Home > Bank One, Western Kentucky > Income and Expense
Bank One, Western Kentucky, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $16,289,000 | 2,063 |
| Total interest expense | $7,572,000 | 2,073 |
| Net interest income | $8,717,000 | 2,058 |
| Provision for loan and lease losses | $397,000 | 1,879 |
| Total noninterest income | $1,834,000 | 1,970 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,216,000 | 1,094 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $618,000 | 2,488 |
| Total noninterest expense | $6,021,000 | 2,265 |
| Salaries and employee benefits | $2,444,000 | 2,734 |
| Premises and equipment expense | $824,000 | 2,419 |
| Additional noninterest expense | $2,753,000 | 1,823 |
| Pre-tax net operating income | $4,133,000 | 1,788 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,290,000 | 1,890 |
| Income before extraordinary items | $2,843,000 | 1,780 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,843,000 | 1,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $296,000 | 1,957 |
| Cash dividends | $1,650,000 | 1,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,843,000 | 1,759 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $14,457,000 | 2,119 |
| Total interest expense | $6,991,000 | 1,807 |
| Net interest income | $7,466,000 | 2,427 |
| Provision for loan and lease losses | $339,000 | 2,072 |
| Total noninterest income | $1,541,000 | 2,246 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,026,000 | 1,306 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $515,000 | 2,903 |
| Total noninterest expense | $6,875,000 | 2,074 |
| Salaries and employee benefits | $2,741,000 | 2,443 |
| Premises and equipment expense | $850,000 | 2,384 |
| Additional noninterest expense | $3,284,000 | 1,678 |
| Pre-tax net operating income | $1,793,000 | 3,756 |
| Securities gains (losses) | $-1,146,000 | 12,417 |
| Applicable income taxes | $32,000 | 10,876 |
| Income before extraordinary items | $615,000 | 6,428 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $615,000 | 6,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $693,000 | 1,097 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,703,700 | 2,852 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,596,000 | 6,197 |
| Total interest expense | $2,598,000 | 4,650 |
| Net interest income | $1,998,000 | 7,677 |
| Provision for loan and lease losses | $465,000 | 2,211 |
| Total noninterest income | $616,000 | 4,871 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $616,000 | 2,838 |
| Total noninterest expense | $1,633,000 | 7,404 |
| Salaries and employee benefits | $887,000 | 6,793 |
| Premises and equipment expense | $256,000 | 6,582 |
| Additional noninterest expense | $490,000 | 8,325 |
| Pre-tax net operating income | $516,000 | 8,557 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $340,000 | 5,612 |
| Income before extraordinary items | $179,000 | 10,882 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $179,000 | 10,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $106,000 | 6,761 |
| Sale, conversion, retirement of capital stock, net | $252,000 | 737 |
| Net operating income | $177,080 | 10,693 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,075,000 | 6,317 |
| Total interest expense | $3,035,000 | 5,108 |
| Net interest income | $2,040,000 | 7,644 |
| Provision for loan and lease losses | $-88,000 | 13,686 |
| Total noninterest income | $580,000 | 5,087 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $580,000 | 2,892 |
| Total noninterest expense | $1,488,000 | 7,956 |
| Salaries and employee benefits | $785,000 | 7,356 |
| Premises and equipment expense | $247,000 | 6,841 |
| Additional noninterest expense | $456,000 | 8,908 |
| Pre-tax net operating income | $1,220,000 | 4,853 |
| Securities gains (losses) | $145,000 | 2,458 |
| Applicable income taxes | $544,000 | 3,724 |
| Income before extraordinary items | $821,000 | 5,256 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $821,000 | 5,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $34,000 | 8,144 |
| Sale, conversion, retirement of capital stock, net | $1,472,000 | 362 |
| Net operating income | $728,200 | 5,415 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.