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Bank One, Youngstown, Assets and Liabilities

1996-12-31Rank
# of Employees:406469
Assets and Liabilities
Total Assets:$1,220,560,000479
Cash and due from depository institutions$51,958,000469
Interest-bearing balances$06,640
Securities$168,200,000747
Federal funds sold & reverse repurchase agreements$68,743,000253
Net loans & leases$856,484,000438
Loan loss allowance$13,247,000425
Trading account assets$0240
Bank premises and fixed assets$17,816,000432
Other real estate owned$68,000469
Goodwill and other intangibles$12,568,000319
All other assets$44,723,000323
Life insurance assets$01
Total liabilities and capital$1,220,560,000479
Total liabilities$1,090,007,000487
Total deposits$895,802,000482
Interest-bearing deposits$761,173,000492
Deposits held in domestic offices$895,802,000475
% insured0.00%1
Federal funds purchased & repurchase agreements$164,808,000284
Trading liabilities$097
Other borrowed funds$9,596,0001,368
Subordinated debt$4,000,000199
All other liabilities$15,801,000480
Total equity capital$130,553,000404
Total bank equity capital$130,553,000404
Perpetual preferred stock$0250
Common stock$21,037,000186
Surplus$51,591,000424
Undivided profits$57,925,000467
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$11,550,000381
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,877,00087
Income earned, not collected on loans$8,867,000322
Earning assets$1,093,427,000486
Long-term assets (5+ years)$222,396,000379
Average Assets, year-to-date$1,199,836,800468
Average Assets, quarterly$1,214,511,000477
Volatile liabilities$196,465,000569
Insider loans$8,600,000502
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$1,121,309,000194
Tier 1 (core) risk-based capital$118,013,000408
Tier 2 risk-based capital$16,503,180331
Total risk weighted assets$999,510,680389
Total unused commitments$1,121,309,000194
Derivatives$232,734,000198
1995-12-31Rank
# of Employees:453457
Assets and Liabilities
Total Assets:$1,204,531,000506
Cash and due from depository institutions$23,412,000457
Interest-bearing balances$06,853
Securities$122,653,0001,016
Federal funds sold & reverse repurchase agreements$133,143,000168
Net loans & leases$850,193,000454
Loan loss allowance$12,759,000459
Trading account assets$0261
Bank premises and fixed assets$18,081,000437
Other real estate owned$1,869,000457
Goodwill and other intangibles$13,612,000291
All other assets$41,568,000359
Life insurance assets$01
Total liabilities and capital$1,204,531,000506
Total liabilities$1,073,720,000510
Total deposits$883,486,000509
Interest-bearing deposits$756,516,000510
Deposits held in domestic offices$883,486,000503
% insured0.00%1
Federal funds purchased & repurchase agreements$161,998,000301
Trading liabilities$0110
Other borrowed funds$6,413,0001,457
Subordinated debt$4,000,000203
All other liabilities$17,823,000482
Total equity capital$130,811,000424
Total bank equity capital$130,811,000424
Perpetual preferred stock$0288
Common stock$21,037,000197
Surplus$51,591,000449
Undivided profits$58,183,000465
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$10,873,000441
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,732,00087
Income earned, not collected on loans$8,032,000376
Earning assets$1,105,989,000499
Long-term assets (5+ years)$123,736,000578
Average Assets, year-to-date$1,162,726,000492
Average Assets, quarterly$1,186,302,500503
Volatile liabilities$193,025,000569
Insider loans$7,603,000588
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$817,369,000240
Tier 1 (core) risk-based capital$116,818,000434
Tier 2 risk-based capital$16,700,660342
Total risk weighted assets$1,015,994,460404
Total unused commitments$817,369,000240
Derivatives$452,752,000171
1994-12-31Rank
# of Employees:540405
Assets and Liabilities
Total Assets:$1,152,953,000500
Cash and due from depository institutions$26,469,000405
Interest-bearing balances$07,034
Securities$224,342,000628
Federal funds sold & reverse repurchase agreements$47,700,000280
Net loans & leases$784,071,000454
Loan loss allowance$13,181,000455
Trading account assets$0286
Bank premises and fixed assets$17,640,000445
Other real estate owned$75,000405
Goodwill and other intangibles$14,656,000250
All other assets$38,000,000397
Life insurance assets$01
Total liabilities and capital$1,152,953,000500
Total liabilities$1,033,218,000510
Total deposits$876,072,000493
Interest-bearing deposits$745,515,000505
Deposits held in domestic offices$876,072,000487
% insured0.00%1
Federal funds purchased & repurchase agreements$118,180,000372
