Home > Bank One, West Virginia, Lincoln > Income and Expense
Bank One, West Virginia, Lincoln, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,893,000 | 5,891 |
| Total interest expense | $1,658,000 | 6,721 |
| Net interest income | $3,235,000 | 5,298 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $234,000 | 8,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 7,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 8,232 |
| Total noninterest expense | $1,781,000 | 6,946 |
| Salaries and employee benefits | $908,000 | 6,663 |
| Premises and equipment expense | $162,000 | 8,585 |
| Additional noninterest expense | $711,000 | 6,481 |
| Pre-tax net operating income | $1,638,000 | 3,998 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $530,000 | 3,973 |
| Income before extraordinary items | $1,110,000 | 4,293 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,110,000 | 4,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 4,406 |
| Cash dividends | $762,000 | 2,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,108,640 | 4,077 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,287,000 | 6,099 |
| Total interest expense | $2,010,000 | 7,087 |
| Net interest income | $3,277,000 | 5,300 |
| Provision for loan and lease losses | $66,000 | 8,365 |
| Total noninterest income | $242,000 | 8,633 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 7,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 7,597 |
| Total noninterest expense | $1,712,000 | 7,230 |
| Salaries and employee benefits | $1,002,000 | 6,015 |
| Premises and equipment expense | $135,000 | 9,539 |
| Additional noninterest expense | $575,000 | 7,731 |
| Pre-tax net operating income | $1,741,000 | 3,533 |
| Securities gains (losses) | $47,000 | 4,236 |
| Applicable income taxes | $549,000 | 3,689 |
| Income before extraordinary items | $1,239,000 | 3,698 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,239,000 | 3,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 6,676 |
| Cash dividends | $889,000 | 1,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,206,570 | 3,508 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.