Home > Bank One, West Virginia, Wheeling > Income and Expense
Bank One, West Virginia, Wheeling, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,935,000 | 2,403 |
| Total interest expense | $6,623,000 | 2,344 |
| Net interest income | $7,312,000 | 2,456 |
| Provision for loan and lease losses | $19,000 | 7,763 |
| Total noninterest income | $4,303,000 | 1,059 |
| Gross Fiduciary activities income | $3,793,000 | 263 |
| Service charges on deposit accounts | $310,000 | 4,181 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $200,000 | 5,136 |
| Total noninterest expense | $7,179,000 | 1,934 |
| Salaries and employee benefits | $2,713,000 | 2,463 |
| Premises and equipment expense | $687,000 | 2,864 |
| Additional noninterest expense | $3,779,000 | 1,398 |
| Pre-tax net operating income | $4,417,000 | 1,663 |
| Securities gains (losses) | $-41,000 | 11,061 |
| Applicable income taxes | $1,439,000 | 1,704 |
| Income before extraordinary items | $2,937,000 | 1,717 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,937,000 | 1,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 3,020 |
| Cash dividends | $5,886,000 | 565 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,964,470 | 1,684 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $14,393,000 | 2,126 |
| Total interest expense | $5,819,000 | 2,151 |
| Net interest income | $8,574,000 | 2,095 |
| Provision for loan and lease losses | $166,000 | 3,396 |
| Total noninterest income | $4,013,000 | 1,074 |
| Gross Fiduciary activities income | $2,884,000 | 307 |
| Service charges on deposit accounts | $246,000 | 5,101 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $883,000 | 2,001 |
| Total noninterest expense | $7,189,000 | 1,985 |
| Salaries and employee benefits | $2,868,000 | 2,337 |
| Premises and equipment expense | $697,000 | 2,841 |
| Additional noninterest expense | $3,624,000 | 1,538 |
| Pre-tax net operating income | $5,232,000 | 1,407 |
| Securities gains (losses) | $41,000 | 1,276 |
| Applicable income taxes | $1,621,000 | 1,444 |
| Income before extraordinary items | $3,652,000 | 1,368 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,652,000 | 1,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 10,867 |
| Cash dividends | $3,369,000 | 740 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,623,710 | 1,391 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $15,392,000 | 2,040 |
| Total interest expense | $6,235,000 | 2,081 |
| Net interest income | $9,157,000 | 1,969 |
| Provision for loan and lease losses | $130,000 | 5,002 |
| Total noninterest income | $3,284,000 | 1,360 |
| Gross Fiduciary activities income | $2,587,000 | 328 |
| Service charges on deposit accounts | $159,000 | 6,850 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $538,000 | 3,107 |
| Total noninterest expense | $7,143,000 | 2,055 |
| Salaries and employee benefits | $3,577,000 | 1,876 |
| Premises and equipment expense | $622,000 | 3,214 |
| Additional noninterest expense | $2,944,000 | 1,942 |
| Pre-tax net operating income | $5,168,000 | 1,352 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $1,473,000 | 1,587 |
| Income before extraordinary items | $3,696,000 | 1,376 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,696,000 | 1,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $372,000 | 2,164 |
| Cash dividends | $943,000 | 1,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,695,280 | 1,292 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $17,521,000 | 2,026 |
| Total interest expense | $8,468,000 | 2,012 |
| Net interest income | $9,053,000 | 2,019 |
| Provision for loan and lease losses | $1,105,000 | 1,720 |
| Total noninterest income | $2,569,000 | 1,623 |
| Gross Fiduciary activities income | $2,264,000 | 360 |
| Service charges on deposit accounts | $144,000 | 7,271 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $161,000 | 6,391 |
| Total noninterest expense | $7,031,000 | 2,098 |
| Salaries and employee benefits | $3,656,000 | 1,819 |
| Premises and equipment expense | $707,000 | 2,900 |
| Additional noninterest expense | $2,668,000 | 2,206 |
| Pre-tax net operating income | $3,486,000 | 1,774 |
| Securities gains (losses) | $6,000 | 6,913 |
| Applicable income taxes | $744,000 | 2,794 |
| Income before extraordinary items | $2,748,000 | 1,673 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,748,000 | 1,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,771,000 | 1,050 |
| Cash dividends | $1,798,000 | 944 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,743,260 | 1,553 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.