Trading liabilities$087
Other borrowed funds$8,687,0001,336
Subordinated debt$4,000,000204
All other liabilities$26,279,000344
Total equity capital$119,735,000416
Total bank equity capital$119,735,000416
Perpetual preferred stock$0310
Common stock$21,037,000195
Surplus$51,592,000422
Undivided profits$47,106,000499
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$9,202,000499
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,207,000107
Income earned, not collected on loans$6,614,000381
Earning assets$1,056,113,000493
Long-term assets (5+ years)$115,617,000599
Average Assets, year-to-date$1,181,090,000479
Average Assets, quarterly$1,179,139,000485
Volatile liabilities$147,484,000648
Insider loans$8,999,000487
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$702,938,000239
Tier 1 (core) risk-based capital$106,173,000456
Tier 2 risk-based capital$15,723,200344
Total risk weighted assets$936,398,300406
Total unused commitments$702,938,000241
Derivatives$712,475,000147
1993-12-31Rank
# of Employees:557409
Assets and Liabilities
Total Assets:$1,113,344,000514
Cash and due from depository institutions$31,134,000409
Interest-bearing balances$2,000,0002,368
Securities$202,531,000721
Federal funds sold & reverse repurchase agreements$32,400,000421
Net loans & leases$786,603,000440
Loan loss allowance$16,402,000424
Trading account assets$0330
Bank premises and fixed assets$16,963,000451
Other real estate owned$615,000409
Goodwill and other intangibles$18,0002,740
All other assets$43,080,000363
Life insurance assets$01
Total liabilities and capital$1,113,344,000514
Total liabilities$1,000,734,000523
Total deposits$859,910,000524
Interest-bearing deposits$738,080,000525
Deposits held in domestic offices$859,910,000517
% insured0.00%1
Federal funds purchased & repurchase agreements$106,037,000330
Trading liabilities$01
Other borrowed funds$10,784,0001,021
Subordinated debt$4,000,000206
All other liabilities$20,003,000413
Total equity capital$112,610,000425
Total bank equity capital$112,610,000425
Perpetual preferred stock$0343
Common stock$21,037,000192
Surplus$37,090,000509
Undivided profits$54,483,000421
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,928,000699
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$278,000452
Income earned, not collected on loans$5,979,000361
Earning assets$1,023,534,000507
Long-term assets (5+ years)$114,415,000606
Average Assets, year-to-date$1,139,972,600492
Average Assets, quarterly$1,125,317,000500
Volatile liabilities$143,295,000644
Insider loans$23,789,000210
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$508,234,000258
Tier 1 (core) risk-based capital$112,592,000408
Tier 2 risk-based capital$15,150,210348
Total risk weighted assets$886,765,010420
Total unused commitments$508,234,000262
Derivatives$602,114,000143
1992-12-31Rank
# of Employees:615381
Assets and Liabilities
Total Assets:$1,207,031,000497
Cash and due from depository institutions$78,377,000381
Interest-bearing balances$40,000,000210
Securities$288,967,000521
Federal funds sold & reverse repurchase agreements$13,500,0001,238
Net loans & leases$766,747,000457
Loan loss allowance$16,467,000442
Trading account assets$0344
Bank premises and fixed assets$16,888,000454
Other real estate owned$1,612,000381
Goodwill and other intangibles$39,0002,554
All other assets$40,901,000402
Life insurance assets$01
Total liabilities and capital$1,207,031,000497
Total liabilities$1,100,311,000507
Total deposits$904,588,000528
Interest-bearing deposits$773,646,000538
Deposits held in domestic offices$904,588,000521
% insured0.00%1
Federal funds purchased & repurchase agreements$156,918,000242
Trading liabilities$01
Other borrowed funds$8,624,0001,028
Subordinated debt$4,000,000217
All other liabilities$26,181,000346
Total equity capital$106,720,000424
Total bank equity capital$106,720,000424
Perpetual preferred stock$0346
Common stock$21,037,000190
Surplus$37,090,000502
Undivided profits$48,593,000431
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$12,056,000639
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$6,069,000400
Earning assets$1,109,214,000493
Long-term assets (5+ years)$175,551,000405
Average Assets, year-to-date$1,198,252,400486
Average Assets, quarterly$1,186,099,000504
Volatile liabilities$198,506,000490
Insider loans$22,0008,261
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$451,601,000258
Tier 1 (core) risk-based capital$106,681,000408
Tier 2 risk-based capital$15,151,650354
Total risk weighted assets$886,816,450422
Total unused commitments$451,601,000260
Derivatives$403,448,000139