage Net Loans Charged-off:Construction & development0.0028%293
Percentage Net Loans Charged-off: Commercial real estate0.2586%290
Percentage Net Loans Charged-off: Multi-family residential-0.0014%4,124
Percentage Net Loans Charged-off: 1-4 family residential-0.0092%4,231
Percentage Net Loans Charged-off: Home equity loans-0.1245%3,778
All other 1-4 family - Percent of loans charged-off, net0.0121%1,261
Percentage Net Loans Charged-off: Commercial and industrial0.2223%1,123
Percentage Net Loans Charged-off: Loans to individuals0.1750%2,392
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1750%2,259
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1045%1,344
Percentage Net Loans Charged-off: Total real estate loans0.0704%702
Percentage Net Loans Charged-off:Construction & development-0.0038%4,304
Percentage Net Loans Charged-off: Commercial real estate0.2477%259
Percentage Net Loans Charged-off: Multi-family residential-0.0022%4,161
Percentage Net Loans Charged-off: 1-4 family residential-0.0488%4,781
Percentage Net Loans Charged-off: Home equity loans-0.1783%3,835
All other 1-4 family - Percent of loans charged-off, net-0.0250%4,571
Percentage Net Loans Charged-off: Commercial and industrial0.2114%1,002
Percentage Net Loans Charged-off: Loans to individuals0.1960%2,124
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1960%2,009
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0692%1,364
Percentage Net Loans Charged-off: Total real estate loans0.0219%894
Percentage Net Loans Charged-off:Construction & development-0.0033%4,420
Percentage Net Loans Charged-off: Commercial real estate0.0750%265
Percentage Net Loans Charged-off: Multi-family residential-0.0006%4,211
Percentage Net Loans Charged-off: 1-4 family residential0.0046%950
Percentage Net Loans Charged-off: Home equity loans-0.0448%3,752
All other 1-4 family - Percent of loans charged-off, net0.0137%803
Percentage Net Loans Charged-off: Commercial and industrial0.3430%587
Percentage Net Loans Charged-off: Loans to individuals0.1749%1,956
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1749%1,842
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3378%566
Percentage Net Loans Charged-off: Total real estate loans0.3537%191
Percentage Net Loans Charged-off:Construction & development0.3718%148
Percentage Net Loans Charged-off: Commercial real estate0.4800%216
Percentage Net Loans Charged-off: Multi-family residential-0.0010%4,202
Percentage Net Loans Charged-off: 1-4 family residential0.0193%1,660
Percentage Net Loans Charged-off: Home equity loans0.1445%249
All other 1-4 family - Percent of loans charged-off, net-0.0036%4,257
Percentage Net Loans Charged-off: Commercial and industrial0.3530%1,007
Percentage Net Loans Charged-off: Loans to individuals0.2281%2,333
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2281%2,221
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4277%373
Percentage Net Loans Charged-off: Total real estate loans0.4645%106
Percentage Net Loans Charged-off:Construction & development0.4920%103
Percentage Net Loans Charged-off: Commercial real estate0.6177%130
Percentage Net Loans Charged-off: Multi-family residential-0.0011%4,244
Percentage Net Loans Charged-off: 1-4 family residential0.0088%1,626
Percentage Net Loans Charged-off: Home equity loans-0.0320%3,726
All other 1-4 family - Percent of loans charged-off, net0.0163%1,428
Percentage Net Loans Charged-off: Commercial and industrial0.2887%945
Percentage Net Loans Charged-off: Loans to individuals0.2634%2,039
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2634%1,917
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0566%1,799
Percentage Net Loans Charged-off: Total real estate loans0.0032%1,608
Percentage Net Loans Charged-off:Construction & development0.0045%250
Percentage Net Loans Charged-off: Commercial real estate-0.0089%4,701
Percentage Net Loans Charged-off: Multi-family residential-0.0012%4,288
Percentage Net Loans Charged-off: 1-4 family residential0.0516%931
Percentage Net Loans Charged-off: Home equity loans0.2075%158
All other 1-4 family - Percent of loans charged-off, net0.0229%1,151
Percentage Net Loans Charged-off: Commercial and industrial0.2759%835
Percentage Net Loans Charged-off: Loans to individuals0.2751%1,869
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2751%1,764
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0390%1,751
Percentage Net Loans Charged-off: Total real estate loans0.0018%1,254
Percentage Net Loans Charged-off:Construction & development0.0030%159
Percentage Net Loans Charged-off: Commercial real estate-0.0190%4,987
Percentage Net Loans Charged-off: Multi-family residential-0.0015%4,345
Percentage Net Loans Charged-off: 1-4 family residential0.0904%569
Percentage Net Loans Charged-off: Home equity loans0.4511%80
All other 1-4 family - Percent of loans charged-off, net0.0245%854
Percentage Net Loans Charged-off: Commercial and industrial0.1338%783
Percentage Net Loans Charged-off: Loans to individuals0.1777%1,990
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1777%1,873
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0688%2,471
Percentage Net Loans Charged-off: Total real estate loans0.0113%2,317
Percentage Net Loans Charged-off:Construction & development0.0147%463
Percentage Net Loans Charged-off: Commercial real estate0.0036%1,272
Percentage Net Loans Charged-off: Multi-family residential-0.0015%4,366
Percentage Net Loans Charged-off: 1-4 family residential0.0408%1,653
Percentage Net Loans Charged-off: Home equity loans0.0903%442
All other 1-4 family - Percent of loans charged-off, net0.0324%1,735
Percentage Net Loans Charged-off: Commercial and industrial0.1863%1,552
Percentage Net Loans Charged-off: Loans to individuals0.3161%2,269
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3161%2,132
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0758%2,055
Percentage Net Loans Charged-off: Total real estate loans0.0167%1,871
Percentage Net Loans Charged-off:Construction & development0.0025%412
Percentage Net Loans Charged-off: Commercial real estate0.0348%774
Percentage Net Loans Charged-off: Multi-family residential-0.0015%4,400
Percentage Net Loans Charged-off: 1-4 family residential0.0329%1,611
Percentage Net Loans Charged-off: Home equity loans-0.0249%3,870
All other 1-4 family - Percent of loans charged-off, net0.0426%1,430
