Home > Bank One, West Virginia, St. Albans > Assets and Liabilities
Bank One, West Virginia, St. Albans, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 43 | 4,750 |
| Assets and Liabilities | ||
| Total Assets: | $84,986,000 | 5,132 |
| Cash and due from depository institutions | $2,098,000 | 4,750 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $12,468,000 | 8,182 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $66,923,000 | 3,758 |
| Loan loss allowance | $546,000 | 5,991 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,390,000 | 3,059 |
| Other real estate owned | $63,000 | 4,750 |
| Goodwill and other intangibles | $87,000 | 2,256 |
| All other assets | $957,000 | 6,315 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,986,000 | 5,132 |
| Total liabilities | $77,346,000 | 5,117 |
| Total deposits | $64,922,000 | 5,749 |
| Interest-bearing deposits | $57,439,000 | 5,650 |
| Deposits held in domestic offices | $64,922,000 | 5,739 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,844,000 | 970 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $580,000 | 4,808 |
| Total equity capital | $7,640,000 | 5,196 |
| Total bank equity capital | $7,640,000 | 5,196 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,275,000 | 1,826 |
| Surplus | $3,905,000 | 3,387 |
| Undivided profits | $1,460,000 | 8,514 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $680,000 | 4,086 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $141,000 | 9,744 |
| Earning assets | $79,391,000 | 5,059 |
| Long-term assets (5+ years) | $8,272,000 | 4,917 |
| Average Assets, year-to-date | $80,587,000 | 5,249 |
| Average Assets, quarterly | $84,450,500 | 5,113 |
| Volatile liabilities | $16,309,000 | 2,815 |
| Insider loans | $4,164,000 | 983 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,546,000 | 4,132 |
| Tier 1 (core) risk-based capital | $7,553,000 | 5,171 |
| Tier 2 risk-based capital | $546,000 | 4,882 |
| Total risk weighted assets | $71,869,200 | 3,561 |
| Total unused commitments | $6,546,000 | 4,157 |
| Derivatives | $16,800,000 | 461 |
| 1992-12-31 | Rank | |
| # of Employees: | 44 | 4,772 |
| Assets and Liabilities | ||
| Total Assets: | $78,609,000 | 5,565 |
| Cash and due from depository institutions | $1,913,000 | 4,772 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $14,686,000 | 7,452 |
| Federal funds sold & reverse repurchase agreements | $5,131,000 | 3,174 |
| Net loans & leases | $53,569,000 | 4,559 |
| Loan loss allowance | $698,000 | 5,021 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,422,000 | 3,018 |
| Other real estate owned | $163,000 | 4,772 |
| Goodwill and other intangibles | $105,000 | 2,180 |
| All other assets | $620,000 | 8,685 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,609,000 | 5,565 |
| Total liabilities | $71,381,000 | 5,584 |
| Total deposits | $70,123,000 | 5,494 |
| Interest-bearing deposits | $62,731,000 | 5,374 |
| Deposits held in domestic offices | $70,123,000 | 5,484 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $679,000 | 2,820 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $579,000 | 5,160 |
| Total equity capital | $7,228,000 | 5,238 |
| Total bank equity capital | $7,228,000 | 5,238 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,275,000 | 1,882 |
| Surplus | $3,905,000 | 3,270 |
| Undivided profits | $1,048,000 | 9,460 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $480,000 | 5,763 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $110,000 | 11,233 |
| Earning assets | $73,386,000 | 5,461 |
| Long-term assets (5+ years) | $3,120,000 | 7,886 |
| Average Assets, year-to-date | $79,054,000 | 5,411 |
| Average Assets, quarterly | $78,954,000 | 5,493 |
| Volatile liabilities | $6,659,000 | 5,490 |
| Insider loans | $280,000 | 3,076 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,297,000 | 5,042 |
| Tier 1 (core) risk-based capital | $7,123,000 | 5,242 |
| Tier 2 risk-based capital | $698,000 | 3,968 |
| Total risk weighted assets | $58,850,700 | 4,300 |
| Total unused commitments | $4,297,000 | 5,073 |
| Derivatives | $0 | 651 |