Home > Bank One, Youngstown > Income and Expense
Bank One, Youngstown, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $95,742,000 | 455 |
| Total interest expense | $38,544,000 | 514 |
| Net interest income | $57,198,000 | 395 |
| Provision for loan and lease losses | $7,322,000 | 266 |
| Total noninterest income | $23,654,000 | 349 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $5,306,000 | 304 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $18,348,000 | 306 |
| Total noninterest expense | $42,688,000 | 436 |
| Salaries and employee benefits | $11,083,000 | 639 |
| Premises and equipment expense | $4,544,000 | 499 |
| Additional noninterest expense | $27,061,000 | 351 |
| Pre-tax net operating income | $30,842,000 | 336 |
| Securities gains (losses) | $30,000 | 1,690 |
| Applicable income taxes | $9,394,000 | 377 |
| Income before extraordinary items | $21,478,000 | 325 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $21,478,000 | 325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,834,000 | 274 |
| Cash dividends | $21,327,000 | 262 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $21,457,000 | 319 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $93,272,000 | 472 |
| Total interest expense | $37,321,000 | 552 |
| Net interest income | $55,951,000 | 416 |
| Provision for loan and lease losses | $4,423,000 | 348 |
| Total noninterest income | $23,198,000 | 364 |
| Gross Fiduciary activities income | $566,000 | 703 |
| Service charges on deposit accounts | $4,936,000 | 337 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $17,696,000 | 311 |
| Total noninterest expense | $44,907,000 | 429 |
| Salaries and employee benefits | $12,143,000 | 584 |
| Premises and equipment expense | $4,046,000 | 585 |
| Additional noninterest expense | $28,718,000 | 338 |
| Pre-tax net operating income | $29,819,000 | 356 |
| Securities gains (losses) | $-197,000 | 11,670 |
| Applicable income taxes | $8,597,000 | 410 |
| Income before extraordinary items | $21,025,000 | 342 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $21,025,000 | 341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,845,000 | 324 |
| Cash dividends | $11,423,000 | 365 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $21,164,870 | 334 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $92,571,000 | 428 |
| Total interest expense | $32,064,000 | 506 |
| Net interest income | $60,507,000 | 382 |
| Provision for loan and lease losses | $37,000 | 6,726 |
| Total noninterest income | $19,776,000 | 382 |
| Gross Fiduciary activities income | $663,000 | 643 |
| Service charges on deposit accounts | $3,898,000 | 396 |
| Trading account gains and fees | $1,000 | 450 |
| Additional Noninterest Income | $15,214,000 | 335 |
| Total noninterest expense | $51,921,000 | 384 |
| Salaries and employee benefits | $14,145,000 | 522 |
| Premises and equipment expense | $6,495,000 | 404 |
| Additional noninterest expense | $31,281,000 | 324 |
| Pre-tax net operating income | $28,325,000 | 348 |
| Securities gains (losses) | $-7,954,000 | 12,565 |
| Applicable income taxes | $5,274,000 | 550 |
| Income before extraordinary items | $15,097,000 | 411 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $15,097,000 | 412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,258,000 | 405 |
| Cash dividends | $21,380,000 | 205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $20,982,960 | 316 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $95,243,000 | 411 |
| Total interest expense | $30,752,000 | 521 |
| Net interest income | $64,491,000 | 352 |
| Provision for loan and lease losses | $5,272,000 | 423 |
| Total noninterest income | $19,681,000 | 385 |
| Gross Fiduciary activities income | $606,000 | 697 |
| Service charges on deposit accounts | $3,579,000 | 414 |
| Trading account gains and fees | $2,000 | 494 |
| Additional Noninterest Income | $15,494,000 | 324 |
| Total noninterest expense | $49,322,000 | 408 |
| Salaries and employee benefits | $14,846,000 | 513 |
| Premises and equipment expense | $4,700,000 | 524 |
| Additional noninterest expense | $29,776,000 | 355 |
| Pre-tax net operating income | $29,578,000 | 298 |
| Securities gains (losses) | $64,000 | 3,088 |
| Applicable income taxes | $7,380,000 | 399 |
| Income before extraordinary items | $22,262,000 | 294 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $22,262,000 | 304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,337,000 | 399 |
| Cash dividends | $16,372,000 | 206 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $22,214,000 | 281 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $104,522,000 | 423 |
| Total interest expense | $39,412,000 | 540 |
| Net interest income | $65,110,000 | 358 |
| Provision for loan and lease losses | $9,938,000 | 368 |
| Total noninterest income | $15,940,000 | 444 |
| Gross Fiduciary activities income | $329,000 | 910 |
| Service charges on deposit accounts | $3,077,000 | 469 |
| Trading account gains and fees | $2,000 | 472 |
| Additional Noninterest Income | $12,532,000 | 381 |
| Total noninterest expense | $51,359,000 | 401 |
| Salaries and employee benefits | $15,310,000 | 485 |
| Premises and equipment expense | $4,443,000 | 558 |
| Additional noninterest expense | $31,606,000 | 326 |
| Pre-tax net operating income | $19,753,000 | 349 |
| Securities gains (losses) | $-111,000 | 13,795 |
| Applicable income taxes | $3,872,000 | 616 |
| Income before extraordinary items | $15,770,000 | 330 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $15,770,000 | 333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,248,000 | 381 |
| Cash dividends | $15,000,000 | 155 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $15,858,800 | 295 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.