Home > Bank One, Wheeling-Steubenville > Income and Expense
Bank One, Wheeling-Steubenville, Income and Expense
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,163,000 | 4,238 |
| Total interest expense | $3,177,000 | 1,512 |
| Net interest income | $-14,000 | 9,261 |
| Provision for loan and lease losses | $155,000 | 2,947 |
| Total noninterest income | $3,885,000 | 815 |
| Gross Fiduciary activities income | $3,153,000 | 141 |
| Service charges on deposit accounts | $611,000 | 1,399 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $121,000 | 4,975 |
| Total noninterest expense | $5,121,000 | 1,569 |
| Salaries and employee benefits | $1,201,000 | 3,355 |
| Premises and equipment expense | $579,000 | 1,968 |
| Additional noninterest expense | $3,341,000 | 777 |
| Pre-tax net operating income | $-1,405,000 | 9,197 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-528,000 | 9,222 |
| Income before extraordinary items | $-877,000 | 9,194 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-877,000 | 9,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 1,935 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-877,000 | 9,144 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,677,000 | 4,079 |
| Total interest expense | $1,635,000 | 1,520 |
| Net interest income | $42,000 | 9,227 |
| Provision for loan and lease losses | $94,000 | 2,466 |
| Total noninterest income | $2,099,000 | 748 |
| Gross Fiduciary activities income | $1,684,000 | 141 |
| Service charges on deposit accounts | $311,000 | 1,340 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $104,000 | 3,853 |
| Total noninterest expense | $2,628,000 | 1,521 |
| Salaries and employee benefits | $599,000 | 3,376 |
| Premises and equipment expense | $298,000 | 1,924 |
| Additional noninterest expense | $1,731,000 | 735 |
| Pre-tax net operating income | $-581,000 | 9,221 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-221,000 | 9,259 |
| Income before extraordinary items | $-360,000 | 9,210 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-360,000 | 9,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 1,560 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-360,000 | 9,158 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,456,000 | 3,479 |
| Total interest expense | $7,276,000 | 1,553 |
| Net interest income | $1,180,000 | 7,979 |
| Provision for loan and lease losses | $393,000 | 2,885 |
| Total noninterest income | $10,134,000 | 624 |
| Gross Fiduciary activities income | $7,209,000 | 135 |
| Service charges on deposit accounts | $1,489,000 | 1,080 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,436,000 | 1,699 |
| Total noninterest expense | $10,431,000 | 1,472 |
| Salaries and employee benefits | $2,202,000 | 3,456 |
| Premises and equipment expense | $1,195,000 | 1,864 |
| Additional noninterest expense | $7,034,000 | 730 |
| Pre-tax net operating income | $490,000 | 6,798 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $147,000 | 5,549 |
| Income before extraordinary items | $343,000 | 7,109 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $343,000 | 7,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $366,000 | 2,076 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $343,000 | 6,998 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $16,891,000 | 2,028 |
| Total interest expense | $11,271,000 | 1,437 |
| Net interest income | $5,620,000 | 3,119 |
| Provision for loan and lease losses | $751,000 | 1,571 |
| Total noninterest income | $9,207,000 | 642 |
| Gross Fiduciary activities income | $7,407,000 | 133 |
| Service charges on deposit accounts | $1,362,000 | 1,091 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $438,000 | 3,367 |
| Total noninterest expense | $6,660,000 | 2,156 |
| Salaries and employee benefits | $2,377,000 | 3,085 |
| Premises and equipment expense | $1,277,000 | 1,691 |
| Additional noninterest expense | $3,006,000 | 1,547 |
| Pre-tax net operating income | $7,416,000 | 1,009 |
| Securities gains (losses) | $436,000 | 667 |
| Applicable income taxes | $2,815,000 | 883 |
| Income before extraordinary items | $5,037,000 | 1,088 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,037,000 | 1,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $680,000 | 1,241 |
| Cash dividends | $3,000,000 | 915 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,757,960 | 1,104 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $24,645,000 | 1,411 |
| Total interest expense | $14,266,000 | 1,211 |
| Net interest income | $10,379,000 | 1,696 |
| Provision for loan and lease losses | $698,000 | 1,425 |
| Total noninterest income | $10,820,000 | 552 |
| Gross Fiduciary activities income | $9,667,000 | 118 |
| Service charges on deposit accounts | $1,195,000 | 1,139 |
