Home > Bank One, West Virginia, St. Albans > Income and Expense
Bank One, West Virginia, St. Albans, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,466,000 | 4,630 |
| Total interest expense | $2,152,000 | 5,495 |
| Net interest income | $4,314,000 | 4,113 |
| Provision for loan and lease losses | $5,000 | 10,098 |
| Total noninterest income | $390,000 | 6,595 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $292,000 | 4,524 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 7,923 |
| Total noninterest expense | $2,837,000 | 4,734 |
| Salaries and employee benefits | $1,174,000 | 5,326 |
| Premises and equipment expense | $330,000 | 5,458 |
| Additional noninterest expense | $1,333,000 | 3,857 |
| Pre-tax net operating income | $1,862,000 | 3,561 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $701,000 | 3,114 |
| Income before extraordinary items | $1,162,000 | 4,138 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,162,000 | 4,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 3,580 |
| Cash dividends | $750,000 | 2,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,161,360 | 3,936 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,983,000 | 4,831 |
| Total interest expense | $2,830,000 | 5,426 |
| Net interest income | $4,153,000 | 4,296 |
| Provision for loan and lease losses | $277,000 | 4,328 |
| Total noninterest income | $400,000 | 6,546 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $275,000 | 4,756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 7,308 |
| Total noninterest expense | $2,695,000 | 4,971 |
| Salaries and employee benefits | $1,249,000 | 4,985 |
| Premises and equipment expense | $288,000 | 6,154 |
| Additional noninterest expense | $1,158,000 | 4,485 |
| Pre-tax net operating income | $1,581,000 | 3,856 |
| Securities gains (losses) | $12,000 | 6,245 |
| Applicable income taxes | $594,000 | 3,464 |
| Income before extraordinary items | $999,000 | 4,515 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $999,000 | 4,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 4,456 |
| Cash dividends | $726,000 | 2,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $991,320 | 4,214 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.