Home > Bank One, West Virginia, Clarksburg > Assets and Liabilities
Bank One, West Virginia, Clarksburg, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 154 | 1,362 |
| Assets and Liabilities | ||
| Total Assets: | $316,044,000 | 1,492 |
| Cash and due from depository institutions | $11,313,000 | 1,362 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $158,386,000 | 868 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $135,252,000 | 2,015 |
| Loan loss allowance | $1,416,000 | 2,762 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $7,552,000 | 966 |
| Other real estate owned | $0 | 1,362 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,541,000 | 2,093 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $316,044,000 | 1,492 |
| Total liabilities | $286,741,000 | 1,501 |
| Total deposits | $232,731,000 | 1,698 |
| Interest-bearing deposits | $203,918,000 | 1,693 |
| Deposits held in domestic offices | $232,731,000 | 1,681 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $49,052,000 | 500 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,861,000 | 1,916 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,097,000 | 1,743 |
| Total equity capital | $29,303,000 | 1,400 |
| Total bank equity capital | $29,303,000 | 1,400 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,000,000 | 1,281 |
| Surplus | $4,500,000 | 2,962 |
| Undivided profits | $21,803,000 | 1,078 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $969,000 | 3,236 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $226,000 | 550 |
| Income earned, not collected on loans | $673,000 | 2,678 |
| Earning assets | $293,638,000 | 1,460 |
| Long-term assets (5+ years) | $91,497,000 | 726 |
| Average Assets, year-to-date | $287,470,200 | 1,588 |
| Average Assets, quarterly | $304,395,000 | 1,531 |
| Volatile liabilities | $65,484,000 | 1,001 |
| Insider loans | $447,000 | 6,060 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $35,657,000 | 1,262 |
| Tier 1 (core) risk-based capital | $29,303,000 | 1,363 |
| Tier 2 risk-based capital | $1,416,000 | 2,121 |
| Total risk weighted assets | $200,063,000 | 1,394 |
| Total unused commitments | $35,657,000 | 1,281 |
| Derivatives | $135,800,000 | 235 |
| 1992-12-31 | Rank | |
| # of Employees: | 146 | 1,498 |
| Assets and Liabilities | ||
| Total Assets: | $278,697,000 | 1,723 |
| Cash and due from depository institutions | $9,299,000 | 1,498 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $143,005,000 | 942 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $114,761,000 | 2,372 |
| Loan loss allowance | $1,668,000 | 2,462 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $7,726,000 | 941 |
| Other real estate owned | $0 | 1,498 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,906,000 | 2,012 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $278,697,000 | 1,723 |
| Total liabilities | $251,283,000 | 1,767 |
| Total deposits | $234,549,000 | 1,770 |
| Interest-bearing deposits | $203,349,000 | 1,792 |
| Deposits held in domestic offices | $234,549,000 | 1,760 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,422,000 | 940 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,870,000 | 1,708 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,442,000 | 1,595 |
| Total equity capital | $27,414,000 | 1,419 |
| Total bank equity capital | $27,414,000 | 1,419 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,000,000 | 1,307 |
| Surplus | $4,500,000 | 2,841 |
| Undivided profits | $19,914,000 | 1,091 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,044,000 | 2,224 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $625,000 | 3,232 |
| Earning assets | $257,766,000 | 1,713 |
| Long-term assets (5+ years) | $120,270,000 | 518 |
| Average Assets, year-to-date | $275,060,600 | 1,699 |
| Average Assets, quarterly | $276,413,500 | 1,729 |
| Volatile liabilities | $28,557,000 | 1,776 |
| Insider loans | $183,000 | 4,167 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $46,954,000 | 992 |
| Tier 1 (core) risk-based capital | $27,414,000 | 1,378 |
| Tier 2 risk-based capital | $1,668,000 | 1,895 |
| Total risk weighted assets | $142,646,000 | 1,971 |
| Total unused commitments | $46,954,000 | 1,010 |
| Derivatives | $0 | 651 |