Home > Bank One, West Virginia, Charleston > Loan Charge- Offs and Recoveries
Bank One, West Virginia, Charleston, Loan Charge- Offs and Recoveries
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,038,000 | 687 |
| Loans secured by real estate, total | $754,000 | 819 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $754,000 | 817 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 5,721 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $754,000 | 448 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $1,720,000 | 372 |
| Loans to individuals | $564,000 | 745 |
| Credit card loan charge offs | $351,000 | 444 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $213,000 | 1,165 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $356,000 | 1,193 |
| Loans secured by real estate, total | $8,000 | 3,744 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $8,000 | 3,744 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $6,000 | 2,645 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $2,000 | 2,212 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $24,000 | 4,020 |
| Loans to individuals | $324,000 | 539 |
| Credit card loan recoveries | $74,000 | 413 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $250,000 | 511 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,682,000 | 607 |
| Loans secured by real estate, total | $746,000 | 719 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $746,000 | 717 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $-6,000 | 12,339 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $752,000 | 406 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $1,696,000 | 287 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $240,000 | 988 |
| Credit card loan net charge offs | $277,000 | 437 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-37,000 | 13,147 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,047,000 | 1,788 |
| Loans secured by real estate, total | $291,000 | 1,749 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $291,000 | 1,749 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $129,000 | 1,382 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $162,000 | 1,355 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $43,000 | 5,956 |
| Loans to individuals | $713,000 | 785 |
| Credit card loan charge offs | $402,000 | 462 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $311,000 | 1,101 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $696,000 | 730 |
| Loans secured by real estate, total | $249,000 | 517 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $249,000 | 517 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $249,000 | 265 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $108,000 | 1,482 |
| Loans to individuals | $339,000 | 562 |
| Credit card loan recoveries | $54,000 | 462 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $285,000 | 514 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $351,000 | 3,048 |
| Loans secured by real estate, total | $42,000 | 3,942 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $42,000 | 3,941 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $129,000 | 1,221 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $-87,000 | 13,854 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $-65,000 | 13,516 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $374,000 | 951 |
| Credit card loan net charge offs | $348,000 | 449 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $26,000 | 4,614 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.