| Trading account gains and fees | $-30,000 | 4,498 |
| Additional Noninterest Income | $-12,000 | 9,908 |
| Total noninterest expense | $15,127,000 | 934 |
| Salaries and employee benefits | $2,200,000 | 3,190 |
| Premises and equipment expense | $1,136,000 | 1,844 |
| Additional noninterest expense | $11,791,000 | 512 |
| Pre-tax net operating income | $5,374,000 | 1,378 |
| Securities gains (losses) | $-1,406,000 | 9,784 |
| Applicable income taxes | $1,372,000 | 1,629 |
| Income before extraordinary items | $2,596,000 | 2,015 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,596,000 | 2,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $686,000 | 987 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,509,900 | 1,494 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $21,200,000 | 1,551 |
| Total interest expense | $12,007,000 | 1,259 |
| Net interest income | $9,193,000 | 1,910 |
| Provision for loan and lease losses | $1,114,000 | 890 |
| Total noninterest income | $11,017,000 | 584 |
| Gross Fiduciary activities income | $8,652,000 | 146 |
| Service charges on deposit accounts | $1,245,000 | 1,069 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,120,000 | 1,728 |
| Total noninterest expense | $19,227,000 | 783 |
| Salaries and employee benefits | $2,356,000 | 2,974 |
| Premises and equipment expense | $878,000 | 2,314 |
| Additional noninterest expense | $15,993,000 | 424 |
| Pre-tax net operating income | $-131,000 | 9,559 |
| Securities gains (losses) | $250,000 | 493 |
| Applicable income taxes | $-49,000 | 9,824 |
| Income before extraordinary items | $168,000 | 8,523 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $168,000 | 8,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,210,000 | 627 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-82,000 | 9,531 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $26,329,000 | 1,232 |
| Total interest expense | $14,802,000 | 1,061 |
| Net interest income | $11,527,000 | 1,457 |
| Provision for loan and lease losses | $1,864,000 | 609 |
| Total noninterest income | $20,574,000 | 372 |
| Gross Fiduciary activities income | $6,384,000 | 172 |
| Service charges on deposit accounts | $1,086,000 | 1,163 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $13,104,000 | 379 |
| Total noninterest expense | $14,253,000 | 956 |
| Salaries and employee benefits | $2,981,000 | 2,262 |
| Premises and equipment expense | $1,772,000 | 1,085 |
| Additional noninterest expense | $9,500,000 | 611 |
| Pre-tax net operating income | $15,984,000 | 525 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $6,356,000 | 475 |
| Income before extraordinary items | $9,632,000 | 609 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $9,632,000 | 608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,693,000 | 521 |
| Cash dividends | $8,000,000 | 451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $9,629,440 | 581 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $33,471,000 | 1,022 |
| Total interest expense | $16,973,000 | 965 |
| Net interest income | $16,498,000 | 1,068 |
| Provision for loan and lease losses | $2,721,000 | 460 |
| Total noninterest income | $7,701,000 | 679 |
| Gross Fiduciary activities income | $5,309,000 | 190 |
| Service charges on deposit accounts | $1,244,000 | 1,009 |
| Trading account gains and fees | $20,000 | 201 |
| Additional Noninterest Income | $1,128,000 | 1,622 |
| Total noninterest expense | $17,492,000 | 821 |
| Salaries and employee benefits | $3,467,000 | 1,891 |
| Premises and equipment expense | $2,083,000 | 959 |
| Additional noninterest expense | $11,942,000 | 499 |
| Pre-tax net operating income | $3,986,000 | 1,888 |
| Securities gains (losses) | $181,000 | 753 |
| Applicable income taxes | $1,438,000 | 1,765 |
| Income before extraordinary items | $2,729,000 | 1,930 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,729,000 | 1,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,962,000 | 389 |
| Cash dividends | $30,000,000 | 172 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,611,350 | 1,968 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $34,789,000 | 1,011 |
| Total interest expense | $15,541,000 | 1,059 |
| Net interest income | $19,248,000 | 956 |
| Provision for loan and lease losses | $1,414,000 | 787 |
| Total noninterest income | $9,548,000 | 603 |
| Gross Fiduciary activities income | $5,508,000 | 212 |
| Service charges on deposit accounts | $1,418,000 | 934 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,622,000 | 966 |
| Total noninterest expense | $17,910,000 | 866 |
| Salaries and employee benefits | $5,200,000 | 1,290 |
| Premises and equipment expense | $1,990,000 | 1,059 |
| Additional noninterest expense | $10,720,000 | 636 |
| Pre-tax net operating income | $9,472,000 | 827 |
