Home > Bank One, Wheeling-Steubenville > Assets and Liabilities
Bank One, Wheeling-Steubenville, Assets and Liabilities
| 2003-06-30 | Rank | |
| # of Employees: | 67 | 2,599 |
| Assets and Liabilities | ||
| Total Assets: | $359,547,000 | 1,553 |
| Cash and due from depository institutions | $7,096,000 | 2,599 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $0 | 9,101 |
| Federal funds sold & reverse repurchase agreements | $317,132,000 | 91 |
| Net loans & leases | $29,995,000 | 6,830 |
| Loan loss allowance | $1,743,000 | 2,490 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,104,000 | 2,989 |
| Other real estate owned | $215,000 | 2,599 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,005,000 | 4,569 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $359,547,000 | 1,553 |
| Total liabilities | $325,821,000 | 1,546 |
| Total deposits | $301,541,000 | 1,461 |
| Interest-bearing deposits | $269,279,000 | 1,397 |
| Deposits held in domestic offices | $301,541,000 | 1,458 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,163,000 | 1,049 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $14,117,000 | 520 |
| Total equity capital | $33,726,000 | 1,617 |
| Total bank equity capital | $33,726,000 | 1,617 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $10,100,000 | 294 |
| Surplus | $15,608,000 | 1,272 |
| Undivided profits | $8,018,000 | 3,516 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $534,000 | 4,202 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $130,000 | 8,567 |
| Earning assets | $347,127,000 | 1,472 |
| Long-term assets (5+ years) | $4,185,000 | 6,419 |
| Average Assets, year-to-date | $366,487,670 | 1,487 |
| Average Assets, quarterly | $366,774,500 | 1,510 |
| Volatile liabilities | $23,691,000 | 3,394 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $22,922,000 | 2,566 |
| Tier 1 (core) risk-based capital | $33,726,000 | 1,492 |
| Tier 2 risk-based capital | $1,312,000 | 2,928 |
| Total risk weighted assets | $104,526,000 | 3,323 |
| Total unused commitments | $22,922,000 | 2,573 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 66 | 2,612 |
| Assets and Liabilities | ||
| Total Assets: | $374,002,000 | 1,457 |
| Cash and due from depository institutions | $5,718,000 | 2,612 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $201,000 | 9,072 |
| Federal funds sold & reverse repurchase agreements | $310,973,000 | 93 |
| Net loans & leases | $51,274,000 | 5,252 |
| Loan loss allowance | $2,097,000 | 2,082 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,181,000 | 2,890 |
| Other real estate owned | $449,000 | 2,612 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,206,000 | 4,301 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $374,002,000 | 1,457 |
| Total liabilities | $339,758,000 | 1,445 |
| Total deposits | $323,098,000 | 1,329 |
| Interest-bearing deposits | $290,997,000 | 1,286 |
| Deposits held in domestic offices | $323,098,000 | 1,327 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,254,000 | 933 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,406,000 | 977 |
| Total equity capital | $34,244,000 | 1,564 |
| Total bank equity capital | $34,244,000 | 1,564 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $10,100,000 | 288 |
| Surplus | $15,608,000 | 1,250 |
| Undivided profits | $8,536,000 | 3,321 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $758,000 | 3,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $290,000 | 7,175 |
| Earning assets | $362,448,000 | 1,380 |
| Long-term assets (5+ years) | $13,320,000 | 4,263 |
| Average Assets, year-to-date | $369,958,000 | 1,461 |
| Average Assets, quarterly | $369,958,000 | 1,461 |
| Volatile liabilities | $26,836,000 | 3,066 |
| Insider loans | $241,000 | 6,617 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $31,556,000 | 1,959 |
| Tier 1 (core) risk-based capital | $34,243,000 | 1,447 |
