Home > Bank One, West Virginia, Wheeling > Assets and Liabilities
Bank One, West Virginia, Wheeling, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 82 | 2,378 |
| Assets and Liabilities | ||
| Total Assets: | $186,336,000 | 2,510 |
| Cash and due from depository institutions | $6,259,000 | 2,378 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $59,569,000 | 2,093 |
| Federal funds sold & reverse repurchase agreements | $14,200,000 | 1,004 |
| Net loans & leases | $100,384,000 | 2,691 |
| Loan loss allowance | $1,020,000 | 3,459 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,652,000 | 2,126 |
| Other real estate owned | $0 | 2,378 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,272,000 | 3,248 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,336,000 | 2,510 |
| Total liabilities | $164,070,000 | 2,557 |
| Total deposits | $159,820,000 | 2,446 |
| Interest-bearing deposits | $147,850,000 | 2,302 |
| Deposits held in domestic offices | $159,820,000 | 2,437 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,292,000 | 2,092 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $32,000 | 4,801 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,926,000 | 2,166 |
| Total equity capital | $22,266,000 | 2,023 |
| Total bank equity capital | $22,266,000 | 2,023 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $4,900,000 | 804 |
| Surplus | $4,900,000 | 2,901 |
| Undivided profits | $12,466,000 | 2,088 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $243,000 | 6,172 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $53,000 | 1,157 |
| Income earned, not collected on loans | $547,000 | 4,359 |
| Earning assets | $174,153,000 | 2,464 |
| Long-term assets (5+ years) | $32,074,000 | 1,710 |
| Average Assets, year-to-date | $196,841,800 | 2,300 |
| Average Assets, quarterly | $191,169,500 | 2,427 |
| Volatile liabilities | $6,825,000 | 5,868 |
| Insider loans | $2,896,000 | 1,496 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $13,070,000 | 2,685 |
| Tier 1 (core) risk-based capital | $21,956,000 | 1,957 |
| Tier 2 risk-based capital | $1,020,000 | 2,853 |
| Total risk weighted assets | $124,441,200 | 2,210 |
| Total unused commitments | $13,070,000 | 2,696 |
| Derivatives | $52,077,000 | 365 |
| 1994-12-31 | Rank | |
| # of Employees: | 99 | 2,029 |
| Assets and Liabilities | ||
| Total Assets: | $205,377,000 | 2,256 |
| Cash and due from depository institutions | $7,917,000 | 2,029 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $66,949,000 | 1,957 |
| Federal funds sold & reverse repurchase agreements | $15,275,000 | 643 |
| Net loans & leases | $109,702,000 | 2,461 |
| Loan loss allowance | $1,148,000 | 3,149 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,897,000 | 1,926 |
| Other real estate owned | $5,000 | 2,029 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,632,000 | 4,585 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $205,377,000 | 2,256 |
| Total liabilities | $180,956,000 | 2,322 |
| Total deposits | $168,888,000 | 2,277 |
| Interest-bearing deposits | $155,049,000 | 2,135 |
| Deposits held in domestic offices | $168,888,000 | 2,267 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,114,000 | 1,268 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,093,000 | 3,064 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $861,000 | 3,434 |
| Total equity capital | $24,421,000 | 1,698 |
| Total bank equity capital | $24,421,000 | 1,698 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $4,900,000 | 800 |
| Surplus | $4,900,000 | 2,820 |
| Undivided profits | $14,621,000 | 1,609 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $317,000 | 5,505 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $59,000 | 1,029 |
| Income earned, not collected on loans | $455,000 | 4,608 |
| Earning assets | $191,926,000 | 2,207 |
| Long-term assets (5+ years) | $39,519,000 | 1,448 |
| Average Assets, year-to-date | $218,730,000 | 2,061 |
| Average Assets, quarterly | $205,910,500 | 2,224 |
| Volatile liabilities | $15,152,000 | 3,158 |
| Insider loans | $3,891,000 | 1,074 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $16,018,000 | 2,253 |
| Tier 1 (core) risk-based capital | $24,905,000 | 1,655 |
| Tier 2 risk-based capital | $1,148,000 | 2,580 |