Percentage Net Loans Charged-off: Commercial and industrial0.2385%1,129
Percentage Net Loans Charged-off: Loans to individuals0.3115%2,129
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3115%1,987
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0708%1,929
Percentage Net Loans Charged-off: Total real estate loans0.0166%1,644
Percentage Net Loans Charged-off:Construction & development-0.0105%4,562
Percentage Net Loans Charged-off: Commercial real estate0.0476%595
Percentage Net Loans Charged-off: Multi-family residential-0.0019%4,444
Percentage Net Loans Charged-off: 1-4 family residential0.0343%1,397
Percentage Net Loans Charged-off: Home equity loans0.0045%478
All other 1-4 family - Percent of loans charged-off, net0.0393%1,298
Percentage Net Loans Charged-off: Commercial and industrial0.1898%1,053
Percentage Net Loans Charged-off: Loans to individuals0.3110%1,975
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3110%1,848
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0886%1,461
Percentage Net Loans Charged-off: Total real estate loans0.0428%996
Percentage Net Loans Charged-off:Construction & development-0.0161%4,719
Percentage Net Loans Charged-off: Commercial real estate0.1099%289
Percentage Net Loans Charged-off: Multi-family residential-0.0015%4,493
Percentage Net Loans Charged-off: 1-4 family residential0.0831%812
Percentage Net Loans Charged-off: Home equity loans0.2075%187
All other 1-4 family - Percent of loans charged-off, net0.0624%847
Percentage Net Loans Charged-off: Commercial and industrial0.1189%843
Percentage Net Loans Charged-off: Loans to individuals0.3276%1,740
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3276%1,613
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0723%2,665
Percentage Net Loans Charged-off: Total real estate loans0.0214%2,354
Percentage Net Loans Charged-off:Construction & development-0.0066%4,500
Percentage Net Loans Charged-off: Commercial real estate0.0308%1,162
Percentage Net Loans Charged-off: Multi-family residential-0.0019%4,532
Percentage Net Loans Charged-off: 1-4 family residential0.1118%1,256
Percentage Net Loans Charged-off: Home equity loans0.1623%448
All other 1-4 family - Percent of loans charged-off, net0.1040%1,272
Percentage Net Loans Charged-off: Commercial and industrial0.0253%2,249
Percentage Net Loans Charged-off: Loans to individuals0.3522%2,222
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3522%2,079
Percentage Net Loans Charged-off: All other loans and lease0.6190%607
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0647%2,420
Percentage Net Loans Charged-off: Total real estate loans0.0288%1,910
Percentage Net Loans Charged-off:Construction & development-0.0068%4,556
Percentage Net Loans Charged-off: Commercial real estate0.0430%865
Percentage Net Loans Charged-off: Multi-family residential-0.0029%4,577
Percentage Net Loans Charged-off: 1-4 family residential0.1440%930
Percentage Net Loans Charged-off: Home equity loans0.1611%396
All other 1-4 family - Percent of loans charged-off, net0.1415%933
Percentage Net Loans Charged-off: Commercial and industrial0.0378%1,829
Percentage Net Loans Charged-off: Loans to individuals0.0434%3,220
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0434%3,084
Percentage Net Loans Charged-off: All other loans and lease0.5940%524
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0565%2,386
Percentage Net Loans Charged-off: Total real estate loans0.0162%2,023
Percentage Net Loans Charged-off:Construction & development-0.0003%4,594
Percentage Net Loans Charged-off: Commercial real estate0.0073%907
Percentage Net Loans Charged-off: Multi-family residential-0.0046%4,618
Percentage Net Loans Charged-off: 1-4 family residential0.1503%906
Percentage Net Loans Charged-off: Home equity loans0.1575%366
All other 1-4 family - Percent of loans charged-off, net0.1493%862
Percentage Net Loans Charged-off: Commercial and industrial-0.0315%4,529
Percentage Net Loans Charged-off: Loans to individuals0.4327%1,646
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4327%1,517
Percentage Net Loans Charged-off: All other loans and lease0.6201%468
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0505%2,029
Percentage Net Loans Charged-off: Total real estate loans0.0150%1,547
Percentage Net Loans Charged-off:Construction & development0.0003%252
Percentage Net Loans Charged-off: Commercial real estate-0.0045%5,055
Percentage Net Loans Charged-off: Multi-family residential-0.0012%4,634
Percentage Net Loans Charged-off: 1-4 family residential0.1771%676
Percentage Net Loans Charged-off: Home equity loans1.0734%86
All other 1-4 family - Percent of loans charged-off, net0.0520%1,132
Percentage Net Loans Charged-off: Commercial and industrial-0.0984%5,083
Percentage Net Loans Charged-off: Loans to individuals0.4495%1,450
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4495%1,319
Percentage Net Loans Charged-off: All other loans and lease0.5668%392
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1656%1,709
Percentage Net Loans Charged-off: Total real estate loans0.1095%1,524
Percentage Net Loans Charged-off:Construction & development0.1493%536
Percentage Net Loans Charged-off: Commercial real estate0.0708%1,151
Percentage Net Loans Charged-off: Multi-family residential0.0523%227
Percentage Net Loans Charged-off: 1-4 family residential0.1758%1,227
Percentage Net Loans Charged-off: Home equity loans0.2373%469
All other 1-4 family - Percent of loans charged-off, net0.1667%1,250
Percentage Net Loans Charged-off: Commercial and industrial0.7784%733
Percentage Net Loans Charged-off: Loans to individuals0.3397%2,108
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3397%1,961
Percentage Net Loans Charged-off: All other loans and lease0.6327%521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1643%1,512
Percentage Net Loans Charged-off: Total real estate loans0.0947%1,530
Percentage Net Loans Charged-off:Construction & development0.0798%546
Percentage Net Loans Charged-off: Commercial real estate0.0730%967
Percentage Net Loans Charged-off: Multi-family residential0.0756%183
Percentage Net Loans Charged-off: 1-4 family residential0.2178%936
Percentage Net Loans Charged-off: Home equity loans0.2479%423
All other 1-4 family - Percent of loans charged-off, net0.2133%934