| Tier 2 risk-based capital | $1,485,000 | 2,608 |
| Total risk weighted assets | $118,199,000 | 2,964 |
| Total unused commitments | $31,556,000 | 1,966 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 65 | 2,631 |
| Assets and Liabilities | ||
| Total Assets: | $365,914,000 | 1,471 |
| Cash and due from depository institutions | $12,087,000 | 2,631 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $2,268,000 | 8,619 |
| Federal funds sold & reverse repurchase agreements | $291,453,000 | 92 |
| Net loans & leases | $53,178,000 | 5,138 |
| Loan loss allowance | $2,097,000 | 2,046 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,260,000 | 2,807 |
| Other real estate owned | $363,000 | 2,631 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,305,000 | 3,216 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $365,914,000 | 1,471 |
| Total liabilities | $331,310,000 | 1,468 |
| Total deposits | $316,129,000 | 1,339 |
| Interest-bearing deposits | $283,749,000 | 1,291 |
| Deposits held in domestic offices | $316,129,000 | 1,336 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,599,000 | 984 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,582,000 | 1,052 |
| Total equity capital | $34,604,000 | 1,521 |
| Total bank equity capital | $34,604,000 | 1,521 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $10,100,000 | 284 |
| Surplus | $15,608,000 | 1,225 |
| Undivided profits | $8,896,000 | 3,217 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $965,000 | 2,783 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $376,000 | 6,556 |
| Earning assets | $346,899,000 | 1,414 |
| Long-term assets (5+ years) | $14,459,000 | 4,042 |
| Average Assets, year-to-date | $343,295,000 | 1,484 |
| Average Assets, quarterly | $352,155,000 | 1,506 |
| Volatile liabilities | $27,109,000 | 3,020 |
| Insider loans | $243,000 | 6,626 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $28,577,000 | 2,040 |
| Tier 1 (core) risk-based capital | $34,603,000 | 1,397 |
| Tier 2 risk-based capital | $1,485,000 | 2,552 |
| Total risk weighted assets | $118,209,000 | 2,925 |
| Total unused commitments | $28,577,000 | 2,043 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 63 | 2,701 |
| Assets and Liabilities | ||
| Total Assets: | $335,109,000 | 1,512 |
| Cash and due from depository institutions | $28,852,000 | 2,701 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $2,868,000 | 8,614 |
| Federal funds sold & reverse repurchase agreements | $225,336,000 | 100 |
| Net loans & leases | $70,101,000 | 4,171 |
| Loan loss allowance | $2,070,000 | 1,926 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,630,000 | 2,501 |
| Other real estate owned | $28,000 | 2,701 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,294,000 | 2,517 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $335,109,000 | 1,512 |
| Total liabilities | $300,844,000 | 1,521 |
| Total deposits | $287,551,000 | 1,393 |
| Interest-bearing deposits | $262,069,000 | 1,322 |
| Deposits held in domestic offices | $287,551,000 | 1,391 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,333,000 | 1,604 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,240,000 | 4,506 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $7,720,000 | 729 |
| Total equity capital | $34,265,000 | 1,428 |
| Total bank equity capital | $34,265,000 | 1,428 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $10,100,000 | 278 |
| Surplus | $15,608,000 | 1,172 |
| Undivided profits | $8,557,000 | 3,093 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,619,000 | 1,163 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $571,000 | 5,455 |
| Earning assets | $298,305,000 | 1,553 |
| Long-term assets (5+ years) | $22,205,000 | 3,084 |
| Average Assets, year-to-date | $345,836,000 | 1,400 |
| Average Assets, quarterly | $336,769,500 | 1,483 |
| Volatile liabilities | $22,239,000 | 3,381 |