| Securities gains (losses) | $150,000 | 799 |
| Applicable income taxes | $3,395,000 | 785 |
| Income before extraordinary items | $6,227,000 | 865 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $6,227,000 | 866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,196,000 | 538 |
| Cash dividends | $2,200,000 | 1,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $6,129,500 | 855 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $21,944,000 | 1,546 |
| Total interest expense | $8,311,000 | 1,896 |
| Net interest income | $13,633,000 | 1,319 |
| Provision for loan and lease losses | $1,290,000 | 782 |
| Total noninterest income | $1,989,000 | 1,836 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $867,000 | 1,563 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,122,000 | 1,665 |
| Total noninterest expense | $8,349,000 | 1,685 |
| Salaries and employee benefits | $3,287,000 | 2,017 |
| Premises and equipment expense | $965,000 | 2,085 |
| Additional noninterest expense | $4,097,000 | 1,312 |
| Pre-tax net operating income | $5,983,000 | 1,276 |
| Securities gains (losses) | $-72,000 | 11,356 |
| Applicable income taxes | $1,922,000 | 1,317 |
| Income before extraordinary items | $3,989,000 | 1,326 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,989,000 | 1,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,270,000 | 750 |
| Cash dividends | $4,547,000 | 688 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,037,240 | 1,284 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $22,316,000 | 1,388 |
| Total interest expense | $6,654,000 | 1,880 |
| Net interest income | $15,662,000 | 1,164 |
| Provision for loan and lease losses | $820,000 | 1,064 |
| Total noninterest income | $2,628,000 | 1,500 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $820,000 | 1,651 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,808,000 | 1,212 |
| Total noninterest expense | $9,663,000 | 1,527 |
| Salaries and employee benefits | $3,203,000 | 2,063 |
| Premises and equipment expense | $901,000 | 2,239 |
| Additional noninterest expense | $5,559,000 | 1,077 |
| Pre-tax net operating income | $7,807,000 | 987 |
| Securities gains (losses) | $-1,337,000 | 12,441 |
| Applicable income taxes | $2,054,000 | 1,185 |
| Income before extraordinary items | $4,416,000 | 1,150 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,416,000 | 1,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,450,000 | 702 |
| Cash dividends | $4,080,000 | 642 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $5,325,160 | 973 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $22,533,000 | 1,409 |
| Total interest expense | $5,468,000 | 2,368 |
| Net interest income | $17,065,000 | 1,078 |
| Provision for loan and lease losses | $1,867,000 | 853 |
| Total noninterest income | $2,281,000 | 1,796 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $673,000 | 2,032 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,608,000 | 1,466 |
| Total noninterest expense | $10,489,000 | 1,456 |
| Salaries and employee benefits | $3,355,000 | 1,985 |
| Premises and equipment expense | $1,140,000 | 1,839 |
| Additional noninterest expense | $5,994,000 | 1,099 |
| Pre-tax net operating income | $6,990,000 | 1,013 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $2,194,000 | 1,115 |
| Income before extraordinary items | $4,795,000 | 1,083 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,795,000 | 1,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,736,000 | 788 |
| Cash dividends | $3,661,000 | 617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,795,690 | 1,012 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $24,057,000 | 1,517 |
| Total interest expense | $7,908,000 | 2,155 |
| Net interest income | $16,149,000 | 1,158 |
| Provision for loan and lease losses | $2,229,000 | 1,064 |
| Total noninterest income | $1,928,000 | 1,982 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $661,000 | 2,060 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,267,000 | 1,700 |
| Total noninterest expense | $10,004,000 | 1,538 |
| Salaries and employee benefits | $3,365,000 | 1,949 |
| Premises and equipment expense | $1,226,000 | 1,724 |
| Additional noninterest expense | $5,413,000 | 1,228 |
| Pre-tax net operating income | $5,844,000 | 1,112 |
| Securities gains (losses) | $-3,000 | 12,949 |
| Applicable income taxes | $1,732,000 | 1,282 |
| Income before extraordinary items | $4,109,000 | 1,143 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,109,000 | 1,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,391,000 | 1,262 |
| Cash dividends | $2,684,000 | 664 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,111,100 | 1,054 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.