Percentage Net Loans Charged-off: Commercial and industrial1.0191%479
Percentage Net Loans Charged-off: Loans to individuals0.2098%2,426
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2098%2,288
Percentage Net Loans Charged-off: All other loans and lease0.6836%461
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2255%1,135
Percentage Net Loans Charged-off: Total real estate loans0.1303%1,187
Percentage Net Loans Charged-off:Construction & development0.1361%420
Percentage Net Loans Charged-off: Commercial real estate0.0891%803
Percentage Net Loans Charged-off: Multi-family residential0.1093%138
Percentage Net Loans Charged-off: 1-4 family residential0.3017%701
Percentage Net Loans Charged-off: Home equity loans0.4764%276
All other 1-4 family - Percent of loans charged-off, net0.2795%746
Percentage Net Loans Charged-off: Commercial and industrial1.5528%302
Percentage Net Loans Charged-off: Loans to individuals0.2343%2,103
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2343%1,975
Percentage Net Loans Charged-off: All other loans and lease0.6043%447
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3544%690
Percentage Net Loans Charged-off: Total real estate loans0.1770%837
Percentage Net Loans Charged-off:Construction & development0.1554%292
Percentage Net Loans Charged-off: Commercial real estate0.1331%481
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.4931%423
Percentage Net Loans Charged-off: Home equity loans0.5957%192
All other 1-4 family - Percent of loans charged-off, net0.4794%424
Percentage Net Loans Charged-off: Commercial and industrial2.9212%144
Percentage Net Loans Charged-off: Loans to individuals0.5143%1,285
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5143%1,168
Percentage Net Loans Charged-off: All other loans and lease0.5832%376
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1611%2,420
Percentage Net Loans Charged-off: Total real estate loans0.1452%1,895
Percentage Net Loans Charged-off:Construction & development0.1096%924
Percentage Net Loans Charged-off: Commercial real estate0.1473%1,369
Percentage Net Loans Charged-off: Multi-family residential0.0995%323
Percentage Net Loans Charged-off: 1-4 family residential0.2075%1,578
Percentage Net Loans Charged-off: Home equity loans0.2703%599
All other 1-4 family - Percent of loans charged-off, net0.1985%1,573
Percentage Net Loans Charged-off: Commercial and industrial0.0459%2,469
Percentage Net Loans Charged-off: Loans to individuals0.5609%1,665
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5609%1,540
Percentage Net Loans Charged-off: All other loans and lease0.5342%604
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1271%2,524
Percentage Net Loans Charged-off: Total real estate loans0.1271%1,894
Percentage Net Loans Charged-off:Construction & development0.0373%904
Percentage Net Loans Charged-off: Commercial real estate0.1535%1,152
Percentage Net Loans Charged-off: Multi-family residential0.1272%271
Percentage Net Loans Charged-off: 1-4 family residential0.1827%1,595
Percentage Net Loans Charged-off: Home equity loans0.0838%875
All other 1-4 family - Percent of loans charged-off, net0.1969%1,440
Percentage Net Loans Charged-off: Commercial and industrial-0.1159%5,412
Percentage Net Loans Charged-off: Loans to individuals0.5428%1,563
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5428%1,441
Percentage Net Loans Charged-off: All other loans and lease0.3531%651
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1499%2,188
Percentage Net Loans Charged-off: Total real estate loans0.1586%1,595
Percentage Net Loans Charged-off:Construction & development0.0566%758
Percentage Net Loans Charged-off: Commercial real estate0.2201%894
Percentage Net Loans Charged-off: Multi-family residential0.1794%202
Percentage Net Loans Charged-off: 1-4 family residential0.1629%1,627
Percentage Net Loans Charged-off: Home equity loans0.1937%619
All other 1-4 family - Percent of loans charged-off, net0.1585%1,576
Percentage Net Loans Charged-off: Commercial and industrial-0.2499%5,751
Percentage Net Loans Charged-off: Loans to individuals0.4925%1,542
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4925%1,413
Percentage Net Loans Charged-off: All other loans and lease0.3633%567
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0449%2,755
Percentage Net Loans Charged-off: Total real estate loans0.0588%1,914
Percentage Net Loans Charged-off:Construction & development0.0014%582
Percentage Net Loans Charged-off: Commercial real estate0.0557%879
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.1941%1,195
Percentage Net Loans Charged-off: Home equity loans0.1041%534
All other 1-4 family - Percent of loans charged-off, net0.2069%1,104
Percentage Net Loans Charged-off: Commercial and industrial-0.5949%6,102
Percentage Net Loans Charged-off: Loans to individuals0.2892%1,923
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2892%1,809
Percentage Net Loans Charged-off: All other loans and lease0.3822%467
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2606%2,404
Percentage Net Loans Charged-off: Total real estate loans0.2412%2,063
Percentage Net Loans Charged-off:Construction & development0.2054%1,321
Percentage Net Loans Charged-off: Commercial real estate0.2502%1,544
Percentage Net Loans Charged-off: Multi-family residential0.0293%576
Percentage Net Loans Charged-off: 1-4 family residential0.3133%1,655
Percentage Net Loans Charged-off: Home equity loans0.1281%1,186
All other 1-4 family - Percent of loans charged-off, net0.3312%1,532
Percentage Net Loans Charged-off: Commercial and industrial0.3481%1,828
Percentage Net Loans Charged-off: Loans to individuals0.4034%2,344
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4034%2,213
Percentage Net Loans Charged-off: All other loans and lease0.5261%650
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2857%2,113
Percentage Net Loans Charged-off: Total real estate loans0.2677%1,808
Percentage Net Loans Charged-off:Construction & development0.2530%1,143
Percentage Net Loans Charged-off: Commercial real estate0.2543%1,363
Percentage Net Loans Charged-off: Multi-family residential0.0377%475
Percentage Net Loans Charged-off: 1-4 family residential0.3420%1,461
Percentage Net Loans Charged-off: Home equity loans-0.1011%4,854
All other 1-4 family - Percent of loans charged-off, net0.3794%1,316
