Home > Bank One, West Virginia, Nicholas County, Inc. > Income and Expense
Bank One, West Virginia, Nicholas County, Inc., Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,245,000 | 4,783 |
| Total interest expense | $2,504,000 | 4,800 |
| Net interest income | $3,741,000 | 4,680 |
| Provision for loan and lease losses | $47,000 | 7,653 |
| Total noninterest income | $207,000 | 9,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 7,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,431 |
| Total noninterest expense | $1,924,000 | 6,546 |
| Salaries and employee benefits | $890,000 | 6,774 |
| Premises and equipment expense | $191,000 | 7,864 |
| Additional noninterest expense | $843,000 | 5,668 |
| Pre-tax net operating income | $1,977,000 | 3,353 |
| Securities gains (losses) | $36,000 | 3,866 |
| Applicable income taxes | $566,000 | 3,771 |
| Income before extraordinary items | $1,447,000 | 3,355 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,447,000 | 3,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 7,435 |
| Cash dividends | $946,000 | 1,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,421,080 | 3,228 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,689,000 | 5,017 |
| Total interest expense | $3,175,000 | 4,922 |
| Net interest income | $3,514,000 | 4,991 |
| Provision for loan and lease losses | $105,000 | 7,133 |
| Total noninterest income | $214,000 | 9,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 6,843 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 10,222 |
| Total noninterest expense | $1,761,000 | 7,071 |
| Salaries and employee benefits | $943,000 | 6,378 |
| Premises and equipment expense | $155,000 | 8,970 |
| Additional noninterest expense | $663,000 | 7,008 |
| Pre-tax net operating income | $1,862,000 | 3,323 |
| Securities gains (losses) | $-38,000 | 13,625 |
| Applicable income taxes | $497,000 | 4,024 |
| Income before extraordinary items | $1,327,000 | 3,453 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,327,000 | 3,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 8,127 |
| Cash dividends | $1,019,000 | 1,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,354,740 | 3,141 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.