Home > Bank One, Western Colorado > Income and Expense

Bank One, Western Colorado, Income and Expense

1994-12-31 (YTD Data)Rank
Total interest income$24,917,0001,258
Total interest expense$8,190,0001,561
Net interest income$16,727,0001,103
Provision for loan and lease losses$28,0007,286
Total noninterest income$2,604,0001,519
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,845,000727
Trading account gains and fees$8,000389
Additional Noninterest Income$751,0002,222
Total noninterest expense$18,963,000843
Salaries and employee benefits$5,861,0001,153
Premises and equipment expense$956,0002,113
Additional noninterest expense$12,146,000604
Pre-tax net operating income$340,0009,817
Securities gains (losses)$-391,00012,181
Applicable income taxes$1,470,0001,587
Income before extraordinary items$-1,521,00012,469
Extraordinary gains, net$0249
Net income$-1,521,00012,464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$393,0001,615
Cash dividends$2,500,000920
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$-1,130,00012,440
1993-12-31 (YTD Data)Rank
Total interest income$15,945,0001,966
Total interest expense$4,531,0002,842
Net interest income$11,414,0001,581
Provision for loan and lease losses$-1,083,00013,227
Total noninterest income$1,911,0002,038
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,349,000982
Trading account gains and fees$0532
Additional Noninterest Income$562,0003,011
Total noninterest expense$9,969,0001,532
Salaries and employee benefits$4,328,0001,561
Premises and equipment expense$944,0002,178
Additional noninterest expense$4,697,0001,337
Pre-tax net operating income$4,439,0001,578
Securities gains (losses)$1,0007,052
Applicable income taxes$581,0003,703
Income before extraordinary items$3,859,0001,318
Extraordinary gains, net$03,149
Net income$3,859,0001,354
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-216,00013,127
Cash dividends$300,0004,359
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,858,1301,231
1992-12-31 (YTD Data)Rank
Total interest income$14,742,0002,383
Total interest expense$5,380,0003,088
Net interest income$9,362,0001,952
Provision for loan and lease losses$90,0007,540
Total noninterest income$1,455,0002,456
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,103,0001,203
Trading account gains and fees$0504
Additional Noninterest Income$352,0004,024
Total noninterest expense$7,273,0002,024
Salaries and employee benefits$3,198,0002,059
Premises and equipment expense$944,0002,208
Additional noninterest expense$3,131,0001,930
Pre-tax net operating income$3,454,0001,790
Securities gains (losses)$08,369
Applicable income taxes$1,085,0001,959
Income before extraordinary items$2,369,0001,924
Extraordinary gains, net$01,422
Net income$2,369,0001,955
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$316,0003,238
Cash dividends$3,799,000481
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,369,0001,772

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.