Percentage Net Loans Charged-off: Commercial and industrial0.3861%1,553
Percentage Net Loans Charged-off: Loans to individuals0.3972%2,152
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3972%2,004
Percentage Net Loans Charged-off: All other loans and lease0.5187%612
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3396%1,826
Percentage Net Loans Charged-off: Total real estate loans0.3189%1,574
Percentage Net Loans Charged-off:Construction & development0.3009%991
Percentage Net Loans Charged-off: Commercial real estate0.3730%1,039
Percentage Net Loans Charged-off: Multi-family residential0.0104%413
Percentage Net Loans Charged-off: 1-4 family residential0.3088%1,565
Percentage Net Loans Charged-off: Home equity loans-0.2391%4,943
All other 1-4 family - Percent of loans charged-off, net0.3437%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.5746%1,173
Percentage Net Loans Charged-off: Loans to individuals0.2990%2,315
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2990%2,163
Percentage Net Loans Charged-off: All other loans and lease0.4913%561
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4465%1,341
Percentage Net Loans Charged-off: Total real estate loans0.3611%1,311
Percentage Net Loans Charged-off:Construction & development0.3696%717
Percentage Net Loans Charged-off: Commercial real estate0.4140%757
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.3575%1,259
Percentage Net Loans Charged-off: Home equity loans-0.5828%5,015
All other 1-4 family - Percent of loans charged-off, net0.4160%1,087
Percentage Net Loans Charged-off: Commercial and industrial1.7475%468
Percentage Net Loans Charged-off: Loans to individuals0.0375%2,757
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0375%2,611
Percentage Net Loans Charged-off: All other loans and lease0.5621%450
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4544%2,414
Percentage Net Loans Charged-off: Total real estate loans0.3985%2,299
Percentage Net Loans Charged-off:Construction & development0.4276%1,855
Percentage Net Loans Charged-off: Commercial real estate0.3192%1,928
Percentage Net Loans Charged-off: Multi-family residential0.0386%809
Percentage Net Loans Charged-off: 1-4 family residential0.5385%1,677
Percentage Net Loans Charged-off: Home equity loans0.2560%1,327
All other 1-4 family - Percent of loans charged-off, net0.5590%1,566
Percentage Net Loans Charged-off: Commercial and industrial0.8841%1,551
Percentage Net Loans Charged-off: Loans to individuals1.1074%1,251
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1074%1,151
Percentage Net Loans Charged-off: All other loans and lease1.0862%522
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4846%2,161
Percentage Net Loans Charged-off: Total real estate loans0.4308%2,097
Percentage Net Loans Charged-off:Construction & development0.4542%1,702
Percentage Net Loans Charged-off: Commercial real estate0.3415%1,658
Percentage Net Loans Charged-off: Multi-family residential0.0447%700
Percentage Net Loans Charged-off: 1-4 family residential0.5572%1,605
Percentage Net Loans Charged-off: Home equity loans0.0683%1,462
All other 1-4 family - Percent of loans charged-off, net0.5937%1,454
Percentage Net Loans Charged-off: Commercial and industrial0.8627%1,424
Percentage Net Loans Charged-off: Loans to individuals1.2597%1,024
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2597%919
Percentage Net Loans Charged-off: All other loans and lease1.1242%466
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4824%2,142
Percentage Net Loans Charged-off: Total real estate loans0.4220%2,077
Percentage Net Loans Charged-off:Construction & development0.6256%1,451
Percentage Net Loans Charged-off: Commercial real estate0.3476%1,498
Percentage Net Loans Charged-off: Multi-family residential0.0348%564
Percentage Net Loans Charged-off: 1-4 family residential0.4763%1,713
Percentage Net Loans Charged-off: Home equity loans0.1113%1,217
All other 1-4 family - Percent of loans charged-off, net0.5044%1,589
Percentage Net Loans Charged-off: Commercial and industrial1.1036%1,164
Percentage Net Loans Charged-off: Loans to individuals0.8312%1,456
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8312%1,321
Percentage Net Loans Charged-off: All other loans and lease1.0782%447
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5430%1,731
Percentage Net Loans Charged-off: Total real estate loans0.4591%1,684
Percentage Net Loans Charged-off:Construction & development0.7110%1,050
Percentage Net Loans Charged-off: Commercial real estate0.3825%1,079
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.5376%1,414
Percentage Net Loans Charged-off: Home equity loans0.3034%807
All other 1-4 family - Percent of loans charged-off, net0.5557%1,282
Percentage Net Loans Charged-off: Commercial and industrial1.4965%787
Percentage Net Loans Charged-off: Loans to individuals1.0110%1,135
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0110%1,017
Percentage Net Loans Charged-off: All other loans and lease1.2402%348
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5016%2,985
Percentage Net Loans Charged-off: Total real estate loans0.4508%2,786
Percentage Net Loans Charged-off:Construction & development0.9343%2,173
Percentage Net Loans Charged-off: Commercial real estate0.1137%3,057
Percentage Net Loans Charged-off: Multi-family residential0.0262%992
Percentage Net Loans Charged-off: 1-4 family residential0.6027%1,946
Percentage Net Loans Charged-off: Home equity loans0.6989%1,056
All other 1-4 family - Percent of loans charged-off, net0.5943%1,941
Percentage Net Loans Charged-off: Commercial and industrial0.8983%2,101
Percentage Net Loans Charged-off: Loans to individuals0.8714%1,878
Percentage Net Loans Charged-off: Credit card loans0.1975%940
Percentage Net Loans Charged-off: Other loans to individual0.7985%1,753
Percentage Net Loans Charged-off: All other loans and lease1.1366%548
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4533%2,917
Percentage Net Loans Charged-off: Total real estate loans0.3930%2,756
Percentage Net Loans Charged-off:Construction & development0.9166%1,940
Percentage Net Loans Charged-off: Commercial real estate0.1376%2,558
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.2634%2,808
Percentage Net Loans Charged-off: Home equity loans0.9239%797
