Home > Bank One, West Virginia, Philippi > Income and Expense
Bank One, West Virginia, Philippi, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,697,000 | 6,092 |
| Total interest expense | $1,627,000 | 6,806 |
| Net interest income | $3,070,000 | 5,559 |
| Provision for loan and lease losses | $22,000 | 8,943 |
| Total noninterest income | $154,000 | 10,123 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 9,210 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 8,622 |
| Total noninterest expense | $1,528,000 | 7,742 |
| Salaries and employee benefits | $777,000 | 7,459 |
| Premises and equipment expense | $110,000 | 10,124 |
| Additional noninterest expense | $641,000 | 7,003 |
| Pre-tax net operating income | $1,674,000 | 3,927 |
| Securities gains (losses) | $39,000 | 3,767 |
| Applicable income taxes | $471,000 | 4,396 |
| Income before extraordinary items | $1,242,000 | 3,881 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,242,000 | 3,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 8,555 |
| Cash dividends | $779,000 | 2,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,213,530 | 3,768 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,920,000 | 6,468 |
| Total interest expense | $2,068,000 | 6,954 |
| Net interest income | $2,852,000 | 5,963 |
| Provision for loan and lease losses | $33,000 | 9,854 |
| Total noninterest income | $175,000 | 9,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 9,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 8,250 |
| Total noninterest expense | $1,444,000 | 8,117 |
| Salaries and employee benefits | $774,000 | 7,440 |
| Premises and equipment expense | $280,000 | 6,282 |
| Additional noninterest expense | $390,000 | 9,685 |
| Pre-tax net operating income | $1,550,000 | 3,932 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $396,000 | 4,834 |
| Income before extraordinary items | $1,154,000 | 3,948 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,154,000 | 3,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 8,849 |
| Cash dividends | $786,000 | 1,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,154,000 | 3,654 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.