Home > Bank One, Youngstown > Loan Charge- Offs and Recoveries
Bank One, Youngstown, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $11,989,000 | 226 |
| Loans secured by real estate, total | $196,000 | 1,078 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $196,000 | 1,078 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $196,000 | 639 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $0 | 1,929 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $464,000 | 687 |
| Loans to individuals | $11,228,000 | 160 |
| Credit card loan charge offs | $5,891,000 | 140 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $5,337,000 | 130 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $101,000 | 152 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $5,155,000 | 177 |
| Loans secured by real estate, total | $877,000 | 207 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $877,000 | 207 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $17,000 | 1,322 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $860,000 | 124 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $1,262,000 | 151 |
| Loans to individuals | $2,962,000 | 136 |
| Credit card loan recoveries | $880,000 | 125 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,082,000 | 110 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $54,000 | 96 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $6,834,000 | 274 |
| Loans secured by real estate, total | $-681,000 | 11,401 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $-681,000 | 11,426 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $179,000 | 568 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $-860,000 | 11,409 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $-798,000 | 11,415 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $8,266,000 | 163 |
| Credit card loan net charge offs | $5,011,000 | 144 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $3,255,000 | 149 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $47,000 | 180 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $8,432,000 | 287 |
| Loans secured by real estate, total | $247,000 | 1,045 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $247,000 | 1,044 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $221,000 | 626 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $26,000 | 1,439 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $554,000 | 570 |
| Loans to individuals | $7,614,000 | 174 |
| Credit card loan charge offs | $3,997,000 | 156 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $3,617,000 | 150 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $17,000 | 224 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $3,587,000 | 248 |
| Loans secured by real estate, total | $478,000 | 307 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $478,000 | 306 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $31,000 | 914 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $447,000 | 201 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $903,000 | 221 |
| Loans to individuals | $1,994,000 | 185 |
| Credit card loan recoveries | $695,000 | 145 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,299,000 | 162 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $212,000 | 53 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,845,000 | 324 |
| Loans secured by real estate, total | $-231,000 | 11,854 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $-231,000 | 11,884 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $190,000 | 561 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $-421,000 | 11,902 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-349,000 | 11,839 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $5,620,000 | 170 |
| Credit card loan net charge offs | $3,302,000 | 154 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,318,000 | 144 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $-195,000 | 10,535 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $7,160,000 | 315 |
| Loans secured by real estate, total | $656,000 | 696 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $656,000 | 696 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $156,000 | 878 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $500,000 | 434 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $5,000 | 6,778 |
| Loans to individuals | $6,483,000 | 166 |
| Credit card loan charge offs | $4,592,000 | 122 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,891,000 | 206 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $11,000 | 291 |
| Lease financing receivables | $5,000 | 267 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $3,902,000 | 244 |
| Loans secured by real estate, total | $1,009,000 | 215 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $1,009,000 | 212 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $148,000 | 302 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $861,000 | 132 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $1,052,000 | 240 |
| Loans to individuals | $1,723,000 | 205 |
| Credit card loan recoveries | $760,000 | 133 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $963,000 | 201 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $14,000 | 229 |
| Lease financing receivables | $104,000 | 90 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,258,000 | 405 |
| Loans secured by real estate, total | $-353,000 | 12,514 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $-353,000 | 12,552 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $8,000 | 3,017 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $-361,000 | 12,524 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-1,047,000 | 12,540 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $4,760,000 | 150 |
| Credit card loan net charge offs | $3,832,000 | 118 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $928,000 | 221 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $-3,000 | 1,076 |
| Lease financing receivables | $-99,000 | 11,039 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $8,699,000 | 352 |
| Loans secured by real estate, total | $447,000 | 1,096 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $447,000 | 1,095 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $247,000 | 782 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $200,000 | 921 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $10,000 | 144 |
| Commercial and industrial loans | $108,000 | 2,968 |
| Loans to individuals | $7,985,000 | 159 |
| Credit card loan charge offs | $4,636,000 | 125 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $3,349,000 | 152 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $83,000 | 187 |
| Lease financing receivables | $66,000 | 175 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $3,362,000 | 273 |
| Loans secured by real estate, total | $726,000 | 269 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $726,000 | 268 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $113,000 | 374 |
| Secured by multifamily residential properties | $29,000 | 242 |
| Secured by nonfarm nonresidential properties | $584,000 | 175 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $11,000 | 151 |
| Commercial and industrial loans | $272,000 | 653 |
| Loans to individuals | $2,134,000 | 171 |
| Credit card loan recoveries | $654,000 | 134 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,480,000 | 145 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $92,000 | 118 |
| Lease financing receivables | $127,000 | 90 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,337,000 | 399 |
| Loans secured by real estate, total | $-279,000 | 13,205 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $-279,000 | 13,245 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $134,000 | 1,027 |
| Secured by multifamily residential properties | $-29,000 | 13,195 |
| Secured by nonfarm nonresidential properties | $-384,000 | 13,248 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-1,000 | 1,052 |
| Commercial and industrial loans | $-164,000 | 13,040 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $5,851,000 | 145 |
| Credit card loan net charge offs | $3,982,000 | 121 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,869,000 | 143 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $-9,000 | 1,091 |
| Lease financing receivables | $-61,000 | 11,531 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $11,392,000 | 349 |
| Loans secured by real estate, total | $1,112,000 | 806 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $1,112,000 | 806 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $231,000 | 930 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $881,000 | 519 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $3,212,000 | 324 |
| Loans to individuals | $6,896,000 | 203 |
| Credit card loan charge offs | $4,731,000 | 139 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,165,000 | 272 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $12,000 | 324 |
| Lease financing receivables | $160,000 | 163 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $3,144,000 | 268 |
| Loans secured by real estate, total | $575,000 | 264 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $575,000 | 264 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $83,000 | 473 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $492,000 | 140 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $699,000 | 312 |
| Loans to individuals | $1,594,000 | 202 |
| Credit card loan recoveries | $562,000 | 157 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,032,000 | 202 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $22,000 | 205 |
| Lease financing receivables | $254,000 | 57 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $8,248,000 | 381 |
| Loans secured by real estate, total | $537,000 | 1,119 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $537,000 | 1,119 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $148,000 | 1,113 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $389,000 | 792 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $2,513,000 | 327 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $5,302,000 | 197 |
| Credit card loan net charge offs | $4,169,000 | 137 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,133,000 | 319 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $-10,000 | 1,130 |
| Lease financing receivables | $-94,000 | 11,972 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.