All other 1-4 family - Percent of loans charged-off, net0.2036%2,982
Percentage Net Loans Charged-off: Commercial and industrial0.9229%1,857
Percentage Net Loans Charged-off: Loans to individuals0.8873%1,711
Percentage Net Loans Charged-off: Credit card loans0.2101%884
Percentage Net Loans Charged-off: Other loans to individual0.7960%1,583
Percentage Net Loans Charged-off: All other loans and lease1.1859%489
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5768%2,378
Percentage Net Loans Charged-off: Total real estate loans0.4990%2,285
Percentage Net Loans Charged-off:Construction & development1.0857%1,648
Percentage Net Loans Charged-off: Commercial real estate0.1904%2,073
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.3248%2,375
Percentage Net Loans Charged-off: Home equity loans1.4067%567
All other 1-4 family - Percent of loans charged-off, net0.2245%2,634
Percentage Net Loans Charged-off: Commercial and industrial1.3592%1,336
Percentage Net Loans Charged-off: Loans to individuals0.9446%1,567
Percentage Net Loans Charged-off: Credit card loans0.0000%808
Percentage Net Loans Charged-off: Other loans to individual0.8203%1,461
Percentage Net Loans Charged-off: All other loans and lease1.2889%425
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5553%2,109
Percentage Net Loans Charged-off: Total real estate loans0.4333%2,027
Percentage Net Loans Charged-off:Construction & development1.1648%1,176
Percentage Net Loans Charged-off: Commercial real estate0.1095%1,645
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.2201%2,199
Percentage Net Loans Charged-off: Home equity loans1.1757%503
All other 1-4 family - Percent of loans charged-off, net0.1330%2,348
Percentage Net Loans Charged-off: Commercial and industrial1.8615%878
Percentage Net Loans Charged-off: Loans to individuals1.1146%1,240
Percentage Net Loans Charged-off: Credit card loans0.0000%649
Percentage Net Loans Charged-off: Other loans to individual0.8918%1,176
Percentage Net Loans Charged-off: All other loans and lease1.4023%346
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7294%2,830
Percentage Net Loans Charged-off: Total real estate loans0.3547%3,477
Percentage Net Loans Charged-off:Construction & development0.6260%2,750
Percentage Net Loans Charged-off: Commercial real estate0.2208%2,747
Percentage Net Loans Charged-off: Multi-family residential0.1573%993
Percentage Net Loans Charged-off: 1-4 family residential0.2275%3,341
Percentage Net Loans Charged-off: Home equity loans0.7371%1,060
All other 1-4 family - Percent of loans charged-off, net0.1823%3,449
Percentage Net Loans Charged-off: Commercial and industrial4.3867%727
Percentage Net Loans Charged-off: Loans to individuals1.3939%1,593
Percentage Net Loans Charged-off: Credit card loans0.0000%1,060
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.9803%439
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7326%2,588
Percentage Net Loans Charged-off: Total real estate loans0.3051%3,374
Percentage Net Loans Charged-off:Construction & development0.3811%2,666
Percentage Net Loans Charged-off: Commercial real estate0.2955%2,169
Percentage Net Loans Charged-off: Multi-family residential0.2325%775
Percentage Net Loans Charged-off: 1-4 family residential0.2162%3,068
Percentage Net Loans Charged-off: Home equity loans1.0802%743
All other 1-4 family - Percent of loans charged-off, net0.1406%3,338
Percentage Net Loans Charged-off: Commercial and industrial4.8183%588
Percentage Net Loans Charged-off: Loans to individuals1.6683%1,260
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.7480%423
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7127%2,434
Percentage Net Loans Charged-off: Total real estate loans0.2860%3,150
Percentage Net Loans Charged-off:Construction & development0.2252%2,462
Percentage Net Loans Charged-off: Commercial real estate0.3905%1,645
Percentage Net Loans Charged-off: Multi-family residential0.4176%574
Percentage Net Loans Charged-off: 1-4 family residential0.1746%2,918
Percentage Net Loans Charged-off: Home equity loans0.9953%711
All other 1-4 family - Percent of loans charged-off, net0.1041%3,172
Percentage Net Loans Charged-off: Commercial and industrial4.9191%591
Percentage Net Loans Charged-off: Loans to individuals1.3095%1,500
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.3659%400
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8275%1,875
Percentage Net Loans Charged-off: Total real estate loans0.1990%2,910
Percentage Net Loans Charged-off:Construction & development0.2229%1,835
Percentage Net Loans Charged-off: Commercial real estate0.1679%1,506
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.2383%2,163
Percentage Net Loans Charged-off: Home equity loans0.7890%615
All other 1-4 family - Percent of loans charged-off, net0.1898%2,172
Percentage Net Loans Charged-off: Commercial and industrial7.5373%344
Percentage Net Loans Charged-off: Loans to individuals1.6766%1,198
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3184%487
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7691%1,415
Percentage Net Loans Charged-off: Total real estate loans1.8129%1,157
Percentage Net Loans Charged-off:Construction & development3.1719%1,678
Percentage Net Loans Charged-off: Commercial real estate0.5118%1,739
Percentage Net Loans Charged-off: Multi-family residential7.5901%165
Percentage Net Loans Charged-off: 1-4 family residential0.5456%1,971
Percentage Net Loans Charged-off: Home equity loans1.2829%712
All other 1-4 family - Percent of loans charged-off, net0.4885%2,027
Percentage Net Loans Charged-off: Commercial and industrial1.5501%2,256
Percentage Net Loans Charged-off: Loans to individuals1.4662%1,927
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5872%792
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9844%997
Percentage Net Loans Charged-off: Total real estate loans2.0906%796
Percentage Net Loans Charged-off:Construction & development3.5070%1,292
Percentage Net Loans Charged-off: Commercial real estate0.6184%1,179
Percentage Net Loans Charged-off: Multi-family residential10.0539%91
Percentage Net Loans Charged-off: 1-4 family residential0.5539%1,652
Percentage Net Loans Charged-off: Home equity loans0.9355%740
All other 1-4 family - Percent of loans charged-off, net0.5250%1,665
Percentage Net Loans Charged-off: Commercial and industrial1.4168%1,949
