Home > Bank One, Ypsilanti > Income and Expense

Bank One, Ypsilanti, Income and Expense

1994-12-31 (YTD Data)Rank
Total interest income$12,576,0002,407
Total interest expense$4,512,0002,712
Net interest income$8,064,0002,240
Provision for loan and lease losses$4,409,000315
Total noninterest income$926,0003,289
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$703,0001,913
Trading account gains and fees$0475
Additional Noninterest Income$223,0004,919
Total noninterest expense$6,168,0002,287
Salaries and employee benefits$2,789,0002,401
Premises and equipment expense$734,0002,717
Additional noninterest expense$2,645,0002,043
Pre-tax net operating income$-1,587,00012,502
Securities gains (losses)$-1,0008,790
Applicable income taxes$-588,00012,494
Income before extraordinary items$-1,000,00012,425
Extraordinary gains, net$0249
Net income$-1,000,00012,421
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,708,000447
Cash dividends$150,0006,052
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$-999,36012,423
1993-12-31 (YTD Data)Rank
Total interest income$12,743,0002,422
Total interest expense$3,867,0003,262
Net interest income$8,876,0002,034
Provision for loan and lease losses$2,480,000693
Total noninterest income$917,0003,579
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$703,0001,937
Trading account gains and fees$0532
Additional Noninterest Income$214,0005,461
Total noninterest expense$5,763,0002,482
Salaries and employee benefits$2,071,0003,172
Premises and equipment expense$859,0002,380
Additional noninterest expense$2,833,0002,003
Pre-tax net operating income$1,550,0004,195
Securities gains (losses)$28,0004,186
Applicable income taxes$459,0004,522
Income before extraordinary items$1,119,0004,262
Extraordinary gains, net$03,149
Net income$1,119,0004,386
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,404,000651
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,099,1204,105
1992-12-31 (YTD Data)Rank
Total interest income$13,495,0002,620
Total interest expense$4,951,0003,341
Net interest income$8,544,0002,127
Provision for loan and lease losses$1,933,0001,184
Total noninterest income$1,044,0003,203
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$768,0001,760
Trading account gains and fees$0504
Additional Noninterest Income$276,0004,666
Total noninterest expense$5,205,0002,756
Salaries and employee benefits$2,134,0003,026
Premises and equipment expense$763,0002,718
Additional noninterest expense$2,308,0002,479
Pre-tax net operating income$2,450,0002,540
Securities gains (losses)$6,0006,913
Applicable income taxes$725,0002,866
Income before extraordinary items$1,731,0002,654
Extraordinary gains, net$01,422
Net income$1,731,0002,691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,534,0001,170
Cash dividends$1,000,0001,539
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,726,8002,462

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.