| Insider loans | $64,000 | 7,993 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $25,237,000 | 2,120 |
| Tier 1 (core) risk-based capital | $34,261,000 | 1,333 |
| Tier 2 risk-based capital | $1,526,000 | 2,364 |
| Total risk weighted assets | $121,553,000 | 2,732 |
| Total unused commitments | $25,237,000 | 2,124 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 73 | 2,335 |
| Assets and Liabilities | ||
| Total Assets: | $361,688,000 | 1,330 |
| Cash and due from depository institutions | $11,323,000 | 2,335 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $23,997,000 | 4,067 |
| Federal funds sold & reverse repurchase agreements | $234,153,000 | 88 |
| Net loans & leases | $87,228,000 | 3,417 |
| Loan loss allowance | $1,999,000 | 1,915 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,205,000 | 2,735 |
| Other real estate owned | $195,000 | 2,335 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,587,000 | 4,649 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $361,688,000 | 1,330 |
| Total liabilities | $329,462,000 | 1,311 |
| Total deposits | $305,637,000 | 1,242 |
| Interest-bearing deposits | $278,370,000 | 1,187 |
| Deposits held in domestic offices | $305,637,000 | 1,238 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,014,000 | 935 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $220,000 | 5,289 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $10,591,000 | 595 |
| Total equity capital | $32,226,000 | 1,428 |
| Total bank equity capital | $32,226,000 | 1,428 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $10,100,000 | 291 |
| Surplus | $15,608,000 | 1,135 |
| Undivided profits | $6,518,000 | 3,640 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,161,000 | 1,177 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $504,000 | 284 |
| Income earned, not collected on loans | $767,000 | 3,548 |
| Earning assets | $345,378,000 | 1,286 |
| Long-term assets (5+ years) | $22,063,000 | 2,964 |
| Average Assets, year-to-date | $362,736,800 | 1,276 |
| Average Assets, quarterly | $366,999,000 | 1,302 |
| Volatile liabilities | $36,059,000 | 2,286 |
| Insider loans | $38,000 | 8,434 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $31,399,000 | 1,675 |
| Tier 1 (core) risk-based capital | $32,224,000 | 1,354 |
| Tier 2 risk-based capital | $1,767,370 | 1,998 |
| Total risk weighted assets | $141,157,770 | 2,266 |
| Total unused commitments | $31,399,000 | 1,676 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 78 | 2,228 |
| Assets and Liabilities | ||
| Total Assets: | $358,080,000 | 1,320 |
| Cash and due from depository institutions | $12,727,000 | 2,228 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $50,785,000 | 2,234 |
| Federal funds sold & reverse repurchase agreements | $202,175,000 | 102 |
| Net loans & leases | $83,674,000 | 3,444 |
| Loan loss allowance | $1,996,000 | 1,847 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,389,000 | 1,964 |
| Other real estate owned | $116,000 | 2,228 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,214,000 | 2,104 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $358,080,000 | 1,320 |
| Total liabilities | $329,456,000 | 1,295 |
| Total deposits | $298,333,000 | 1,241 |
| Interest-bearing deposits | $276,589,000 | 1,167 |
| Deposits held in domestic offices | $298,333,000 | 1,236 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,382,000 | 915 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $84,000 | 5,539 |
| Subordinated debt | $2,800,000 | 188 |
| All other liabilities | $11,857,000 | 543 |
| Total equity capital | $28,624,000 | 1,546 |
| Total bank equity capital | $28,624,000 | 1,546 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $10,100,000 | 318 |
| Surplus | $15,608,000 | 1,119 |
| Undivided profits | $2,916,000 | 5,590 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,049,000 | 786 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $581,000 | 258 |