Percentage Net Loans Charged-off: Loans to individuals1.4049%1,831
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5570%681
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7614%1,078
Percentage Net Loans Charged-off: Total real estate loans1.7786%863
Percentage Net Loans Charged-off:Construction & development3.2345%1,127
Percentage Net Loans Charged-off: Commercial real estate0.8084%784
Percentage Net Loans Charged-off: Multi-family residential0.9005%325
Percentage Net Loans Charged-off: 1-4 family residential0.5638%1,455
Percentage Net Loans Charged-off: Home equity loans1.0457%592
All other 1-4 family - Percent of loans charged-off, net0.5279%1,447
Percentage Net Loans Charged-off: Commercial and industrial1.7072%1,461
Percentage Net Loans Charged-off: Loans to individuals1.5044%1,614
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7706%574
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6327%1,915
Percentage Net Loans Charged-off: Total real estate loans0.4452%1,725
Percentage Net Loans Charged-off:Construction & development0.3024%1,600
Percentage Net Loans Charged-off: Commercial real estate0.3806%766
Percentage Net Loans Charged-off: Multi-family residential0.7889%200
Percentage Net Loans Charged-off: 1-4 family residential0.3825%1,440
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.4109%1,286
Percentage Net Loans Charged-off: Commercial and industrial1.4223%1,191
Percentage Net Loans Charged-off: Loans to individuals1.7167%1,345
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.6601%491
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4570%2,544
Percentage Net Loans Charged-off: Total real estate loans0.3320%2,188
Percentage Net Loans Charged-off:Construction & development0.4337%2,075
Percentage Net Loans Charged-off: Commercial real estate0.0950%1,772
Percentage Net Loans Charged-off: Multi-family residential0.3669%390
Percentage Net Loans Charged-off: 1-4 family residential0.3693%1,520
Percentage Net Loans Charged-off: Home equity loans0.9352%482
All other 1-4 family - Percent of loans charged-off, net0.3273%1,569
Percentage Net Loans Charged-off: Commercial and industrial0.6261%2,419
Percentage Net Loans Charged-off: Loans to individuals1.6382%1,333
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.4382%650
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3274%2,393
Percentage Net Loans Charged-off: Total real estate loans0.1998%2,161
Percentage Net Loans Charged-off:Construction & development0.2853%1,661
Percentage Net Loans Charged-off: Commercial real estate0.0865%1,288
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.1507%1,977
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.1619%1,781
Percentage Net Loans Charged-off: Commercial and industrial0.7797%1,572
Percentage Net Loans Charged-off: Loans to individuals1.3839%1,317
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7619%743
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3534%1,869
Percentage Net Loans Charged-off: Total real estate loans0.2212%1,615
Percentage Net Loans Charged-off:Construction & development0.2959%1,184
Percentage Net Loans Charged-off: Commercial real estate0.0983%942
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.1344%1,732
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.1443%1,555
Percentage Net Loans Charged-off: Commercial and industrial0.9878%1,070
Percentage Net Loans Charged-off: Loans to individuals1.3228%1,273
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5110%784
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3782%1,350
Percentage Net Loans Charged-off: Total real estate loans0.2683%1,047
Percentage Net Loans Charged-off:Construction & development0.2925%748
Percentage Net Loans Charged-off: Commercial real estate0.0819%616
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.1879%1,076
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.2018%958
Percentage Net Loans Charged-off: Commercial and industrial0.8734%879
Percentage Net Loans Charged-off: Loans to individuals1.2135%1,288
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5771%589
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2428%2,269
Percentage Net Loans Charged-off: Total real estate loans0.0824%2,342
Percentage Net Loans Charged-off:Construction & development0.1385%1,114
Percentage Net Loans Charged-off: Commercial real estate0.0418%1,315
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0680%2,201
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0727%2,026
Percentage Net Loans Charged-off: Commercial and industrial1.0482%1,126
Percentage Net Loans Charged-off: Loans to individuals0.6535%2,500
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0673%613
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1593%2,371
Percentage Net Loans Charged-off: Total real estate loans0.0593%1,955
Percentage Net Loans Charged-off:Construction & development0.1059%740
Percentage Net Loans Charged-off: Commercial real estate0.0166%1,056
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0587%1,791
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0627%1,644
Percentage Net Loans Charged-off: Commercial and industrial0.6083%1,325
Percentage Net Loans Charged-off: Loans to individuals0.4960%2,704
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6812%657
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1515%2,122
Percentage Net Loans Charged-off: Total real estate loans0.0358%1,879
Percentage Net Loans Charged-off:Construction & development0.0730%571
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0150%1,937
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0160%1,770
Percentage Net Loans Charged-off: Commercial and industrial0.7659%944
Percentage Net Loans Charged-off: Loans to individuals0.5743%2,175
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5057%704
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1578%1,677
Percentage Net Loans Charged-off: Total real estate loans0.0658%1,090
Percentage Net Loans Charged-off:Construction & development0.1395%284
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0156%1,343
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0166%1,214
Percentage Net Loans Charged-off: Commercial and industrial0.6348%786
Percentage Net Loans Charged-off: Loans to individuals0.5606%2,003
