Home > Bank One, West Virginia, Charles Town > Income and Expense
Bank One, West Virginia, Charles Town, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,905,000 | 5,878 |
| Total interest expense | $2,144,000 | 5,505 |
| Net interest income | $2,761,000 | 6,042 |
| Provision for loan and lease losses | $90,000 | 6,008 |
| Total noninterest income | $362,000 | 6,877 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $147,000 | 7,169 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 5,444 |
| Total noninterest expense | $2,357,000 | 5,543 |
| Salaries and employee benefits | $1,089,000 | 5,697 |
| Premises and equipment expense | $263,000 | 6,446 |
| Additional noninterest expense | $1,005,000 | 4,900 |
| Pre-tax net operating income | $676,000 | 7,490 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $272,000 | 6,460 |
| Income before extraordinary items | $404,000 | 8,390 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $404,000 | 8,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 6,565 |
| Cash dividends | $174,000 | 5,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $404,000 | 8,111 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,156,000 | 6,235 |
| Total interest expense | $2,620,000 | 5,763 |
| Net interest income | $2,536,000 | 6,521 |
| Provision for loan and lease losses | $729,000 | 2,299 |
| Total noninterest income | $280,000 | 8,007 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 6,705 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 7,627 |
| Total noninterest expense | $2,865,000 | 4,722 |
| Salaries and employee benefits | $1,127,000 | 5,473 |
| Premises and equipment expense | $637,000 | 3,176 |
| Additional noninterest expense | $1,101,000 | 4,685 |
| Pre-tax net operating income | $-778,000 | 13,426 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $9,000 | 12,400 |
| Income before extraordinary items | $-786,000 | 13,496 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-786,000 | 13,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 4,990 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-787,000 | 13,410 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.