Home > Bank One, West Virginia, Beckley > Income and Expense
Bank One, West Virginia, Beckley, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $25,929,000 | 1,231 |
| Total interest expense | $9,198,000 | 1,453 |
| Net interest income | $16,731,000 | 1,099 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $1,672,000 | 2,242 |
| Gross Fiduciary activities income | $76,000 | 1,262 |
| Service charges on deposit accounts | $1,051,000 | 1,288 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $545,000 | 3,079 |
| Total noninterest expense | $11,204,000 | 1,369 |
| Salaries and employee benefits | $4,786,000 | 1,409 |
| Premises and equipment expense | $1,433,000 | 1,483 |
| Additional noninterest expense | $4,985,000 | 1,276 |
| Pre-tax net operating income | $7,199,000 | 991 |
| Securities gains (losses) | $199,000 | 1,699 |
| Applicable income taxes | $2,774,000 | 924 |
| Income before extraordinary items | $4,624,000 | 1,126 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,624,000 | 1,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $671,000 | 1,474 |
| Cash dividends | $2,929,000 | 744 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,496,640 | 1,069 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $27,765,000 | 1,311 |
| Total interest expense | $12,009,000 | 1,473 |
| Net interest income | $15,756,000 | 1,193 |
| Provision for loan and lease losses | $330,000 | 3,911 |
| Total noninterest income | $2,159,000 | 1,840 |
| Gross Fiduciary activities income | $95,000 | 1,263 |
| Service charges on deposit accounts | $847,000 | 1,608 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,217,000 | 1,758 |
| Total noninterest expense | $10,882,000 | 1,428 |
| Salaries and employee benefits | $5,073,000 | 1,320 |
| Premises and equipment expense | $1,333,000 | 1,598 |
| Additional noninterest expense | $4,476,000 | 1,470 |
| Pre-tax net operating income | $6,703,000 | 968 |
| Securities gains (losses) | $27,000 | 5,154 |
| Applicable income taxes | $2,484,000 | 933 |
| Income before extraordinary items | $4,246,000 | 1,112 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,246,000 | 1,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $570,000 | 2,250 |
| Cash dividends | $3,104,000 | 574 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,228,720 | 1,022 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.