Home > Bank One, Wheeling-Steubenville > Net charge- offs to loans
Bank One, Wheeling-Steubenville, Net charge- offs to loans
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6625% | 908 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7800% | 190 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6465% | 76 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7846% | 94 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1590% | 41 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4539% | 2,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7810% | 981 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6922% | 773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5841% | 264 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0543% | 144 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0462% | 63 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0700% | 150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9021% | 1,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1199% | 809 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5645% | 1,474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5372% | 395 |
| Percentage Net Loans Charged-off:Construction & development | 0.6683% | 291 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8427% | 220 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2664% | 68 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2301% | 956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1383% | 4,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0184% | 287 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3082% | 7,923 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8393% | 894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7474% | 234 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0647% | 1,067 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0740% | 134 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4527% | 201 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7877% | 69 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5468% | 2,572 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0785% | 413 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1755% | 8,102 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7664% | 797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4254% | 53 |
| Percentage Net Loans Charged-off:Construction & development | 62.2032% | 2 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1213% | 1,472 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3229% | 89 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1289% | 188 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5504% | 56 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6718% | 364 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7696% | 125 |
| Percentage Net Loans Charged-off: Credit card loans | 106.8966% | 7 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7252% | 1,380 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2528% | 412 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1677% | 162 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1125% | 189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1963% | 146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0639% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3803% | 76 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2278% | 48 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9866% | 126 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3641% | 183 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.8604% | 1,365 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2393% | 445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1343% | 222 |
| Percentage Net Loans Charged-off:Construction & development | -1.8558% | 1,395 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1874% | 1,372 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2764% | 91 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0648% | 282 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5496% | 39 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8336% | 217 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6737% | 149 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2423% | 107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3977% | 397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0300% | 648 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0897% | 289 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0133% | 827 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0086% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0162% | 750 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2601% | 520 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8095% | 147 |
| Percentage Net Loans Charged-off: Credit card loans | 10.0889% | 42 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3293% | 1,279 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8400% | 926 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0224% | 1,358 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1137% | 1,357 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0081% | 914 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0772% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0238% | 1,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0449% | 1,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4762% | 330 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3515% | 108 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2999% | 191 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7328% | 1,030 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7683% | 1,084 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0376% | 1,197 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9399% | 2,253 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |