Bank One, West Virginia, Buckhannon, Income and Expense

1993-12-31 (YTD Data)Rank
Total interest income$14,733,0002,125
Total interest expense$5,415,0002,384
Net interest income$9,318,0001,945
Provision for loan and lease losses$240,0003,470
Total noninterest income$454,0005,958
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$309,0004,311
Trading account gains and fees$0532
Additional Noninterest Income$145,0006,670
Total noninterest expense$4,363,0003,207
Salaries and employee benefits$2,211,0002,969
Premises and equipment expense$475,0004,053
Additional noninterest expense$1,677,0003,178
Pre-tax net operating income$5,169,0001,351
Securities gains (losses)$-369,00013,239
Applicable income taxes$1,229,0001,878
Income before extraordinary items$3,571,0001,426
Extraordinary gains, net$03,149
Net income$3,571,0001,465
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0006,087
Cash dividends$2,259,000912
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,844,0601,235
1992-12-31 (YTD Data)Rank
Total interest income$15,774,0002,237
Total interest expense$6,875,0002,447
Net interest income$8,899,0002,051
Provision for loan and lease losses$270,0004,396
Total noninterest income$442,0006,146
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$265,0004,916
Trading account gains and fees$0504
Additional Noninterest Income$177,0006,089
Total noninterest expense$4,375,0003,242
Salaries and employee benefits$2,233,0002,902
Premises and equipment expense$488,0004,051
Additional noninterest expense$1,654,0003,302
Pre-tax net operating income$4,696,0001,356
Securities gains (losses)$92,0003,137
Applicable income taxes$1,120,0001,894
Income before extraordinary items$3,668,0001,273
Extraordinary gains, net$01,422
Net income$3,668,0001,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0006,342
Cash dividends$2,380,000732
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,597,1601,196

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.