Home > Bank One, West Virginia, Clarksburg > Income and Expense
Bank One, West Virginia, Clarksburg, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $20,423,000 | 1,534 |
| Total interest expense | $7,250,000 | 1,807 |
| Net interest income | $13,173,000 | 1,374 |
| Provision for loan and lease losses | $140,000 | 4,819 |
| Total noninterest income | $2,459,000 | 1,699 |
| Gross Fiduciary activities income | $1,329,000 | 480 |
| Service charges on deposit accounts | $354,000 | 3,838 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $776,000 | 2,435 |
| Total noninterest expense | $8,805,000 | 1,715 |
| Salaries and employee benefits | $4,955,000 | 1,359 |
| Premises and equipment expense | $751,000 | 2,701 |
| Additional noninterest expense | $3,099,000 | 1,866 |
| Pre-tax net operating income | $6,687,000 | 1,055 |
| Securities gains (losses) | $584,000 | 803 |
| Applicable income taxes | $1,895,000 | 1,263 |
| Income before extraordinary items | $5,376,000 | 965 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $5,376,000 | 994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $392,000 | 2,077 |
| Cash dividends | $3,487,000 | 640 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,943,840 | 975 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $22,173,000 | 1,617 |
| Total interest expense | $9,204,000 | 1,842 |
| Net interest income | $12,969,000 | 1,428 |
| Provision for loan and lease losses | $285,000 | 4,262 |
| Total noninterest income | $2,251,000 | 1,795 |
| Gross Fiduciary activities income | $1,159,000 | 514 |
| Service charges on deposit accounts | $347,000 | 3,946 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $745,000 | 2,417 |
| Total noninterest expense | $8,735,000 | 1,736 |
| Salaries and employee benefits | $5,070,000 | 1,321 |
| Premises and equipment expense | $799,000 | 2,603 |
| Additional noninterest expense | $2,866,000 | 2,068 |
| Pre-tax net operating income | $6,200,000 | 1,056 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,371,000 | 1,564 |
| Income before extraordinary items | $4,829,000 | 986 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,829,000 | 990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 5,081 |
| Cash dividends | $3,386,000 | 525 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,829,000 | 895 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.