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4094%580
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1153%2,994
Percentage Net Loans Charged-off: Total real estate loans0.0242%2,589
Percentage Net Loans Charged-off:Construction & development0.0125%753
Percentage Net Loans Charged-off: Commercial real estate0.0313%1,058
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0428%2,059
Percentage Net Loans Charged-off: Home equity loans0.4169%178
All other 1-4 family - Percent of loans charged-off, net0.0227%2,270
Percentage Net Loans Charged-off: Commercial and industrial0.6339%1,417
Percentage Net Loans Charged-off: Loans to individuals0.4095%3,296
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4234%844
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1092%2,560
Percentage Net Loans Charged-off: Total real estate loans0.0243%2,148
Percentage Net Loans Charged-off:Construction & development0.0174%534
Percentage Net Loans Charged-off: Commercial real estate0.0424%764
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0187%2,075
Percentage Net Loans Charged-off: Home equity loans0.0202%511
All other 1-4 family - Percent of loans charged-off, net0.0187%1,945
Percentage Net Loans Charged-off: Commercial and industrial0.5759%1,199
Percentage Net Loans Charged-off: Loans to individuals0.4013%2,962
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4063%751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0931%2,577
Percentage Net Loans Charged-off: Total real estate loans0.0203%1,906
Percentage Net Loans Charged-off:Construction & development0.0020%456
Percentage Net Loans Charged-off: Commercial real estate0.0478%613
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0161%1,767
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0168%1,637
Percentage Net Loans Charged-off: Commercial and industrial0.5472%1,101
Percentage Net Loans Charged-off: Loans to individuals0.3181%3,083
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2956%745
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0950%2,152
Percentage Net Loans Charged-off: Total real estate loans0.0189%1,335
Percentage Net Loans Charged-off:Construction & development0.0031%261
Percentage Net Loans Charged-off: Commercial real estate0.0426%401
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0162%1,215
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0170%1,111
Percentage Net Loans Charged-off: Commercial and industrial0.6521%747
Percentage Net Loans Charged-off: Loans to individuals0.1934%3,137
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3554%602
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1144%3,428
Percentage Net Loans Charged-off: Total real estate loans0.0148%2,888
Percentage Net Loans Charged-off:Construction & development-0.0082%7,714
Percentage Net Loans Charged-off: Commercial real estate0.0082%1,268
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0546%1,944
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0566%1,839
Percentage Net Loans Charged-off: Commercial and industrial0.5815%1,722
Percentage Net Loans Charged-off: Loans to individuals0.6638%2,845
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3251%958
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1116%2,958
Percentage Net Loans Charged-off: Total real estate loans0.0175%2,402
Percentage Net Loans Charged-off:Construction & development-0.0117%7,720
Percentage Net Loans Charged-off: Commercial real estate0.0059%990
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0704%1,493
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0729%1,415
Percentage Net Loans Charged-off: Commercial and industrial0.5686%1,432
Percentage Net Loans Charged-off: Loans to individuals0.6068%2,691
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2958%870
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0659%3,520
Percentage Net Loans Charged-off: Total real estate loans0.0237%1,928
Percentage Net Loans Charged-off:Construction & development-0.0191%7,725
Percentage Net Loans Charged-off: Commercial real estate0.0089%749
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0943%1,142
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0976%1,082
Percentage Net Loans Charged-off: Commercial and industrial0.1778%2,085
Percentage Net Loans Charged-off: Loans to individuals0.4274%3,144
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1123%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0679%2,902
Percentage Net Loans Charged-off: Total real estate loans0.0307%1,353
Percentage Net Loans Charged-off:Construction & development-0.0395%7,781
Percentage Net Loans Charged-off: Commercial real estate0.0296%430
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.1101%857
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.1140%812
Percentage Net Loans Charged-off: Commercial and industrial0.1828%1,461
Percentage Net Loans Charged-off: Loans to individuals0.2771%3,275
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2461%595
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0999%4,206
Percentage Net Loans Charged-off: Total real estate loans0.0389%2,542
Percentage Net Loans Charged-off:Construction & development0.0160%677
Percentage Net Loans Charged-off: Commercial real estate0.0497%1,207
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0574%2,091
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0593%1,982
Percentage Net Loans Charged-off: Commercial and industrial0.3056%2,702
Percentage Net Loans Charged-off: Loans to individuals0.5170%3,743
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0886%1,340
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1027%3,594
Percentage Net Loans Charged-off: Total real estate loans0.0484%1,971
Percentage Net Loans Charged-off:Construction & development0.0233%531
Percentage Net Loans Charged-off: Commercial real estate0.0680%871
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0593%1,744
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0612%1,661
Percentage Net Loans Charged-off: Commercial and industrial0.1679%2,706
Percentage Net Loans Charged-off: Loans to individuals0.6171%2,939
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1264%1,078
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1035%3,335
Percentage Net Loans Charged-off: Total real estate loans0.0407%1,900