| Income earned, not collected on loans | $672,000 | 3,499 |
| Earning assets | $336,634,000 | 1,272 |
| Long-term assets (5+ years) | $51,286,000 | 1,678 |
| Average Assets, year-to-date | $348,475,200 | 1,290 |
| Average Assets, quarterly | $356,208,500 | 1,312 |
| Volatile liabilities | $41,887,000 | 1,914 |
| Insider loans | $889,000 | 4,037 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $34,813,000 | 1,561 |
| Tier 1 (core) risk-based capital | $29,628,000 | 1,460 |
| Tier 2 risk-based capital | $4,589,990 | 828 |
| Total risk weighted assets | $142,993,490 | 2,147 |
| Total unused commitments | $34,813,000 | 1,563 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 81 | 2,159 |
| Assets and Liabilities | ||
| Total Assets: | $343,823,000 | 1,330 |
| Cash and due from depository institutions | $12,482,000 | 2,159 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $47,451,000 | 2,439 |
| Federal funds sold & reverse repurchase agreements | $169,326,000 | 116 |
| Net loans & leases | $107,286,000 | 2,593 |
| Loan loss allowance | $2,094,000 | 1,690 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,318,000 | 1,859 |
| Other real estate owned | $45,000 | 2,159 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,915,000 | 2,536 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $343,823,000 | 1,330 |
| Total liabilities | $313,716,000 | 1,316 |
| Total deposits | $289,612,000 | 1,274 |
| Interest-bearing deposits | $262,094,000 | 1,212 |
| Deposits held in domestic offices | $289,612,000 | 1,269 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,985,000 | 876 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $159,000 | 4,654 |
| Subordinated debt | $2,800,000 | 191 |
| All other liabilities | $7,160,000 | 780 |
| Total equity capital | $30,107,000 | 1,481 |
| Total bank equity capital | $30,107,000 | 1,481 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $10,100,000 | 322 |
| Surplus | $15,607,000 | 1,060 |
| Undivided profits | $4,400,000 | 4,808 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,691,000 | 597 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $611,000 | 240 |
| Income earned, not collected on loans | $869,000 | 2,589 |
| Earning assets | $324,063,000 | 1,301 |
| Long-term assets (5+ years) | $47,066,000 | 1,668 |
| Average Assets, year-to-date | $387,479,200 | 1,140 |
| Average Assets, quarterly | $344,207,000 | 1,310 |
| Volatile liabilities | $31,015,000 | 2,097 |
| Insider loans | $2,369,000 | 1,815 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $30,525,000 | 1,641 |
| Tier 1 (core) risk-based capital | $29,457,000 | 1,433 |
| Tier 2 risk-based capital | $4,769,970 | 763 |
| Total risk weighted assets | $157,473,570 | 1,826 |
| Total unused commitments | $30,525,000 | 1,647 |
| Derivatives | $11,650,000 | 378 |
| 1997-12-31 | Rank | |
| # of Employees: | 124 | 1,425 |
| Assets and Liabilities | ||
| Total Assets: | $453,320,000 | 1,046 |
| Cash and due from depository institutions | $20,133,000 | 1,425 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $55,739,000 | 2,073 |
| Federal funds sold & reverse repurchase agreements | $182,163,000 | 111 |
| Net loans & leases | $180,341,000 | 1,565 |
| Loan loss allowance | $2,189,000 | 1,638 |
| Trading account assets | $5,077,000 | 117 |
| Bank premises and fixed assets | $5,159,000 | 1,523 |
| Other real estate owned | $78,000 | 1,425 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $4,630,000 | 1,640 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $453,320,000 | 1,046 |
| Total liabilities | $425,363,000 | 1,013 |
| Total deposits | $394,989,000 | 967 |
| Interest-bearing deposits | $360,897,000 | 898 |
| Deposits held in domestic offices | $394,989,000 | 960 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,301,000 | 765 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,256,000 | 3,286 |