| Total risk weighted assets | $138,232,200 | 1,978 |
| Total unused commitments | $16,018,000 | 2,264 |
| Derivatives | $50,000,000 | 368 |
| 1993-12-31 | Rank | |
| # of Employees: | 112 | 1,872 |
| Assets and Liabilities | ||
| Total Assets: | $225,793,000 | 2,064 |
| Cash and due from depository institutions | $3,343,000 | 1,872 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $124,549,000 | 1,105 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $89,821,000 | 2,849 |
| Loan loss allowance | $971,000 | 3,796 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,166,000 | 1,746 |
| Other real estate owned | $1,541,000 | 1,872 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,373,000 | 2,983 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $225,793,000 | 2,064 |
| Total liabilities | $201,171,000 | 2,112 |
| Total deposits | $175,102,000 | 2,271 |
| Interest-bearing deposits | $161,706,000 | 2,134 |
| Deposits held in domestic offices | $175,102,000 | 2,259 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,111,000 | 701 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,162,000 | 2,565 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,796,000 | 1,974 |
| Total equity capital | $24,622,000 | 1,671 |
| Total bank equity capital | $24,622,000 | 1,671 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $4,900,000 | 793 |
| Surplus | $4,900,000 | 2,760 |
| Undivided profits | $14,822,000 | 1,610 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $523,000 | 4,781 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $408,000 | 4,581 |
| Earning assets | $214,370,000 | 1,992 |
| Long-term assets (5+ years) | $68,913,000 | 936 |
| Average Assets, year-to-date | $217,729,200 | 2,079 |
| Average Assets, quarterly | $219,806,000 | 2,100 |
| Volatile liabilities | $28,161,000 | 1,817 |
| Insider loans | $4,389,000 | 939 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $15,469,000 | 2,270 |
| Tier 1 (core) risk-based capital | $24,622,000 | 1,619 |
| Tier 2 risk-based capital | $971,000 | 2,965 |
| Total risk weighted assets | $120,036,700 | 2,226 |
| Total unused commitments | $15,469,000 | 2,289 |
| Derivatives | $69,800,000 | 317 |
| 1992-12-31 | Rank | |
| # of Employees: | 121 | 1,789 |
| Assets and Liabilities | ||
| Total Assets: | $220,909,000 | 2,154 |
| Cash and due from depository institutions | $6,679,000 | 1,789 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $118,584,000 | 1,143 |
| Federal funds sold & reverse repurchase agreements | $9,100,000 | 1,822 |
| Net loans & leases | $77,805,000 | 3,325 |
| Loan loss allowance | $1,213,000 | 3,193 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,179,000 | 1,755 |
| Other real estate owned | $1,524,000 | 1,789 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,038,000 | 2,499 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $220,909,000 | 2,154 |
| Total liabilities | $199,040,000 | 2,177 |
| Total deposits | $184,239,000 | 2,243 |
| Interest-bearing deposits | $169,335,000 | 2,134 |
| Deposits held in domestic offices | $184,239,000 | 2,233 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,901,000 | 955 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,583,000 | 1,768 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,317,000 | 2,625 |
| Total equity capital | $21,869,000 | 1,774 |
| Total bank equity capital | $21,869,000 | 1,774 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $4,900,000 | 799 |
| Surplus | $4,900,000 | 2,651 |
| Undivided profits | $12,069,000 | 1,813 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $297,000 | 7,248 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $322,000 | 6,165 |
| Earning assets | $205,489,000 | 2,102 |
| Long-term assets (5+ years) | $63,405,000 | 946 |
| Average Assets, year-to-date | $220,687,000 | 2,103 |
| Average Assets, quarterly | $217,672,500 | 2,162 |
| Volatile liabilities | $16,959,000 | 2,710 |
| Insider loans | $1,723,000 | 411 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $13,692,000 | 2,379 |
| Tier 1 (core) risk-based capital | $21,869,000 | 1,725 |
| Tier 2 risk-based capital | $1,213,000 | 2,457 |
| Total risk weighted assets | $102,236,100 | 2,619 |
| Total unused commitments | $13,692,000 | 2,395 |
| Derivatives | $0 | 651 |