Percentage Net Loans Charged-off:Construction & development0.0384%383
Percentage Net Loans Charged-off: Commercial real estate0.0477%764
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0485%1,627
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0500%1,527
Percentage Net Loans Charged-off: Commercial and industrial0.1653%2,332
Percentage Net Loans Charged-off: Loans to individuals0.7085%2,548
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1267%954
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0452%3,819
Percentage Net Loans Charged-off: Total real estate loans0.0317%1,516
Percentage Net Loans Charged-off:Construction & development0.0757%221
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0591%1,169
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0609%1,089
Percentage Net Loans Charged-off: Commercial and industrial-0.0415%7,206
Percentage Net Loans Charged-off: Loans to individuals0.3453%3,413
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0157%874
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2029%3,363
Percentage Net Loans Charged-off: Total real estate loans0.1159%1,679
Percentage Net Loans Charged-off:Construction & development0.0394%701
Percentage Net Loans Charged-off: Commercial real estate0.1726%887
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.1325%1,513
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.1356%1,486
Percentage Net Loans Charged-off: Commercial and industrial0.6115%2,356
Percentage Net Loans Charged-off: Loans to individuals0.5196%4,153
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0230%1,772
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2366%2,607
Percentage Net Loans Charged-off: Total real estate loans0.1316%1,286
Percentage Net Loans Charged-off:Construction & development0.0220%605
Percentage Net Loans Charged-off: Commercial real estate0.2035%674
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.1527%1,146
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.1560%1,127
Percentage Net Loans Charged-off: Commercial and industrial0.7600%1,723
Percentage Net Loans Charged-off: Loans to individuals0.5619%3,565
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0445%1,471
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2273%2,531
Percentage Net Loans Charged-off: Total real estate loans0.1199%1,242
Percentage Net Loans Charged-off:Construction & development0.0360%459
Percentage Net Loans Charged-off: Commercial real estate0.1546%614
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1692%958
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.1725%940
Percentage Net Loans Charged-off: Commercial and industrial0.6796%1,667
Percentage Net Loans Charged-off: Loans to individuals0.6353%3,068
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1546%1,095
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3102%1,728
Percentage Net Loans Charged-off: Total real estate loans0.1667%798
Percentage Net Loans Charged-off:Construction & development-0.0286%7,928
Percentage Net Loans Charged-off: Commercial real estate0.2733%335
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.2083%681
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.2117%678
Percentage Net Loans Charged-off: Commercial and industrial0.9123%1,082
Percentage Net Loans Charged-off: Loans to individuals0.7743%2,431
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3147%694
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2186%3,470
Percentage Net Loans Charged-off: Total real estate loans0.1378%1,493
Percentage Net Loans Charged-off:Construction & development0.3722%390
Percentage Net Loans Charged-off: Commercial real estate0.0207%1,413
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.2016%1,056
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.2044%1,055
Percentage Net Loans Charged-off: Commercial and industrial0.2483%3,603
Percentage Net Loans Charged-off: Loans to individuals0.9479%2,540
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1392%1,535
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2339%3,258
Percentage Net Loans Charged-off: Total real estate loans0.1069%1,582
Percentage Net Loans Charged-off:Construction & development0.0866%602
Percentage Net Loans Charged-off: Commercial real estate0.0657%1,061
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.1876%986
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.1903%962
Percentage Net Loans Charged-off: Commercial and industrial0.6500%2,350
Percentage Net Loans Charged-off: Loans to individuals0.6547%3,446
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2043%1,343
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3667%1,845
Percentage Net Loans Charged-off: Total real estate loans0.2510%105
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0689%223
Percentage Net Loans Charged-off: Multi-family residential1.3254%15
Percentage Net Loans Charged-off: 1-4 family residential0.4439%68
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.4477%63
Percentage Net Loans Charged-off: Commercial and industrial0.5547%412
Percentage Net Loans Charged-off: Loans to individuals0.6720%628
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4903%161
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2597%2,607
Percentage Net Loans Charged-off: Total real estate loans0.1416%196
Percentage Net Loans Charged-off:Construction & development0.4270%53
Percentage Net Loans Charged-off: Commercial real estate0.0088%375
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.2038%142
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.2042%142
Percentage Net Loans Charged-off: Commercial and industrial0.4386%427
Percentage Net Loans Charged-off: Loans to individuals0.5515%760
Percentage Net Loans Charged-off: Credit card loans1.8524%585
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2315%246
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1223%4,670
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0612%6,410
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1362%5,060
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0252%7,834
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0214%7,998
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2535%4,745
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1599%7,854
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA