Home > Bank One, West Virginia, New Martinsville > Income and Expense
Bank One, West Virginia, New Martinsville, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,043,000 | 8,146 |
| Total interest expense | $1,414,000 | 7,940 |
| Net interest income | $1,629,000 | 8,198 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $138,000 | 9,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 7,858 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 9,663 |
| Total noninterest expense | $1,257,000 | 8,006 |
| Salaries and employee benefits | $456,000 | 9,489 |
| Premises and equipment expense | $105,000 | 9,481 |
| Additional noninterest expense | $696,000 | 5,886 |
| Pre-tax net operating income | $510,000 | 8,377 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $120,000 | 8,792 |
| Income before extraordinary items | $390,000 | 8,155 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $390,000 | 8,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,677 |
| Cash dividends | $786,000 | 2,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $390,000 | 8,113 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,146,000 | 7,832 |
| Total interest expense | $1,131,000 | 8,180 |
| Net interest income | $2,015,000 | 7,532 |
| Provision for loan and lease losses | $45,000 | 6,361 |
| Total noninterest income | $106,000 | 10,599 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 8,715 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 10,986 |
| Total noninterest expense | $1,331,000 | 8,139 |
| Salaries and employee benefits | $526,000 | 9,155 |
| Premises and equipment expense | $107,000 | 9,803 |
| Additional noninterest expense | $698,000 | 6,333 |
| Pre-tax net operating income | $745,000 | 7,161 |
| Securities gains (losses) | $180,000 | 529 |
| Applicable income taxes | $249,000 | 6,553 |
| Income before extraordinary items | $676,000 | 6,048 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $676,000 | 6,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,413 |
| Cash dividends | $548,000 | 3,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $544,600 | 7,008 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,412,000 | 7,654 |
| Total interest expense | $1,262,000 | 8,027 |
| Net interest income | $2,150,000 | 7,298 |
| Provision for loan and lease losses | $101,000 | 5,713 |
| Total noninterest income | $99,000 | 11,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 10,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,868 |
| Total noninterest expense | $1,270,000 | 8,618 |
| Salaries and employee benefits | $566,000 | 9,081 |
| Premises and equipment expense | $116,000 | 9,911 |
| Additional noninterest expense | $588,000 | 7,455 |
| Pre-tax net operating income | $878,000 | 6,436 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $203,000 | 7,553 |
| Income before extraordinary items | $675,000 | 6,260 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $675,000 | 6,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 8,052 |
| Cash dividends | $417,000 | 3,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $675,000 | 6,025 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,694,000 | 7,921 |
| Total interest expense | $1,686,000 | 7,930 |
| Net interest income | $2,008,000 | 7,736 |
| Provision for loan and lease losses | $109,000 | 7,062 |
| Total noninterest income | $81,000 | 12,253 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 10,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 11,632 |
| Total noninterest expense | $1,191,000 | 9,080 |
| Salaries and employee benefits | $557,000 | 9,208 |
| Premises and equipment expense | $111,000 | 10,343 |
| Additional noninterest expense | $523,000 | 8,256 |
| Pre-tax net operating income | $789,000 | 6,616 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $146,000 | 8,720 |
| Income before extraordinary items | $643,000 | 6,265 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $643,000 | 6,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 10,474 |
| Cash dividends | $394,000 | 3,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $643,000 | 5,926 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.