| Subordinated debt | $2,800,000 | 192 |
| All other liabilities | $7,017,000 | 787 |
| Total equity capital | $27,957,000 | 1,625 |
| Total bank equity capital | $27,957,000 | 1,625 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $10,100,000 | 334 |
| Surplus | $15,608,000 | 1,056 |
| Undivided profits | $2,249,000 | 6,831 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,359,000 | 666 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,580,000 | 1,376 |
| Earning assets | $423,320,000 | 1,033 |
| Long-term assets (5+ years) | $62,687,000 | 1,138 |
| Average Assets, year-to-date | $473,734,800 | 967 |
| Average Assets, quarterly | $466,350,500 | 1,014 |
| Volatile liabilities | $33,320,000 | 1,968 |
| Insider loans | $3,163,000 | 1,342 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $53,937,000 | 1,030 |
| Tier 1 (core) risk-based capital | $27,825,000 | 1,536 |
| Tier 2 risk-based capital | $4,989,000 | 711 |
| Total risk weighted assets | $232,132,500 | 1,228 |
| Total unused commitments | $53,937,000 | 1,034 |
| Derivatives | $12,125,000 | 369 |
| 1996-12-31 | Rank | |
| # of Employees: | 136 | 1,360 |
| Assets and Liabilities | ||
| Total Assets: | $474,471,000 | 1,036 |
| Cash and due from depository institutions | $27,250,000 | 1,360 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $81,852,000 | 1,479 |
| Federal funds sold & reverse repurchase agreements | $110,921,000 | 176 |
| Net loans & leases | $240,720,000 | 1,252 |
| Loan loss allowance | $2,430,000 | 1,589 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,700,000 | 1,381 |
| Other real estate owned | $14,000 | 1,360 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $8,014,000 | 1,084 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $474,471,000 | 1,036 |
| Total liabilities | $419,202,000 | 1,062 |
| Total deposits | $388,359,000 | 1,006 |
| Interest-bearing deposits | $350,157,000 | 965 |
| Deposits held in domestic offices | $388,359,000 | 998 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,839,000 | 779 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,105,000 | 3,236 |
| Subordinated debt | $2,800,000 | 214 |
| All other liabilities | $5,099,000 | 982 |
| Total equity capital | $55,269,000 | 850 |
| Total bank equity capital | $55,269,000 | 850 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $10,100,000 | 361 |
| Surplus | $15,608,000 | 1,107 |
| Undivided profits | $29,561,000 | 864 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,043,000 | 1,094 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $41,000 | 1,337 |
| Income earned, not collected on loans | $1,914,000 | 1,146 |
| Earning assets | $433,493,000 | 1,037 |
| Long-term assets (5+ years) | $68,574,000 | 989 |
| Average Assets, year-to-date | $483,857,600 | 977 |
| Average Assets, quarterly | $477,466,000 | 1,015 |
| Volatile liabilities | $33,794,000 | 1,883 |
| Insider loans | $4,824,000 | 898 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $53,452,000 | 1,010 |
| Tier 1 (core) risk-based capital | $55,007,000 | 807 |
| Tier 2 risk-based capital | $5,230,000 | 705 |
| Total risk weighted assets | $300,003,200 | 1,001 |
| Total unused commitments | $53,452,000 | 1,015 |
| Derivatives | $70,318,000 | 278 |
| 1995-12-31 | Rank | |
| # of Employees: | 106 | 1,820 |
| Assets and Liabilities | ||
| Total Assets: | $265,673,000 | 1,769 |
| Cash and due from depository institutions | $44,964,000 | 1,820 |
| Interest-bearing balances | $35,000,000 | 140 |
| Securities | $49,771,000 | 2,532 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $164,560,000 | 1,728 |
| Loan loss allowance | $1,948,000 | 1,984 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,849,000 | 3,978 |
| Other real estate owned | $7,000 | 1,820 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $4,522,000 | 1,768 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $265,673,000 | 1,769 |
| Total liabilities | $240,843,000 | 1,764 |
| Total deposits | $209,793,000 | 1,859 |
| Interest-bearing deposits | $182,765,000 | 1,845 |
| Deposits held in domestic offices | $209,793,000 | 1,846 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,537,000 | 752 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $2,727,000 | 2,141 |
| Subordinated debt | $2,800,000 | 221 |
| All other liabilities | $1,986,000 | 2,112 |
| Total equity capital | $24,830,000 | 1,814 |
| Total bank equity capital | $24,830,000 | 1,814 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $5,000,000 | 752 |
| Surplus | $10,308,000 | 1,556 |
| Undivided profits | $9,522,000 | 2,711 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,349,000 | 2,058 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,558,000 | 1,435 |
| Earning assets | $249,331,000 | 1,730 |
| Long-term assets (5+ years) | $16,080,000 | 2,927 |
| Average Assets, year-to-date | $272,848,200 | 1,657 |
| Average Assets, quarterly | $274,620,000 | 1,697 |
| Volatile liabilities | $30,398,000 | 1,838 |
| Insider loans | $4,527,000 | 981 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $52,177,000 | 999 |
| Tier 1 (core) risk-based capital | $24,551,000 | 1,739 |
| Tier 2 risk-based capital | $4,748,000 | 766 |
| Total risk weighted assets | $200,724,300 | 1,428 |
| Total unused commitments | $52,177,000 | 1,004 |
| Derivatives | $70,196,000 | 341 |
| 1994-12-31 | Rank | |
| # of Employees: | 129 | 1,532 |
| Assets and Liabilities | ||
| Total Assets: | $266,823,000 | 1,724 |
| Cash and due from depository institutions | $14,789,000 | 1,532 |
| Interest-bearing balances | $5,600,000 | 645 |
| Securities | $64,080,000 | 2,044 |
| Federal funds sold & reverse repurchase agreements | $6,080,000 | 1,512 |
| Net loans & leases | $176,493,000 | 1,587 |
| Loan loss allowance | $1,928,000 | 2,034 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,792,000 | 4,021 |
| Other real estate owned | $3,000 | 1,532 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,586,000 | 2,279 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $266,823,000 | 1,724 |
| Total liabilities | $242,578,000 | 1,731 |
| Total deposits | $214,082,000 | 1,768 |
| Interest-bearing deposits | $188,870,000 | 1,758 |
| Deposits held in domestic offices | $214,082,000 | 1,757 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,710,000 | 885 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,001,000 | 1,913 |
| Subordinated debt | $2,800,000 | 221 |
| All other liabilities | $1,985,000 | 1,807 |
| Total equity capital | $24,245,000 | 1,707 |
| Total bank equity capital | $24,245,000 | 1,707 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $5,000,000 | 743 |
| Surplus | $10,308,000 | 1,488 |
| Undivided profits | $8,937,000 | 2,605 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,248,000 | 2,251 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,348,000 | 1,447 |
| Earning assets | $252,253,000 | 1,676 |
| Long-term assets (5+ years) | $15,593,000 | 3,072 |
| Average Assets, year-to-date | $274,137,400 | 1,633 |
| Average Assets, quarterly | $275,312,000 | 1,658 |
| Volatile liabilities | $29,460,000 | 1,853 |
| Insider loans | $4,470,000 | 934 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $41,587,000 | 1,127 |
| Tier 1 (core) risk-based capital | $25,109,000 | 1,646 |
| Tier 2 risk-based capital | $4,728,000 | 756 |
| Total risk weighted assets | $206,815,900 | 1,352 |
| Total unused commitments | $41,587,000 | 1,134 |
| Derivatives | $95,554,000 | 301 |
| 1993-12-31 | Rank | |
| # of Employees: | 137 | 1,532 |
| Assets and Liabilities | ||
| Total Assets: | $259,480,000 | 1,783 |
| Cash and due from depository institutions | $8,373,000 | 1,532 |
| Interest-bearing balances | $200,000 | 5,465 |
| Securities | $66,633,000 | 2,050 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $178,722,000 | 1,552 |
| Loan loss allowance | $2,558,000 | 1,703 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,953,000 | 3,713 |
| Other real estate owned | $199,000 | 1,532 |
| Goodwill and other intangibles | $3,000 | 3,012 |
| All other assets | $3,597,000 | 2,056 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $259,480,000 | 1,783 |
| Total liabilities | $234,634,000 | 1,800 |
| Total deposits | $213,388,000 | 1,850 |
| Interest-bearing deposits | $190,211,000 | 1,818 |
| Deposits held in domestic offices | $213,388,000 | 1,836 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,709,000 | 984 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $4,576,000 | 1,568 |
| Subordinated debt | $2,800,000 | 223 |
| All other liabilities | $2,161,000 | 1,703 |
| Total equity capital | $24,846,000 | 1,656 |
| Total bank equity capital | $24,846,000 | 1,656 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $5,000,000 | 732 |
| Surplus | $10,381,000 | 1,406 |
| Undivided profits | $9,465,000 | 2,516 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $832,000 | 3,570 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,241,000 | 1,378 |
| Earning assets | $245,555,000 | 1,735 |
| Long-term assets (5+ years) | $12,503,000 | 3,765 |
| Average Assets, year-to-date | $253,886,600 | 1,768 |
| Average Assets, quarterly | $260,950,000 | 1,756 |
| Volatile liabilities | $20,084,000 | 2,397 |
| Insider loans | $7,969,000 | 526 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $41,328,000 | 1,132 |
| Tier 1 (core) risk-based capital | $24,843,000 | 1,606 |
| Tier 2 risk-based capital | $5,325,330 | 707 |
| Total risk weighted assets | $201,993,430 | 1,385 |
| Total unused commitments | $41,328,000 | 1,155 |
| Derivatives | $86,468,000 | 287 |
| 1992-12-31 | Rank | |
| # of Employees: | 142 | 1,535 |
| Assets and Liabilities | ||
| Total Assets: | $253,999,000 | 1,876 |
| Cash and due from depository institutions | $20,058,000 | 1,535 |
| Interest-bearing balances | $10,300,000 | 720 |
| Securities | $58,088,000 | 2,327 |
| Federal funds sold & reverse repurchase agreements | $13,680,000 | 1,223 |
| Net loans & leases | $155,627,000 | 1,804 |
| Loan loss allowance | $2,427,000 | 1,804 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,070,000 | 3,489 |
| Other real estate owned | $204,000 | 1,535 |
| Goodwill and other intangibles | $8,000 | 2,935 |
| All other assets | $4,264,000 | 1,882 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $253,999,000 | 1,876 |
| Total liabilities | $230,287,000 | 1,903 |
| Total deposits | $205,789,000 | 2,011 |
| Interest-bearing deposits | $186,164,000 | 1,933 |
| Deposits held in domestic offices | $205,789,000 | 2,001 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,532,000 | 802 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,644,000 | 1,521 |
| Subordinated debt | $2,800,000 | 236 |
| All other liabilities | $2,522,000 | 1,560 |
| Total equity capital | $23,712,000 | 1,628 |
| Total bank equity capital | $23,712,000 | 1,628 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $5,000,000 | 734 |
| Surplus | $10,381,000 | 1,369 |
| Undivided profits | $8,331,000 | 2,648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,398,000 | 2,896 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,170,000 | 1,658 |
| Earning assets | $237,695,000 | 1,842 |
| Long-term assets (5+ years) | $25,208,000 | 2,162 |
| Average Assets, year-to-date | $256,427,600 | 1,822 |
| Average Assets, quarterly | $251,217,500 | 1,878 |
| Volatile liabilities | $24,098,000 | 2,041 |
| Insider loans | $1,000 | 9,424 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $33,566,000 | 1,251 |
| Tier 1 (core) risk-based capital | $23,704,000 | 1,589 |
| Tier 2 risk-based capital | $5,081,150 | 743 |
| Total risk weighted assets | $182,345,850 | 1,569 |
| Total unused commitments | $33,566,000 | 1,266 |
| Derivatives | $85,089,000 | 270 |