Home > Bank One, West Virginia, Charleston > Income and Expense
Bank One, West Virginia, Charleston, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $31,770,000 | 1,011 |
| Total interest expense | $10,841,000 | 1,249 |
| Net interest income | $20,929,000 | 889 |
| Provision for loan and lease losses | $701,000 | 1,659 |
| Total noninterest income | $7,499,000 | 737 |
| Gross Fiduciary activities income | $3,087,000 | 298 |
| Service charges on deposit accounts | $1,374,000 | 968 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $3,038,000 | 950 |
| Total noninterest expense | $17,755,000 | 933 |
| Salaries and employee benefits | $9,263,000 | 748 |
| Premises and equipment expense | $892,000 | 2,296 |
| Additional noninterest expense | $7,600,000 | 927 |
| Pre-tax net operating income | $9,972,000 | 733 |
| Securities gains (losses) | $144,000 | 2,022 |
| Applicable income taxes | $3,345,000 | 768 |
| Income before extraordinary items | $6,771,000 | 772 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $6,771,000 | 800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,682,000 | 607 |
| Cash dividends | $4,195,000 | 554 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $6,674,520 | 736 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $31,890,000 | 1,151 |
| Total interest expense | $13,071,000 | 1,355 |
| Net interest income | $18,819,000 | 987 |
| Provision for loan and lease losses | $303,000 | 4,086 |
| Total noninterest income | $8,891,000 | 650 |
| Gross Fiduciary activities income | $3,003,000 | 305 |
| Service charges on deposit accounts | $1,308,000 | 991 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $4,580,000 | 717 |
| Total noninterest expense | $18,401,000 | 906 |
| Salaries and employee benefits | $9,700,000 | 722 |
| Premises and equipment expense | $959,000 | 2,174 |
| Additional noninterest expense | $7,742,000 | 940 |
| Pre-tax net operating income | $9,006,000 | 720 |
| Securities gains (losses) | $57,000 | 3,915 |
| Applicable income taxes | $2,927,000 | 801 |
| Income before extraordinary items | $6,136,000 | 779 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $6,136,000 | 781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $351,000 | 3,048 |
| Cash dividends | $4,494,000 | 416 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $6,097,240 | 712 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.