Home > Bank One, West Virginia, Wayne County, Inc. > Income and Expense
Bank One, West Virginia, Wayne County, Inc., Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,490,000 | 4,619 |
| Total interest expense | $2,459,000 | 4,899 |
| Net interest income | $4,031,000 | 4,366 |
| Provision for loan and lease losses | $25,000 | 8,682 |
| Total noninterest income | $424,000 | 6,231 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 5,578 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 5,628 |
| Total noninterest expense | $2,304,000 | 5,658 |
| Salaries and employee benefits | $1,042,000 | 5,920 |
| Premises and equipment expense | $268,000 | 6,364 |
| Additional noninterest expense | $994,000 | 4,950 |
| Pre-tax net operating income | $2,126,000 | 3,124 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $739,000 | 2,953 |
| Income before extraordinary items | $1,387,000 | 3,481 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,387,000 | 3,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 11,387 |
| Cash dividends | $849,000 | 2,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,387,000 | 3,294 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,469,000 | 5,161 |
| Total interest expense | $2,731,000 | 5,588 |
| Net interest income | $3,738,000 | 4,742 |
| Provision for loan and lease losses | $230,000 | 4,844 |
| Total noninterest income | $424,000 | 6,321 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $199,000 | 6,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $225,000 | 5,300 |
| Total noninterest expense | $2,019,000 | 6,329 |
| Salaries and employee benefits | $1,012,000 | 5,960 |
| Premises and equipment expense | $418,000 | 4,643 |
| Additional noninterest expense | $589,000 | 7,607 |
| Pre-tax net operating income | $1,913,000 | 3,232 |
| Securities gains (losses) | $17,000 | 5,804 |
| Applicable income taxes | $653,000 | 3,194 |
| Income before extraordinary items | $1,277,000 | 3,604 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,277,000 | 3,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 6,766 |
| Cash dividends | $899,000 | 1,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,265,780 | 3,359 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.